CPB (CPF) Competitors

Ameris Bancorp (NASDAQ:ABCB) and CPB (NYSE:CPF) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, media sentiment, risk, valuation, dividends and earnings.

Which has more risk & volatility, ABCB or CPF?

Ameris Bancorp has a beta of 0.94, meaning that its stock price is 6% less volatile than the S&P 500. Comparatively, CPB has a beta of 1.06, meaning that its stock price is 6% more volatile than the S&P 500.

Which has higher valuation & earnings, ABCB or CPF?

Ameris Bancorp has higher revenue and earnings than CPB. Ameris Bancorp is trading at a lower price-to-earnings ratio than CPB, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.13B	4.50	$358.68M	$5.68	13.01
CPB	$344.82M	2.31	$53.41M	$2.23	13.24

Is ABCB or CPF more profitable?

Ameris Bancorp has a net margin of 21.46% compared to CPB's net margin of 17.31%. CPB's return on equity of 12.80% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
CPB	17.31%	12.80%	0.95%

Do analysts rate ABCB or CPF?

Ameris Bancorp currently has a consensus price target of $72.14, suggesting a potential downside of 2.37%. CPB has a consensus price target of $34.50, suggesting a potential upside of 16.87%. Given CPB's higher probable upside, analysts clearly believe CPB is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
CPB	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Does the media favor ABCB or CPF?

In the previous week, CPB had 5 more articles in the media than Ameris Bancorp. MarketBeat recorded 5 mentions for CPB and 0 mentions for Ameris Bancorp. CPB's average media sentiment score of 0.47 beat Ameris Bancorp's score of 0.00 indicating that CPB is being referred to more favorably in the news media.

Company	Overall Sentiment
Ameris Bancorp	Neutral
CPB	Neutral

Is ABCB or CPF a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. CPB pays an annual dividend of $1.08 per share and has a dividend yield of 3.7%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. CPB pays out 48.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CPB has increased its dividend for 1 consecutive years. CPB is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do institutionals & insiders hold more shares of ABCB or CPF?

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 88.4% of CPB shares are held by institutional investors. 5.4% of Ameris Bancorp shares are held by company insiders. Comparatively, 2.4% of CPB shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Summary

Ameris Bancorp beats CPB on 12 of the 19 factors compared between the two stocks.