Citigroup (C) Competitors

Bank of America (NYSE:BAC) and Citigroup (NYSE:C) are both large-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, earnings, valuation, media sentiment, risk, analyst recommendations, profitability, institutional ownership and community ranking.

Is BAC or C more profitable?

Bank of America has a net margin of 14.10% compared to Citigroup's net margin of 7.43%. Bank of America's return on equity of 10.29% beat Citigroup's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of America	14.10%	10.29%	0.84%
Citigroup	7.43%	6.62%	0.53%

Is BAC or C a better dividend stock?

Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.3%. Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 3.0%. Bank of America pays out 31.0% of its earnings in the form of a dividend. Citigroup pays out 35.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has raised its dividend for 11 consecutive years and Citigroup has raised its dividend for 2 consecutive years.

Does the MarketBeat Community believe in BAC or C?

Bank of America received 1827 more outperform votes than Citigroup when rated by MarketBeat users. Likewise, 64.75% of users gave Bank of America an outperform vote while only 41.06% of users gave Citigroup an outperform vote.

Company	Underperform	Outperform
Bank of America	Outperform Votes 2144 64.75%	Underperform Votes 1167 35.25%
Citigroup	Outperform Votes 317 41.06%	Underperform Votes 455 58.94%

Which has more risk and volatility, BAC or C?

Bank of America has a beta of 1.27, indicating that its stock price is 27% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.3, indicating that its stock price is 30% more volatile than the S&P 500.

Do analysts prefer BAC or C?

Bank of America currently has a consensus target price of $47.50, suggesting a potential upside of 6.45%. Citigroup has a consensus target price of $83.97, suggesting a potential upside of 10.73%. Given Citigroup's higher possible upside, analysts plainly believe Citigroup is more favorable than Bank of America.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of America	1 Sell rating(s)	5 Hold rating(s)	17 Buy rating(s)	4 Strong Buy rating(s)	2.89
Citigroup	0 Sell rating(s)	5 Hold rating(s)	11 Buy rating(s)	0 Strong Buy rating(s)	2.69

Which has stronger earnings and valuation, BAC or C?

Bank of America has higher revenue and earnings than Citigroup. Citigroup is trading at a lower price-to-earnings ratio than Bank of America, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of America	$103.44B	3.25	$27.13B	$3.36	13.28
Citigroup	$81.68B	1.73	$12.68B	$6.33	11.98

Does the media prefer BAC or C?

In the previous week, Bank of America had 11 more articles in the media than Citigroup. MarketBeat recorded 120 mentions for Bank of America and 109 mentions for Citigroup. Bank of America's average media sentiment score of 0.90 beat Citigroup's score of 0.74 indicating that Bank of America is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of America	66 Very Positive mention(s)	29 Positive mention(s)	22 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Positive
Citigroup	49 Very Positive mention(s)	12 Positive mention(s)	26 Neutral mention(s)	14 Negative mention(s)	7 Very Negative mention(s)	Positive

Do institutionals and insiders hold more shares of BAC or C?

70.7% of Bank of America shares are owned by institutional investors. Comparatively, 71.7% of Citigroup shares are owned by institutional investors. 0.3% of Bank of America shares are owned by insiders. Comparatively, 0.1% of Citigroup shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Bank of America beats Citigroup on 17 of the 22 factors compared between the two stocks.