Towne Bank (TOWN) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Towne Bank (NASDAQ:TOWN) are both mid-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their valuation, institutional ownership, profitability, analyst recommendations, earnings, dividends, risk and media sentiment.

Is ABCB or TOWN a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. Towne Bank pays an annual dividend of $1.08 per share and has a dividend yield of 2.9%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Towne Bank pays out 47.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Towne Bank has increased its dividend for 13 consecutive years. Towne Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk and volatility, ABCB or TOWN?

Ameris Bancorp has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, Towne Bank has a beta of 0.84, suggesting that its share price is 16% less volatile than the S&P 500.

Do institutionals & insiders hold more shares of ABCB or TOWN?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 56.0% of Towne Bank shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by insiders. Comparatively, 8.1% of Towne Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Is ABCB or TOWN more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Towne Bank's net margin of 16.49%. Ameris Bancorp's return on equity of 9.57% beat Towne Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Towne Bank	16.49%	9.05%	1.14%

Do analysts rate ABCB or TOWN?

Ameris Bancorp presently has a consensus price target of $72.14, suggesting a potential upside of 0.09%. Towne Bank has a consensus price target of $40.67, suggesting a potential upside of 9.32%. Given Towne Bank's higher probable upside, analysts plainly believe Towne Bank is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Towne Bank	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Does the media refer more to ABCB or TOWN?

In the previous week, Towne Bank had 4 more articles in the media than Ameris Bancorp. MarketBeat recorded 17 mentions for Towne Bank and 13 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.59 beat Towne Bank's score of 0.75 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	12 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Towne Bank	10 Very Positive mention(s)	1 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better valuation and earnings, ABCB or TOWN?

Ameris Bancorp has higher revenue and earnings than Towne Bank. Ameris Bancorp is trading at a lower price-to-earnings ratio than Towne Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.13B	4.39	$358.68M	$5.68	12.69
Towne Bank	$1.03B	2.72	$161.76M	$2.30	16.17

Summary

Ameris Bancorp beats Towne Bank on 13 of the 19 factors compared between the two stocks.