COFS vs. VBTX, LOB, CCB, SII, CLBK, MBIN, TFIN, BTDR, QCRH, and BY
Should you be buying ChoiceOne Financial Services stock or one of its competitors? The main competitors of ChoiceOne Financial Services include Veritex (VBTX), Live Oak Bancshares (LOB), Coastal Financial (CCB), Sprott (SII), Columbia Financial (CLBK), Merchants Bancorp (MBIN), Triumph Financial (TFIN), Bitdeer Technologies Group (BTDR), QCR (QCRH), and Byline Bancorp (BY). These companies are all part of the "banking" industry.
ChoiceOne Financial Services vs. Its Competitors
ChoiceOne Financial Services (NASDAQ:COFS) and Veritex (NASDAQ:VBTX) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, risk, media sentiment, valuation, institutional ownership, profitability, analyst recommendations and dividends.
ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.6%. Veritex pays an annual dividend of $0.88 per share and has a dividend yield of 2.5%. ChoiceOne Financial Services pays out 88.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Veritex pays out 41.9% of its earnings in the form of a dividend. ChoiceOne Financial Services has increased its dividend for 13 consecutive years and Veritex has increased its dividend for 1 consecutive years. ChoiceOne Financial Services is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
19.9% of ChoiceOne Financial Services shares are owned by institutional investors. Comparatively, 88.3% of Veritex shares are owned by institutional investors. 5.9% of ChoiceOne Financial Services shares are owned by insiders. Comparatively, 4.3% of Veritex shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.
Veritex has a net margin of 14.83% compared to ChoiceOne Financial Services' net margin of 7.95%. ChoiceOne Financial Services' return on equity of 11.26% beat Veritex's return on equity.
ChoiceOne Financial Services presently has a consensus target price of $37.00, suggesting a potential upside of 19.94%. Veritex has a consensus target price of $33.25, suggesting a potential downside of 4.26%. Given ChoiceOne Financial Services' stronger consensus rating and higher possible upside, equities analysts clearly believe ChoiceOne Financial Services is more favorable than Veritex.
Veritex has higher revenue and earnings than ChoiceOne Financial Services. Veritex is trading at a lower price-to-earnings ratio than ChoiceOne Financial Services, indicating that it is currently the more affordable of the two stocks.
ChoiceOne Financial Services has a beta of 0.59, suggesting that its stock price is 41% less volatile than the S&P 500. Comparatively, Veritex has a beta of 1.08, suggesting that its stock price is 8% more volatile than the S&P 500.
In the previous week, Veritex had 4 more articles in the media than ChoiceOne Financial Services. MarketBeat recorded 11 mentions for Veritex and 7 mentions for ChoiceOne Financial Services. Veritex's average media sentiment score of 1.16 beat ChoiceOne Financial Services' score of 1.04 indicating that Veritex is being referred to more favorably in the news media.
Summary
Veritex beats ChoiceOne Financial Services on 10 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding COFS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
ChoiceOne Financial Services Competitors List
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This page (NASDAQ:COFS) was last updated on 9/4/2025 by MarketBeat.com Staff
