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ChoiceOne Financial Services (COFS) Competitors

ChoiceOne Financial Services logo
$28.43 +0.29 (+1.03%)
As of 04/30/2025 04:00 PM Eastern

COFS vs. ML, OBNK, CNCK, TRIN, CNOB, AMAL, ATLC, PGY, OPFI, and GHLD

Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include MoneyLion (ML), Origin Bancorp (OBNK), Coincheck Group (CNCK), Trinity Capital (TRIN), ConnectOne Bancorp (CNOB), Amalgamated Financial (AMAL), Atlanticus (ATLC), Pagaya Technologies (PGY), OppFi (OPFI), and Guild (GHLD). These companies are all part of the "banking" industry.

ChoiceOne Financial Services vs.

MoneyLion (NYSE:ML) and ChoiceOne Financial Services (NASDAQ:COFS) are both small-cap business services companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, valuation, earnings, analyst recommendations, risk, institutional ownership, community ranking, media sentiment and dividends.

In the previous week, MoneyLion and MoneyLion both had 5 articles in the media. ChoiceOne Financial Services' average media sentiment score of 1.51 beat MoneyLion's score of 1.14 indicating that ChoiceOne Financial Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
MoneyLion
3 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
ChoiceOne Financial Services
2 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

MoneyLion received 19 more outperform votes than ChoiceOne Financial Services when rated by MarketBeat users. However, 80.00% of users gave ChoiceOne Financial Services an outperform vote while only 69.70% of users gave MoneyLion an outperform vote.

CompanyUnderperformOutperform
MoneyLionOutperform Votes
23
69.70%
Underperform Votes
10
30.30%
ChoiceOne Financial ServicesOutperform Votes
4
80.00%
Underperform Votes
1
20.00%

31.4% of MoneyLion shares are owned by institutional investors. Comparatively, 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 11.9% of MoneyLion shares are owned by company insiders. Comparatively, 5.9% of ChoiceOne Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

MoneyLion has a beta of 2.94, suggesting that its share price is 194% more volatile than the S&P 500. Comparatively, ChoiceOne Financial Services has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500.

MoneyLion currently has a consensus target price of $92.83, indicating a potential upside of 8.07%. ChoiceOne Financial Services has a consensus target price of $37.00, indicating a potential upside of 30.14%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, analysts plainly believe ChoiceOne Financial Services is more favorable than MoneyLion.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MoneyLion
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
2 Strong Buy rating(s)
2.88
ChoiceOne Financial Services
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

ChoiceOne Financial Services has lower revenue, but higher earnings than MoneyLion. ChoiceOne Financial Services is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
MoneyLion$545.91M1.78-$45.24M$0.75114.53
ChoiceOne Financial Services$92.44M2.76$26.73M$3.268.72

ChoiceOne Financial Services has a net margin of 19.21% compared to MoneyLion's net margin of 0.64%. ChoiceOne Financial Services' return on equity of 12.44% beat MoneyLion's return on equity.

Company Net Margins Return on Equity Return on Assets
MoneyLion0.64% 1.18% 0.61%
ChoiceOne Financial Services 19.21%12.44%1.04%

Summary

ChoiceOne Financial Services beats MoneyLion on 10 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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COFS vs. The Competition

MetricChoiceOne Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$254.99M$3.06B$11.12B$7.82B
Dividend Yield4.07%3.87%5.79%4.22%
P/E Ratio8.7223.1222.0018.48
Price / Sales2.762.9926.09103.60
Price / Cash7.2210.6317.6034.62
Price / Book1.101.152.654.25
Net Income$26.73M$372.21M$1.03B$248.23M
7 Day Performance3.19%0.00%0.57%0.89%
1 Month Performance0.18%-1.21%-0.43%3.53%
1 Year Performance10.28%16.72%537.91%5.08%

ChoiceOne Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
COFS
ChoiceOne Financial Services
4.4291 of 5 stars
$28.43
+1.0%
$37.00
+30.1%
+14.4%$254.99M$92.44M8.72380Earnings Report
News Coverage
Positive News
High Trading Volume
ML
MoneyLion
1.6879 of 5 stars
$85.90
flat
$92.83
+8.1%
N/A$972.39M$545.91M390.45560Upcoming Earnings
Positive News
OBNK
Origin Bancorp
1.4961 of 5 stars
$31.59
-0.8%
N/A+7.5%$972.37M$347.14M9.841,010
CNCK
Coincheck Group
2.0249 of 5 stars
$7.44
-5.8%
$10.00
+34.4%
N/A$964.97M$370.15B0.00N/ANews Coverage
Positive News
TRIN
Trinity Capital
2.0004 of 5 stars
$14.84
-0.1%
$15.38
+3.6%
-4.2%$932.41M$175.49M8.6840Upcoming Earnings
Analyst Forecast
Options Volume
News Coverage
CNOB
ConnectOne Bancorp
4.8109 of 5 stars
$22.82
+1.9%
$28.50
+24.9%
+25.8%$877.89M$270.12M12.89520Earnings Report
Dividend Announcement
AMAL
Amalgamated Financial
4.207 of 5 stars
$28.25
+1.0%
$36.50
+29.2%
+14.8%$866.91M$316.48M8.19380Earnings Report
ATLC
Atlanticus
3.2689 of 5 stars
$55.64
+0.7%
$61.00
+9.6%
+107.3%$840.89M$299.40M12.50330Positive News
Gap Down
PGY
Pagaya Technologies
4.218 of 5 stars
$11.02
-1.7%
$20.61
+87.0%
+12.6%$829.78M$1.00B-2.00800Upcoming Earnings
News Coverage
Gap Down
OPFI
OppFi
3.3196 of 5 stars
$9.50
+2.5%
$13.00
+36.8%
+251.5%$820.85M$525.96M59.38570Upcoming Earnings
GHLD
Guild
4.3315 of 5 stars
$13.20
+1.3%
$16.50
+25.0%
-7.0%$817.13M$1.06B-8.525,100Upcoming Earnings
Short Interest ↓
News Coverage
Positive News

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This page (NASDAQ:COFS) was last updated on 5/1/2025 by MarketBeat.com Staff
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