HDFC Bank (HDB) Competitors

Bank of America (NYSE:BAC) and HDFC Bank (NYSE:HDB) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, dividends, valuation, media sentiment, earnings, risk, analyst recommendations and profitability.

Do analysts rate BAC or HDB?

Bank of America currently has a consensus target price of $53.38, suggesting a potential upside of 5.43%. Given Bank of America's stronger consensus rating and higher probable upside, analysts plainly believe Bank of America is more favorable than HDFC Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bank of America	0 Sell rating(s)	5 Hold rating(s)	19 Buy rating(s)	0 Strong Buy rating(s)	2.79
HDFC Bank	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.75

Does the media prefer BAC or HDB?

In the previous week, Bank of America had 106 more articles in the media than HDFC Bank. MarketBeat recorded 122 mentions for Bank of America and 16 mentions for HDFC Bank. HDFC Bank's average media sentiment score of 1.12 beat Bank of America's score of 1.02 indicating that HDFC Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bank of America	72 Very Positive mention(s)	20 Positive mention(s)	17 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
HDFC Bank	12 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is BAC or HDB a better dividend stock?

Bank of America pays an annual dividend of $1.12 per share and has a dividend yield of 2.2%. HDFC Bank pays an annual dividend of $0.32 per share and has a dividend yield of 0.9%. Bank of America pays out 32.7% of its earnings in the form of a dividend. HDFC Bank pays out 19.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of America has increased its dividend for 11 consecutive years. Bank of America is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has stronger valuation & earnings, BAC or HDB?

Bank of America has higher revenue and earnings than HDFC Bank. Bank of America is trading at a lower price-to-earnings ratio than HDFC Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bank of America	$192.43B	1.95	$27.13B	$3.42	14.80
HDFC Bank	$55.70B	3.14	$7.88B	$1.63	21.00

Which has more risk and volatility, BAC or HDB?

Bank of America has a beta of 1.33, suggesting that its share price is 33% more volatile than the S&P 500. Comparatively, HDFC Bank has a beta of 0.63, suggesting that its share price is 37% less volatile than the S&P 500.

Is BAC or HDB more profitable?

Bank of America has a net margin of 14.81% compared to HDFC Bank's net margin of 14.49%. HDFC Bank's return on equity of 11.60% beat Bank of America's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bank of America	14.81%	10.25%	0.84%
HDFC Bank	14.49%	11.60%	1.60%

Do insiders and institutionals believe in BAC or HDB?

70.7% of Bank of America shares are owned by institutional investors. Comparatively, 17.6% of HDFC Bank shares are owned by institutional investors. 0.3% of Bank of America shares are owned by insiders. Comparatively, 1.0% of HDFC Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

Bank of America beats HDFC Bank on 12 of the 20 factors compared between the two stocks.