C vs. BAC, DAL, GS, JPM, MS, PNC, TFC, UBS, USB, and WFC
Should you be buying Citigroup stock or one of its competitors? The main competitors of Citigroup include Bank of America (BAC), Delta Air Lines (DAL), The Goldman Sachs Group (GS), JPMorgan Chase & Co. (JPM), Morgan Stanley (MS), The PNC Financial Services Group (PNC), Truist Financial (TFC), UBS Group (UBS), U.S. Bancorp (USB), and Wells Fargo & Company (WFC).
Citigroup vs. Its Competitors
Citigroup (NYSE:C) and Bank of America (NYSE:BAC) are both large-cap banking companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, analyst recommendations, risk, media sentiment, institutional ownership, dividends, valuation and earnings.
Citigroup currently has a consensus price target of $96.54, indicating a potential upside of 1.40%. Bank of America has a consensus price target of $50.13, indicating a potential upside of 1.29%. Given Citigroup's higher probable upside, research analysts clearly believe Citigroup is more favorable than Bank of America.
71.7% of Citigroup shares are held by institutional investors. Comparatively, 70.7% of Bank of America shares are held by institutional investors. 0.1% of Citigroup shares are held by insiders. Comparatively, 0.3% of Bank of America shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Citigroup has a beta of 1.38, meaning that its stock price is 38% more volatile than the S&P 500. Comparatively, Bank of America has a beta of 1.31, meaning that its stock price is 31% more volatile than the S&P 500.
In the previous week, Citigroup had 38 more articles in the media than Bank of America. MarketBeat recorded 118 mentions for Citigroup and 80 mentions for Bank of America. Bank of America's average media sentiment score of 1.05 beat Citigroup's score of 0.94 indicating that Bank of America is being referred to more favorably in the news media.
Bank of America has a net margin of 14.81% compared to Citigroup's net margin of 8.44%. Bank of America's return on equity of 10.25% beat Citigroup's return on equity.
Bank of America has higher revenue and earnings than Citigroup. Citigroup is trading at a lower price-to-earnings ratio than Bank of America, indicating that it is currently the more affordable of the two stocks.
Citigroup pays an annual dividend of $2.40 per share and has a dividend yield of 2.5%. Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. Citigroup pays out 35.5% of its earnings in the form of a dividend. Bank of America pays out 30.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citigroup has raised its dividend for 2 consecutive years and Bank of America has raised its dividend for 11 consecutive years.
Summary
Bank of America beats Citigroup on 13 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding C and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Citigroup Competitors List
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This page (NYSE:C) was last updated on 8/24/2025 by MarketBeat.com Staff
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