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C&F Financial (CFFI) Competitors

C&F Financial logo
$68.35 +1.34 (+2.00%)
Closing price 10/17/2025 04:00 PM Eastern
Extended Trading
$67.99 -0.36 (-0.53%)
As of 10/17/2025 04:32 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

CFFI vs. UVSP, SBSI, HFWA, CPF, MBWM, HAFC, CCNE, CCBG, GSBC, and HBNC

Should you be buying C&F Financial stock or one of its competitors? The main competitors of C&F Financial include Univest Corporation of Pennsylvania (UVSP), Southside Bancshares (SBSI), Heritage Financial (HFWA), CPB (CPF), Mercantile Bank (MBWM), Hanmi Financial (HAFC), CNB Financial (CCNE), Capital City Bank Group (CCBG), Great Southern Bancorp (GSBC), and Horizon Bancorp (IN) (HBNC). These companies are all part of the "regional banks" industry.

C&F Financial vs. Its Competitors

C&F Financial (NASDAQ:CFFI) and Univest Corporation of Pennsylvania (NASDAQ:UVSP) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, earnings, profitability, dividends, risk, analyst recommendations and institutional ownership.

Univest Corporation of Pennsylvania has a net margin of 15.71% compared to C&F Financial's net margin of 13.67%. C&F Financial's return on equity of 10.52% beat Univest Corporation of Pennsylvania's return on equity.

Company Net Margins Return on Equity Return on Assets
C&F Financial13.67% 10.52% 0.94%
Univest Corporation of Pennsylvania 15.71%8.92%0.99%

Univest Corporation of Pennsylvania has a consensus target price of $29.00, indicating a potential upside of 1.51%. Given Univest Corporation of Pennsylvania's higher probable upside, analysts plainly believe Univest Corporation of Pennsylvania is more favorable than C&F Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
C&F Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Univest Corporation of Pennsylvania
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

37.2% of C&F Financial shares are held by institutional investors. Comparatively, 75.1% of Univest Corporation of Pennsylvania shares are held by institutional investors. 6.3% of C&F Financial shares are held by insiders. Comparatively, 1.7% of Univest Corporation of Pennsylvania shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Univest Corporation of Pennsylvania has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Univest Corporation of Pennsylvania, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
C&F Financial$170.13M1.30$19.83M$7.559.05
Univest Corporation of Pennsylvania$310.39M2.65$75.93M$2.7410.43

In the previous week, Univest Corporation of Pennsylvania had 5 more articles in the media than C&F Financial. MarketBeat recorded 5 mentions for Univest Corporation of Pennsylvania and 0 mentions for C&F Financial. Univest Corporation of Pennsylvania's average media sentiment score of 0.43 beat C&F Financial's score of 0.00 indicating that Univest Corporation of Pennsylvania is being referred to more favorably in the news media.

Company Overall Sentiment
C&F Financial Neutral
Univest Corporation of Pennsylvania Neutral

C&F Financial pays an annual dividend of $1.84 per share and has a dividend yield of 2.7%. Univest Corporation of Pennsylvania pays an annual dividend of $0.88 per share and has a dividend yield of 3.1%. C&F Financial pays out 24.4% of its earnings in the form of a dividend. Univest Corporation of Pennsylvania pays out 32.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has increased its dividend for 1 consecutive years and Univest Corporation of Pennsylvania has increased its dividend for 1 consecutive years.

C&F Financial has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500. Comparatively, Univest Corporation of Pennsylvania has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500.

Summary

Univest Corporation of Pennsylvania beats C&F Financial on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CFFI vs. The Competition

MetricC&F FinancialBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$221.34M$1.85B$12.63B$10.55B
Dividend Yield2.69%2.76%5.60%4.81%
P/E Ratio9.0511.0128.5527.13
Price / Sales1.302.6230.34134.14
Price / Cash9.0512.0922.2260.81
Price / Book0.971.152.236.52
Net Income$19.83M$158.22M$1.02B$276.93M
7 Day Performance4.46%-0.72%0.22%1.93%
1 Month Performance-4.96%-5.05%-2.24%2.19%
1 Year Performance12.71%7.10%537.64%34.62%

C&F Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CFFI
C&F Financial
N/A$68.35
+2.0%
N/A+12.7%$221.34M$170.13M9.05610
UVSP
Univest Corporation of Pennsylvania
3.4315 of 5 stars
$30.09
+3.5%
$29.00
-3.6%
+1.6%$866.89M$500.41M10.98970Positive News
Upcoming Earnings
Analyst Forecast
SBSI
Southside Bancshares
3.8541 of 5 stars
$28.44
+3.6%
$34.50
+21.3%
-20.8%$855.48M$260.02M9.77810News Coverage
Upcoming Earnings
HFWA
Heritage Financial
4.5542 of 5 stars
$23.79
+3.3%
$28.50
+19.8%
-2.8%$807.67M$317.18M16.64830Upcoming Earnings
CPF
CPB
4.7101 of 5 stars
$29.57
+2.6%
$34.50
+16.7%
-4.5%$797.80M$344.82M13.26780
MBWM
Mercantile Bank
4.3124 of 5 stars
$46.26
+2.6%
$55.25
+19.4%
-4.0%$751.73M$361.89M9.18670Upcoming Earnings
Analyst Forecast
HAFC
Hanmi Financial
4.6588 of 5 stars
$24.84
+3.1%
$26.00
+4.7%
+12.9%$748.43M$430.37M11.55630Upcoming Earnings
CCNE
CNB Financial
4.5542 of 5 stars
$24.65
+3.3%
$27.75
+12.6%
-6.3%$726.68M$364.58M10.36760Upcoming Earnings
Short Interest ↑
CCBG
Capital City Bank Group
4.5827 of 5 stars
$42.55
+3.5%
$45.00
+5.8%
+12.2%$726.33M$270.63M12.44800Upcoming Earnings
GSBC
Great Southern Bancorp
2.746 of 5 stars
$62.40
+3.0%
$60.50
-3.0%
-4.0%$706.99M$355.26M10.631,108Trending News
Earnings Report
Analyst Forecast
HBNC
Horizon Bancorp (IN)
4.8997 of 5 stars
$15.95
+4.5%
$19.67
+23.3%
-2.7%$703.40M$359.45M13.63910Upcoming Earnings
Short Interest ↑
High Trading Volume

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This page (NASDAQ:CFFI) was last updated on 10/19/2025 by MarketBeat.com Staff
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