Usio (USIO) Competitors $1.48 +0.01 (+0.82%) Closing price 08/29/2025 03:59 PM EasternExtended Trading$1.48 0.00 (0.00%) As of 08/29/2025 06:25 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock USIO vs. CZWI, HNVR, BCBP, LARK, RBKB, RMBI, ECBK, CFBK, EBMT, and SRBKShould you be buying Usio stock or one of its competitors? The main competitors of Usio include Citizens Community Bancorp (CZWI), Hanover Bancorp (HNVR), BCB Bancorp, Inc. (NJ) (BCBP), Landmark Bancorp (LARK), Rhinebeck Bancorp (RBKB), Richmond Mutual Bancorporation (RMBI), ECB Bancorp (ECBK), CF Bankshares (CFBK), Eagle Bancorp Montana (EBMT), and SR Bancorp (SRBK). These companies are all part of the "banking" industry. Usio vs. Its Competitors Citizens Community Bancorp Hanover Bancorp BCB Bancorp, Inc. (NJ) Landmark Bancorp Rhinebeck Bancorp Richmond Mutual Bancorporation ECB Bancorp CF Bankshares Eagle Bancorp Montana SR Bancorp Citizens Community Bancorp (NASDAQ:CZWI) and Usio (NASDAQ:USIO) are both small-cap banking companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, dividends, risk, earnings, profitability, media sentiment and valuation. Do analysts recommend CZWI or USIO? Usio has a consensus target price of $4.00, indicating a potential upside of 171.19%. Given Usio's stronger consensus rating and higher possible upside, analysts clearly believe Usio is more favorable than Citizens Community Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Citizens Community Bancorp 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Usio 1 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00 Which has better earnings & valuation, CZWI or USIO? Citizens Community Bancorp has higher revenue and earnings than Usio. Citizens Community Bancorp is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens Community Bancorp$99.72M1.64$13.75M$1.2413.33Usio$82.93M0.47$3.31M$0.1014.75 Is CZWI or USIO more profitable? Citizens Community Bancorp has a net margin of 12.65% compared to Usio's net margin of 3.43%. Citizens Community Bancorp's return on equity of 6.89% beat Usio's return on equity.Company Net Margins Return on Equity Return on Assets Citizens Community Bancorp12.65% 6.89% 0.71% Usio 3.43%-1.63%-0.28% Which has more risk and volatility, CZWI or USIO? Citizens Community Bancorp has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500. Comparatively, Usio has a beta of 1.49, indicating that its share price is 49% more volatile than the S&P 500. Does the media prefer CZWI or USIO? In the previous week, Citizens Community Bancorp and Citizens Community Bancorp both had 1 articles in the media. Usio's average media sentiment score of 1.88 beat Citizens Community Bancorp's score of 1.87 indicating that Usio is being referred to more favorably in the news media. Company Overall Sentiment Citizens Community Bancorp Very Positive Usio Very Positive Do insiders and institutionals believe in CZWI or USIO? 55.1% of Citizens Community Bancorp shares are owned by institutional investors. Comparatively, 20.2% of Usio shares are owned by institutional investors. 3.9% of Citizens Community Bancorp shares are owned by company insiders. Comparatively, 17.8% of Usio shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. SummaryCitizens Community Bancorp beats Usio on 8 of the 14 factors compared between the two stocks. Get Usio News Delivered to You Automatically Sign up to receive the latest news and ratings for USIO and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding USIO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart USIO vs. The Competition Export to ExcelMetricUsioFinancial Transaction Services IndustryBusiness SectorNASDAQ ExchangeMarket Cap$39.08M$34.36B$26.22B$9.74BDividend YieldN/A2.16%2.74%4.48%P/E RatioN/A41.2627.3726.59Price / Sales0.4720.011,120.00159.07Price / Cash17.0619.4225.6328.92Price / Book2.087.426.856.08Net Income$3.31M$1.11B$197.83M$265.93M7 Day Performance3.15%0.78%0.48%0.36%1 Month Performance-12.20%7.83%9.28%5.58%1 Year Performance-1.67%25.83%44.19%19.67% Usio Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)USIOUsio2.4141 of 5 stars$1.48+0.8%$4.00+171.2%-1.7%$39.08M$82.93M0.00110Positive NewsCZWICitizens Community Bancorp4.5859 of 5 stars$16.28-0.1%N/A+23.4%$160.79M$99.72M13.13220HNVRHanover Bancorp3.5422 of 5 stars$22.240.0%$23.83+7.2%+24.9%$160.54M$148.36M14.54160Positive NewsBCBPBCB Bancorp, Inc. (NJ)2.9926 of 5 stars$9.00-1.1%$9.50+5.6%-28.3%$156.47M$196.95M47.37290Positive NewsLARKLandmark Bancorp1.4948 of 5 stars$26.45-1.4%N/A+31.2%$155.17M$89.35M9.39270Positive NewsRBKBRhinebeck Bancorp0.3275 of 5 stars$13.28-3.4%N/A+60.9%$152.70M$54.24M-24.59200RMBIRichmond Mutual Bancorporation1.0678 of 5 stars$14.55-0.3%N/A+17.2%$152.22M$44.88M15.48180ECBKECB Bancorp0.8378 of 5 stars$17.12-0.3%N/A+22.7%$152.06M$68.27M26.7550CFBKCF Bankshares3.6493 of 5 stars$24.68+0.7%$29.00+17.5%+13.1%$141.42M$123.56M8.88130High Trading VolumeEBMTEagle Bancorp Montana3.8659 of 5 stars$17.23+0.1%N/A+16.9%$136.94M$121.99M10.77350SRBKSR Bancorp1.8617 of 5 stars$14.78+0.1%N/A+50.7%$132.79M$48.54M33.5965 Related Companies and Tools Related Companies Citizens Community Bancorp Alternatives Hanover Bancorp Alternatives BCB Bancorp, Inc. (NJ) Alternatives Landmark Bancorp Alternatives Rhinebeck Bancorp Alternatives Richmond Mutual Bancorporation Alternatives ECB Bancorp Alternatives CF Bankshares Alternatives Eagle Bancorp Montana Alternatives SR Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:USIO) was last updated on 9/1/2025 by MarketBeat.com Staff From Our PartnersRetire Comfortably with These New Monthly Income ETFs?Too many retirees lie awake at night, worried their savings won’t last. Traditional advice and tiny returns ju...Investors Alley | SponsoredWarren Buffett Issues Cryptic Warning on U.S. DollarImagine a bull market so powerful, every single investor became a millionaire. 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