C vs. BAC, BK, DAL, GS, JPM, MS, PNC, TFC, USB, and WFC
Should you be buying Citigroup stock or one of its competitors? The main competitors of Citigroup include Bank of America (BAC), Bank of New York Mellon (BK), Delta Air Lines (DAL), The Goldman Sachs Group (GS), JPMorgan Chase & Co. (JPM), Morgan Stanley (MS), The PNC Financial Services Group (PNC), Truist Financial (TFC), U.S. Bancorp (USB), and Wells Fargo & Company (WFC).
Citigroup vs. Its Competitors
Bank of America (NYSE:BAC) and Citigroup (NYSE:C) are both large-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, analyst recommendations, risk, institutional ownership, media sentiment, valuation, dividends and profitability.
Bank of America has a beta of 1.3, indicating that its share price is 30% more volatile than the S&P 500. Comparatively, Citigroup has a beta of 1.33, indicating that its share price is 33% more volatile than the S&P 500.
Bank of America has higher revenue and earnings than Citigroup. Citigroup is trading at a lower price-to-earnings ratio than Bank of America, indicating that it is currently the more affordable of the two stocks.
Bank of America presently has a consensus price target of $47.65, suggesting a potential downside of 1.05%. Citigroup has a consensus price target of $84.03, suggesting a potential downside of 2.58%. Given Bank of America's stronger consensus rating and higher possible upside, equities analysts clearly believe Bank of America is more favorable than Citigroup.
Bank of America pays an annual dividend of $1.04 per share and has a dividend yield of 2.2%. Citigroup pays an annual dividend of $2.24 per share and has a dividend yield of 2.6%. Bank of America pays out 31.0% of its earnings in the form of a dividend. Citigroup pays out 35.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has increased its dividend for 11 consecutive years and Citigroup has increased its dividend for 2 consecutive years.
70.7% of Bank of America shares are held by institutional investors. Comparatively, 71.7% of Citigroup shares are held by institutional investors. 0.3% of Bank of America shares are held by company insiders. Comparatively, 0.1% of Citigroup shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Bank of America has a net margin of 14.56% compared to Citigroup's net margin of 7.95%. Bank of America's return on equity of 10.25% beat Citigroup's return on equity.
In the previous week, Citigroup had 6 more articles in the media than Bank of America. MarketBeat recorded 124 mentions for Citigroup and 118 mentions for Bank of America. Bank of America's average media sentiment score of 0.97 beat Citigroup's score of 0.92 indicating that Bank of America is being referred to more favorably in the media.
Summary
Bank of America beats Citigroup on 15 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding C and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Citigroup Competitors List
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This page (NYSE:C) was last updated on 7/1/2025 by MarketBeat.com Staff
