Citigroup (C) Competitors

Citigroup (NYSE:C) and Bank of America (NYSE:BAC) are both large-cap banking companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, media sentiment, risk, earnings, profitability, analyst recommendations and valuation.

Do institutionals & insiders hold more shares of C or BAC?

71.7% of Citigroup shares are owned by institutional investors. Comparatively, 70.7% of Bank of America shares are owned by institutional investors. 0.1% of Citigroup shares are owned by company insiders. Comparatively, 0.3% of Bank of America shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Do analysts rate C or BAC?

Citigroup presently has a consensus price target of $96.96, suggesting a potential downside of 2.56%. Bank of America has a consensus price target of $50.39, suggesting a potential downside of 0.41%. Given Bank of America's stronger consensus rating and higher probable upside, analysts clearly believe Bank of America is more favorable than Citigroup.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citigroup	0 Sell rating(s)	5 Hold rating(s)	10 Buy rating(s)	0 Strong Buy rating(s)	2.67
Bank of America	0 Sell rating(s)	5 Hold rating(s)	16 Buy rating(s)	0 Strong Buy rating(s)	2.76

Is C or BAC a better dividend stock?

Citigroup pays an annual dividend of $2.40 per share and has a dividend yield of 2.4%. Bank of America pays an annual dividend of $1.12 per share and has a dividend yield of 2.2%. Citigroup pays out 35.5% of its earnings in the form of a dividend. Bank of America pays out 32.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citigroup has raised its dividend for 2 consecutive years and Bank of America has raised its dividend for 11 consecutive years.

Is C or BAC more profitable?

Bank of America has a net margin of 14.81% compared to Citigroup's net margin of 8.44%. Bank of America's return on equity of 10.25% beat Citigroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Citigroup	8.44%	7.29%	0.57%
Bank of America	14.81%	10.25%	0.84%

Which has more volatility and risk, C or BAC?

Citigroup has a beta of 1.41, suggesting that its share price is 41% more volatile than the S&P 500. Comparatively, Bank of America has a beta of 1.34, suggesting that its share price is 34% more volatile than the S&P 500.

Does the media prefer C or BAC?

In the previous week, Bank of America had 5 more articles in the media than Citigroup. MarketBeat recorded 114 mentions for Bank of America and 109 mentions for Citigroup. Bank of America's average media sentiment score of 1.05 beat Citigroup's score of 1.02 indicating that Bank of America is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Citigroup	68 Very Positive mention(s)	14 Positive mention(s)	13 Neutral mention(s)	7 Negative mention(s)	7 Very Negative mention(s)	Positive
Bank of America	77 Very Positive mention(s)	13 Positive mention(s)	16 Neutral mention(s)	7 Negative mention(s)	1 Very Negative mention(s)	Positive

Which has preferable earnings & valuation, C or BAC?

Bank of America has higher revenue and earnings than Citigroup. Citigroup is trading at a lower price-to-earnings ratio than Bank of America, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Citigroup	$83.31B	2.20	$12.68B	$6.77	14.70
Bank of America	$192.43B	1.95	$27.13B	$3.42	14.80

Summary

Bank of America beats Citigroup on 14 of the 19 factors compared between the two stocks.