CVB Financial (CVBF) Competitors

Ameris Bancorp (NASDAQ:ABCB) and CVB Financial (NASDAQ:CVBF) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, earnings, dividends, media sentiment, valuation, profitability and institutional ownership.

Which has preferable valuation and earnings, ABCB or CVBF?

Ameris Bancorp has higher revenue and earnings than CVB Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than CVB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.14B	3.98	$358.68M	$5.68	11.60
CVB Financial	$477.56M	5.30	$200.72M	$1.45	12.67

Which has more risk & volatility, ABCB or CVBF?

Ameris Bancorp has a beta of 0.96, meaning that its share price is 4% less volatile than the S&P 500. Comparatively, CVB Financial has a beta of 0.67, meaning that its share price is 33% less volatile than the S&P 500.

Does the media refer more to ABCB or CVBF?

In the previous week, Ameris Bancorp had 2 more articles in the media than CVB Financial. MarketBeat recorded 15 mentions for Ameris Bancorp and 13 mentions for CVB Financial. CVB Financial's average media sentiment score of 0.68 beat Ameris Bancorp's score of 0.67 indicating that CVB Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	6 Very Positive mention(s)	0 Positive mention(s)	5 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
CVB Financial	3 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate ABCB or CVBF?

Ameris Bancorp currently has a consensus target price of $72.14, suggesting a potential upside of 9.46%. CVB Financial has a consensus target price of $23.25, suggesting a potential upside of 26.57%. Given CVB Financial's higher possible upside, analysts plainly believe CVB Financial is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
CVB Financial	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is ABCB or CVBF more profitable?

CVB Financial has a net margin of 30.99% compared to Ameris Bancorp's net margin of 21.46%. Ameris Bancorp's return on equity of 9.57% beat CVB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
CVB Financial	30.99%	9.21%	1.33%

Do insiders and institutionals have more ownership in ABCB or CVBF?

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 74.2% of CVB Financial shares are held by institutional investors. 5.4% of Ameris Bancorp shares are held by insiders. Comparatively, 6.1% of CVB Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is ABCB or CVBF a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. CVB Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.4%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. CVB Financial pays out 55.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Ameris Bancorp beats CVB Financial on 10 of the 18 factors compared between the two stocks.