ProAssurance (PRA) Competitors

ProAssurance (NYSE:PRA) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, risk, media sentiment, community ranking, institutional ownership, earnings, valuation and profitability.

Do analysts recommend PRA or WTM?

ProAssurance presently has a consensus target price of $21.00, suggesting a potential downside of 8.95%. Given ProAssurance's stronger consensus rating and higher possible upside, equities analysts plainly believe ProAssurance is more favorable than White Mountains Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ProAssurance	1 Sell rating(s)	4 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
White Mountains Insurance Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is PRA or WTM a better dividend stock?

ProAssurance pays an annual dividend of $0.20 per share and has a dividend yield of 0.9%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. ProAssurance pays out 24.4% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 9.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk and volatility, PRA or WTM?

ProAssurance has a beta of 0.14, meaning that its stock price is 86% less volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.36, meaning that its stock price is 64% less volatile than the S&P 500.

Does the media favor PRA or WTM?

In the previous week, White Mountains Insurance Group had 2 more articles in the media than ProAssurance. MarketBeat recorded 3 mentions for White Mountains Insurance Group and 1 mentions for ProAssurance. ProAssurance's average media sentiment score of 1.46 beat White Mountains Insurance Group's score of 1.44 indicating that ProAssurance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
ProAssurance	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
White Mountains Insurance Group	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has higher valuation and earnings, PRA or WTM?

White Mountains Insurance Group has higher revenue and earnings than ProAssurance. ProAssurance is trading at a lower price-to-earnings ratio than White Mountains Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ProAssurance	$1.11B	1.06	-$38.60M	$0.82	28.13
White Mountains Insurance Group	$2.28B	1.98	$230.40M	$10.85	161.97

Is PRA or WTM more profitable?

White Mountains Insurance Group has a net margin of 10.29% compared to ProAssurance's net margin of 3.71%. White Mountains Insurance Group's return on equity of 10.56% beat ProAssurance's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ProAssurance	3.71%	2.65%	0.54%
White Mountains Insurance Group	10.29%	10.56%	5.27%

Do insiders and institutionals have more ownership in PRA or WTM?

85.6% of ProAssurance shares are held by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are held by institutional investors. 1.2% of ProAssurance shares are held by company insiders. Comparatively, 3.2% of White Mountains Insurance Group shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Does the MarketBeat Community prefer PRA or WTM?

ProAssurance received 37 more outperform votes than White Mountains Insurance Group when rated by MarketBeat users. However, 59.10% of users gave White Mountains Insurance Group an outperform vote while only 56.86% of users gave ProAssurance an outperform vote.

Company	Underperform	Outperform
ProAssurance	Outperform Votes 261 56.86%	Underperform Votes 198 43.14%
White Mountains Insurance Group	Outperform Votes 224 59.10%	Underperform Votes 155 40.90%

Summary

White Mountains Insurance Group beats ProAssurance on 13 of the 20 factors compared between the two stocks.