Yirendai (YRD) Competitors $6.16 +0.09 (+1.48%) Closing price 07/21/2025Extended Trading$6.16 0.00 (0.00%) As of 07:43 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock YRD vs. CUBI, CIFR, CASH, NIC, WULF, SII, PGY, VBTX, PWP, and MBINShould you be buying Yirendai stock or one of its competitors? The main competitors of Yirendai include Customers Bancorp (CUBI), Cipher Mining (CIFR), Pathward Financial (CASH), Nicolet Bankshares (NIC), TeraWulf (WULF), Sprott (SII), Pagaya Technologies (PGY), Veritex (VBTX), Perella Weinberg Partners (PWP), and Merchants Bancorp (MBIN). These companies are all part of the "banking" industry. Yirendai vs. Its Competitors Customers Bancorp Cipher Mining Pathward Financial Nicolet Bankshares TeraWulf Sprott Pagaya Technologies Veritex Perella Weinberg Partners Merchants Bancorp Yirendai (NYSE:YRD) and Customers Bancorp (NYSE:CUBI) are both banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, valuation, dividends, profitability, risk, earnings, analyst recommendations and institutional ownership. Which has better earnings & valuation, YRD or CUBI? Yirendai has higher earnings, but lower revenue than Customers Bancorp. Yirendai is trading at a lower price-to-earnings ratio than Customers Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioYirendai$795.41M0.67$216.77M$2.142.88Customers Bancorp$1.39B1.45$181.47M$3.9716.10 Is YRD or CUBI more profitable? Yirendai has a net margin of 22.48% compared to Customers Bancorp's net margin of 10.51%. Yirendai's return on equity of 14.33% beat Customers Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Yirendai22.48% 14.33% 10.65% Customers Bancorp 10.51%11.64%0.89% Do insiders and institutionals hold more shares of YRD or CUBI? 2.0% of Yirendai shares are owned by institutional investors. Comparatively, 89.3% of Customers Bancorp shares are owned by institutional investors. 42.2% of Yirendai shares are owned by insiders. Comparatively, 6.9% of Customers Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth. Does the media prefer YRD or CUBI? In the previous week, Customers Bancorp had 9 more articles in the media than Yirendai. MarketBeat recorded 9 mentions for Customers Bancorp and 0 mentions for Yirendai. Customers Bancorp's average media sentiment score of 0.68 beat Yirendai's score of 0.00 indicating that Customers Bancorp is being referred to more favorably in the news media. Company Overall Sentiment Yirendai Neutral Customers Bancorp Positive Which has more risk & volatility, YRD or CUBI? Yirendai has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, Customers Bancorp has a beta of 1.55, meaning that its share price is 55% more volatile than the S&P 500. Do analysts recommend YRD or CUBI? Customers Bancorp has a consensus price target of $65.33, suggesting a potential upside of 2.23%. Given Customers Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Customers Bancorp is more favorable than Yirendai.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Yirendai 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Customers Bancorp 0 Sell rating(s) 5 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 2.56 SummaryCustomers Bancorp beats Yirendai on 12 of the 17 factors compared between the two stocks. Get Yirendai News Delivered to You Automatically Sign up to receive the latest news and ratings for YRD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart YRD vs. The Competition Export to ExcelMetricYirendaiINTERNET SERVICES IndustryComputer SectorNYSE ExchangeMarket Cap$532.29M$102.36B$28.71B$20.69BDividend Yield6.59%2.53%3.06%3.65%P/E Ratio2.8837.4333.7927.47Price / Sales0.6710.911,830.0356.24Price / Cash2.4124.4434.3117.94Price / Book0.413.337.524.63Net Income$216.77M$4.40B$779.61M$993.88M7 Day Performance2.50%2.27%2.68%-0.41%1 Month Performance4.05%11.51%11.20%6.46%1 Year Performance27.27%33.99%53,002.18%10.83% Yirendai Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)YRDYirendai2.6569 of 5 stars$6.16+1.5%N/A+25.4%$532.29M$795.41M2.883,800CUBICustomers Bancorp1.9337 of 5 stars$64.03+0.9%$65.33+2.0%+3.5%$2.02B$1.39B16.13640Positive NewsUpcoming EarningsAnalyst UpgradeCIFRCipher Mining2.3546 of 5 stars$6.03+2.7%$7.63+26.5%+2.7%$2.02B$152.09M-16.7510Analyst ForecastHigh Trading VolumeCASHPathward Financial3.7594 of 5 stars$83.62+1.0%$91.00+8.8%+27.2%$1.99B$775.94M11.281,244Positive NewsUpcoming EarningsNICNicolet Bankshares1.9642 of 5 stars$130.54+1.6%$119.25-8.6%+43.8%$1.97B$356.32M15.75860Earnings ReportAnalyst UpgradeHigh Trading VolumeWULFTeraWulf3.0901 of 5 stars$5.11+4.5%$8.06+57.8%-8.2%$1.97B$132.02M-15.486High Trading VolumeSIISprott1.064 of 5 stars$72.18+1.8%N/A+67.1%$1.86B$178.65M37.59170Positive NewsPGYPagaya Technologies2.9233 of 5 stars$23.69+3.0%$22.45-5.2%+112.3%$1.79B$1.05B-4.67800Analyst ForecastInsider TradeAnalyst RevisionGap UpVBTXVeritex4.6577 of 5 stars$32.82+19.5%$30.25-7.8%+35.2%$1.78B$797.62M16.09770Earnings ReportUpcoming EarningsDividend AnnouncementHigh Trading VolumePWPPerella Weinberg Partners0.8949 of 5 stars$19.74-1.3%$23.33+18.2%+10.5%$1.74B$987.74M-45.91600MBINMerchants Bancorp4.2013 of 5 stars$35.43+1.5%$47.50+34.1%-28.8%$1.63B$1.45B6.51480News CoveragePositive News Related Companies and Tools Related Companies Customers Bancorp Alternatives Cipher Mining Alternatives Pathward Financial Alternatives Nicolet Bankshares Alternatives TeraWulf Alternatives Sprott Alternatives Pagaya Technologies Alternatives Veritex Alternatives Perella Weinberg Partners Alternatives Merchants Bancorp Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:YRD) was last updated on 7/21/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | Sponsored[No Brainer Gold Play]: “Show me a better investment.”A Historic Gold Announcement Is About to Rock Wall Street? 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