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PennyMac Financial Services (PFSI) Competitors

PennyMac Financial Services logo
$96.40 -4.74 (-4.69%)
Closing price 03:59 PM Eastern
Extended Trading
$96.24 -0.16 (-0.16%)
As of 04:07 PM Eastern
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PFSI vs. BSBR, SHG, CFG, AFRM, BAP, SOFI, BCH, BSAC, ALLY, and CIB

Should you be buying PennyMac Financial Services stock or one of its competitors? The main competitors of PennyMac Financial Services include Banco Santander (Brasil) (BSBR), Shinhan Financial Group (SHG), Citizens Financial Group (CFG), Affirm (AFRM), Credicorp (BAP), SoFi Technologies (SOFI), Banco de Chile (BCH), Banco Santander-Chile (BSAC), Ally Financial (ALLY), and Bancolombia (CIB). These companies are all part of the "banking" industry.

PennyMac Financial Services vs.

Banco Santander (Brasil) (NYSE:BSBR) and PennyMac Financial Services (NYSE:PFSI) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their community ranking, profitability, analyst recommendations, media sentiment, earnings, institutional ownership, dividends, valuation and risk.

Banco Santander (Brasil) presently has a consensus price target of $5.35, suggesting a potential upside of 1.61%. PennyMac Financial Services has a consensus price target of $121.17, suggesting a potential upside of 25.69%. Given PennyMac Financial Services' stronger consensus rating and higher probable upside, analysts plainly believe PennyMac Financial Services is more favorable than Banco Santander (Brasil).

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Banco Santander (Brasil)
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
PennyMac Financial Services
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83

Banco Santander (Brasil) has higher revenue and earnings than PennyMac Financial Services. Banco Santander (Brasil) is trading at a lower price-to-earnings ratio than PennyMac Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Banco Santander (Brasil)$49.01B0.40$1.89B$0.816.50
PennyMac Financial Services$2.98B1.67$311.42M$6.5214.79

14.5% of Banco Santander (Brasil) shares are owned by institutional investors. Comparatively, 57.9% of PennyMac Financial Services shares are owned by institutional investors. 0.1% of Banco Santander (Brasil) shares are owned by insiders. Comparatively, 16.6% of PennyMac Financial Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

In the previous week, PennyMac Financial Services had 6 more articles in the media than Banco Santander (Brasil). MarketBeat recorded 6 mentions for PennyMac Financial Services and 0 mentions for Banco Santander (Brasil). PennyMac Financial Services' average media sentiment score of 0.52 beat Banco Santander (Brasil)'s score of 0.00 indicating that PennyMac Financial Services is being referred to more favorably in the news media.

Company Overall Sentiment
Banco Santander (Brasil) Neutral
PennyMac Financial Services Positive

Banco Santander (Brasil) has a beta of 0.76, meaning that its share price is 24% less volatile than the S&P 500. Comparatively, PennyMac Financial Services has a beta of 1.6, meaning that its share price is 60% more volatile than the S&P 500.

Banco Santander (Brasil) pays an annual dividend of $0.18 per share and has a dividend yield of 3.4%. PennyMac Financial Services pays an annual dividend of $1.20 per share and has a dividend yield of 1.2%. Banco Santander (Brasil) pays out 22.2% of its earnings in the form of a dividend. PennyMac Financial Services pays out 18.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. PennyMac Financial Services has raised its dividend for 1 consecutive years.

PennyMac Financial Services has a net margin of 19.54% compared to Banco Santander (Brasil)'s net margin of 0.00%. PennyMac Financial Services' return on equity of 16.61% beat Banco Santander (Brasil)'s return on equity.

Company Net Margins Return on Equity Return on Assets
Banco Santander (Brasil)N/A N/A N/A
PennyMac Financial Services 19.54%16.61%2.72%

PennyMac Financial Services received 128 more outperform votes than Banco Santander (Brasil) when rated by MarketBeat users. Likewise, 64.16% of users gave PennyMac Financial Services an outperform vote while only 55.26% of users gave Banco Santander (Brasil) an outperform vote.

CompanyUnderperformOutperform
Banco Santander (Brasil)Outperform Votes
273
55.26%
Underperform Votes
221
44.74%
PennyMac Financial ServicesOutperform Votes
401
64.16%
Underperform Votes
224
35.84%

Summary

PennyMac Financial Services beats Banco Santander (Brasil) on 18 of the 21 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PFSI vs. The Competition

MetricPennyMac Financial ServicesMortgage bankers & correspondents IndustryFinance SectorNYSE Exchange
Market Cap$4.98B$4.75B$11.51B$19.39B
Dividend Yield1.21%7.47%5.46%3.84%
P/E Ratio16.518.5622.5234.27
Price / Sales1.676.1927.3334.85
Price / Cash7.266.7717.6217.51
Price / Book1.291.492.794.69
Net Income$311.42M$34.11M$1.04B$1.02B
7 Day Performance-2.52%-0.56%0.30%-1.33%
1 Month Performance2.35%7.16%8.67%9.79%
1 Year Performance2.66%25.12%537.82%3.27%

PennyMac Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PFSI
PennyMac Financial Services
4.894 of 5 stars
$96.40
-4.7%
$121.17
+25.7%
+7.4%$4.98B$2.98B16.514,140Insider Trade
BSBR
Banco Santander (Brasil)
2.4342 of 5 stars
$5.23
-2.0%
$5.35
+2.4%
-1.5%$19.45B$48.52B6.4552,600
SHG
Shinhan Financial Group
4.4893 of 5 stars
$36.76
+1.5%
N/A+6.6%$18.51B$17.57T5.77190Analyst Upgrade
CFG
Citizens Financial Group
4.9213 of 5 stars
$41.59
+6.3%
$46.18
+11.0%
+13.1%$18.18B$7.77B13.7318,900Positive News
Analyst Forecast
AFRM
Affirm
3.61 of 5 stars
$53.74
+15.8%
$65.05
+21.1%
+50.6%$17.09B$2.80B-82.682,550High Trading Volume
BAP
Credicorp
3.9482 of 5 stars
$202.75
-1.3%
$195.67
-3.5%
+21.2%$16.13B$21.24B11.0237,000Positive News
SOFI
SoFi Technologies
2.5265 of 5 stars
$14.04
+6.5%
$14.38
+2.5%
+84.6%$15.40B$2.80B37.954,200
BCH
Banco de Chile
2.2995 of 5 stars
$30.25
-0.8%
$23.00
-24.0%
+27.1%$15.28B$3.04T12.0512,300Positive News
BSAC
Banco Santander-Chile
2.1875 of 5 stars
$24.36
-1.2%
$22.33
-8.3%
+26.6%$11.47B$2.74T12.569,990Positive News
ALLY
Ally Financial
4.9213 of 5 stars
$36.37
+5.1%
$41.69
+14.6%
-9.7%$11.17B$8.45B13.9911,600Positive News
CIB
Bancolombia
1.4653 of 5 stars
$40.43
-1.8%
$39.25
-2.9%
+12.7%$9.72B$28.00T6.4233,100

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This page (NYSE:PFSI) was last updated on 5/21/2025 by MarketBeat.com Staff
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