Customers Bancorp (CUBI) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Customers Bancorp (NYSE:CUBI) are both mid-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their institutional ownership, profitability, valuation, analyst recommendations, dividends, media sentiment, earnings and risk.

Which has better earnings and valuation, ABCB or CUBI?

Ameris Bancorp has higher earnings, but lower revenue than Customers Bancorp. Ameris Bancorp is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.13B	4.49	$358.68M	$5.68	12.98
Customers Bancorp	$1.39B	1.51	$181.47M	$4.04	16.40

Which has more volatility and risk, ABCB or CUBI?

Ameris Bancorp has a beta of 0.97, suggesting that its share price is 3% less volatile than the S&P 500. Comparatively, Customers Bancorp has a beta of 1.62, suggesting that its share price is 62% more volatile than the S&P 500.

Do institutionals and insiders have more ownership in ABCB or CUBI?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 89.3% of Customers Bancorp shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by insiders. Comparatively, 6.9% of Customers Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Does the media refer more to ABCB or CUBI?

In the previous week, Ameris Bancorp had 4 more articles in the media than Customers Bancorp. MarketBeat recorded 9 mentions for Ameris Bancorp and 5 mentions for Customers Bancorp. Customers Bancorp's average media sentiment score of 1.37 beat Ameris Bancorp's score of 1.36 indicating that Customers Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	6 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Customers Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is ABCB or CUBI more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Customers Bancorp's net margin of 10.77%. Customers Bancorp's return on equity of 11.98% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Customers Bancorp	10.77%	11.98%	0.93%

Do analysts prefer ABCB or CUBI?

Ameris Bancorp currently has a consensus target price of $72.14, suggesting a potential downside of 2.17%. Customers Bancorp has a consensus target price of $69.88, suggesting a potential upside of 5.44%. Given Customers Bancorp's higher probable upside, analysts clearly believe Customers Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Customers Bancorp	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.63

Summary

Ameris Bancorp beats Customers Bancorp on 9 of the 17 factors compared between the two stocks.