YRD vs. FINV, PPBI, NTB, FBK, CASH, NIC, IREN, CUBI, HUT, and PWP
Should you be buying Yiren Digital stock or one of its competitors? The main competitors of Yiren Digital include FinVolution Group (FINV), Pacific Premier Bancorp (PPBI), Bank of N.T. Butterfield & Son (NTB), FB Financial (FBK), Pathward Financial (CASH), Nicolet Bankshares (NIC), Iris Energy (IREN), Customers Bancorp (CUBI), Hut 8 (HUT), and Perella Weinberg Partners (PWP). These companies are all part of the "banking" industry.
Yiren Digital vs.
Yiren Digital (NYSE:YRD) and FinVolution Group (NYSE:FINV) are both computer and technology companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, dividends, community ranking, profitability, valuation, institutional ownership, risk, earnings and analyst recommendations.
In the previous week, Yiren Digital had 1 more articles in the media than FinVolution Group. MarketBeat recorded 5 mentions for Yiren Digital and 4 mentions for FinVolution Group. FinVolution Group's average media sentiment score of 1.29 beat Yiren Digital's score of 0.75 indicating that FinVolution Group is being referred to more favorably in the news media.
FinVolution Group has higher revenue and earnings than Yiren Digital. Yiren Digital is trading at a lower price-to-earnings ratio than FinVolution Group, indicating that it is currently the more affordable of the two stocks.
2.0% of Yiren Digital shares are held by institutional investors. Comparatively, 31.1% of FinVolution Group shares are held by institutional investors. 42.2% of Yiren Digital shares are held by insiders. Comparatively, 44.0% of FinVolution Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Yiren Digital received 317 more outperform votes than FinVolution Group when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 59.09% of users gave FinVolution Group an outperform vote.
FinVolution Group has a consensus target price of $11.55, indicating a potential upside of 34.29%. Given FinVolution Group's stronger consensus rating and higher possible upside, analysts clearly believe FinVolution Group is more favorable than Yiren Digital.
Yiren Digital has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500. Comparatively, FinVolution Group has a beta of 0.37, indicating that its stock price is 63% less volatile than the S&P 500.
Yiren Digital has a net margin of 32.37% compared to FinVolution Group's net margin of 17.36%. Yiren Digital's return on equity of 20.85% beat FinVolution Group's return on equity.
Yiren Digital pays an annual dividend of $0.40 per share and has a dividend yield of 5.4%. FinVolution Group pays an annual dividend of $0.21 per share and has a dividend yield of 2.4%. Yiren Digital pays out 15.9% of its earnings in the form of a dividend. FinVolution Group pays out 15.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Summary
FinVolution Group beats Yiren Digital on 11 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NYSE:YRD) was last updated on 6/11/2025 by MarketBeat.com Staff
