Auburn National Bancorporation (AUBN) Competitors

Farmers & Merchants Bancorp (NASDAQ:FMAO) and Auburn National Bancorporation (NASDAQ:AUBN) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, earnings, valuation, risk, dividends, analyst recommendations, institutional ownership and media sentiment.

Is FMAO or AUBN a better dividend stock?

Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.4%. Auburn National Bancorporation pays an annual dividend of $1.08 per share and has a dividend yield of 3.8%. Farmers & Merchants Bancorp pays out 40.7% of its earnings in the form of a dividend. Auburn National Bancorporation pays out 56.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years.

Does the media refer more to FMAO or AUBN?

In the previous week, Farmers & Merchants Bancorp had 1 more articles in the media than Auburn National Bancorporation. MarketBeat recorded 3 mentions for Farmers & Merchants Bancorp and 2 mentions for Auburn National Bancorporation. Farmers & Merchants Bancorp's average media sentiment score of 1.34 beat Auburn National Bancorporation's score of 1.29 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Farmers & Merchants Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Auburn National Bancorporation	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FMAO or AUBN more profitable?

Farmers & Merchants Bancorp has a net margin of 16.04% compared to Auburn National Bancorporation's net margin of 15.43%. Farmers & Merchants Bancorp's return on equity of 8.66% beat Auburn National Bancorporation's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Farmers & Merchants Bancorp	16.04%	8.66%	0.88%
Auburn National Bancorporation	15.43%	8.02%	0.67%

Which has preferable valuation and earnings, FMAO or AUBN?

Farmers & Merchants Bancorp has higher revenue and earnings than Auburn National Bancorporation. Farmers & Merchants Bancorp is trading at a lower price-to-earnings ratio than Auburn National Bancorporation, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Farmers & Merchants Bancorp	$179.19M	1.99	$25.94M	$2.16	12.04
Auburn National Bancorporation	$42.21M	2.33	$6.40M	$1.91	14.76

Which has more risk & volatility, FMAO or AUBN?

Farmers & Merchants Bancorp has a beta of 0.9, suggesting that its share price is 10% less volatile than the S&P 500. Comparatively, Auburn National Bancorporation has a beta of 0.51, suggesting that its share price is 49% less volatile than the S&P 500.

Do institutionals and insiders have more ownership in FMAO or AUBN?

24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. Comparatively, 39.5% of Auburn National Bancorporation shares are owned by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are owned by insiders. Comparatively, 25.1% of Auburn National Bancorporation shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

Farmers & Merchants Bancorp beats Auburn National Bancorporation on 11 of the 16 factors compared between the two stocks.