Usio (USIO) Competitors

Union Bankshares (NASDAQ:UNB) and Usio (NASDAQ:USIO) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, risk, earnings, profitability, analyst recommendations, dividends, valuation, community ranking and media sentiment.

Do analysts prefer UNB or USIO?

Usio has a consensus target price of $5.00, suggesting a potential upside of 247.22%. Given Usio's stronger consensus rating and higher probable upside, analysts clearly believe Usio is more favorable than Union Bankshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Union Bankshares	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Usio	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has higher earnings & valuation, UNB or USIO?

Union Bankshares has higher earnings, but lower revenue than Usio. Usio is trading at a lower price-to-earnings ratio than Union Bankshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Union Bankshares	$47.96M	3.03	$8.80M	$1.96	16.33
Usio	$82.93M	0.46	-$470K	$0.11	13.09

Which has more risk & volatility, UNB or USIO?

Union Bankshares has a beta of 0.57, indicating that its stock price is 43% less volatile than the S&P 500. Comparatively, Usio has a beta of 1.72, indicating that its stock price is 72% more volatile than the S&P 500.

Does the media prefer UNB or USIO?

In the previous week, Usio had 12 more articles in the media than Union Bankshares. MarketBeat recorded 15 mentions for Usio and 3 mentions for Union Bankshares. Union Bankshares' average media sentiment score of 0.35 beat Usio's score of 0.01 indicating that Union Bankshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Union Bankshares	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Usio	2 Very Positive mention(s)	0 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders & institutionals believe in UNB or USIO?

14.8% of Union Bankshares shares are held by institutional investors. Comparatively, 20.2% of Usio shares are held by institutional investors. 1.8% of Union Bankshares shares are held by company insiders. Comparatively, 17.8% of Usio shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Is UNB or USIO more profitable?

Union Bankshares has a net margin of 11.74% compared to Usio's net margin of 3.33%. Union Bankshares' return on equity of 13.09% beat Usio's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Union Bankshares	11.74%	13.09%	0.60%
Usio	3.33%	-2.98%	-0.45%

Does the MarketBeat Community prefer UNB or USIO?

Union Bankshares received 146 more outperform votes than Usio when rated by MarketBeat users. However, 67.47% of users gave Usio an outperform vote while only 60.48% of users gave Union Bankshares an outperform vote.

Company	Underperform	Outperform
Union Bankshares	Outperform Votes 202 60.48%	Underperform Votes 132 39.52%
Usio	Outperform Votes 56 67.47%	Underperform Votes 27 32.53%

Summary

Union Bankshares and Usio tied by winning 9 of the 18 factors compared between the two stocks.