Pathward Financial (CASH) Competitors

Pathward Financial (NASDAQ:CASH) and UWM (NYSE:UWMC) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their analyst recommendations, community ranking, valuation, earnings, profitability, institutional ownership, media sentiment, risk and dividends.

Which has more risk and volatility, CASH or UWMC?

Pathward Financial has a beta of 0.63, indicating that its stock price is 37% less volatile than the S&P 500. Comparatively, UWM has a beta of 1.7, indicating that its stock price is 70% more volatile than the S&P 500.

Does the media refer more to CASH or UWMC?

In the previous week, UWM had 1 more articles in the media than Pathward Financial. MarketBeat recorded 3 mentions for UWM and 2 mentions for Pathward Financial. Pathward Financial's average media sentiment score of 1.44 beat UWM's score of 0.79 indicating that Pathward Financial is being referred to more favorably in the media.

Company	Overall Sentiment
Pathward Financial	Positive
UWM	Positive

Is CASH or UWMC more profitable?

Pathward Financial has a net margin of 21.91% compared to UWM's net margin of 0.00%. Pathward Financial's return on equity of 22.02% beat UWM's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Pathward Financial	21.91%	22.02%	2.28%
UWM	N/A	-5.79%	-1.04%

Does the MarketBeat Community prefer CASH or UWMC?

Pathward Financial received 305 more outperform votes than UWM when rated by MarketBeat users. Likewise, 64.05% of users gave Pathward Financial an outperform vote while only 30.00% of users gave UWM an outperform vote.

Company	Underperform	Outperform
Pathward Financial	Outperform Votes 335 64.05%	Underperform Votes 188 35.95%
UWM	Outperform Votes 30 30.00%	Underperform Votes 70 70.00%

Is CASH or UWMC a better dividend stock?

Pathward Financial pays an annual dividend of $0.20 per share and has a dividend yield of 0.3%. UWM pays an annual dividend of $0.40 per share and has a dividend yield of 9.2%. Pathward Financial pays out 2.7% of its earnings in the form of a dividend. UWM pays out -307.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. UWM is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do institutionals & insiders have more ownership in CASH or UWMC?

92.7% of Pathward Financial shares are owned by institutional investors. Comparatively, 53.6% of UWM shares are owned by institutional investors. 1.2% of Pathward Financial shares are owned by insiders. Comparatively, 87.5% of UWM shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has higher earnings & valuation, CASH or UWMC?

Pathward Financial has higher earnings, but lower revenue than UWM. UWM is trading at a lower price-to-earnings ratio than Pathward Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Pathward Financial	$616.00M	3.00	$168.36M	$7.41	10.44
UWM	$1.04B	6.67	-$13.23M	-$0.13	-33.27

Do analysts rate CASH or UWMC?

Pathward Financial presently has a consensus price target of $92.00, suggesting a potential upside of 18.88%. UWM has a consensus price target of $6.86, suggesting a potential upside of 58.55%. Given UWM's higher probable upside, analysts plainly believe UWM is more favorable than Pathward Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Pathward Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
UWM	0 Sell rating(s)	5 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.29

Summary

Pathward Financial beats UWM on 11 of the 20 factors compared between the two stocks.