City (CHCO) Competitors

Cathay General Bancorp (NASDAQ:CATY) and City (NASDAQ:CHCO) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, earnings, valuation, media sentiment, profitability and analyst recommendations.

Do insiders and institutionals hold more shares of CATY or CHCO?

75.0% of Cathay General Bancorp shares are owned by institutional investors. Comparatively, 72.4% of City shares are owned by institutional investors. 4.8% of Cathay General Bancorp shares are owned by insiders. Comparatively, 1.9% of City shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Which has stronger earnings and valuation, CATY or CHCO?

Cathay General Bancorp has higher revenue and earnings than City. Cathay General Bancorp is trading at a lower price-to-earnings ratio than City, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cathay General Bancorp	$1.39B	2.49	$285.98M	$4.14	12.11
City	$379.76M	4.96	$117.10M	$8.31	15.64

Do analysts recommend CATY or CHCO?

Cathay General Bancorp presently has a consensus price target of $49.71, suggesting a potential downside of 0.87%. City has a consensus price target of $133.25, suggesting a potential upside of 2.50%. Given City's higher possible upside, analysts plainly believe City is more favorable than Cathay General Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cathay General Bancorp	1 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.14
City	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is CATY or CHCO more profitable?

City has a net margin of 31.35% compared to Cathay General Bancorp's net margin of 21.44%. City's return on equity of 16.30% beat Cathay General Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cathay General Bancorp	21.44%	10.39%	1.27%
City	31.35%	16.30%	1.87%

Does the media refer more to CATY or CHCO?

In the previous week, Cathay General Bancorp had 2 more articles in the media than City. MarketBeat recorded 8 mentions for Cathay General Bancorp and 6 mentions for City. City's average media sentiment score of 1.34 beat Cathay General Bancorp's score of 1.24 indicating that City is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cathay General Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
City	4 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is CATY or CHCO a better dividend stock?

Cathay General Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 2.7%. City pays an annual dividend of $3.16 per share and has a dividend yield of 2.4%. Cathay General Bancorp pays out 32.9% of its earnings in the form of a dividend. City pays out 38.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. City has increased its dividend for 6 consecutive years. Cathay General Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk and volatility, CATY or CHCO?

Cathay General Bancorp has a beta of 0.97, meaning that its stock price is 3% less volatile than the S&P 500. Comparatively, City has a beta of 0.56, meaning that its stock price is 44% less volatile than the S&P 500.

Summary

Cathay General Bancorp beats City on 10 of the 19 factors compared between the two stocks.