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Yirendai (YRD) Competitors

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$6.16 +0.09 (+1.48%)
Closing price 07/21/2025
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$6.16 0.00 (0.00%)
As of 07:43 PM Eastern
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YRD vs. CUBI, CIFR, CASH, NIC, WULF, SII, PGY, VBTX, PWP, and MBIN

Should you be buying Yirendai stock or one of its competitors? The main competitors of Yirendai include Customers Bancorp (CUBI), Cipher Mining (CIFR), Pathward Financial (CASH), Nicolet Bankshares (NIC), TeraWulf (WULF), Sprott (SII), Pagaya Technologies (PGY), Veritex (VBTX), Perella Weinberg Partners (PWP), and Merchants Bancorp (MBIN). These companies are all part of the "banking" industry.

Yirendai vs. Its Competitors

Yirendai (NYSE:YRD) and Customers Bancorp (NYSE:CUBI) are both banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, valuation, dividends, profitability, risk, earnings, analyst recommendations and institutional ownership.

Yirendai has higher earnings, but lower revenue than Customers Bancorp. Yirendai is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Yirendai$795.41M0.67$216.77M$2.142.88
Customers Bancorp$1.39B1.45$181.47M$3.9716.10

Yirendai has a net margin of 22.48% compared to Customers Bancorp's net margin of 10.51%. Yirendai's return on equity of 14.33% beat Customers Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Yirendai22.48% 14.33% 10.65%
Customers Bancorp 10.51%11.64%0.89%

2.0% of Yirendai shares are owned by institutional investors. Comparatively, 89.3% of Customers Bancorp shares are owned by institutional investors. 42.2% of Yirendai shares are owned by insiders. Comparatively, 6.9% of Customers Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Customers Bancorp had 9 more articles in the media than Yirendai. MarketBeat recorded 9 mentions for Customers Bancorp and 0 mentions for Yirendai. Customers Bancorp's average media sentiment score of 0.68 beat Yirendai's score of 0.00 indicating that Customers Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Yirendai Neutral
Customers Bancorp Positive

Yirendai has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, Customers Bancorp has a beta of 1.55, meaning that its share price is 55% more volatile than the S&P 500.

Customers Bancorp has a consensus price target of $65.33, suggesting a potential upside of 2.23%. Given Customers Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Customers Bancorp is more favorable than Yirendai.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Yirendai
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Customers Bancorp
0 Sell rating(s)
5 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.56

Summary

Customers Bancorp beats Yirendai on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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YRD vs. The Competition

MetricYirendaiINTERNET SERVICES IndustryComputer SectorNYSE Exchange
Market Cap$532.29M$102.36B$28.71B$20.69B
Dividend Yield6.59%2.53%3.06%3.65%
P/E Ratio2.8837.4333.7927.47
Price / Sales0.6710.911,830.0356.24
Price / Cash2.4124.4434.3117.94
Price / Book0.413.337.524.63
Net Income$216.77M$4.40B$779.61M$993.88M
7 Day Performance2.50%2.27%2.68%-0.41%
1 Month Performance4.05%11.51%11.20%6.46%
1 Year Performance27.27%33.99%53,002.18%10.83%

Yirendai Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
YRD
Yirendai
2.6569 of 5 stars
$6.16
+1.5%
N/A+25.4%$532.29M$795.41M2.883,800
CUBI
Customers Bancorp
1.9337 of 5 stars
$64.03
+0.9%
$65.33
+2.0%
+3.5%$2.02B$1.39B16.13640Positive News
Upcoming Earnings
Analyst Upgrade
CIFR
Cipher Mining
2.3546 of 5 stars
$6.03
+2.7%
$7.63
+26.5%
+2.7%$2.02B$152.09M-16.7510Analyst Forecast
High Trading Volume
CASH
Pathward Financial
3.7594 of 5 stars
$83.62
+1.0%
$91.00
+8.8%
+27.2%$1.99B$775.94M11.281,244Positive News
Upcoming Earnings
NIC
Nicolet Bankshares
1.9642 of 5 stars
$130.54
+1.6%
$119.25
-8.6%
+43.8%$1.97B$356.32M15.75860Earnings Report
Analyst Upgrade
High Trading Volume
WULF
TeraWulf
3.0901 of 5 stars
$5.11
+4.5%
$8.06
+57.8%
-8.2%$1.97B$132.02M-15.486High Trading Volume
SII
Sprott
1.064 of 5 stars
$72.18
+1.8%
N/A+67.1%$1.86B$178.65M37.59170Positive News
PGY
Pagaya Technologies
2.9233 of 5 stars
$23.69
+3.0%
$22.45
-5.2%
+112.3%$1.79B$1.05B-4.67800Analyst Forecast
Insider Trade
Analyst Revision
Gap Up
VBTX
Veritex
4.6577 of 5 stars
$32.82
+19.5%
$30.25
-7.8%
+35.2%$1.78B$797.62M16.09770Earnings Report
Upcoming Earnings
Dividend Announcement
High Trading Volume
PWP
Perella Weinberg Partners
0.8949 of 5 stars
$19.74
-1.3%
$23.33
+18.2%
+10.5%$1.74B$987.74M-45.91600
MBIN
Merchants Bancorp
4.2013 of 5 stars
$35.43
+1.5%
$47.50
+34.1%
-28.8%$1.63B$1.45B6.51480News Coverage
Positive News

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This page (NYSE:YRD) was last updated on 7/21/2025 by MarketBeat.com Staff
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