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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$108.67 +0.34 (+0.31%)
Closing price 08/14/2025 03:59 PM Eastern
Extended Trading
$108.46 -0.21 (-0.19%)
As of 08/14/2025 07:54 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

PFSI vs. COOP, RITM, RKT, BAP, BSBR, BCH, WF, ALLY, BSAC, and CIB

Should you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Mr. Cooper Group (COOP), Rithm Capital (RITM), Rocket Companies (RKT), Credicorp (BAP), Banco Santander Brasil (BSBR), Banco De Chile (BCH), Woori Bank (WF), Ally Financial (ALLY), Banco Santander Chile (BSAC), and BanColombia (CIB). These companies are all part of the "finance" sector.

PennyMac Financial Services vs. Its Competitors

Mr. Cooper Group (NASDAQ:COOP) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, dividends, media sentiment, risk, valuation and institutional ownership.

Mr. Cooper Group has a net margin of 25.38% compared to PennyMac Financial Services' net margin of 22.00%. Mr. Cooper Group's return on equity of 15.66% beat PennyMac Financial Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Mr. Cooper Group25.38% 15.66% 4.22%
PennyMac Financial Services 22.00%12.18%1.95%

Mr. Cooper Group currently has a consensus target price of $140.38, indicating a potential downside of 27.49%. PennyMac Financial Services has a consensus target price of $118.67, indicating a potential upside of 9.20%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe PennyMac Financial Services is more favorable than Mr. Cooper Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Mr. Cooper Group
0 Sell rating(s)
5 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.44
PennyMac Financial Services
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

89.8% of Mr. Cooper Group shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 1.7% of Mr. Cooper Group shares are owned by insiders. Comparatively, 15.8% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

In the previous week, Mr. Cooper Group had 12 more articles in the media than PennyMac Financial Services. MarketBeat recorded 17 mentions for Mr. Cooper Group and 5 mentions for PennyMac Financial Services. Mr. Cooper Group's average media sentiment score of 1.33 beat PennyMac Financial Services' score of 0.10 indicating that Mr. Cooper Group is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Mr. Cooper Group
15 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PennyMac Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Mr. Cooper Group has higher revenue and earnings than PennyMac Financial Services. PennyMac Financial Services is trading at a lower price-to-earnings ratio than Mr. Cooper Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Mr. Cooper Group$2.23B5.57$669M$8.7422.15
PennyMac Financial Services$1.59B3.53$311.42M$7.2115.07

Mr. Cooper Group has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.5, indicating that its stock price is 50% more volatile than the S&P 500.

Summary

Mr. Cooper Group beats PennyMac Financial Services on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PFSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

MetricPennyMac Financial ServicesFIN IndustryFinance SectorNYSE Exchange
Market Cap$5.60B$6.28B$12.42B$21.04B
Dividend Yield1.11%3.67%5.54%3.56%
P/E Ratio15.078.6519.6928.01
Price / Sales3.532.4125.7957.05
Price / Cash7.8123.1921.7623.95
Price / Book1.392.532.295.26
Net Income$311.42M$1.82B$1.00B$994.11M
7 Day Performance10.61%10.18%1.75%2.09%
1 Month Performance10.26%20.15%2.42%2.35%
1 Year Performance10.75%402.94%542.40%13.36%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.4187 of 5 stars
$108.67
+0.3%
$118.67
+9.2%
+9.2%$5.60B$1.59B15.074,100Insider Trade
COOP
Mr. Cooper Group
4.0045 of 5 stars
$180.27
+1.6%
$140.38
-22.1%
+118.0%$11.35B$2.23B20.637,900Positive News
Gap Down
RITM
Rithm Capital
4.5106 of 5 stars
$12.26
-0.1%
$14.00
+14.2%
+10.7%$6.51B$5.21B9.436,045Positive News
Short Interest ↓
RKT
Rocket Companies
1.7744 of 5 stars
$17.11
+1.8%
$14.79
-13.5%
-1.5%$33.62B$5.10B-342.1014,200Analyst Forecast
BAP
Credicorp
3.6188 of 5 stars
$249.41
+0.1%
$227.25
-8.9%
+50.7%$19.82B$7.00B13.5638,000Trending News
Short Interest ↑
BSBR
Banco Santander Brasil
3.1655 of 5 stars
$4.94
-0.5%
$5.35
+8.4%
-9.9%$18.46B$25.44B6.0955,646Short Interest ↑
BCH
Banco De Chile
2.2908 of 5 stars
$28.77
-0.8%
$23.00
-20.1%
+17.7%$14.64B$4.21B10.2411,614Short Interest ↓
WF
Woori Bank
4.0655 of 5 stars
$53.89
-1.5%
N/A+61.0%$13.55B$19.04B6.7913,279Positive News
ALLY
Ally Financial
4.9231 of 5 stars
$37.26
-0.6%
$42.80
+14.9%
-5.3%$11.54B$8.18B24.1910,700Positive News
BSAC
Banco Santander Chile
3.1871 of 5 stars
$23.96
-0.4%
$23.00
-4.0%
+19.6%$11.33B$4.72B9.988,757Short Interest ↓
CIB
BanColombia
2.7485 of 5 stars
$47.99
+2.0%
$42.00
-12.5%
+43.1%$11.31B$10.55B7.2834,114

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This page (NYSE:PFSI) was last updated on 8/15/2025 by MarketBeat.com Staff
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