Fidelity D&D Bancorp (FDBC) Competitors

Fidelity D&D Bancorp (NASDAQ:FDBC) and Amalgamated Financial (NASDAQ:AMAL) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, risk, profitability, earnings, analyst recommendations, media sentiment, institutional ownership and valuation.

Do institutionals and insiders hold more shares of FDBC or AMAL?

20.1% of Fidelity D&D Bancorp shares are held by institutional investors. Comparatively, 75.9% of Amalgamated Financial shares are held by institutional investors. 21.0% of Fidelity D&D Bancorp shares are held by insiders. Comparatively, 1.3% of Amalgamated Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the media prefer FDBC or AMAL?

In the previous week, Amalgamated Financial had 10 more articles in the media than Fidelity D&D Bancorp. MarketBeat recorded 15 mentions for Amalgamated Financial and 5 mentions for Fidelity D&D Bancorp. Fidelity D&D Bancorp's average media sentiment score of 0.86 beat Amalgamated Financial's score of 0.38 indicating that Fidelity D&D Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fidelity D&D Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Amalgamated Financial	3 Very Positive mention(s)	2 Positive mention(s)	7 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Is FDBC or AMAL a better dividend stock?

Fidelity D&D Bancorp pays an annual dividend of $1.60 per share and has a dividend yield of 3.8%. Amalgamated Financial pays an annual dividend of $0.56 per share and has a dividend yield of 1.9%. Fidelity D&D Bancorp pays out 39.0% of its earnings in the form of a dividend. Amalgamated Financial pays out 16.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Fidelity D&D Bancorp has raised its dividend for 10 consecutive years and Amalgamated Financial has raised its dividend for 4 consecutive years. Fidelity D&D Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, FDBC or AMAL?

Fidelity D&D Bancorp has a beta of 0.97, indicating that its stock price is 3% less volatile than the S&P 500. Comparatively, Amalgamated Financial has a beta of 0.85, indicating that its stock price is 15% less volatile than the S&P 500.

Do analysts rate FDBC or AMAL?

Amalgamated Financial has a consensus target price of $38.50, indicating a potential upside of 28.08%. Given Amalgamated Financial's stronger consensus rating and higher possible upside, analysts plainly believe Amalgamated Financial is more favorable than Fidelity D&D Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelity D&D Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Amalgamated Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is FDBC or AMAL more profitable?

Amalgamated Financial has a net margin of 23.60% compared to Fidelity D&D Bancorp's net margin of 17.75%. Amalgamated Financial's return on equity of 15.42% beat Fidelity D&D Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fidelity D&D Bancorp	17.75%	11.42%	0.90%
Amalgamated Financial	23.60%	15.42%	1.32%

Which has stronger earnings & valuation, FDBC or AMAL?

Amalgamated Financial has higher revenue and earnings than Fidelity D&D Bancorp. Amalgamated Financial is trading at a lower price-to-earnings ratio than Fidelity D&D Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity D&D Bancorp	$126.04M	1.95	$20.79M	$4.10	10.40
Amalgamated Financial	$434.51M	2.12	$106.43M	$3.34	9.00

Summary

Amalgamated Financial beats Fidelity D&D Bancorp on 12 of the 19 factors compared between the two stocks.