CFFI vs. UVSP, SBSI, HFWA, CPF, HAFC, MBWM, CCNE, CCBG, HBNC, and GSBC
Should you be buying C&F Financial stock or one of its competitors? The main competitors of C&F Financial include Univest Corporation of Pennsylvania (UVSP), Southside Bancshares (SBSI), Heritage Financial (HFWA), CPB (CPF), Hanmi Financial (HAFC), Mercantile Bank (MBWM), CNB Financial (CCNE), Capital City Bank Group (CCBG), Horizon Bancorp (IN) (HBNC), and Great Southern Bancorp (GSBC). These companies are all part of the "regional banks" industry.
C&F Financial vs. Its Competitors
C&F Financial (NASDAQ:CFFI) and Univest Corporation of Pennsylvania (NASDAQ:UVSP) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings and risk.
Univest Corporation of Pennsylvania has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Univest Corporation of Pennsylvania, indicating that it is currently the more affordable of the two stocks.
C&F Financial pays an annual dividend of $1.84 per share and has a dividend yield of 2.8%. Univest Corporation of Pennsylvania pays an annual dividend of $0.88 per share and has a dividend yield of 3.0%. C&F Financial pays out 24.4% of its earnings in the form of a dividend. Univest Corporation of Pennsylvania pays out 32.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years and Univest Corporation of Pennsylvania has raised its dividend for 1 consecutive years.
Univest Corporation of Pennsylvania has a net margin of 15.71% compared to C&F Financial's net margin of 13.67%. C&F Financial's return on equity of 10.52% beat Univest Corporation of Pennsylvania's return on equity.
C&F Financial has a beta of 0.44, meaning that its stock price is 56% less volatile than the S&P 500. Comparatively, Univest Corporation of Pennsylvania has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500.
37.2% of C&F Financial shares are owned by institutional investors. Comparatively, 75.1% of Univest Corporation of Pennsylvania shares are owned by institutional investors. 6.3% of C&F Financial shares are owned by insiders. Comparatively, 1.7% of Univest Corporation of Pennsylvania shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
In the previous week, C&F Financial had 2 more articles in the media than Univest Corporation of Pennsylvania. MarketBeat recorded 4 mentions for C&F Financial and 2 mentions for Univest Corporation of Pennsylvania. C&F Financial's average media sentiment score of 0.62 beat Univest Corporation of Pennsylvania's score of 0.00 indicating that C&F Financial is being referred to more favorably in the media.
Univest Corporation of Pennsylvania has a consensus target price of $29.00, indicating a potential upside of 0.26%. Given Univest Corporation of Pennsylvania's higher possible upside, analysts plainly believe Univest Corporation of Pennsylvania is more favorable than C&F Financial.
Summary
Univest Corporation of Pennsylvania beats C&F Financial on 10 of the 17 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
C&F Financial Competitors List
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This page (NASDAQ:CFFI) was last updated on 10/10/2025 by MarketBeat.com Staff
