C&F Financial (CFFI) Competitors $71.40 +4.08 (+6.06%) Closing price 08/22/2025 04:00 PM EasternExtended Trading$71.14 -0.27 (-0.37%) As of 08/22/2025 04:07 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock CFFI vs. UVSP, HFWA, CPF, MBWM, CCNE, HAFC, HBNC, CCBG, GSBC, and FCBCShould you be buying C&F Financial stock or one of its competitors? The main competitors of C&F Financial include Univest Corporation of Pennsylvania (UVSP), Heritage Financial (HFWA), CPB (CPF), Mercantile Bank (MBWM), CNB Financial (CCNE), Hanmi Financial (HAFC), Horizon Bancorp (IN) (HBNC), Capital City Bank Group (CCBG), Great Southern Bancorp (GSBC), and First Community Bancshares (FCBC). These companies are all part of the "regional banks" industry. C&F Financial vs. Its Competitors Univest Corporation of Pennsylvania Heritage Financial CPB Mercantile Bank CNB Financial Hanmi Financial Horizon Bancorp (IN) Capital City Bank Group Great Southern Bancorp First Community Bancshares C&F Financial (NASDAQ:CFFI) and Univest Corporation of Pennsylvania (NASDAQ:UVSP) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, risk, analyst recommendations, dividends, earnings, profitability and institutional ownership. Which has stronger valuation and earnings, CFFI or UVSP? Univest Corporation of Pennsylvania has higher revenue and earnings than C&F Financial. C&F Financial is trading at a lower price-to-earnings ratio than Univest Corporation of Pennsylvania, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioC&F Financial$170.13M1.36$19.83M$7.559.46Univest Corporation of Pennsylvania$500.41M1.82$75.93M$2.7411.54 Which has more volatility & risk, CFFI or UVSP? C&F Financial has a beta of 0.49, suggesting that its stock price is 51% less volatile than the S&P 500. Comparatively, Univest Corporation of Pennsylvania has a beta of 0.76, suggesting that its stock price is 24% less volatile than the S&P 500. Is CFFI or UVSP a better dividend stock? C&F Financial pays an annual dividend of $1.84 per share and has a dividend yield of 2.6%. Univest Corporation of Pennsylvania pays an annual dividend of $0.88 per share and has a dividend yield of 2.8%. C&F Financial pays out 24.4% of its earnings in the form of a dividend. Univest Corporation of Pennsylvania pays out 32.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. C&F Financial has raised its dividend for 1 consecutive years and Univest Corporation of Pennsylvania has raised its dividend for 1 consecutive years. Does the media favor CFFI or UVSP? In the previous week, C&F Financial had 5 more articles in the media than Univest Corporation of Pennsylvania. MarketBeat recorded 5 mentions for C&F Financial and 0 mentions for Univest Corporation of Pennsylvania. C&F Financial's average media sentiment score of 0.57 beat Univest Corporation of Pennsylvania's score of 0.00 indicating that C&F Financial is being referred to more favorably in the media. Company Overall Sentiment C&F Financial Positive Univest Corporation of Pennsylvania Neutral Is CFFI or UVSP more profitable? Univest Corporation of Pennsylvania has a net margin of 15.71% compared to C&F Financial's net margin of 13.67%. C&F Financial's return on equity of 10.52% beat Univest Corporation of Pennsylvania's return on equity.Company Net Margins Return on Equity Return on Assets C&F Financial13.67% 10.52% 0.94% Univest Corporation of Pennsylvania 15.71%8.92%0.99% Do analysts rate CFFI or UVSP? Univest Corporation of Pennsylvania has a consensus price target of $29.00, suggesting a potential downside of 8.31%. Given Univest Corporation of Pennsylvania's stronger consensus rating and higher probable upside, analysts plainly believe Univest Corporation of Pennsylvania is more favorable than C&F Financial.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score C&F Financial 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Univest Corporation of Pennsylvania 0 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Do institutionals and insiders hold more shares of CFFI or UVSP? 37.2% of C&F Financial shares are held by institutional investors. Comparatively, 75.1% of Univest Corporation of Pennsylvania shares are held by institutional investors. 6.3% of C&F Financial shares are held by insiders. Comparatively, 1.7% of Univest Corporation of Pennsylvania shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth. SummaryUnivest Corporation of Pennsylvania beats C&F Financial on 11 of the 17 factors compared between the two stocks. Get C&F Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for CFFI and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CFFI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CFFI vs. The Competition Export to ExcelMetricC&F FinancialBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$231.21M$2.03B$12.61B$9.78BDividend Yield2.58%2.59%5.44%4.05%P/E Ratio9.4611.9119.4126.05Price / Sales1.362.4426.24117.77Price / Cash9.4512.9522.1959.36Price / Book0.961.202.356.60Net Income$19.83M$156.23M$1.01B$265.65M7 Day Performance4.10%3.52%1.74%2.01%1 Month Performance3.21%0.94%1.03%-0.33%1 Year Performance21.04%17.16%537.36%19.04% C&F Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CFFIC&F Financial1.5446 of 5 stars$71.40+6.1%N/A+28.6%$231.21M$170.13M9.46610Dividend AnnouncementUVSPUnivest Corporation of Pennsylvania3.9082 of 5 stars$30.02-0.4%$29.00-3.4%+17.9%$865.04M$310.39M10.96970Short Interest ↓HFWAHeritage Financial4.2539 of 5 stars$23.41+0.3%$27.67+18.2%+11.0%$793.92M$317.18M16.35830Positive NewsCPFCPB4.883 of 5 stars$28.47+0.4%N/A+16.2%$767.99M$344.82M12.76780News CoverageAnalyst ForecastMBWMMercantile Bank3.9593 of 5 stars$46.80+0.0%$55.25+18.1%+14.4%$760.42M$361.89M9.28670Positive NewsCCNECNB Financial4.4937 of 5 stars$24.96-0.1%$27.75+11.2%+14.7%$735.88M$364.58M10.49760News CoveragePositive NewsHAFCHanmi Financial4.601 of 5 stars$23.800.0%$26.00+9.2%+31.5%$716.94M$430.37M11.07630Positive NewsHBNCHorizon Bancorp (IN)4.4771 of 5 stars$16.06+0.2%$18.00+12.1%+5.0%$708.25M$359.45M13.73910News CoverageCCBGCapital City Bank Group4.1831 of 5 stars$40.58-0.2%$45.00+10.9%+32.0%$693.38M$270.63M11.88800GSBCGreat Southern Bancorp2.7084 of 5 stars$60.17+0.8%$60.50+0.5%+10.0%$678.84M$355.26M10.211,108FCBCFirst Community Bancshares2.6225 of 5 stars$36.33-0.3%N/A-7.8%$665.29M$155.52M13.31630News CoverageNegative News Related Companies and Tools Related Companies UVSP Competitors HFWA Competitors CPF Competitors MBWM Competitors CCNE Competitors HAFC Competitors HBNC Competitors CCBG Competitors GSBC Competitors FCBC Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CFFI) was last updated on 8/23/2025 by MarketBeat.com Staff From Our PartnersBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. 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