PennyMac Financial Services (PFSI) Competitors $115.23 -2.27 (-1.93%) As of 01:12 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock PFSI vs. MFA, MHO, PHM, PMT, RITM, RKT, TMHC, TOL, WD, and SHGShould you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include MFA Financial (MFA), M/I Homes (MHO), PulteGroup (PHM), PennyMac Mortgage Investment Trust (PMT), Rithm Capital (RITM), Rocket Companies (RKT), Taylor Morrison Home (TMHC), Toll Brothers (TOL), Walker & Dunlop (WD), and Shinhan Financial Group (SHG). PennyMac Financial Services vs. Its Competitors MFA Financial M/I Homes PulteGroup PennyMac Mortgage Investment Trust Rithm Capital Rocket Companies Taylor Morrison Home Toll Brothers Walker & Dunlop Shinhan Financial Group PennyMac Financial Services (NYSE:PFSI) and MFA Financial (NYSE:MFA) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, media sentiment, analyst recommendations, profitability, earnings, dividends and valuation. Do analysts prefer PFSI or MFA? PennyMac Financial Services presently has a consensus price target of $126.00, indicating a potential upside of 9.35%. MFA Financial has a consensus price target of $11.75, indicating a potential upside of 27.79%. Given MFA Financial's higher possible upside, analysts plainly believe MFA Financial is more favorable than PennyMac Financial Services.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score PennyMac Financial Services 0 Sell rating(s) 4 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.50MFA Financial 1 Sell rating(s) 3 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.38 Which has better earnings & valuation, PFSI or MFA? PennyMac Financial Services has higher revenue and earnings than MFA Financial. MFA Financial is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioPennyMac Financial Services$3.20B1.86$311.42M$7.2115.98MFA Financial$723.97M1.30$119.25M$0.8710.57 Is PFSI or MFA a better dividend stock? PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.0%. MFA Financial pays an annual dividend of $1.44 per share and has a dividend yield of 15.7%. PennyMac Financial Services pays out 16.6% of its earnings in the form of a dividend. MFA Financial pays out 165.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. PennyMac Financial Services has increased its dividend for 1 consecutive years and MFA Financial has increased its dividend for 1 consecutive years. Do insiders and institutionals hold more shares of PFSI or MFA? 57.9% of PennyMac Financial Services shares are owned by institutional investors. Comparatively, 65.3% of MFA Financial shares are owned by institutional investors. 15.8% of PennyMac Financial Services shares are owned by insiders. Comparatively, 0.8% of MFA Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth. Which has more volatility and risk, PFSI or MFA? PennyMac Financial Services has a beta of 1.59, indicating that its stock price is 59% more volatile than the S&P 500. Comparatively, MFA Financial has a beta of 1.7, indicating that its stock price is 70% more volatile than the S&P 500. Is PFSI or MFA more profitable? PennyMac Financial Services has a net margin of 22.00% compared to MFA Financial's net margin of 17.62%. PennyMac Financial Services' return on equity of 12.18% beat MFA Financial's return on equity.Company Net Margins Return on Equity Return on Assets PennyMac Financial Services22.00% 12.18% 1.95% MFA Financial 17.62%8.61%1.39% Does the media refer more to PFSI or MFA? In the previous week, PennyMac Financial Services had 9 more articles in the media than MFA Financial. MarketBeat recorded 14 mentions for PennyMac Financial Services and 5 mentions for MFA Financial. MFA Financial's average media sentiment score of 0.51 beat PennyMac Financial Services' score of 0.21 indicating that MFA Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment PennyMac Financial Services 2 Very Positive mention(s) 3 Positive mention(s) 2 Neutral mention(s) 3 Negative mention(s) 0 Very Negative mention(s) Neutral MFA Financial 1 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryPennyMac Financial Services beats MFA Financial on 12 of the 17 factors compared between the two stocks. Get PennyMac Financial Services News Delivered to You Automatically Sign up to receive the latest news and ratings for PFSI and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PFSI vs. The Competition Export to ExcelMetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE ExchangeMarket Cap$5.96B$5.99B$12.55B$21.87BDividend Yield1.01%3.90%5.54%3.58%P/E Ratio15.999.7130.2529.64Price / Sales1.862.2430.0562.45Price / Cash8.4020.2622.5724.43Price / Book1.552.312.284.61Net Income$311.42M$1.82B$1.02B$1.01B7 Day Performance-6.55%-2.44%-0.04%-0.38%1 Month Performance-4.59%2.59%-0.04%2.34%1 Year Performance8.43%156.77%539.31%14.36% PennyMac Financial Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PFSIPennyMac Financial Services4.5122 of 5 stars$115.23-1.9%$126.00+9.3%+9.5%$5.96B$3.20B15.994,100Analyst UpgradeInsider TradeMFAMFA Financial4.2703 of 5 stars$8.95-2.8%$11.75+31.3%-25.0%$945.58M$254.80M10.29350News CoverageAnalyst DowngradeMHOM/I Homes3.7721 of 5 stars$143.18-3.3%$162.50+13.5%-17.1%$3.97B$4.50B7.861,760News CoverageAnalyst ForecastPHMPulteGroup4.792 of 5 stars$135.52-1.5%$137.31+1.3%-9.0%$27.15B$17.95B10.136,793Analyst DowngradePMTPennyMac Mortgage Investment Trust3.8135 of 5 stars$12.45-1.2%$14.00+12.4%-12.5%$1.10B$334.19M17.291Analyst ForecastRITMRithm Capital4.3497 of 5 stars$10.90-2.2%$14.25+30.7%+2.7%$5.91B$5.21B8.386,045Analyst ForecastRKTRocket Companies2.1066 of 5 stars$16.94-4.8%$16.88-0.3%-7.6%$37.46B$5.10B-338.8014,200Analyst ForecastTMHCTaylor Morrison Home4.1414 of 5 stars$66.41-2.2%$77.50+16.7%-7.3%$6.82B$8.40B7.673,000Positive NewsAnalyst ForecastTOLToll Brothers4.826 of 5 stars$140.83-1.3%$150.43+6.8%-12.6%$13.76B$10.88B10.354,900Trending NewsAnalyst DowngradeWDWalker & Dunlop3.595 of 5 stars$80.96-3.6%$92.50+14.3%-28.8%$2.86B$1.13B24.991,399News CoverageAnalyst ForecastSHGShinhan Financial Group4.6842 of 5 stars$50.44-0.4%N/A+23.5%$24.59B$24.56B5.05190Positive NewsAnalyst Forecast Related Companies and Tools Related Companies MFA Financial Competitors M/I Homes Competitors PulteGroup Competitors PennyMac Mortgage Investment Trust Competitors Rithm Capital Competitors Rocket Companies Competitors Taylor Morrison Home Competitors Toll Brothers Competitors Walker & Dunlop Competitors Shinhan Financial Group Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:PFSI) was last updated on 10/9/2025 by MarketBeat.com Staff From Our PartnersBitcoin grabs headlines, but smart money likes this tokenBitcoin grabs headlines, but smart money likes this token My research team has identified the token positio...Crypto 101 Media | SponsoredBuilding The Infrastructure for the Coming Financial ResetWhile China pushes nearly $1 trillion through its new digital currency, one emerging company is quietly buildi...Intellistake | SponsoredMagnificent 7 being replaced by the “Hidden 7”?BULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredCapital Gains Tax Strategies for SeniorsCapital gains taxes can take a bite out of your retirement income—unless you have a smart strategy. 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