Customers Bancorp (CUBI) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Customers Bancorp (NYSE:CUBI) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, profitability, media sentiment, valuation, risk, dividends and analyst recommendations.

Do institutionals and insiders hold more shares of ABCB or CUBI?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 89.3% of Customers Bancorp shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by company insiders. Comparatively, 8.7% of Customers Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is ABCB or CUBI more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Customers Bancorp's net margin of 10.77%. Customers Bancorp's return on equity of 11.98% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Customers Bancorp	10.77%	11.98%	0.93%

Which has stronger valuation and earnings, ABCB or CUBI?

Ameris Bancorp has higher earnings, but lower revenue than Customers Bancorp. Ameris Bancorp is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.14B	3.98	$358.68M	$5.68	11.60
Customers Bancorp	$1.39B	1.42	$181.47M	$4.04	15.40

Does the media favor ABCB or CUBI?

In the previous week, Customers Bancorp had 25 more articles in the media than Ameris Bancorp. MarketBeat recorded 40 mentions for Customers Bancorp and 15 mentions for Ameris Bancorp. Customers Bancorp's average media sentiment score of 0.90 beat Ameris Bancorp's score of 0.67 indicating that Customers Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Customers Bancorp	10 Very Positive mention(s)	4 Positive mention(s)	10 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts recommend ABCB or CUBI?

Ameris Bancorp currently has a consensus price target of $72.14, suggesting a potential upside of 9.46%. Customers Bancorp has a consensus price target of $67.00, suggesting a potential upside of 7.72%. Given Ameris Bancorp's stronger consensus rating and higher possible upside, research analysts plainly believe Ameris Bancorp is more favorable than Customers Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Customers Bancorp	0 Sell rating(s)	5 Hold rating(s)	3 Buy rating(s)	1 Strong Buy rating(s)	2.56

Which has more volatility and risk, ABCB or CUBI?

Ameris Bancorp has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500. Comparatively, Customers Bancorp has a beta of 1.59, suggesting that its share price is 59% more volatile than the S&P 500.

Summary

Ameris Bancorp beats Customers Bancorp on 9 of the 17 factors compared between the two stocks.