Yirendai (YRD) Competitors $6.00 -0.06 (-0.91%) Closing price 10/14/2025 03:57 PM EasternExtended Trading$6.01 +0.01 (+0.23%) As of 10/14/2025 07:19 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock YRD vs. SII, CUBI, MFH, CMPO, NTB, NIC, VBTX, PWP, FINV, and BBARShould you be buying Yirendai stock or one of its competitors? The main competitors of Yirendai include Sprott (SII), Customers Bancorp (CUBI), Mercurity Fintech (MFH), CompoSecure (CMPO), Bank of N.T. Butterfield & Son (NTB), Nicolet Bankshares (NIC), Veritex (VBTX), Perella Weinberg Partners (PWP), PPDAI Group (FINV), and BBVA Banco Frances (BBAR). These companies are all part of the "banking" industry. Yirendai vs. Its Competitors Sprott Customers Bancorp Mercurity Fintech CompoSecure Bank of N.T. Butterfield & Son Nicolet Bankshares Veritex Perella Weinberg Partners PPDAI Group BBVA Banco Frances Yirendai (NYSE:YRD) and Sprott (NYSE:SII) are both banking companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, earnings, risk, analyst recommendations, valuation and dividends. Which has higher earnings & valuation, YRD or SII? Yirendai has higher revenue and earnings than Sprott. Yirendai is trading at a lower price-to-earnings ratio than Sprott, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioYirendai$795.41M0.65$216.77M$2.062.91Sprott$178.65M12.37$49.29M$1.9344.38 Does the media favor YRD or SII? In the previous week, Sprott had 4 more articles in the media than Yirendai. MarketBeat recorded 6 mentions for Sprott and 2 mentions for Yirendai. Sprott's average media sentiment score of 1.06 beat Yirendai's score of 0.63 indicating that Sprott is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Yirendai 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Sprott 3 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has more volatility & risk, YRD or SII? Yirendai has a beta of 0.82, meaning that its share price is 18% less volatile than the S&P 500. Comparatively, Sprott has a beta of 0.99, meaning that its share price is 1% less volatile than the S&P 500. Do analysts prefer YRD or SII? Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Yirendai 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00Sprott 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.75 Is YRD or SII more profitable? Sprott has a net margin of 25.21% compared to Yirendai's net margin of 21.07%. Sprott's return on equity of 15.04% beat Yirendai's return on equity.Company Net Margins Return on Equity Return on Assets Yirendai21.07% 13.42% 9.73% Sprott 25.21%15.04%12.25% Is YRD or SII a better dividend stock? Yirendai pays an annual dividend of $0.40 per share and has a dividend yield of 6.7%. Sprott pays an annual dividend of $1.20 per share and has a dividend yield of 1.4%. Yirendai pays out 19.4% of its earnings in the form of a dividend. Sprott pays out 62.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sprott has raised its dividend for 1 consecutive years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio. Do insiders and institutionals hold more shares of YRD or SII? 2.0% of Yirendai shares are owned by institutional investors. Comparatively, 28.3% of Sprott shares are owned by institutional investors. 42.2% of Yirendai shares are owned by insiders. Comparatively, 18.3% of Sprott shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth. SummarySprott beats Yirendai on 12 of the 18 factors compared between the two stocks. Get Yirendai News Delivered to You Automatically Sign up to receive the latest news and ratings for YRD and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart YRD vs. The Competition Export to ExcelMetricYirendaiINTERNET SERVICES IndustryComputer SectorNYSE ExchangeMarket Cap$522.76M$128.11B$32.90B$21.76BDividend Yield6.61%2.06%3.21%3.64%P/E Ratio2.9141.63488.5229.93Price / Sales0.6512.211,814.5468.39Price / Cash2.4125.1737.7723.91Price / Book0.403.287.714.68Net Income$216.77M$4.40B$820.59M$1.01B7 Day Performance-8.05%-4.01%-0.28%-0.71%1 Month Performance-0.17%-6.81%6.72%1.18%1 Year Performance6.67%26.42%23,939.51%14.46% Yirendai Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)YRDYirendai3.1422 of 5 stars$6.00-0.9%N/A-2.5%$522.76M$795.41M2.913,800SIISprott1.5201 of 5 stars$86.36+2.6%N/A+92.5%$2.17B$178.65M44.75170CUBICustomers Bancorp3.3491 of 5 stars$65.89+2.2%$76.88+16.7%+38.0%$2.04B$1.39B16.31640MFHMercurity Fintech0.6276 of 5 stars$35.79+21.7%N/A+1,058.5%$2.03B$1.01M0.0010Gap DownCMPOCompoSecure1.214 of 5 stars$19.81-2.8%$17.67-10.8%+38.1%$2.03B$267.82M-11.791,007NTBBank of N.T. Butterfield & Son4.0237 of 5 stars$41.73-1.3%$50.00+19.8%+12.4%$2.01B$815.73M8.381,306NICNicolet Bankshares3.3815 of 5 stars$135.20+1.2%$145.33+7.5%+38.7%$1.98B$520.63M15.52860Upcoming EarningsVBTXVeritex4.1765 of 5 stars$32.58-2.7%$33.25+2.1%+21.8%$1.83B$438.93M15.51770PWPPerella Weinberg Partners3.2081 of 5 stars$20.99+0.2%$23.67+12.8%-7.7%$1.83B$878.04M25.60600Positive NewsAnalyst ForecastFINVPPDAI Group3.3026 of 5 stars$7.33+1.5%$11.55+57.6%+6.8%$1.83B$1.79B4.953,623BBARBBVA Banco Frances4.9338 of 5 stars$8.35+0.4%$20.67+147.5%-21.8%$1.70B$4.86B6.236,289Dividend Cut Related Companies and Tools Related Companies Sprott Alternatives Customers Bancorp Alternatives Mercurity Fintech Alternatives CompoSecure Alternatives Bank of N.T. Butterfield & Son Alternatives Nicolet Bankshares Alternatives Veritex Alternatives Perella Weinberg Partners Alternatives PPDAI Group Alternatives BBVA Banco Frances Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:YRD) was last updated on 10/15/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredArizona-made nanochips the new millionaire maker?George Gilder handed President Reagan the first microchip that helped create $6.5 trillion in wealth over the ...Banyan Hill Publishing | SponsoredBuy UBER immediatelyBULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredFront-Run Buffett's Shocking Gold MoveA Historic Gold Announcement Is About to Rock Wall Street? 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