Capital City Bank Group (CCBG) Competitors

Capital City Bank Group (NASDAQ:CCBG) and Towne Bank (NASDAQ:TOWN) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their dividends, media sentiment, risk, earnings, institutional ownership, analyst recommendations, valuation and profitability.

Does the media refer more to CCBG or TOWN?

In the previous week, Capital City Bank Group and Capital City Bank Group both had 3 articles in the media. Towne Bank's average media sentiment score of 0.90 beat Capital City Bank Group's score of 0.37 indicating that Towne Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Capital City Bank Group	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Towne Bank	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CCBG or TOWN a better dividend stock?

Capital City Bank Group pays an annual dividend of $0.96 per share and has a dividend yield of 2.5%. Towne Bank pays an annual dividend of $1.00 per share and has a dividend yield of 3.0%. Capital City Bank Group pays out 28.5% of its earnings in the form of a dividend. Towne Bank pays out 42.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital City Bank Group has raised its dividend for 11 consecutive years and Towne Bank has raised its dividend for 13 consecutive years. Towne Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher valuation and earnings, CCBG or TOWN?

Towne Bank has higher revenue and earnings than Capital City Bank Group. Capital City Bank Group is trading at a lower price-to-earnings ratio than Towne Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capital City Bank Group	$230.87M	2.83	$52.92M	$3.37	11.37
Towne Bank	$1.03B	2.47	$161.76M	$2.36	14.33

Do institutionals & insiders hold more shares of CCBG or TOWN?

44.6% of Capital City Bank Group shares are held by institutional investors. Comparatively, 56.0% of Towne Bank shares are held by institutional investors. 19.6% of Capital City Bank Group shares are held by company insiders. Comparatively, 8.1% of Towne Bank shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is CCBG or TOWN more profitable?

Capital City Bank Group has a net margin of 20.77% compared to Towne Bank's net margin of 17.15%. Capital City Bank Group's return on equity of 11.76% beat Towne Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Capital City Bank Group	20.77%	11.76%	1.33%
Towne Bank	17.15%	8.27%	1.03%

Which has more volatility and risk, CCBG or TOWN?

Capital City Bank Group has a beta of 0.36, indicating that its stock price is 64% less volatile than the S&P 500. Comparatively, Towne Bank has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500.

Do analysts prefer CCBG or TOWN?

Capital City Bank Group presently has a consensus price target of $38.33, suggesting a potential upside of 0.03%. Towne Bank has a consensus price target of $40.00, suggesting a potential upside of 18.31%. Given Towne Bank's stronger consensus rating and higher probable upside, analysts clearly believe Towne Bank is more favorable than Capital City Bank Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital City Bank Group	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Towne Bank	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.67

Summary

Towne Bank beats Capital City Bank Group on 11 of the 18 factors compared between the two stocks.