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Cathay General Bancorp (CATY) Financials

Cathay General Bancorp logo
$42.85 -0.27 (-0.63%)
Closing price 05/23/2025 04:00 PM Eastern
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$42.85 0.00 (0.00%)
As of 05/23/2025 04:04 PM Eastern
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Annual Income Statements for Cathay General Bancorp

Annual Income Statements for Cathay General Bancorp

This table shows Cathay General Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders		 286 354 361 298 229 279 272 176 175 161
Consolidated Net Income / (Loss)		 286 354 361 298 229 279 272 176 175 161
Net Income / (Loss) Continuing Operations		 286 354 361 298 229 279 272 176 175 161
Total Pre-Tax Income 		318 404 473 382 254 349 338 298 242 221
Total Revenue		 730 810 791 652 595 620 598 532 451 412
Net Interest Income / (Expense)		 674 742 734 598 552 575 566 496 418 380
Total Interest Income		 1,335 1,242 851 667 701 769 688 576 499 454
Loans and Leases Interest Income		 1,219 1,132 803 650 678 731 654 551 476 431
Investment Securities Interest Income		 59 52 28 14 21 33 29 21 21 22
Deposits and Money Market Investments Interest Income		 57 59 20 2.15 1.83 5.40 5.21 4.42 1.76 1.40
Total Interest Expense		 661 500 118 69 148 194 122 80 81 74
Deposits Interest Expense		 636 468 105 62 137 178 107 66 59 52
Short-Term Borrowings Interest Expense		 2.24 3.87 0.86 0.00 0.23 0.40 0.19 0.00 0.00 -
Long-Term Debt Interest Expense		 22 29 11 6.96 11 16 14 10 6.45 6.26
Total Non-Interest Income		 56 68 57 55 43 45 32 36 33 33
Trust Fees by Commissions		 7.75 6.72 6.35 7.10 6.74 6.41 5.61 4.86 4.94 5.55
Other Service Charges		 24 22 27 27 20 28 23 19 18 30
Net Realized & Unrealized Capital Gains on Investments		 -6.41 15 0.39 -0.57 0.55 5.95 -2.43 6.63 4.90 -3.35
Other Non-Interest Income		 31 24 23 21 15 4.76 5.08 5.62 5.48 -
Provision for Credit Losses		 38 26 15 -16 58 -7.00 -4.50 -2.50 -16 -11
Total Non-Interest Expense		 375 380 303 287 283 277 264 236 225 203
Salaries and Employee Benefits		 167 154 143 133 124 129 124 109 97 90
Net Occupancy & Equipment Expense		 60 54 50 47 47 46 45 42 37 35
Marketing Expense		 6.52 5.89 6.86 6.91 5.22 7.59 7.84 6.20 5.09 4.93
Property & Liability Insurance Claims		 14 24 8.04 7.13 9.00 9.62 8.00 11 9.71 9.09
Other Operating Expenses		 126 140 90 89 98 84 77 62 75 64
Amortization Expense		 1.10 1.31 1.89 0.69 0.69 0.69 0.88 0.93 0.69 0.67
Restructuring Charge		 0.00 0.67 4.13 1.43 0.00 0.00 2.11 4.12 0.00 0.00
Income Tax Expense		 32 49 112 84 25 70 66 122 67 60
Basic Earnings per Share		 $3.97 $4.88 $4.85 $3.81 $2.88 $3.49 $3.35 $2.19 $2.21 $2.00
Weighted Average Basic Shares Outstanding		 72.07M 72.57M 74.34M 78.27M 79.58M 80.00M 81.13M 80.26M 79.15M 80.56M
Diluted Earnings per Share		 $3.95 $4.86 $4.83 $3.80 $2.87 $3.48 $3.33 $2.17 $2.19 $1.98
Weighted Average Diluted Shares Outstanding		 72.33M 72.86M 74.66M 78.57M 79.78M 80.25M 81.61M 81.00M 79.93M 81.29M
Weighted Average Basic & Diluted Shares Outstanding		 70.29M 72.67M 72.56M 75.29M 79.51M 79.65M 80.48M 80.40M 79.62M 80.60M
Cash Dividends to Common per Share		 $1.36 $1.36 $1.36 $1.27 $1.24 $1.24 $1.03 $0.87 $0.75 $0.56

Quarterly Income Statements for Cathay General Bancorp

This table shows Cathay General Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 80 68 67 71 83 82 93 96 98 99
Consolidated Net Income / (Loss)		 80 68 67 71 83 82 93 96 98 99
Net Income / (Loss) Continuing Operations		 80 68 67 71 83 82 93 96 98 99
Total Pre-Tax Income 		87 78 73 80 93 93 103 115 131 130
Total Revenue		 186 190 179 175 205 193 205 207 214 207
Net Interest Income / (Expense)		 171 169 165 169 182 186 182 192 202 198
Total Interest Income		 330 339 333 333 333 323 300 285 264 226
Loans and Leases Interest Income		 301 311 304 303 303 293 274 261 244 212
Investment Securities Interest Income		 14 15 16 15 15 13 12 12 10 7.48
Deposits and Money Market Investments Interest Income		 15 14 13 15 16 17 14 12 9.95 6.73
Total Interest Expense		 159 170 168 164 151 138 119 93 62 28
Deposits Interest Expense		 156 166 163 152 141 128 111 88 57 24
Short-Term Borrowings Interest Expense		 0.37 0.40 0.78 0.70 0.97 1.09 0.89 0.92 0.86 0.00
Long-Term Debt Interest Expense		 2.96 4.24 4.18 11 9.05 8.51 7.05 4.04 3.71 4.40
Total Non-Interest Income		 15 20 13 6.61 23 7.84 23 14 12 9.88
Trust Fees by Commissions		 2.06 2.08 1.89 1.72 1.74 1.74 1.66 1.57 1.58 1.61
Other Service Charges		 6.85 5.91 5.30 5.63 6.16 5.63 5.50 5.09 6.00 6.05
Net Realized & Unrealized Capital Gains on Investments		 -1.31 4.25 -1.43 -7.92 8.95 -6.22 11 1.85 -0.97 -3.66
Other Non-Interest Income		 7.87 8.12 7.46 7.19 6.24 6.69 5.28 5.73 5.47 5.87
Provision for Credit Losses		 15 15 6.60 1.90 1.72 7.00 9.16 8.10 1.40 2.00
Total Non-Interest Expense		 85 97 99 93 110 94 93 83 81 75
Salaries and Employee Benefits		 43 41 40 44 40 39 37 38 35 35
Net Occupancy & Equipment Expense		 15 15 15 15 14 14 13 14 13 13
Marketing Expense		 1.52 1.61 1.47 1.91 1.11 1.59 2.42 0.77 2.17 2.01
Property & Liability Insurance Claims		 1.20 3.25 3.74 6.09 14 3.06 3.01 3.16 2.04 2.00
Other Operating Expenses		 72 12 15 26 85 13 15 27 28 23
Amortization Expense		 -47 24 24 0.34 -45 23 22 0.25 1.17 0.25
Income Tax Expense		 6.57 11 5.75 8.61 10 10 9.45 19 34 31
Basic Earnings per Share		 $1.13 $0.94 $0.92 $0.98 $1.13 $1.14 $1.29 $1.32 $1.32 $1.34
Weighted Average Basic Shares Outstanding		 72.07M 71.79M 72.66M 72.67M 72.57M 72.57M 72.54M 72.53M 74.34M 73.96M
Diluted Earnings per Share		 $1.11 $0.94 $0.92 $0.98 $1.13 $1.13 $1.28 $1.32 $1.33 $1.33
Weighted Average Diluted Shares Outstanding		 72.33M 72.03M 72.83M 72.97M 72.86M 72.89M 72.75M 72.90M 74.66M 74.24M
Weighted Average Basic & Diluted Shares Outstanding		 70.29M 71.20M 72.17M 72.81M 72.67M 72.65M 72.56M 72.54M 72.56M 74.41M
Cash Dividends to Common per Share		 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34

Annual Cash Flow Statements for Cathay General Bancorp

This table details how cash moves in and out of Cathay General Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents		 211 -334 -1,287 1,029 827 -6.51 65 -650 468 3.30
Net Cash From Operating Activities		 329 385 467 334 320 435 337 249 234 177
Net Cash From Continuing Operating Activities		 329 385 467 334 320 435 337 249 234 177
Net Income / (Loss) Continuing Operations		 286 354 361 298 229 279 272 176 175 161
Consolidated Net Income / (Loss)		 286 354 361 298 229 279 272 176 175 161
Provision For Loan Losses		 39 26 15 -16 58 -6.32 -4.50 -1.81 -15 -11
Depreciation Expense		 7.18 8.37 9.96 7.96 7.66 6.76 7.31 7.27 7.49 7.57
Amortization Expense		 57 75 54 53 76 52 44 7.52 35 30
Non-Cash Adjustments to Reconcile Net Income		 14 2.33 7.50 16 1.69 73 16 2.20 -15 -27
Changes in Operating Assets and Liabilities, net		 -74 -81 20 -25 -52 30 2.21 58 47 16
Net Cash From Investing Activities		 184 -1,477 -1,849 -860 -242 -1,382 -1,134 -904 -853 -1,178
Net Cash From Continuing Investing Activities		 184 -1,477 -1,849 -860 -242 -1,382 -1,134 -904 -853 -1,178
Purchase of Property, Leasehold Improvements and Equipment		 -3.64 -3.40 -3.39 -3.73 -5.78 -7.13 -6.67 -3.19 -3.52 -3.52
Purchase of Investment Securities		 -1,440 -2,025 -2,075 -1,305 -1,097 -1,972 -1,695 -1,621 -2,078 -2,500
Sale and/or Maturity of Investments		 1,628 552 229 449 861 597 568 715 1,228 1,325
Net Cash From Financing Activities		 -302 759 95 1,554 750 940 863 4.83 1,087 1,004
Net Cash From Continuing Financing Activities		 -302 759 95 1,554 750 940 863 4.83 1,087 1,004
Net Change in Deposits		 361 820 -129 1,950 1,417 990 1,012 201 1,166 1,305
Issuance of Debt		 6,968 14,035 5,480 50 1,450 4,381 5,130 4,898 3,555 5,092
Issuance of Common Equity		 2.93 3.49 3.72 3.56 9.78 3.37 2.82 2.53 2.28 4.18
Repayment of Debt		 -7,448 -13,980 -5,015 -180 -2,003 -4,296 -5,053 -4,773 -3,480 -5,242
Repurchase of Common Equity		 -85 -17 -141 -167 -24 -36 -43 0.00 -54 -59
Payment of Dividends		 -98 -99 -101 -99 -99 -99 -83 -70 -59 -45
Other Financing Activities, Net		 -3.73 -4.49 -2.91 -2.63 -1.91 -2.31 -103 -254 -42 -51
Cash Interest Paid		 662 485 106 75 162 183 117 81 82 73
Cash Income Taxes Paid		 56 70 97 93 45 62 66 77 39 69

Quarterly Cash Flow Statements for Cathay General Bancorp

This table details how cash moves in and out of Cathay General Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 -299 234 -71 347 -334 -319 349 -29 -101 109
Net Cash From Operating Activities		 87 81 73 88 66 107 91 121 101 189
Net Cash From Continuing Operating Activities		 87 81 73 88 66 107 91 121 101 189
Net Income / (Loss) Continuing Operations		 80 68 67 71 83 82 93 96 98 99
Consolidated Net Income / (Loss)		 80 68 67 71 83 82 93 96 98 99
Provision For Loan Losses		 15 15 7.76 1.90 1.72 7.00 9.16 8.10 1.40 2.00
Depreciation Expense		 1.72 1.77 1.81 1.89 1.97 2.00 2.35 2.05 3.11 2.27
Amortization Expense		 6.88 20 22 8.06 13 23 22 17 17 15
Non-Cash Adjustments to Reconcile Net Income		 4.00 -2.38 1.05 11 2.84 8.21 -8.38 -0.34 2.75 5.50
Changes in Operating Assets and Liabilities, net		 -20 -20 -26 -6.40 -36 -15 -28 -1.33 -20 65
Net Cash From Investing Activities		 -81 145 82 37 -590 -141 -618 -128 -201 -561
Net Cash From Continuing Investing Activities		 -81 145 82 37 -590 -141 -618 -128 -201 -561
Purchase of Property, Leasehold Improvements and Equipment		 -0.98 -1.21 -0.53 -0.92 -1.77 -0.67 -0.67 -0.30 -0.30 -0.86
Purchase of Investment Securities		 -433 -403 -127 -477 -706 -394 -692 -233 -284 -610
Sale and/or Maturity of Investments		 353 549 210 515 118 253 75 105 83 50
Net Cash From Financing Activities		 -305 7.05 -226 222 190 -285 876 -22 -0.99 482
Net Cash From Continuing Financing Activities		 -305 7.05 -226 222 190 -285 876 -22 -0.99 482
Net Change in Deposits		 -258 171 -73 521 -310 539 448 144 -70 288
Issuance of Common Equity		 0.72 0.73 0.74 0.74 0.79 0.87 0.92 0.92 0.93 0.92
Repurchase of Common Equity		 -24 -35 -25 0.01 0.02 0.01 0.04 -17 -32 -46
Payment of Dividends		 -24 -24 -25 -25 -25 -25 -25 -25 -25 -25
Other Financing Activities, Net		 -0.00 -0.01 -3.68 -0.02 -0.95 -0.01 -3.51 -0.01 -0.04 -0.85
Cash Interest Paid		 168 171 168 155 148 133 117 87 53 25
Cash Income Taxes Paid		 15 8.16 33 0.28 10 12 49 0.00 37 20

Annual Balance Sheets for Cathay General Bancorp

This table presents Cathay General Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets		 23,055 23,082 21,948 20,887 19,043 18,094 16,785 15,640 14,521 13,254
Cash and Due from Banks		 157 174 195 134 139 177 225 247 218 180
Interest Bearing Deposits at Other Banks		 882 655 967 - 1,282 417 375 293 967 537
Trading Account Securities		 1,582 1,645 1,496 1,127 1,060 1,480 1,268 1,370 1,322 1,593
Loans and Leases, Net of Allowance		 19,204 19,383 18,101 -136 15,475 14,952 13,872 12,744 11,077 10,016
Loans and Leases		 19,365 19,537 18,247 - 15,642 15,075 13,994 12,867 11,196 10,155
Allowance for Loan and Lease Losses		 162 155 146 136 167 123 122 123 119 139
Customer and Other Receivables		 14 3.26 2.37 8.11 14 11 23 13 12 40
Premises and Equipment, Net		 89 91 95 99 103 104 103 103 106 109
Goodwill		 376 376 376 372 372 372 372 372 372 372
Intangible Assets		 3.34 4.46 5.76 4.63 5.43 6.30 7.19 8.06 2.95 3.68
Other Assets		 748 750 711 302 592 575 540 518 444 403
Total Liabilities & Shareholders' Equity		 23,055 23,082 21,948 2,446 19,043 18,094 16,785 15,640 14,521 13,254
Total Liabilities		 20,209 20,345 19,474 0.00 16,625 15,800 14,663 13,667 12,692 11,506
Non-Interest Bearing Deposits		 3,284 3,529 4,169 - 3,365 2,871 2,857 2,783 2,478 2,033
Interest Bearing Deposits		 16,402 15,796 14,336 - 12,744 11,821 10,845 9,907 9,197 8,476
Bankers Acceptance Outstanding		 14 3.26 2.37 - 14 11 23 13 12 40
Long-Term Debt		 197 675 627 - 293 818 737 642 487 413
Other Long-Term Liabilities		 312 341 340 - 209 253 201 222 169 144
Commitments & Contingencies		 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00 -
Total Equity & Noncontrolling Interests		 2,846 2,737 2,474 2,446 2,418 2,294 2,122 1,973 1,829 1,748
Total Preferred & Common Equity		 2,846 2,737 2,474 2,446 2,418 2,294 2,122 1,973 1,829 1,748
Total Common Equity		 2,846 2,737 2,474 2,446 2,418 2,294 2,122 1,973 1,829 1,748
Common Stock		 995 989 982 973 966 951 943 934 896 882
Retained Earnings		 2,688 2,500 2,245 1,985 1,789 1,659 1,479 1,282 1,175 1,060
Treasury Stock		 -752 -667 -651 -509 -342 -319 -282 -240 -240 -185
Accumulated Other Comprehensive Income / (Loss)		 -86 -85 -102 -3.07 5.31 2.30 -18 -2.51 -3.72 -8.43

Quarterly Balance Sheets for Cathay General Bancorp

This table presents Cathay General Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 23,274 23,235 23,405 22,845 23,028 22,032 21,890
Cash and Due from Banks		 183 160 165 146 188 252 200
Interest Bearing Deposits at Other Banks		 1,156 945 1,011 1,017 1,294 - 1,063
Trading Account Securities		 1,549 1,680 1,685 1,540 1,525 1,568 1,438
Loans and Leases, Net of Allowance		 19,210 19,193 19,263 18,860 18,788 -145 17,951
Loans and Leases		 19,374 19,347 19,418 19,014 18,943 - 18,100
Allowance for Loan and Lease Losses		 164 153 155 155 155 145 149
Customer and Other Receivables		 12 16 17 17 4.36 6.55 6.90
Premises and Equipment, Net		 89 89 90 91 92 93 96
Goodwill		 376 376 376 376 376 376 376
Intangible Assets		 3.59 3.86 4.13 4.73 4.99 5.56 6.95
Other Assets		 696 771 771 793 756 366 752
Total Liabilities & Shareholders' Equity		 23,274 23,235 23,405 22,845 23,028 22,032 21,890
Total Liabilities		 20,444 20,442 20,627 20,206 20,426 0.00 19,471
Non-Interest Bearing Deposits		 3,254 3,162 3,290 3,623 3,561 - 4,398
Interest Bearing Deposits		 16,690 16,611 16,557 16,012 15,536 - 14,178
Bankers Acceptance Outstanding		 12 16 17 17 4.36 - 6.90
Long-Term Debt		 197 302 402 157 957 - 502
Other Long-Term Liabilities		 291 351 362 397 368 - 386
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 - 0.00
Total Equity & Noncontrolling Interests		 2,830 2,793 2,778 2,639 2,603 2,542 2,420
Total Preferred & Common Equity		 2,830 2,793 2,778 2,639 2,603 2,542 2,420
Total Common Equity		 2,830 2,793 2,778 2,639 2,603 2,542 2,420
Common Stock		 992 990 990 987 984 984 979
Retained Earnings		 2,632 2,589 2,547 2,443 2,385 2,316 2,172
Treasury Stock		 -728 -693 -667 -667 -667 -667 -619
Accumulated Other Comprehensive Income / (Loss)		 -66 -93 -92 -124 -99 -91 -113

Annual Metrics And Ratios for Cathay General Bancorp

This table displays calculated financial ratios and metrics derived from Cathay General Bancorp's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -9.92% 2.47% 21.18% 9.65% -3.99% 3.69% 12.33% 17.90% 9.41% 7.59%
EBITDA Growth		 -21.67% -9.25% 21.16% 31.40% -17.39% 4.97% 24.21% 9.87% 10.08% 12.09%
EBIT Growth		 -21.32% -14.59% 23.75% 50.35% -27.31% 3.46% 13.20% 23.17% 9.55% 0.59%
NOPAT Growth		 -19.24% -1.81% 20.90% 30.34% -18.01% 2.67% 54.44% 0.54% 8.68% 16.89%
Net Income Growth		 -19.24% -1.81% 20.90% 30.34% -18.01% 2.67% 54.44% 0.54% 8.68% 16.89%
EPS Growth		 -18.72% 0.62% 27.11% 32.40% -17.53% 4.50% 53.46% -0.91% 10.61% 15.12%
Operating Cash Flow Growth		 -14.45% -17.68% 39.79% 4.49% -26.44% 29.25% 35.22% 6.17% 32.66% 17.74%
Free Cash Flow Firm Growth		 1,408.91% -99.76% 201.51% -2,825.26% 174,102.65% -100.29% 1.37% 79.96% -67.70% -50.69%
Invested Capital Growth		 -10.81% 10.02% -85.15% 670.45% -13.61% 9.78% 5.29% 1.86% 4.09% -2.16%
Revenue Q/Q Growth		 -2.51% -1.06% 5.14% 3.82% 0.24% -1.02% 2.26% 4.97% 2.06% 3.27%
EBITDA Q/Q Growth		 -5.59% -6.33% 6.94% 3.03% 0.36% -4.18% 10.66% 4.43% -0.27% 4.08%
EBIT Q/Q Growth		 -1.93% -8.66% 7.44% 4.76% -0.95% 0.53% 1.56% 4.29% 2.60% 0.74%
NOPAT Q/Q Growth		 -0.81% -4.08% 6.58% 1.51% 1.56% 0.99% 16.60% -11.14% 3.90% 3.78%
Net Income Q/Q Growth		 -0.81% -4.08% 6.58% 1.51% 1.56% 0.99% 16.60% -11.14% 3.90% 3.78%
EPS Q/Q Growth		 -0.50% -3.95% 7.81% 2.43% 1.77% 1.16% 17.25% -11.79% 4.78% 3.13%
Operating Cash Flow Q/Q Growth		 6.82% -8.47% 1.00% 3.06% -7.08% 3.33% -7.70% 32.80% 5.00% 3.91%
Free Cash Flow Firm Q/Q Growth		 1,062.86% -91.24% 42,454.67% -4,398.53% 27.44% 99.68% -67.15% -66.55% 115.05% -65.12%
Invested Capital Q/Q Growth		 0.51% 22.05% 6.14% 695.50% -1.33% 3.33% 8.15% -3.05% -10.57% 9.19%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 52.30% 60.14% 67.91% 67.92% 56.68% 65.88% 65.07% 58.85% 63.15% 62.77%
EBIT Margin		 43.52% 49.82% 59.78% 58.53% 42.69% 56.38% 56.51% 56.07% 53.67% 53.61%
Profit (Net Income) Margin		 39.19% 43.72% 45.62% 45.73% 38.47% 45.05% 45.50% 33.09% 38.80% 39.06%
Tax Burden Percent		 90.06% 87.75% 76.32% 78.12% 90.11% 79.90% 80.51% 59.01% 72.30% 72.87%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 9.94% 12.25% 23.68% 21.88% 9.89% 20.10% 19.49% 40.99% 27.70% 27.13%
Return on Invested Capital (ROIC)		 8.86% 10.88% 3.01% 2.53% 7.83% 9.31% 9.76% 6.54% 6.70% 6.22%
ROIC Less NNEP Spread (ROIC-NNEP)		 8.86% 10.88% 3.01% 2.53% 7.83% 9.31% 9.76% 6.54% 6.70% 6.22%
Return on Net Nonoperating Assets (RNNOA)		 1.38% 2.72% 11.65% 9.74% 1.89% 3.33% 3.52% 2.72% 3.09% 3.39%
Return on Equity (ROE)		 10.25% 13.59% 14.66% 12.26% 9.71% 12.64% 13.28% 9.26% 9.79% 9.62%
Cash Return on Invested Capital (CROIC)		 20.29% 1.33% 151.30% -151.52% 22.43% -0.01% 4.60% 4.70% 2.69% 8.40%
Operating Return on Assets (OROA)		 1.38% 1.79% 2.21% 1.91% 1.37% 2.00% 2.08% 1.98% 1.74% 1.79%
Return on Assets (ROA)		 1.24% 1.57% 1.68% 1.49% 1.23% 1.60% 1.68% 1.17% 1.26% 1.30%
Return on Common Equity (ROCE)		 10.25% 13.59% 14.66% 12.26% 9.71% 12.64% 13.28% 9.26% 9.79% 9.62%
Return on Equity Simple (ROE_SIMPLE)		 10.05% 12.94% 14.58% 12.19% 9.46% 12.17% 12.81% 8.92% 9.58% 9.22%
Net Operating Profit after Tax (NOPAT)		 286 354 361 298 229 279 272 176 175 161
NOPAT Margin		 39.19% 43.72% 45.62% 45.73% 38.47% 45.05% 45.50% 33.09% 38.80% 39.06%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 32.02% 26.48% 25.17% 28.69% 29.57% 29.57% 29.59% 29.72% 30.91% 31.38%
Operating Expenses to Revenue		 51.35% 46.97% 38.38% 43.92% 47.65% 44.75% 44.25% 44.40% 49.79% 49.15%
Earnings before Interest and Taxes (EBIT)		 318 404 473 382 254 349 338 298 242 221
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 382 487 537 443 337 408 389 313 285 259
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.18 1.14 1.14 1.24 0.94 1.12 1.05 1.38 1.29 1.11
Price to Tangible Book Value (P/TBV)		 1.36 1.32 1.34 1.47 1.12 1.35 1.28 1.71 1.62 1.41
Price to Revenue (P/Rev)		 4.61 3.84 3.55 4.66 3.83 4.16 3.74 5.13 5.21 4.71
Price to Earnings (P/E)		 11.77 8.79 7.79 10.20 9.95 9.24 8.22 15.51 13.43 12.05
Dividend Yield		 2.88% 3.18% 3.60% 3.22% 4.34% 3.83% 3.74% 2.57% 2.52% 2.34%
Earnings Yield		 8.50% 11.38% 12.84% 9.81% 10.05% 10.82% 12.17% 6.45% 7.45% 8.30%
Enterprise Value to Invested Capital (EV/IC)		 0.83 0.87 0.73 0.14 0.42 0.90 0.83 1.08 0.75 0.80
Enterprise Value to Revenue (EV/Rev)		 3.46 3.65 2.88 4.46 1.93 4.57 3.97 5.51 4.44 4.94
Enterprise Value to EBITDA (EV/EBITDA)		 6.61 6.07 4.23 6.56 3.41 6.93 6.09 9.37 7.03 7.87
Enterprise Value to EBIT (EV/EBIT)		 7.94 7.33 4.81 7.62 4.53 8.10 7.02 9.83 8.27 9.21
Enterprise Value to NOPAT (EV/NOPAT)		 8.82 8.35 6.30 9.75 5.02 10.14 8.72 16.66 11.44 12.64
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.66 7.69 4.86 8.70 3.59 6.51 7.04 11.79 8.54 11.52
Enterprise Value to Free Cash Flow (EV/FCFF)		 3.85 68.15 0.13 0.00 1.75 0.00 18.49 23.19 28.50 9.36
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.07 0.25 0.25 0.00 0.12 0.37 0.35 0.38 0.46 0.47
Long-Term Debt to Equity		 0.07 0.25 0.25 0.00 0.12 0.36 0.35 0.33 0.27 0.24
Financial Leverage		 0.16 0.25 3.88 3.85 0.24 0.36 0.36 0.42 0.46 0.55
Leverage Ratio		 8.26 8.64 8.71 8.21 7.88 7.90 7.92 7.93 7.77 7.39
Compound Leverage Factor		 8.26 8.64 8.71 8.21 7.88 7.90 7.92 7.93 7.77 7.39
Debt to Total Capital		 6.47% 19.78% 20.21% 0.00% 10.80% 26.89% 25.77% 27.32% 31.40% 31.74%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.82% 0.00% 3.68% 13.13% 15.62%
Long-Term Debt to Total Capital		 6.47% 19.78% 20.21% 0.00% 10.80% 26.07% 25.77% 23.63% 18.26% 16.12%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 93.53% 80.22% 79.79% 100.00% 89.20% 73.11% 74.23% 72.68% 68.60% 68.26%
Debt to EBITDA		 0.52 1.39 1.17 0.00 0.87 2.07 1.89 2.37 2.94 3.14
Net Debt to EBITDA		 -2.21 -0.32 -1.00 0.00 -3.35 0.61 0.35 0.64 -1.22 0.37
Long-Term Debt to EBITDA		 0.52 1.39 1.17 0.00 0.87 2.00 1.89 2.05 1.71 1.59
Debt to NOPAT		 0.69 1.91 1.74 0.00 1.28 3.02 2.71 4.21 4.78 5.04
Net Debt to NOPAT		 -2.95 -0.43 -1.49 0.00 -4.93 0.90 0.50 1.15 -1.99 0.59
Long-Term Debt to NOPAT		 0.69 1.91 1.74 0.00 1.28 2.93 2.71 3.64 2.78 2.56
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 655 43 18,147 -17,877 656 -0.38 128 126 70 218
Operating Cash Flow to CapEx		 9,052.67% 11,312.61% 13,786.34% 8,967.73% 5,537.47% 6,098.12% 5,045.55% 0.00% 6,676.22% 6,059.57%
Free Cash Flow to Firm to Interest Expense		 0.99 0.09 154.33 -260.01 4.42 0.00 1.05 1.57 0.87 2.94
Operating Cash Flow to Interest Expense		 0.50 0.77 3.97 4.86 2.16 2.24 2.76 3.09 2.89 2.39
Operating Cash Flow Less CapEx to Interest Expense		 0.49 0.76 3.95 4.81 2.12 2.20 2.70 3.12 2.84 2.35
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.04 0.04 0.03 0.03 0.04 0.04 0.04 0.03 0.03
Fixed Asset Turnover		 8.12 8.72 8.14 6.45 5.74 5.97 5.79 5.10 4.21 3.95
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 3,043 3,411 3,101 20,887 2,711 3,138 2,859 2,715 2,665 2,561
Invested Capital Turnover		 0.23 0.25 0.07 0.06 0.20 0.21 0.21 0.20 0.17 0.16
Increase / (Decrease) in Invested Capital		 -369 311 -17,786 18,176 -427 280 144 50 105 -56
Enterprise Value (EV)		 2,522 2,958 2,273 2,908 1,150 2,830 2,370 2,933 2,003 2,036
Market Capitalization		 3,365 3,112 2,808 3,042 2,278 2,580 2,234 2,731 2,351 1,941
Book Value per Share		 $39.97 $37.71 $33.25 $31.68 $30.36 $28.78 $26.17 $24.42 $23.18 $21.58
Tangible Book Value per Share		 $34.64 $32.47 $28.12 $26.80 $25.62 $24.04 $21.49 $19.71 $18.42 $16.94
Total Capital		 3,043 3,411 3,101 2,446 2,711 3,138 2,859 2,715 2,665 2,561
Total Debt		 197 675 627 0.00 293 844 737 742 837 813
Total Long-Term Debt		 197 675 627 0.00 293 818 737 642 487 413
Net Debt		 -843 -154 -536 -134 -1,128 250 136 202 -348 96
Capital Expenditures (CapEx)		 3.64 3.40 3.39 3.73 5.78 7.13 6.67 -2.41 3.51 2.92
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 197 675 627 18,440 293 844 737 742 837 813
Total Depreciation and Amortization (D&A)		 64 84 64 61 83 59 51 15 43 38
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $3.97 $4.88 $4.85 $3.81 $2.88 $3.49 $3.35 $2.19 $2.21 $2.00
Adjusted Weighted Average Basic Shares Outstanding		 72.07M 72.57M 74.34M 78.27M 79.58M 80.00M 81.13M 80.26M 79.15M 80.56M
Adjusted Diluted Earnings per Share		 $3.95 $4.86 $4.83 $3.80 $2.87 $3.48 $3.33 $2.17 $2.19 $1.98
Adjusted Weighted Average Diluted Shares Outstanding		 72.33M 72.86M 74.66M 78.57M 79.78M 80.25M 81.61M 81.00M 79.93M 81.29M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 70.29M 72.67M 72.56M 75.29M 79.51M 79.65M 80.48M 81.12M 79.62M 79.60M
Normalized Net Operating Profit after Tax (NOPAT)		 286 355 364 300 229 279 274 178 175 161
Normalized NOPAT Margin		 39.19% 43.79% 46.02% 45.99% 38.47% 45.05% 45.78% 33.55% 38.80% 39.06%
Pre Tax Income Margin		 43.52% 49.82% 59.78% 58.53% 42.69% 56.38% 56.51% 56.07% 53.67% 53.61%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.48 0.81 4.02 5.55 1.71 1.80 2.77 3.71 2.98 2.99
NOPAT to Interest Expense		 0.43 0.71 3.07 4.34 1.54 1.44 2.23 2.19 2.16 2.18
EBIT Less CapEx to Interest Expense		 0.48 0.80 3.99 5.50 1.67 1.76 2.71 3.74 2.94 2.95
NOPAT Less CapEx to Interest Expense		 0.43 0.70 3.04 4.28 1.50 1.40 2.17 2.22 2.11 2.14
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 34.26% 27.85% 27.99% 33.30% 43.12% 35.51% 30.69% 39.70% 33.85% 28.11%
Augmented Payout Ratio		 63.88% 32.56% 67.18% 89.31% 53.43% 48.52% 46.37% 39.70% 64.94% 64.98%

Quarterly Metrics And Ratios for Cathay General Bancorp

This table displays calculated financial ratios and metrics derived from Cathay General Bancorp's official financial filings.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -9.14% -2.05% -12.76% -15.24% -4.05% -6.72% 7.83% 15.19% 22.05% 25.93%
EBITDA Growth		 -11.87% -14.70% -24.58% -32.90% -28.33% -20.31% 1.03% 19.31% 29.98% 44.05%
EBIT Growth		 -6.72% -15.51% -29.31% -30.63% -29.14% -28.85% -9.27% 17.65% 33.20% 45.38%
NOPAT Growth		 -2.82% -18.04% -28.31% -25.59% -15.45% -16.83% 4.77% 27.96% 29.57% 36.79%
Net Income Growth		 -2.82% -18.04% -28.31% -25.59% -15.45% -16.83% 4.77% 27.96% 29.57% 36.79%
EPS Growth		 -1.77% -16.81% -28.13% -25.76% -15.04% -15.04% 8.47% 33.33% 35.71% 43.01%
Operating Cash Flow Growth		 31.92% -24.13% -19.59% -27.23% -35.09% -43.20% -0.34% 40.15% 4.78% 164.88%
Free Cash Flow Firm Growth		 296.81% -178.89% 166.52% 197.79% -101.28% 205.99% -2,333.31% -11,395.83% 198.80% -201.17%
Invested Capital Growth		 -10.81% 8.30% -13.04% -85.57% 10.02% -4.32% 33.41% 752.46% -85.15% 11.26%
Revenue Q/Q Growth		 -1.60% 6.16% 1.91% -14.64% 6.08% -5.46% -0.99% -3.38% 3.13% 9.29%
EBITDA Q/Q Growth		 -4.76% 4.13% 6.84% -23.69% -7.82% -7.93% -4.95% -4.96% 2.50% 16.72%
EBIT Q/Q Growth		 11.02% 7.68% -9.33% -13.95% 0.56% -9.90% -11.03% -12.10% 0.97% 14.90%
NOPAT Q/Q Growth		 18.79% 1.03% -6.45% -13.44% 0.19% -11.64% -2.90% -1.63% -1.45% 11.30%
Net Income Q/Q Growth		 18.79% 1.03% -6.45% -13.44% 0.19% -11.64% -2.90% -1.63% -1.45% 11.30%
EPS Q/Q Growth		 18.09% 2.17% -6.12% -13.27% 0.00% -11.72% -3.03% -0.75% 0.00% 12.71%
Operating Cash Flow Q/Q Growth		 6.86% 11.43% -17.30% 33.97% -38.54% 18.09% -25.16% 19.46% -46.21% 107.18%
Free Cash Flow Firm Q/Q Growth		 373.07% -130.98% -97.19% 8,392.55% -209.46% 126.12% 95.88% -208.21% 9,192.39% -650.44%
Invested Capital Q/Q Growth		 0.51% -2.20% -2.66% -6.79% 22.05% -21.47% -83.84% 610.52% 6.14% 9.50%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 51.14% 52.83% 53.86% 51.37% 52.72% 60.67% 62.30% 64.89% 70.58% 71.02%
EBIT Margin		 46.53% 41.24% 40.65% 45.69% 45.32% 47.81% 50.17% 55.83% 61.37% 62.69%
Profit (Net Income) Margin		 43.01% 35.62% 37.43% 40.78% 40.21% 42.57% 45.55% 46.45% 45.63% 47.75%
Tax Burden Percent		 92.43% 86.39% 92.08% 89.24% 88.72% 89.05% 90.80% 83.20% 74.35% 76.17%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 7.57% 13.61% 7.92% 10.76% 11.28% 10.95% 9.20% 16.80% 25.65% 23.83%
Return on Invested Capital (ROIC)		 9.72% 9.16% 8.47% 2.52% 10.00% 12.19% 12.18% 3.09% 3.01% 12.94%
ROIC Less NNEP Spread (ROIC-NNEP)		 9.72% 9.16% 8.47% 2.52% 10.00% 12.19% 12.18% 3.09% 3.01% 12.94%
Return on Net Nonoperating Assets (RNNOA)		 1.52% 0.59% 1.97% 9.42% 2.50% 1.59% 2.89% 12.22% 11.65% 1.76%
Return on Equity (ROE)		 11.24% 9.75% 10.44% 11.93% 12.50% 13.78% 15.07% 15.30% 14.66% 14.71%
Cash Return on Invested Capital (CROIC)		 20.29% 1.93% 23.06% 152.16% 1.33% 17.33% -16.23% -154.90% 151.30% 1.54%
Operating Return on Assets (OROA)		 1.47% 1.34% 1.32% 1.57% 1.63% 1.75% 1.89% 2.13% 2.27% 2.26%
Return on Assets (ROA)		 1.36% 1.16% 1.22% 1.40% 1.45% 1.56% 1.71% 1.77% 1.68% 1.72%
Return on Common Equity (ROCE)		 11.24% 9.75% 10.44% 11.93% 12.50% 13.78% 15.07% 15.30% 14.66% 14.71%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 10.19% 10.85% 11.86% 0.00% 13.99% 14.83% 15.01% 0.00% 13.98%
Net Operating Profit after Tax (NOPAT)		 80 68 67 71 83 82 93 96 98 99
NOPAT Margin		 43.01% 35.62% 37.43% 40.78% 40.21% 42.57% 45.55% 46.45% 45.63% 47.75%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 31.60% 30.34% 31.83% 34.50% 26.75% 28.02% 25.85% 25.41% 23.44% 23.94%
Operating Expenses to Revenue		 45.70% 51.11% 55.65% 53.22% 53.84% 48.57% 45.36% 40.25% 37.97% 36.35%
Earnings before Interest and Taxes (EBIT)		 87 78 73 80 93 93 103 115 131 130
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 95 100 96 90 108 117 127 134 151 147
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.18 1.10 0.98 0.98 1.14 0.92 0.86 0.94 1.14 1.11
Price to Tangible Book Value (P/TBV)		 1.36 1.26 1.14 1.14 1.32 1.08 1.01 1.10 1.34 1.32
Price to Revenue (P/Rev)		 4.61 4.14 3.65 3.50 3.84 2.97 2.70 2.92 3.55 3.57
Price to Earnings (P/E)		 11.77 10.75 9.06 8.26 8.79 6.59 5.83 6.25 7.79 7.94
Dividend Yield		 2.88% 3.17% 3.61% 3.63% 3.18% 4.05% 4.39% 4.14% 3.60% 3.77%
Earnings Yield		 8.50% 9.30% 11.04% 12.10% 11.38% 15.16% 17.15% 15.99% 12.84% 12.59%
Enterprise Value to Invested Capital (EV/IC)		 0.83 0.65 0.63 0.61 0.87 0.51 0.48 0.10 0.73 0.66
Enterprise Value to Revenue (EV/Rev)		 3.46 2.62 2.58 2.50 3.65 1.74 2.07 2.61 2.88 2.56
Enterprise Value to EBITDA (EV/EBITDA)		 6.61 4.84 4.61 4.30 6.07 2.75 3.13 3.89 4.23 3.84
Enterprise Value to EBIT (EV/EBIT)		 7.94 6.05 5.75 5.29 7.33 3.23 3.60 4.36 4.81 4.38
Enterprise Value to NOPAT (EV/NOPAT)		 8.82 6.79 6.41 5.91 8.35 3.87 4.47 5.59 6.30 5.69
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.66 6.35 5.82 5.54 7.69 3.40 3.44 4.25 4.86 4.16
Enterprise Value to Free Cash Flow (EV/FCFF)		 3.85 34.76 2.53 0.10 68.15 2.88 0.00 0.00 0.13 45.17
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.07 0.07 0.11 0.14 0.25 0.06 0.37 0.00 0.25 0.21
Long-Term Debt to Equity		 0.07 0.07 0.11 0.14 0.25 0.06 0.37 0.00 0.25 0.21
Financial Leverage		 0.16 0.06 0.23 3.74 0.25 0.13 0.24 3.96 3.88 0.14
Leverage Ratio		 8.26 8.43 8.57 8.54 8.64 8.84 8.79 8.64 8.71 8.55
Compound Leverage Factor		 8.26 8.43 8.57 8.54 8.64 8.84 8.79 8.64 8.71 8.55
Debt to Total Capital		 6.47% 6.50% 9.76% 12.63% 19.78% 5.60% 26.88% 0.00% 20.21% 17.18%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 6.47% 6.50% 9.76% 12.63% 19.78% 5.60% 26.88% 0.00% 20.21% 17.18%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 93.53% 93.50% 90.24% 87.37% 80.22% 94.40% 73.12% 100.00% 79.79% 82.82%
Debt to EBITDA		 0.52 0.49 0.72 0.89 1.39 0.30 1.74 0.00 1.17 1.00
Net Debt to EBITDA		 -2.21 -2.82 -1.91 -1.71 -0.32 -1.94 -0.96 0.00 -1.00 -1.52
Long-Term Debt to EBITDA		 0.52 0.49 0.72 0.89 1.39 0.30 1.74 0.00 1.17 1.00
Debt to NOPAT		 0.69 0.68 1.00 1.22 1.91 0.42 2.48 0.00 1.74 1.48
Net Debt to NOPAT		 -2.95 -3.96 -2.65 -2.35 -0.43 -2.73 -1.36 0.00 -1.49 -2.25
Long-Term Debt to NOPAT		 0.69 0.68 1.00 1.22 1.91 0.42 2.48 0.00 1.74 1.48
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 449 -164 531 18,923 -228 208 -798 -19,351 17,884 -197
Operating Cash Flow to CapEx		 8,841.14% 6,742.57% 13,680.49% 9,625.55% 3,722.45% 15,958.57% 13,595.35% 41,073.22% 34,140.40% 21,818.52%
Free Cash Flow to Firm to Interest Expense		 2.83 -0.97 3.17 115.34 -1.51 1.51 -6.73 -208.19 288.57 -6.90
Operating Cash Flow to Interest Expense		 0.55 0.48 0.44 0.54 0.44 0.78 0.76 1.30 1.64 6.62
Operating Cash Flow Less CapEx to Interest Expense		 0.54 0.47 0.43 0.53 0.42 0.77 0.76 1.30 1.63 6.59
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.04
Fixed Asset Turnover		 8.12 8.31 8.29 8.48 8.72 8.74 8.78 8.52 8.14 7.64
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 3,043 3,027 3,095 3,180 3,411 2,795 3,559 22,032 3,101 2,921
Invested Capital Turnover		 0.23 0.26 0.23 0.06 0.25 0.29 0.27 0.07 0.07 0.27
Increase / (Decrease) in Invested Capital		 -369 232 -464 -18,852 311 -126 891 19,447 -17,786 296
Enterprise Value (EV)		 2,522 1,958 1,943 1,949 2,958 1,428 1,724 2,134 2,273 1,926
Market Capitalization		 3,365 3,100 2,747 2,723 3,112 2,435 2,250 2,386 2,808 2,688
Book Value per Share		 $39.97 $39.22 $38.36 $38.23 $37.71 $36.36 $35.88 $35.04 $33.25 $32.49
Tangible Book Value per Share		 $34.64 $33.96 $33.15 $33.00 $32.47 $31.12 $30.63 $29.78 $28.12 $27.35
Total Capital		 3,043 3,027 3,095 3,180 3,411 2,795 3,559 2,542 3,101 2,921
Total Debt		 197 197 302 402 675 157 957 0.00 627 502
Total Long-Term Debt		 197 197 302 402 675 157 957 0.00 627 502
Net Debt		 -843 -1,142 -803 -774 -154 -1,006 -526 -252 -536 -762
Capital Expenditures (CapEx)		 0.98 1.21 0.53 0.92 1.77 0.67 0.67 0.30 0.30 0.86
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 197 197 302 402 675 157 957 19,489 627 502
Total Depreciation and Amortization (D&A)		 8.60 22 24 9.95 15 25 25 19 20 17
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.13 $0.94 $0.92 $0.98 $1.13 $1.14 $1.29 $1.32 $1.32 $1.35
Adjusted Weighted Average Basic Shares Outstanding		 72.07M 71.79M 72.66M 72.67M 72.57M 72.57M 72.54M 72.53M 74.34M 73.16M
Adjusted Diluted Earnings per Share		 $1.11 $0.94 $0.92 $0.98 $1.13 $1.13 $1.28 $1.32 $1.33 $1.35
Adjusted Weighted Average Diluted Shares Outstanding		 72.33M 72.03M 72.83M 72.97M 72.86M 72.89M 72.75M 72.90M 74.66M 73.44M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 70.29M 71.20M 72.17M 72.81M 72.67M 72.65M 72.56M 72.54M 72.56M 74.41M
Normalized Net Operating Profit after Tax (NOPAT)		 80 68 67 71 83 82 93 96 98 99
Normalized NOPAT Margin		 43.01% 35.62% 37.43% 40.78% 40.21% 42.57% 45.55% 46.45% 45.64% 47.77%
Pre Tax Income Margin		 46.53% 41.24% 40.65% 45.69% 45.32% 47.81% 50.17% 55.83% 61.37% 62.69%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.55 0.46 0.43 0.49 0.62 0.67 0.87 1.24 2.12 4.56
NOPAT to Interest Expense		 0.50 0.40 0.40 0.44 0.55 0.60 0.79 1.03 1.57 3.48
EBIT Less CapEx to Interest Expense		 0.54 0.45 0.43 0.48 0.60 0.67 0.86 1.24 2.11 4.53
NOPAT Less CapEx to Interest Expense		 0.50 0.39 0.40 0.43 0.53 0.59 0.78 1.03 1.57 3.45
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 34.26% 34.17% 32.60% 29.96% 27.85% 26.76% 25.70% 26.22% 27.99% 30.17%
Augmented Payout Ratio		 63.88% 55.18% 40.94% 29.94% 32.56% 39.82% 50.20% 59.01% 67.18% 82.25%

Frequently Asked Questions About Cathay General Bancorp's Financials

When does Cathay General Bancorp's financial year end?

According to the most recent income statement we have on file, Cathay General Bancorp's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Cathay General Bancorp's net income changed over the last 9 years?

Cathay General Bancorp's net income appears to be on an upward trend, with a most recent value of $285.98 million in 2024, rising from $161.11 million in 2015. The previous period was $354.12 million in 2023. See where experts think Cathay General Bancorp is headed by visiting Cathay General Bancorp's forecast page.

How has Cathay General Bancorp revenue changed over the last 9 years?

Over the last 9 years, Cathay General Bancorp's total revenue changed from $412.42 million in 2015 to $729.72 million in 2024, a change of 76.9%.

How much debt does Cathay General Bancorp have?

Cathay General Bancorp's total liabilities were at $20.21 billion at the end of 2024, a 0.7% decrease from 2023, and a 75.6% increase since 2015.

How much cash does Cathay General Bancorp have?

In the past 9 years, Cathay General Bancorp's cash and equivalents has ranged from $134.14 million in 2021 to $247.06 million in 2017, and is currently $157.17 million as of their latest financial filing in 2024.

How has Cathay General Bancorp's book value per share changed over the last 9 years?

Over the last 9 years, Cathay General Bancorp's book value per share changed from 21.58 in 2015 to 39.97 in 2024, a change of 85.2%.


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This page (NASDAQ:CATY) was last updated on 5/25/2025 by MarketBeat.com Staff
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