Yirendai (YRD) Competitors $5.94 +0.07 (+1.19%) As of 10:26 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock YRD vs. NTB, PPBI, FBK, IREN, NIC, CASH, HUT, SII, CUBI, and PWPShould you be buying Yirendai stock or one of its competitors? The main competitors of Yirendai include Bank of N.T. Butterfield & Son (NTB), Pacific Premier Bancorp (PPBI), FB Financial (FBK), IREN (IREN), Nicolet Bankshares (NIC), Pathward Financial (CASH), Hut 8 (HUT), Sprott (SII), Customers Bancorp (CUBI), and Perella Weinberg Partners (PWP). These companies are all part of the "banking" industry. Yirendai vs. Its Competitors Bank of N.T. Butterfield & Son Pacific Premier Bancorp FB Financial IREN Nicolet Bankshares Pathward Financial Hut 8 Sprott Customers Bancorp Perella Weinberg Partners Bank of N.T. Butterfield & Son (NYSE:NTB) and Yirendai (NYSE:YRD) are both banking companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, analyst recommendations, valuation, risk, dividends, media sentiment and institutional ownership. Is NTB or YRD a better dividend stock? Bank of N.T. Butterfield & Son pays an annual dividend of $1.76 per share and has a dividend yield of 4.0%. Yirendai pays an annual dividend of $0.40 per share and has a dividend yield of 6.7%. Bank of N.T. Butterfield & Son pays out 36.5% of its earnings in the form of a dividend. Yirendai pays out 18.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has more risk and volatility, NTB or YRD? Bank of N.T. Butterfield & Son has a beta of 0.64, meaning that its stock price is 36% less volatile than the S&P 500. Comparatively, Yirendai has a beta of 0.76, meaning that its stock price is 24% less volatile than the S&P 500. Do analysts rate NTB or YRD? Bank of N.T. Butterfield & Son presently has a consensus price target of $44.67, suggesting a potential upside of 0.47%. Given Bank of N.T. Butterfield & Son's stronger consensus rating and higher possible upside, analysts plainly believe Bank of N.T. Butterfield & Son is more favorable than Yirendai.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Bank of N.T. Butterfield & Son 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67Yirendai 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00 Is NTB or YRD more profitable? Bank of N.T. Butterfield & Son has a net margin of 26.54% compared to Yirendai's net margin of 22.48%. Bank of N.T. Butterfield & Son's return on equity of 21.30% beat Yirendai's return on equity.Company Net Margins Return on Equity Return on Assets Bank of N.T. Butterfield & Son26.54% 21.30% 1.56% Yirendai 22.48%14.33%10.65% Do institutionals & insiders have more ownership in NTB or YRD? 62.7% of Bank of N.T. Butterfield & Son shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 1.2% of Bank of N.T. Butterfield & Son shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term. Which has stronger earnings & valuation, NTB or YRD? Yirendai has lower revenue, but higher earnings than Bank of N.T. Butterfield & Son. Yirendai is trading at a lower price-to-earnings ratio than Bank of N.T. Butterfield & Son, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioBank of N.T. Butterfield & Son$815.73M2.59$216.32M$4.829.22Yirendai$795.41M0.65$216.77M$2.142.78 Does the media refer more to NTB or YRD? In the previous week, Bank of N.T. Butterfield & Son had 2 more articles in the media than Yirendai. MarketBeat recorded 4 mentions for Bank of N.T. Butterfield & Son and 2 mentions for Yirendai. Bank of N.T. Butterfield & Son's average media sentiment score of 0.36 beat Yirendai's score of 0.00 indicating that Bank of N.T. Butterfield & Son is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Bank of N.T. Butterfield & Son 1 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral Yirendai 0 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral SummaryBank of N.T. Butterfield & Son beats Yirendai on 12 of the 18 factors compared between the two stocks. Get Yirendai News Delivered to You Automatically Sign up to receive the latest news and ratings for YRD and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding YRD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart YRD vs. The Competition Export to ExcelMetricYirendaiINTERNET SERVICES IndustryComputer SectorNYSE ExchangeMarket Cap$513.28M$95.34B$27.14B$20.36BDividend Yield6.84%2.84%2.94%3.76%P/E Ratio2.7836.4635.7327.49Price / Sales0.6521.182,067.8937.05Price / Cash2.3324.1133.8917.85Price / Book0.403.017.044.53Net Income$216.77M$4.40B$762.33M$985.09M7 Day Performance-2.14%0.95%1.63%0.88%1 Month Performance-5.34%1.14%5.80%4.03%1 Year Performance26.38%24.29%52,210.96%13.23% Yirendai Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)YRDYirendai3.1021 of 5 stars$5.94+1.2%N/A+30.2%$513.28M$795.41M2.783,800NTBBank of N.T. Butterfield & Son3.0259 of 5 stars$43.67+2.8%$44.67+2.3%+26.2%$2.02B$815.73M9.061,306Positive NewsPPBIPacific Premier Bancorp4.2581 of 5 stars$20.86+1.9%$27.25+30.6%-8.2%$1.99B$905.41M13.721,325News CoveragePositive NewsAnalyst RevisionFBKFB Financial4.9764 of 5 stars$44.42+3.0%$53.80+21.1%+16.3%$1.98B$764.61M16.331,490News CoverageIRENIREN3.5271 of 5 stars$10.66+1.8%$20.30+90.4%+29.1%$1.97B$188.76M0.00100News CoverageAnalyst RevisionGap UpNICNicolet Bankshares2.7597 of 5 stars$120.59+3.3%$119.25-1.1%+49.0%$1.76B$520.63M14.55860CASHPathward Financial3.205 of 5 stars$76.17+4.2%$92.00+20.8%+39.9%$1.74B$775.94M10.281,244Positive NewsHUTHut 83.1418 of 5 stars$15.89-4.9%$25.76+62.1%+24.1%$1.74B$162.38M0.00219SIISprott0.964 of 5 stars$64.84-0.9%N/A+66.7%$1.69B$178.65M33.77170Positive NewsCUBICustomers Bancorp1.3819 of 5 stars$53.90+3.7%$64.00+18.7%+22.8%$1.64B$1.39B13.58640Positive NewsAnalyst RevisionPWPPerella Weinberg Partners1.2434 of 5 stars$18.65+4.8%$23.00+23.3%+19.5%$1.57B$878.04M-43.37600 Related Companies and Tools Related Companies Bank of N.T. 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