Ready Capital (RC) Competitors

Ready Capital (NYSE:RC) and New York Mortgage Trust (NASDAQ:NYMT) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, earnings, profitability, risk, analyst recommendations, dividends, valuation and institutional ownership.

Does the media favor RC or NYMT?

In the previous week, Ready Capital had 19 more articles in the media than New York Mortgage Trust. MarketBeat recorded 22 mentions for Ready Capital and 3 mentions for New York Mortgage Trust. New York Mortgage Trust's average media sentiment score of 1.89 beat Ready Capital's score of 0.34 indicating that New York Mortgage Trust is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ready Capital	5 Very Positive mention(s)	6 Positive mention(s)	4 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Neutral
New York Mortgage Trust	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is RC or NYMT a better dividend stock?

Ready Capital pays an annual dividend of $0.50 per share and has a dividend yield of 13.0%. New York Mortgage Trust pays an annual dividend of $0.80 per share and has a dividend yield of 11.7%. Ready Capital pays out -27.0% of its earnings in the form of a dividend. New York Mortgage Trust pays out 421.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Ready Capital is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts prefer RC or NYMT?

Ready Capital currently has a consensus target price of $5.96, indicating a potential upside of 54.56%. New York Mortgage Trust has a consensus target price of $7.75, indicating a potential upside of 13.47%. Given Ready Capital's higher possible upside, analysts plainly believe Ready Capital is more favorable than New York Mortgage Trust.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ready Capital	1 Sell rating(s)	5 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.00
New York Mortgage Trust	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is RC or NYMT more profitable?

New York Mortgage Trust has a net margin of 12.50% compared to Ready Capital's net margin of -40.59%. New York Mortgage Trust's return on equity of 7.59% beat Ready Capital's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ready Capital	-40.59%	3.76%	0.72%
New York Mortgage Trust	12.50%	7.59%	0.69%

Do insiders & institutionals have more ownership in RC or NYMT?

55.9% of Ready Capital shares are held by institutional investors. Comparatively, 54.9% of New York Mortgage Trust shares are held by institutional investors. 1.1% of Ready Capital shares are held by insiders. Comparatively, 1.7% of New York Mortgage Trust shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Which has more volatility & risk, RC or NYMT?

Ready Capital has a beta of 1.47, meaning that its share price is 47% more volatile than the S&P 500. Comparatively, New York Mortgage Trust has a beta of 1.28, meaning that its share price is 28% more volatile than the S&P 500.

Which has higher earnings & valuation, RC or NYMT?

New York Mortgage Trust has lower revenue, but higher earnings than Ready Capital. Ready Capital is trading at a lower price-to-earnings ratio than New York Mortgage Trust, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ready Capital	$896.97M	0.71	-$435.76M	-$1.85	-2.08
New York Mortgage Trust	$401.28M	1.54	-$62.03M	$0.19	35.95

Summary

New York Mortgage Trust beats Ready Capital on 10 of the 18 factors compared between the two stocks.