Free Trial

PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$112.78 +3.45 (+3.15%)
Closing price 09/3/2025 03:59 PM Eastern
Extended Trading
$112.33 -0.45 (-0.39%)
As of 06:03 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PFSI vs. COOP, PMT, RITM, RKT, CFG, BAP, BSBR, BCH, WF, and ALLY

Should you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Mr. Cooper Group (COOP), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), Rocket Companies (RKT), Citizens Financial Group (CFG), Credicorp (BAP), Banco Santander Brasil (BSBR), Banco De Chile (BCH), Woori Bank (WF), and Ally Financial (ALLY). These companies are all part of the "finance" sector.

PennyMac Financial Services vs. Its Competitors

Mr. Cooper Group (NASDAQ:COOP) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their media sentiment, earnings, dividends, valuation, institutional ownership, profitability, risk and analyst recommendations.

89.8% of Mr. Cooper Group shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.7% of Mr. Cooper Group shares are owned by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

In the previous week, PennyMac Financial Services had 2 more articles in the media than Mr. Cooper Group. MarketBeat recorded 13 mentions for PennyMac Financial Services and 11 mentions for Mr. Cooper Group. Mr. Cooper Group's average media sentiment score of 1.19 beat PennyMac Financial Services' score of 0.87 indicating that Mr. Cooper Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mr. Cooper Group
7 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
7 Very Positive mention(s)
2 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Mr. Cooper Group has higher revenue and earnings than PennyMac Financial Services. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Mr. Cooper Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mr. Cooper Group$3.10B3.91$669M$8.7421.65
PennyMac Financial Services$1.59B3.66$311.42M$7.2115.64

Mr. Cooper Group presently has a consensus target price of $140.38, suggesting a potential downside of 25.82%. PennyMac Financial Services has a consensus target price of $119.33, suggesting a potential upside of 5.82%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than Mr. Cooper Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mr. Cooper Group
0 Sell rating(s)
5 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.44
PennyMac Financial Services
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

Mr. Cooper Group has a net margin of 25.38% compared to PennyMac Financial Services' net margin of 22.00%. Mr. Cooper Group's return on equity of 15.66% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Mr. Cooper Group25.38% 15.66% 4.22%
PennyMac Financial Services 22.00%12.18%1.95%

Mr. Cooper Group has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.51, suggesting that its share price is 51% more volatile than the S&P 500.

Summary

Mr. Cooper Group beats PennyMac Financial Services on 10 of the 16 factors compared between the two stocks.

Get PennyMac Financial Services News Delivered to You Automatically

Sign up to receive the latest news and ratings for PFSI and its competitors with MarketBeat's FREE daily newsletter.

Subscribe Now
By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip Chart

Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart

PFSI vs. The Competition

MetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE Exchange
Market Cap$5.69B$6.23B$12.59B$21.33B
Dividend Yield1.09%3.53%5.43%3.49%
P/E Ratio15.648.64229.6429.16
Price / Sales3.662.4931.5647.14
Price / Cash7.9322.6719.0618.29
Price / Book1.452.762.335.30
Net Income$311.42M$1.82B$1.01B$998.51M
7 Day Performance3.61%0.59%-0.37%-0.63%
1 Month Performance15.63%18.45%3.19%4.90%
1 Year Performance5.03%141.16%542.31%13.95%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.7141 of 5 stars
$112.78
+3.2%
$119.33
+5.8%
+6.4%$5.69B$1.59B15.644,100News Coverage
Analyst Forecast
Insider Trade
COOP
Mr. Cooper Group
3.8274 of 5 stars
$188.53
+0.1%
$140.38
-25.5%
+106.5%$12.06B$2.23B21.577,900News Coverage
Positive News
Options Volume
PMT
PennyMac Mortgage Investment Trust
3.2859 of 5 stars
$12.33
+1.2%
$14.00
+13.6%
-11.3%$1.07B$334.19M17.121Positive News
RITM
Rithm Capital
4.2949 of 5 stars
$12.39
+0.9%
$14.00
+13.0%
+5.2%$6.57B$5.21B9.536,045News Coverage
Positive News
Analyst Forecast
Short Interest ↑
RKT
Rocket Companies
1.7258 of 5 stars
$17.79
-0.6%
$15.81
-11.1%
-8.9%$37.40B$5.10B-355.8014,200Positive News
Gap Down
CFG
Citizens Financial Group
4.7767 of 5 stars
$52.30
+0.3%
$51.53
-1.5%
+20.9%$22.55B$12.36B15.9017,287Positive News
Short Interest ↓
BAP
Credicorp
4.1627 of 5 stars
$256.65
+0.2%
$236.80
-7.7%
+52.0%$20.46B$7.00B13.9638,000Positive News
BSBR
Banco Santander Brasil
3.4479 of 5 stars
$5.29
+0.3%
$5.35
+1.2%
-7.5%$19.73B$25.44B6.5255,646Positive News
BCH
Banco De Chile
2.6341 of 5 stars
$28.73
+0.9%
$23.00
-19.9%
+17.4%$14.51B$4.21B10.2211,614Positive News
WF
Woori Bank
3.301 of 5 stars
$53.71
-0.9%
N/A+50.1%$13.31B$19.04B6.7613,279High Trading Volume
ALLY
Ally Financial
4.7766 of 5 stars
$41.05
0.0%
$42.80
+4.3%
-2.5%$12.64B$8.18B26.6510,700Positive News
Analyst Upgrade

Related Companies and Tools


This page (NYSE:PFSI) was last updated on 9/4/2025 by MarketBeat.com Staff
From Our Partners