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Farmers & Merchants Bancorp (FMAO) Competitors

Farmers & Merchants Bancorp logo
$26.18 -0.28 (-1.06%)
Closing price 09/5/2025 04:00 PM Eastern
Extended Trading
$26.34 +0.16 (+0.63%)
As of 09/5/2025 04:42 PM Eastern
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FMAO vs. CTBI, FBIZ, FMBH, OBK, SHBI, STEL, TCBK, THFF, UVSP, and QCRH

Should you be buying Farmers & Merchants Bancorp stock or one of its competitors? The main competitors of Farmers & Merchants Bancorp include Community Trust Bancorp (CTBI), First Business Financial Services (FBIZ), First Mid Bancshares (FMBH), Origin Bancorp (OBK), Shore Bancshares (SHBI), Stellarone (STEL), TriCo Bancshares (TCBK), First Financial Corporation Indiana (THFF), Univest Corporation of Pennsylvania (UVSP), and QCR (QCRH). These companies are all part of the "finance" sector.

Farmers & Merchants Bancorp vs. Its Competitors

Farmers & Merchants Bancorp (NASDAQ:FMAO) and Community Trust Bancorp (NASDAQ:CTBI) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, profitability, earnings, dividends, risk, valuation and media sentiment.

Farmers & Merchants Bancorp has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500. Comparatively, Community Trust Bancorp has a beta of 0.62, indicating that its stock price is 38% less volatile than the S&P 500.

Community Trust Bancorp has a net margin of 23.33% compared to Farmers & Merchants Bancorp's net margin of 16.04%. Community Trust Bancorp's return on equity of 11.77% beat Farmers & Merchants Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Farmers & Merchants Bancorp16.04% 8.66% 0.88%
Community Trust Bancorp 23.33%11.77%1.47%

Community Trust Bancorp has higher revenue and earnings than Farmers & Merchants Bancorp. Community Trust Bancorp is trading at a lower price-to-earnings ratio than Farmers & Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Farmers & Merchants Bancorp$179.19M2.00$25.94M$2.1612.12
Community Trust Bancorp$264.82M3.99$82.81M$5.0811.49

In the previous week, Community Trust Bancorp had 1 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 3 mentions for Community Trust Bancorp and 2 mentions for Farmers & Merchants Bancorp. Community Trust Bancorp's average media sentiment score of 1.69 beat Farmers & Merchants Bancorp's score of 0.34 indicating that Community Trust Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Farmers & Merchants Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Community Trust Bancorp
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Community Trust Bancorp has a consensus target price of $64.50, suggesting a potential upside of 10.50%. Given Community Trust Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Community Trust Bancorp is more favorable than Farmers & Merchants Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Farmers & Merchants Bancorp
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
Community Trust Bancorp
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.4%. Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 3.6%. Farmers & Merchants Bancorp pays out 40.7% of its earnings in the form of a dividend. Community Trust Bancorp pays out 41.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has raised its dividend for 19 consecutive years and Community Trust Bancorp has raised its dividend for 44 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. Comparatively, 60.2% of Community Trust Bancorp shares are owned by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are owned by company insiders. Comparatively, 4.3% of Community Trust Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Community Trust Bancorp beats Farmers & Merchants Bancorp on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FMAO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FMAO vs. The Competition

MetricFarmers & Merchants BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$363.14M$955.52M$12.56B$9.91B
Dividend Yield3.34%2.97%5.42%4.52%
P/E Ratio12.1216.98232.3026.09
Price / Sales2.002.3330.8487.80
Price / Cash11.7550.3322.1259.04
Price / Book1.071.162.296.09
Net Income$25.94M$54.23M$1.01B$266.32M
7 Day Performance-1.06%-0.08%0.39%0.43%
1 Month Performance8.63%7.02%3.73%4.55%
1 Year Performance1.20%16.66%540.91%26.11%

Farmers & Merchants Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FMAO
Farmers & Merchants Bancorp
2.4624 of 5 stars
$26.18
-1.1%
N/A-0.5%$363.14M$179.19M12.12430Short Interest ↑
CTBI
Community Trust Bancorp
3.9889 of 5 stars
$58.42
-0.3%
$64.50
+10.4%
+19.5%$1.06B$376.01M11.50980Positive News
FBIZ
First Business Financial Services
4.8866 of 5 stars
$52.32
-0.1%
$59.67
+14.0%
+20.9%$435.30M$262.38M9.31340Positive News
FMBH
First Mid Bancshares
3.2827 of 5 stars
$40.44
-0.2%
$43.33
+7.2%
+2.5%$970.56M$453.67M11.491,198News Coverage
Positive News
OBK
Origin Bancorp
2.8476 of 5 stars
$38.89
-0.1%
$43.20
+11.1%
+20.1%$1.21B$347.73M15.811,010News Coverage
Positive News
SHBI
Shore Bancshares
3.9506 of 5 stars
$17.19
+0.5%
$20.00
+16.3%
+22.3%$574.49M$326.48M10.68450Positive News
STEL
Stellarone
2.2015 of 5 stars
$30.89
+11.4%
$31.00
+0.4%
+16.5%$1.55B$625.45M14.041,025Gap Up
TCBK
TriCo Bancshares
3.4058 of 5 stars
$45.42
-0.5%
$47.60
+4.8%
+2.3%$1.48B$531.04M13.361,201
THFF
First Financial Corporation Indiana
2.3916 of 5 stars
$59.00
-0.6%
$57.67
-2.3%
+36.0%$699.15M$307.51M11.28880News Coverage
UVSP
Univest Corporation of Pennsylvania
3.2705 of 5 stars
$31.67
-0.3%
$29.00
-8.4%
+11.8%$912.41M$500.41M11.56970News Coverage
Positive News
QCRH
QCR
3.5601 of 5 stars
$78.38
-0.2%
$87.38
+11.5%
+5.6%$1.33B$329.61M11.801,013News Coverage
Positive News

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This page (NASDAQ:FMAO) was last updated on 9/6/2025 by MarketBeat.com Staff
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