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ChoiceOne Financial Services (COFS) Competitors

ChoiceOne Financial Services logo
$29.74 -0.75 (-2.46%)
Closing price 05/21/2025 04:00 PM Eastern
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$29.74 0.00 (0.00%)
As of 05/21/2025 04:04 PM Eastern
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COFS vs. OBK, FBMS, OPFI, FSUN, OBNK, PFC, ML, AMAL, CNOB, and TRIN

Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Origin Bancorp (OBK), First Bancshares (FBMS), OppFi (OPFI), Firstsun Capital Bancorp (FSUN), Origin Bancorp (OBNK), Premier Financial (PFC), MoneyLion (ML), Amalgamated Financial (AMAL), ConnectOne Bancorp (CNOB), and Trinity Capital (TRIN). These companies are all part of the "banking" industry.

ChoiceOne Financial Services vs.

ChoiceOne Financial Services (NASDAQ:COFS) and Origin Bancorp (NASDAQ:OBK) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their community ranking, media sentiment, risk, institutional ownership, valuation, profitability, dividends, earnings and analyst recommendations.

19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 54.7% of Origin Bancorp shares are owned by institutional investors. 5.9% of ChoiceOne Financial Services shares are owned by company insiders. Comparatively, 6.4% of Origin Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.8%. Origin Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 1.8%. ChoiceOne Financial Services pays out 91.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Origin Bancorp pays out 24.6% of its earnings in the form of a dividend. ChoiceOne Financial Services has raised its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Origin Bancorp has higher revenue and earnings than ChoiceOne Financial Services. Origin Bancorp is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
ChoiceOne Financial Services$103.15M4.32$26.73M$1.2324.18
Origin Bancorp$358.20M2.87$76.49M$2.4413.52

ChoiceOne Financial Services presently has a consensus price target of $37.00, suggesting a potential upside of 24.41%. Origin Bancorp has a consensus price target of $42.20, suggesting a potential upside of 27.94%. Given Origin Bancorp's higher possible upside, analysts clearly believe Origin Bancorp is more favorable than ChoiceOne Financial Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
ChoiceOne Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00
Origin Bancorp
0 Sell rating(s)
0 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Origin Bancorp had 4 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 6 mentions for Origin Bancorp and 2 mentions for ChoiceOne Financial Services. Origin Bancorp's average media sentiment score of 1.47 beat ChoiceOne Financial Services' score of 0.00 indicating that Origin Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
ChoiceOne Financial Services
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Origin Bancorp
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Origin Bancorp received 15 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. Likewise, 82.61% of users gave Origin Bancorp an outperform vote while only 80.00% of users gave ChoiceOne Financial Services an outperform vote.

CompanyUnderperformOutperform
ChoiceOne Financial ServicesOutperform Votes
4
80.00%
Underperform Votes
1
20.00%
Origin BancorpOutperform Votes
19
82.61%
Underperform Votes
4
17.39%

ChoiceOne Financial Services has a net margin of 19.21% compared to Origin Bancorp's net margin of 12.34%. ChoiceOne Financial Services' return on equity of 12.44% beat Origin Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
ChoiceOne Financial Services19.21% 12.44% 1.04%
Origin Bancorp 12.34%6.91%0.77%

ChoiceOne Financial Services has a beta of 0.56, indicating that its stock price is 44% less volatile than the S&P 500. Comparatively, Origin Bancorp has a beta of 0.79, indicating that its stock price is 21% less volatile than the S&P 500.

Summary

Origin Bancorp beats ChoiceOne Financial Services on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COFS vs. The Competition

MetricChoiceOne Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$445.62M$3.25B$11.50B$8.39B
Dividend Yield3.71%3.70%5.45%4.10%
P/E Ratio9.1223.8022.4819.71
Price / Sales4.323.0827.28117.39
Price / Cash7.2210.6317.6234.62
Price / Book1.151.192.794.50
Net Income$26.73M$372.21M$1.04B$248.18M
7 Day Performance-1.36%-2.49%-0.02%0.20%
1 Month Performance10.03%4.92%6.70%12.37%
1 Year Performance9.46%16.14%537.71%7.04%

ChoiceOne Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COFS
ChoiceOne Financial Services
2.9564 of 5 stars
$29.74
-2.5%
$37.00
+24.4%
+7.6%$445.62M$103.15M9.12380News Coverage
OBK
Origin Bancorp
3.9468 of 5 stars
$33.97
+3.2%
$42.20
+24.2%
+0.1%$1.06B$358.20M13.811,010Positive News
Gap Up
FBMS
First Bancshares
N/A$33.75
+0.3%
$38.75
+14.8%
+31.4%$1.05B$276.99M13.83870High Trading Volume
OPFI
OppFi
2.1458 of 5 stars
$12.13
+4.2%
$13.33
+9.9%
+245.4%$1.05B$525.96M75.84570Gap Up
FSUN
Firstsun Capital Bancorp
3.2444 of 5 stars
$36.86
+1.3%
$46.00
+24.8%
N/A$1.02B$380.04M11.971,176
OBNK
Origin Bancorp
0.8591 of 5 stars
$32.90
-0.7%
N/A+3.4%$1.01B$347.14M10.251,010
PFC
Premier Financial
N/A$28.04
flat
N/AN/A$1.00B$243.59M14.091,023
ML
MoneyLion
N/A$85.90
flat
$90.40
+5.2%
N/A$972.39M$545.91M390.45560
AMAL
Amalgamated Financial
3.4529 of 5 stars
$31.33
+3.5%
$36.50
+16.5%
+18.6%$961.42M$319.77M9.08380Positive News
CNOB
ConnectOne Bancorp
4.488 of 5 stars
$24.62
+2.6%
$28.50
+15.8%
+10.2%$947.13M$270.12M13.91520Positive News
Gap Up
TRIN
Trinity Capital
1.8412 of 5 stars
$14.59
+2.4%
$14.83
+1.7%
-2.7%$921.32M$175.49M8.5340

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This page (NASDAQ:COFS) was last updated on 5/22/2025 by MarketBeat.com Staff
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