PennyMac Financial Services (PFSI) Competitors $112.78 +3.45 (+3.15%) Closing price 09/3/2025 03:59 PM EasternExtended Trading$112.33 -0.45 (-0.39%) As of 06:03 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock PFSI vs. COOP, PMT, RITM, RKT, CFG, BAP, BSBR, BCH, WF, and ALLYShould you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Mr. Cooper Group (COOP), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), Rocket Companies (RKT), Citizens Financial Group (CFG), Credicorp (BAP), Banco Santander Brasil (BSBR), Banco De Chile (BCH), Woori Bank (WF), and Ally Financial (ALLY). These companies are all part of the "finance" sector. PennyMac Financial Services vs. Its Competitors Mr. Cooper Group PennyMac Mortgage Investment Trust Rithm Capital Rocket Companies Citizens Financial Group Credicorp Banco Santander Brasil Banco De Chile Woori Bank Ally Financial Mr. Cooper Group (NASDAQ:COOP) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their media sentiment, earnings, dividends, valuation, institutional ownership, profitability, risk and analyst recommendations. Do institutionals & insiders hold more shares of COOP or PFSI? 89.8% of Mr. Cooper Group shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.7% of Mr. Cooper Group shares are owned by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term. Does the media favor COOP or PFSI? In the previous week, PennyMac Financial Services had 2 more articles in the media than Mr. Cooper Group. MarketBeat recorded 13 mentions for PennyMac Financial Services and 11 mentions for Mr. Cooper Group. Mr. Cooper Group's average media sentiment score of 1.19 beat PennyMac Financial Services' score of 0.87 indicating that Mr. Cooper Group is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Mr. Cooper Group 7 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Positive PennyMac Financial Services 7 Very Positive mention(s) 2 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has preferable earnings and valuation, COOP or PFSI? Mr. Cooper Group has higher revenue and earnings than PennyMac Financial Services. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Mr. Cooper Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioMr. Cooper Group$3.10B3.91$669M$8.7421.65PennyMac Financial Services$1.59B3.66$311.42M$7.2115.64 Do analysts recommend COOP or PFSI? Mr. Cooper Group presently has a consensus target price of $140.38, suggesting a potential downside of 25.82%. PennyMac Financial Services has a consensus target price of $119.33, suggesting a potential upside of 5.82%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than Mr. Cooper Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Mr. Cooper Group 0 Sell rating(s) 5 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.44PennyMac Financial Services 0 Sell rating(s) 1 Hold rating(s) 5 Buy rating(s) 0 Strong Buy rating(s) 2.83 Is COOP or PFSI more profitable? Mr. Cooper Group has a net margin of 25.38% compared to PennyMac Financial Services' net margin of 22.00%. Mr. Cooper Group's return on equity of 15.66% beat PennyMac Financial Services' return on equity.Company Net Margins Return on Equity Return on Assets Mr. Cooper Group25.38% 15.66% 4.22% PennyMac Financial Services 22.00%12.18%1.95% Which has more volatility & risk, COOP or PFSI? Mr. Cooper Group has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.51, suggesting that its share price is 51% more volatile than the S&P 500. SummaryMr. Cooper Group beats PennyMac Financial Services on 10 of the 16 factors compared between the two stocks. Get PennyMac Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for PFSI and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PFSI vs. The Competition Export to ExcelMetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE ExchangeMarket Cap$5.69B$6.23B$12.59B$21.33BDividend Yield1.09%3.53%5.43%3.49%P/E Ratio15.648.64229.6429.16Price / Sales3.662.4931.5647.14Price / Cash7.9322.6719.0618.29Price / Book1.452.762.335.30Net Income$311.42M$1.82B$1.01B$998.51M7 Day Performance3.61%0.59%-0.37%-0.63%1 Month Performance15.63%18.45%3.19%4.90%1 Year Performance5.03%141.16%542.31%13.95% PennyMac Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PFSIPennyMac Financial Services4.7141 of 5 stars$112.78+3.2%$119.33+5.8%+6.4%$5.69B$1.59B15.644,100News CoverageAnalyst ForecastInsider TradeCOOPMr. Cooper Group3.8274 of 5 stars$188.53+0.1%$140.38-25.5%+106.5%$12.06B$2.23B21.577,900News CoveragePositive NewsOptions VolumePMTPennyMac Mortgage Investment Trust3.2859 of 5 stars$12.33+1.2%$14.00+13.6%-11.3%$1.07B$334.19M17.121Positive NewsRITMRithm Capital4.2949 of 5 stars$12.39+0.9%$14.00+13.0%+5.2%$6.57B$5.21B9.536,045News CoveragePositive NewsAnalyst ForecastShort Interest ↑RKTRocket Companies1.7258 of 5 stars$17.79-0.6%$15.81-11.1%-8.9%$37.40B$5.10B-355.8014,200Positive NewsGap DownCFGCitizens Financial Group4.7767 of 5 stars$52.30+0.3%$51.53-1.5%+20.9%$22.55B$12.36B15.9017,287Positive NewsShort Interest ↓BAPCredicorp4.1627 of 5 stars$256.65+0.2%$236.80-7.7%+52.0%$20.46B$7.00B13.9638,000Positive NewsBSBRBanco Santander Brasil3.4479 of 5 stars$5.29+0.3%$5.35+1.2%-7.5%$19.73B$25.44B6.5255,646Positive NewsBCHBanco De Chile2.6341 of 5 stars$28.73+0.9%$23.00-19.9%+17.4%$14.51B$4.21B10.2211,614Positive NewsWFWoori Bank3.301 of 5 stars$53.71-0.9%N/A+50.1%$13.31B$19.04B6.7613,279High Trading VolumeALLYAlly Financial4.7766 of 5 stars$41.050.0%$42.80+4.3%-2.5%$12.64B$8.18B26.6510,700Positive NewsAnalyst Upgrade Related Companies and Tools Related Companies Mr. Cooper Group Competitors PennyMac Mortgage Investment Trust Competitors Rithm Capital Competitors Rocket Companies Competitors Citizens Financial Group Competitors Credicorp Competitors Banco Santander Brasil Competitors Banco De Chile Competitors Woori Bank Competitors Ally Financial Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:PFSI) was last updated on 9/4/2025 by MarketBeat.com Staff From Our PartnersCrypto Income (almost instantly)How would you like to collect a small percentage of the $4 billion changing hands daily in the crypto market? ...Awesomely, LLC | SponsoredWhat's the Best Way to Lower RMD Taxes?Turning 73 triggers a key IRS rule: you must begin taking required minimum distributions (RMDs) from certain r...SmartAsset | SponsoredNVIDIA's Worst Nightmare?$2 TRILLION Quantum Gold Rush While everyone fights over expensive AI stocks... 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