Auburn National Bancorporation (AUBN) Competitors

Civista Bancshares (NASDAQ:CIVB) and Auburn National Bancorporation (NASDAQ:AUBN) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, analyst recommendations, profitability, valuation, institutional ownership, dividends, risk and earnings.

Does the media favor CIVB or AUBN?

In the previous week, Auburn National Bancorporation had 2 more articles in the media than Civista Bancshares. MarketBeat recorded 7 mentions for Auburn National Bancorporation and 5 mentions for Civista Bancshares. Civista Bancshares' average media sentiment score of 0.97 beat Auburn National Bancorporation's score of 0.56 indicating that Civista Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Civista Bancshares	2 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Auburn National Bancorporation	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, CIVB or AUBN?

Civista Bancshares has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500. Comparatively, Auburn National Bancorporation has a beta of 0.45, meaning that its stock price is 55% less volatile than the S&P 500.

Which has preferable earnings & valuation, CIVB or AUBN?

Civista Bancshares has higher revenue and earnings than Auburn National Bancorporation. Civista Bancshares is trading at a lower price-to-earnings ratio than Auburn National Bancorporation, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Civista Bancshares	$244.44M	1.61	$31.68M	$2.53	8.03
Auburn National Bancorporation	$42.21M	2.15	$6.40M	$1.91	13.60

Do analysts recommend CIVB or AUBN?

Civista Bancshares currently has a consensus target price of $24.80, suggesting a potential upside of 22.05%. Given Civista Bancshares' stronger consensus rating and higher probable upside, equities analysts clearly believe Civista Bancshares is more favorable than Auburn National Bancorporation.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Civista Bancshares	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
Auburn National Bancorporation	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is CIVB or AUBN more profitable?

Civista Bancshares has a net margin of 15.83% compared to Auburn National Bancorporation's net margin of 15.43%. Civista Bancshares' return on equity of 9.77% beat Auburn National Bancorporation's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Civista Bancshares	15.83%	9.77%	0.94%
Auburn National Bancorporation	15.43%	8.02%	0.67%

Is CIVB or AUBN a better dividend stock?

Civista Bancshares pays an annual dividend of $0.68 per share and has a dividend yield of 3.3%. Auburn National Bancorporation pays an annual dividend of $1.08 per share and has a dividend yield of 4.2%. Civista Bancshares pays out 26.9% of its earnings in the form of a dividend. Auburn National Bancorporation pays out 56.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Civista Bancshares has increased its dividend for 4 consecutive years.

Do insiders and institutionals have more ownership in CIVB or AUBN?

52.1% of Civista Bancshares shares are held by institutional investors. Comparatively, 39.5% of Auburn National Bancorporation shares are held by institutional investors. 2.6% of Civista Bancshares shares are held by company insiders. Comparatively, 25.1% of Auburn National Bancorporation shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Civista Bancshares beats Auburn National Bancorporation on 14 of the 19 factors compared between the two stocks.