Compare Stocks: CZFS, CTBI, UCB, and CASH

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
CASH Pathward Financial	$73.80 +0.4%	$83.17	$65.87 ▼ $101.26	$1.53B	0.6	233,708 shs	173,250 shs
CTBI Community Trust Bancorp	$75.56 +0.4%	$76.95	$50.25 ▼ $79.92	$1.37B	0.52	94,077 shs	217,796 shs
CZFS Citizens Financial Services	$79.85 +0.7%	$80.12	$52.35 ▼ $84.65	$381.57M	0.36	33,391 shs	34,108 shs
UCB United Community Banks	$34.22 +1.0%	$35.35	$28.65 ▼ $37.18	$4.09B	0.81	759,294 shs	1.02 million shs

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
CASH Pathward Financial	+0.41%	-3.03%	-9.99%	-15.33%	-1.59%
CTBI Community Trust Bancorp	+0.36%	-0.49%	-0.87%	+4.42%	+34.69%
CZFS Citizens Financial Services	+0.66%	-1.84%	-1.03%	+8.17%	+31.77%
UCB United Community Banks	+1.03%	-1.41%	-2.80%	-3.80%	+8.92%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
CASH Pathward Financial	$73.80 +0.4%	$83.17	$65.87 ▼ $101.26	$1.53B	0.6	233,708 shs	173,250 shs
CTBI Community Trust Bancorp	$75.56 +0.4%	$76.95	$50.25 ▼ $79.92	$1.37B	0.52	94,077 shs	217,796 shs
CZFS Citizens Financial Services	$79.85 +0.7%	$80.12	$52.35 ▼ $84.65	$381.57M	0.36	33,391 shs	34,108 shs
UCB United Community Banks	$34.22 +1.0%	$35.35	$28.65 ▼ $37.18	$4.09B	0.81	759,294 shs	1.02 million shs

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MarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. See which companies are preparing to go public and why investors are watching closely.

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
CASH Pathward Financial	+0.41%	-3.03%	-9.99%	-15.33%	-1.59%
CTBI Community Trust Bancorp	+0.36%	-0.49%	-0.87%	+4.42%	+34.69%
CZFS Citizens Financial Services	+0.66%	-1.84%	-1.03%	+8.17%	+31.77%
UCB United Community Banks	+1.03%	-1.41%	-2.80%	-3.80%	+8.92%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
CASH Pathward Financial	3.00	Buy	$101.00	36.86% Upside
CTBI Community Trust Bancorp	2.75	Moderate Buy	$81.50	7.86% Upside
CZFS Citizens Financial Services	3.00	Buy	N/A	N/A
UCB United Community Banks	2.75	Moderate Buy	$39.60	15.71% Upside

Current Analyst Ratings Breakdown

Latest CZFS, CTBI, UCB, and CASH Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
9/21/2026	CZFS Citizens Financial Services	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Buy (B-) ➝ Buy (B)
9/16/2026	UCB United Community Banks	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Outperform	$40.00 ➝ $41.00
9/9/2026	UCB United Community Banks	DA Davidson Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Buy	$40.00 ➝ $42.00
9/9/2026	UCB United Community Banks	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Neutral	$37.00 ➝ $38.00
9/1/2026	CTBI Community Trust Bancorp	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Outperform	$82.00
9/1/2026	CTBI Community Trust Bancorp	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Outperform	$82.00
8/13/2026	CTBI Community Trust Bancorp	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Buy (B+) ➝ Buy (A-)
8/5/2026	CASH Pathward Financial	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy (B)
7/31/2026	CTBI Community Trust Bancorp	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Buy (A-) ➝ Buy (B+)
7/29/2026	CZFS Citizens Financial Services	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Strong-Buy ➝ Hold
7/28/2026	CZFS Citizens Financial Services	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Hold (C) ➝ Buy (B-)

(Data available from 9/26/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
CASH Pathward Financial	$851.49M	1.80	$10.82 per share	6.82	$37.65 per share	1.96
CTBI Community Trust Bancorp	$409.34M	3.35	$5.89 per share	12.82	$47.26 per share	1.60
CZFS Citizens Financial Services	$173.51M	2.21	$7.43 per share	10.74	$70.33 per share	1.14
UCB United Community Banks	$1.54B	2.68	$3.20 per share	10.69	$30.17 per share	1.13

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
CASH Pathward Financial	$185.87M	$7.98	9.25	7.66	N/A	21.03%	20.61%	2.41%	10/20/2026 (Estimated)
CTBI Community Trust Bancorp	$98.06M	$5.97	12.66	11.62	N/A	25.55%	12.52%	1.60%	10/21/2026 (Estimated)
CZFS Citizens Financial Services	$36.57M	$8.55	9.34	9.06	N/A	23.31%	12.06%	1.33%	10/29/2026 (Estimated)
UCB United Community Banks	$328.10M	$3.04	11.26	10.28	N/A	24.43%	9.61%	1.24%	N/A

Latest CZFS, CTBI, UCB, and CASH Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
10/21/2026	Q3 2026	CTBI Community Trust Bancorp	$1.65	N/A	N/A	N/A	$80.20 million	N/A
10/20/2026	Q4 2026	CASH Pathward Financial	$1.63	N/A	N/A	N/A	$179.10 million	N/A
7/30/2026	Q2 2026	CZFS Citizens Financial Services	$1.98	$2.12	+$0.14	$2.12	$29.30 million	$29.71 million
7/22/2026	Q3 2026	CASH Pathward Financial	$1.95	$1.37	-$0.58	$1.37	$191.18 million	$189.64 million
7/21/2026	Q2 2026	UCB United Community Banks	$0.80	$0.71	-$0.09	$0.95	N/A	$279.28 million
7/15/2026	Q2 2026	CTBI Community Trust Bancorp	$1.52	$1.64	+$0.12	$1.64	$76.85 million	$78.49 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
CASH Pathward Financial	$0.20	0.27%	N/A	2.51%	N/A
CTBI Community Trust Bancorp	$2.60	3.44%	+5.50%	43.55%	44 Years
CZFS Citizens Financial Services	$2.04	2.55%	+1.25%	23.86%	N/A
UCB United Community Banks	$1.04	3.04%	+6.36%	34.21%	N/A

Latest CZFS, CTBI, UCB, and CASH Dividends

Announcement	Company	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
8/13/2026	UCB United Community Banks	quarterly	$0.26	2.94%	9/15/2026	9/15/2026	10/5/2026
8/20/2026	CASH Pathward Financial	quarterly	$0.05	0.25%	9/10/2026	9/10/2026	10/1/2026
7/19/2026	CTBI Community Trust Bancorp	quarterly	$0.65	3.36%	9/15/2026	9/15/2026	10/1/2026
9/1/2026	CZFS Citizens Financial Services	quarterly	$0.51	2.48%	9/11/2026	9/11/2026	9/25/2026

(Data available from 1/1/2013 forward)

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
CASH Pathward Financial	0.04	0.82	0.81
CTBI Community Trust Bancorp	0.08	0.94	0.94
CZFS Citizens Financial Services	1.12	1.02	1.01
UCB United Community Banks	0.22	0.83	0.83

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
CASH Pathward Financial	92.66%
CTBI Community Trust Bancorp	60.20%
CZFS Citizens Financial Services	22.49%
UCB United Community Banks	82.29%

Insider Ownership

Company	Insider Ownership
CASH Pathward Financial	1.43%
CTBI Community Trust Bancorp	2.60%
CZFS Citizens Financial Services	5.50%
UCB United Community Banks	0.45%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
CASH Pathward Financial	1,182	20.77 million	20.48 million	Optionable
CTBI Community Trust Bancorp	930	18.17 million	17.70 million	Optionable
CZFS Citizens Financial Services	405	4.81 million	4.55 million	Not Optionable
UCB United Community Banks	3,070	120.58 million	120.03 million	N/A

CZFS, CTBI, UCB, and CASH Headlines

Recent News About These Companies

United Community Banks (NYSE:UCB) Stock Price Expected to Rise, Keefe, Bruyette & Woods Analyst Says

September 18, 2026 | americanbankingnews.com

Keefe, Bruyette & Woods Forecasts Strong Price Appreciation for United Community Banks (NYSE:UCB) Stock

September 16, 2026 | marketbeat.com

Why United Community Banks (UCB) is a Top Dividend Stock for Your Portfolio

September 15, 2026 | zacks.com

Picnics at community-minded bank raises $10,000 for local school

September 14, 2026 | perhamfocus.comP

United Community Banks, Inc. $UCB Shares Sold by Hsbc Holdings PLC

September 14, 2026 | marketbeat.com

United Community Banks (NYSE:UCB) Upgraded to Hold at Wall Street Zen

September 12, 2026 | marketbeat.com

Actualités United Community Banks, Inc.

September 11, 2026 | zonebourse.comZ

United Community Banks, Inc. (UCB) Discusses Completion of Strategic Initiatives and Sale of Navitas to Strengthen Financial Position - Slideshow

September 11, 2026 | seekingalpha.com

Analysts’ Opinions Are Mixed on These Financial Stocks: Morgan Stanley (MS), United Community Banks (UCB) and WesBanco (WSBC)

September 10, 2026 | theglobeandmail.com

United Community Banks (NYSE:UCB) Given New $38.00 Price Target at Piper Sandler

September 9, 2026 | marketbeat.com

United Community Banks, Inc. $UCB Holdings Reduced by Wellington Management Group LLP

September 9, 2026 | marketbeat.com

United Community Banks, Inc. (UCB) Discusses Completion of Strategic Initiatives and Sale of Navitas to Strengthen Financial Position Transcript

September 8, 2026 | seekingalpha.com

United Community Banks, Inc. Announces Completion of Strategic Initiatives That Simplify and Strengthen Balance Sheet; Increased Share Repurchase Authorization

September 8, 2026 | globenewswire.com

United Community Banks, Inc. (NYSE:UCB) Given Consensus Recommendation of "Moderate Buy" by Brokerages

September 5, 2026 | marketbeat.com

United Community Banks Completes Sale of Equipment Finance Business

September 2, 2026 | marketscreener.comM

United Community Banks Sells Navitas Equipment Finance Unit

September 1, 2026 | tipranks.com

United Community Banks Completes $2.0 Billion Sale of Equipment Finance Business to Wafra

September 1, 2026 | quiverquant.comQ

United Community Banks, Inc. Announces Completion of Sale of Navitas Equipment Finance Business to Funds Managed by Wafra Inc.

September 1, 2026 | globenewswire.com

Susquehanna International Group LLP Has $833,000 Stock Holdings in United Community Banks, Inc. $UCB

September 1, 2026 | marketbeat.com

United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy?

August 27, 2026 | zacks.com

Bank of New York Mellon Corp Purchases Shares of 1,572,963 United Community Banks, Inc. $UCB

August 27, 2026 | marketbeat.com

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

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CZFS, CTBI, UCB, and CASH Company Descriptions

Pathward Financial NASDAQ:CASH

$73.80 +0.30 (+0.41%)

Closing price 09/25/2026 04:00 PM Eastern

Extended Trading

$73.87 +0.07 (+0.09%)

As of 09/25/2026 07:30 PM Eastern

Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. The company operates through three segments: Consumer, Commercial, and Corporate Services/Other. It offers demand deposit accounts, savings accounts, and money market savings accounts. The company also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; consumer credit products; other consumer financing services; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, it issues prepaid cards; and offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.

Community Trust Bancorp NASDAQ:CTBI

$75.56 +0.27 (+0.36%)

Closing price 09/25/2026 04:00 PM Eastern

Extended Trading

$75.56 0.00 (-0.01%)

As of 09/25/2026 07:30 PM Eastern

Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that engages in the provision of commercial and personal banking, and trust and wealth management services to small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, as well as southern West Virginia, and northeastern Tennessee. The company accepts time and demand deposits, checking accounts, savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; and consumer loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements, as well as mobile, internet banking, and e-statement services. The company was founded in 1903 and is headquartered in Pikeville, Kentucky.

Citizens Financial Services NASDAQ:CZFS

$79.85 +0.52 (+0.66%)

Closing price 09/25/2026 04:00 PM Eastern

Extended Trading

$80.30 +0.45 (+0.56%)

As of 09/25/2026 07:30 PM Eastern

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

United Community Banks NYSE:UCB

$34.22 +0.34 (+1.02%)

Closing price 09/25/2026 03:59 PM Eastern

Extended Trading

$34.24 +0.01 (+0.03%)

As of 09/25/2026 07:30 PM Eastern

United Community Banks, Inc. operates as the financial holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors. The company accepts various deposit products, including checking, savings, money market, and other deposit accounts. It also offers lending services, including real estate, consumer, and commercial loans, to individuals, small businesses, mid-sized commercial businesses, and non-profit organizations, as well as secured and unsecured, and mortgage loans. In addition, the company originate loans partially guaranteed by the SBA and USDA loan programs. Further, it provides wealth management services comprising financial planning, customized portfolio management, and investment advice; trust services to manage fiduciary assets; non-deposit investment products; and insurance products, including life insurance, long-term care insurance, and tax-deferred annuities, as well as invests in residential and commercial mortgage-backed securities, asset-backed securities, the U.S. treasury, the U.S. agency, and municipal obligations. Additionally, the company offers reinsurance on a property insurance contract; insurance agency services; brokerage services; and payment processing, merchant, wire transfer, private banking, and other related financial services. It operates through a network of 171 branches in Florida, Georgia, North Carolina, South Carolina, and Tennessee. United Community Banks, Inc. was founded in 1950 and is headquartered in Blairsville, Georgia.

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Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest CZFS, CTBI, UCB, and CASH Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest CZFS, CTBI, UCB, and CASH Earnings

Compare Dividends

Latest CZFS, CTBI, UCB, and CASH Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

CZFS, CTBI, UCB, and CASH Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

CZFS, CTBI, UCB, and CASH Company Descriptions

Pathward Financial NASDAQ:CASH

Community Trust Bancorp NASDAQ:CTBI

Citizens Financial Services NASDAQ:CZFS

United Community Banks NYSE:UCB

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