Fidelity D&D Bancorp (FDBC) Competitors

First Mid Bancshares (NASDAQ:FMBH) and Fidelity D&D Bancorp (NASDAQ:FDBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, profitability, media sentiment, valuation, risk, dividends and analyst recommendations.

Is FMBH or FDBC more profitable?

First Mid Bancshares has a net margin of 18.32% compared to Fidelity D&D Bancorp's net margin of 17.75%. Fidelity D&D Bancorp's return on equity of 11.28% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	18.32%	10.09%	1.15%
Fidelity D&D Bancorp	17.75%	11.28%	0.89%

Do analysts recommend FMBH or FDBC?

First Mid Bancshares currently has a consensus price target of $43.33, suggesting a potential upside of 15.34%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, research analysts plainly believe First Mid Bancshares is more favorable than Fidelity D&D Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Fidelity D&D Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media refer more to FMBH or FDBC?

In the previous week, First Mid Bancshares and First Mid Bancshares both had 3 articles in the media. First Mid Bancshares' average media sentiment score of 1.31 beat Fidelity D&D Bancorp's score of 1.15 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Mid Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Fidelity D&D Bancorp	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FMBH or FDBC a better dividend stock?

First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.7%. Fidelity D&D Bancorp pays an annual dividend of $1.60 per share and has a dividend yield of 3.9%. First Mid Bancshares pays out 28.4% of its earnings in the form of a dividend. Fidelity D&D Bancorp pays out 39.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has increased its dividend for 3 consecutive years and Fidelity D&D Bancorp has increased its dividend for 10 consecutive years. Fidelity D&D Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility & risk, FMBH or FDBC?

First Mid Bancshares has a beta of 0.91, suggesting that its share price is 9% less volatile than the S&P 500. Comparatively, Fidelity D&D Bancorp has a beta of 0.99, suggesting that its share price is 1% less volatile than the S&P 500.

Do insiders & institutionals have more ownership in FMBH or FDBC?

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 20.1% of Fidelity D&D Bancorp shares are held by institutional investors. 7.7% of First Mid Bancshares shares are held by insiders. Comparatively, 21.0% of Fidelity D&D Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Which has better earnings & valuation, FMBH or FDBC?

First Mid Bancshares has higher revenue and earnings than Fidelity D&D Bancorp. Fidelity D&D Bancorp is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$330.72M	2.73	$78.90M	$3.52	10.67
Fidelity D&D Bancorp	$126.04M	1.87	$20.79M	$4.10	9.97

Summary

First Mid Bancshares beats Fidelity D&D Bancorp on 12 of the 18 factors compared between the two stocks.