Central Pacific Financial (CPF) Competitors

First Interstate BancSystem (NASDAQ:FIBK) and Central Pacific Financial (NYSE:CPF) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their community ranking, valuation, institutional ownership, analyst recommendations, dividends, earnings, profitability, risk and media sentiment.

Does the media favor FIBK or CPF?

In the previous week, Central Pacific Financial had 2 more articles in the media than First Interstate BancSystem. MarketBeat recorded 4 mentions for Central Pacific Financial and 2 mentions for First Interstate BancSystem. Central Pacific Financial's average media sentiment score of 1.75 beat First Interstate BancSystem's score of 1.43 indicating that Central Pacific Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Interstate BancSystem	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Central Pacific Financial	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Which has better valuation and earnings, FIBK or CPF?

First Interstate BancSystem has higher revenue and earnings than Central Pacific Financial. Central Pacific Financial is trading at a lower price-to-earnings ratio than First Interstate BancSystem, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Interstate BancSystem	$1.00B	2.76	$226M	$2.11	12.53
Central Pacific Financial	$253.46M	2.84	$53.41M	$2.14	12.47

Is FIBK or CPF more profitable?

First Interstate BancSystem has a net margin of 15.94% compared to Central Pacific Financial's net margin of 15.49%. Central Pacific Financial's return on equity of 12.03% beat First Interstate BancSystem's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Interstate BancSystem	15.94%	6.92%	0.75%
Central Pacific Financial	15.49%	12.03%	0.85%

Is FIBK or CPF a better dividend stock?

First Interstate BancSystem pays an annual dividend of $1.88 per share and has a dividend yield of 7.1%. Central Pacific Financial pays an annual dividend of $1.08 per share and has a dividend yield of 4.0%. First Interstate BancSystem pays out 89.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Central Pacific Financial pays out 50.5% of its earnings in the form of a dividend. Central Pacific Financial has raised its dividend for 1 consecutive years.

Do analysts recommend FIBK or CPF?

First Interstate BancSystem currently has a consensus target price of $35.00, indicating a potential upside of 32.43%. Given First Interstate BancSystem's stronger consensus rating and higher probable upside, research analysts clearly believe First Interstate BancSystem is more favorable than Central Pacific Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Interstate BancSystem	2 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.14
Central Pacific Financial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has more risk & volatility, FIBK or CPF?

First Interstate BancSystem has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500. Comparatively, Central Pacific Financial has a beta of 1.02, suggesting that its share price is 2% more volatile than the S&P 500.

Does the MarketBeat Community prefer FIBK or CPF?

First Interstate BancSystem received 22 more outperform votes than Central Pacific Financial when rated by MarketBeat users. However, 57.47% of users gave Central Pacific Financial an outperform vote while only 49.37% of users gave First Interstate BancSystem an outperform vote.

Company	Underperform	Outperform
First Interstate BancSystem	Outperform Votes 276 49.37%	Underperform Votes 283 50.63%
Central Pacific Financial	Outperform Votes 254 57.47%	Underperform Votes 188 42.53%

Do insiders & institutionals hold more shares of FIBK or CPF?

88.7% of First Interstate BancSystem shares are owned by institutional investors. Comparatively, 88.4% of Central Pacific Financial shares are owned by institutional investors. 8.2% of First Interstate BancSystem shares are owned by insiders. Comparatively, 2.4% of Central Pacific Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Central Pacific Financial beats First Interstate BancSystem on 11 of the 21 factors compared between the two stocks.