Usio (USIO) Competitors $1.56 0.00 (0.00%) Closing price 04:00 PM EasternExtended Trading$1.60 +0.04 (+2.56%) As of 07:55 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock USIO vs. FRAF, SWKH, FSFG, EFSI, CBNA, MFH, BVFL, MRBK, MNSB, and CBFVShould you be buying Usio stock or one of its competitors? The main competitors of Usio include Franklin Financial Services (FRAF), SWK (SWKH), First Savings Financial Group (FSFG), Eagle Financial Services (EFSI), Chain Bridge Bancorp (CBNA), Mercurity Fintech (MFH), BV Financial (BVFL), Meridian Bank (MRBK), MainStreet Bank (MNSB), and CB Financial Services (CBFV). These companies are all part of the "banking" industry. Usio vs. Its Competitors Franklin Financial Services SWK First Savings Financial Group Eagle Financial Services Chain Bridge Bancorp Mercurity Fintech BV Financial Meridian Bank MainStreet Bank CB Financial Services Usio (NASDAQ:USIO) and Franklin Financial Services (NASDAQ:FRAF) are both small-cap banking companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, media sentiment, profitability, analyst recommendations, risk, valuation and dividends. Do analysts prefer USIO or FRAF? Usio presently has a consensus price target of $4.00, indicating a potential upside of 156.41%. Given Usio's stronger consensus rating and higher possible upside, equities analysts clearly believe Usio is more favorable than Franklin Financial Services.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Usio 1 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.00Franklin Financial Services 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Does the media prefer USIO or FRAF? In the previous week, Usio had 9 more articles in the media than Franklin Financial Services. MarketBeat recorded 10 mentions for Usio and 1 mentions for Franklin Financial Services. Franklin Financial Services' average media sentiment score of 0.50 beat Usio's score of 0.23 indicating that Franklin Financial Services is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Usio 0 Very Positive mention(s) 3 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Franklin Financial Services 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more risk & volatility, USIO or FRAF? Usio has a beta of 1.43, indicating that its share price is 43% more volatile than the S&P 500. Comparatively, Franklin Financial Services has a beta of 0.18, indicating that its share price is 82% less volatile than the S&P 500. Is USIO or FRAF more profitable? Franklin Financial Services has a net margin of 11.78% compared to Usio's net margin of 3.43%. Franklin Financial Services' return on equity of 9.78% beat Usio's return on equity.Company Net Margins Return on Equity Return on Assets Usio3.43% -1.63% -0.28% Franklin Financial Services 11.78%9.78%0.66% Which has preferable valuation & earnings, USIO or FRAF? Franklin Financial Services has higher revenue and earnings than Usio. Franklin Financial Services is trading at a lower price-to-earnings ratio than Usio, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioUsio$82.93M0.50$3.31M$0.1114.18Franklin Financial Services$115.13M1.56$11.10M$3.2612.36 Do institutionals and insiders believe in USIO or FRAF? 20.2% of Usio shares are owned by institutional investors. Comparatively, 24.8% of Franklin Financial Services shares are owned by institutional investors. 17.8% of Usio shares are owned by insiders. Comparatively, 6.9% of Franklin Financial Services shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth. SummaryFranklin Financial Services beats Usio on 9 of the 16 factors compared between the two stocks. Get Usio News Delivered to You Automatically Sign up to receive the latest news and ratings for USIO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding USIO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart USIO vs. The Competition Export to ExcelMetricUsioFinancial Transaction Services IndustryBusiness SectorNASDAQ ExchangeMarket Cap$41.33M$32.75B$22.14B$9.61BDividend YieldN/A2.48%2.86%4.14%P/E Ratio15.6043.8128.0124.84Price / Sales0.508.8642.3798.68Price / Cash18.0418.6627.0458.36Price / Book2.206.395.725.64Net Income$3.31M$1.09B$197.93M$265.68M7 Day Performance-7.14%0.01%8.15%2.51%1 Month Performance-1.89%-7.02%5.76%1.88%1 Year Performance9.09%25.27%34.83%24.00% Usio Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)USIOUsio1.5746 of 5 stars$1.56flat$4.00+156.4%+9.1%$41.33M$82.93M15.60110News CoverageEarnings ReportAnalyst RevisionGap UpFRAFFranklin Financial Services2.0888 of 5 stars$42.04-1.3%N/A+26.1%$189.83M$76.76M12.90280Gap UpSWKHSWK2.3509 of 5 stars$15.10-1.2%$18.00+19.2%-12.3%$187.49M$45.46M10.2040News CoverageUpcoming EarningsFSFGFirst Savings Financial Group4.7174 of 5 stars$26.00+0.1%$32.33+24.4%+16.2%$179.69M$134.52M8.41470Positive NewsEFSIEagle Financial Services3.4725 of 5 stars$33.50+0.4%$40.00+19.4%N/A$179.42M$112.88M15.51230CBNAChain Bridge Bancorp3.1355 of 5 stars$26.98+1.0%$29.67+10.0%N/A$175.33M$56.65M0.0084MFHMercurity FintechN/A$3.52+29.9%N/A+109.7%$172.59M$960.97K0.0010Gap UpBVFLBV FinancialN/A$16.15-0.1%N/A+10.4%$170.25M$49.20M15.68112MRBKMeridian Bank3.4961 of 5 stars$14.71-1.1%$17.00+15.6%+27.0%$167.81M$197.37M9.14410MNSBMainStreet Bank2.6558 of 5 stars$20.75-1.9%N/A+20.0%$163.02M$70.71M-14.21170Positive NewsCBFVCB Financial Services4.3899 of 5 stars$32.91+1.5%$35.50+7.9%+28.5%$162.80M$81.62M15.31200Positive News Related Companies and Tools Related Companies Franklin Financial Services Alternatives SWK Alternatives First Savings Financial Group Alternatives Eagle Financial Services Alternatives Chain Bridge Bancorp Alternatives Mercurity Fintech Alternatives BV Financial Alternatives Meridian Bank Alternatives MainStreet Bank Alternatives CB Financial Services Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:USIO) was last updated on 8/8/2025 by MarketBeat.com Staff From Our PartnersHIDDEN IN THE BOOK OF GENESIS…“This land I will give to you…” — a 4,000-year-old line from Genesis may hold the key to unlocking a $150 tril...Paradigm Press | SponsoredAmazon’s big Bitcoin embarrassmentBitcoin just passed Amazon in total market cap — but most investors are missing the bigger opportunity. 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