COFS vs. VBTX, CIFR, CLBK, CMPO, CCB, LOB, BTDR, MBIN, TFIN, and GHLD
Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Veritex (VBTX), Cipher Mining (CIFR), Columbia Financial (CLBK), CompoSecure (CMPO), Coastal Financial (CCB), Live Oak Bancshares (LOB), Bitdeer Technologies Group (BTDR), Merchants Bancorp (MBIN), Triumph Financial (TFIN), and Guild (GHLD). These companies are all part of the "banking" industry.
ChoiceOne Financial Services vs. Its Competitors
Veritex (NASDAQ:VBTX) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, profitability, institutional ownership, analyst recommendations, valuation, dividends, media sentiment and risk.
Veritex has a net margin of 14.83% compared to ChoiceOne Financial Services' net margin of 7.95%. ChoiceOne Financial Services' return on equity of 11.26% beat Veritex's return on equity.
Veritex currently has a consensus target price of $33.25, indicating a potential upside of 2.59%. ChoiceOne Financial Services has a consensus target price of $37.00, indicating a potential upside of 21.79%. Given ChoiceOne Financial Services' stronger consensus rating and higher probable upside, analysts clearly believe ChoiceOne Financial Services is more favorable than Veritex.
Veritex has higher revenue and earnings than ChoiceOne Financial Services. Veritex is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.
88.3% of Veritex shares are held by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are held by institutional investors. 4.3% of Veritex shares are held by company insiders. Comparatively, 5.9% of ChoiceOne Financial Services shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Veritex has a beta of 1.08, meaning that its share price is 8% more volatile than the S&P 500. Comparatively, ChoiceOne Financial Services has a beta of 0.57, meaning that its share price is 43% less volatile than the S&P 500.
In the previous week, Veritex had 5 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 6 mentions for Veritex and 1 mentions for ChoiceOne Financial Services. ChoiceOne Financial Services' average media sentiment score of 1.88 beat Veritex's score of 1.24 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.
Veritex pays an annual dividend of $0.88 per share and has a dividend yield of 2.7%. ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.7%. Veritex pays out 41.9% of its earnings in the form of a dividend. ChoiceOne Financial Services pays out 88.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Veritex has increased its dividend for 1 consecutive years and ChoiceOne Financial Services has increased its dividend for 13 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
Veritex beats ChoiceOne Financial Services on 10 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding COFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
ChoiceOne Financial Services Competitors List
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This page (NASDAQ:COFS) was last updated on 8/14/2025 by MarketBeat.com Staff
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