Farmers & Merchants Bancorp (FMAO) Competitors $25.77 -0.12 (-0.46%) Closing price 04:00 PM EasternExtended Trading$25.78 +0.01 (+0.04%) As of 04:12 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock FMAO vs. FBIZ, OBK, SHBI, STEL, UVSP, TFIN, BY, QCRH, BFC, and GHLDShould you be buying Farmers & Merchants Bancorp stock or one of its competitors? The main competitors of Farmers & Merchants Bancorp include First Business Financial Services (FBIZ), Origin Bancorp (OBK), Shore Bancshares (SHBI), Stellarone (STEL), Univest Corporation of Pennsylvania (UVSP), Triumph Financial (TFIN), Byline Bancorp (BY), QCR (QCRH), Bank First National (BFC), and Guild (GHLD). These companies are all part of the "finance" sector. Farmers & Merchants Bancorp vs. Its Competitors First Business Financial Services Origin Bancorp Shore Bancshares Stellarone Univest Corporation of Pennsylvania Triumph Financial Byline Bancorp QCR Bank First National Guild First Business Financial Services (NASDAQ:FBIZ) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their profitability, earnings, dividends, media sentiment, risk, valuation, institutional ownership and analyst recommendations. Which has higher earnings and valuation, FBIZ or FMAO? First Business Financial Services has higher revenue and earnings than Farmers & Merchants Bancorp. First Business Financial Services is trading at a lower price-to-earnings ratio than Farmers & Merchants Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioFirst Business Financial Services$262.38M1.54$44.24M$5.508.83Farmers & Merchants Bancorp$179.19M1.97$25.94M$2.0212.76 Is FBIZ or FMAO more profitable? First Business Financial Services has a net margin of 17.59% compared to Farmers & Merchants Bancorp's net margin of 15.15%. First Business Financial Services' return on equity of 14.44% beat Farmers & Merchants Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets First Business Financial Services17.59% 14.44% 1.18% Farmers & Merchants Bancorp 15.15%8.23%0.82% Does the media prefer FBIZ or FMAO? In the previous week, First Business Financial Services had 6 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 8 mentions for First Business Financial Services and 2 mentions for Farmers & Merchants Bancorp. Farmers & Merchants Bancorp's average media sentiment score of 0.98 beat First Business Financial Services' score of 0.78 indicating that Farmers & Merchants Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Business Financial Services 1 Very Positive mention(s) 2 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Farmers & Merchants Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do analysts recommend FBIZ or FMAO? First Business Financial Services currently has a consensus price target of $57.25, suggesting a potential upside of 17.82%. Farmers & Merchants Bancorp has a consensus price target of $26.00, suggesting a potential upside of 0.89%. Given First Business Financial Services' stronger consensus rating and higher possible upside, equities research analysts plainly believe First Business Financial Services is more favorable than Farmers & Merchants Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Business Financial Services 0 Sell rating(s) 0 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 3.00Farmers & Merchants Bancorp 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Do insiders and institutionals hold more shares of FBIZ or FMAO? 60.1% of First Business Financial Services shares are held by institutional investors. Comparatively, 24.0% of Farmers & Merchants Bancorp shares are held by institutional investors. 5.1% of First Business Financial Services shares are held by insiders. Comparatively, 7.3% of Farmers & Merchants Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. Which has more volatility and risk, FBIZ or FMAO? First Business Financial Services has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500. Comparatively, Farmers & Merchants Bancorp has a beta of 0.86, meaning that its stock price is 14% less volatile than the S&P 500. Is FBIZ or FMAO a better dividend stock? First Business Financial Services pays an annual dividend of $1.16 per share and has a dividend yield of 2.4%. Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.4%. First Business Financial Services pays out 21.1% of its earnings in the form of a dividend. Farmers & Merchants Bancorp pays out 43.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Business Financial Services has increased its dividend for 13 consecutive years and Farmers & Merchants Bancorp has increased its dividend for 19 consecutive years. Farmers & Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. SummaryFirst Business Financial Services beats Farmers & Merchants Bancorp on 12 of the 19 factors compared between the two stocks. Get Farmers & Merchants Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for FMAO and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding FMAO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart FMAO vs. The Competition Export to ExcelMetricFarmers & Merchants BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$355.09M$878.08M$12.29B$9.51BDividend Yield3.42%3.16%5.55%4.01%P/E Ratio12.7616.6819.0320.05Price / Sales1.972.0326.0199.42Price / Cash11.5048.6121.6358.56Price / Book1.051.112.205.87Net Income$25.94M$54.19M$997.25M$258.55M7 Day Performance-0.66%-0.83%0.89%2.23%1 Month Performance4.80%4.92%4.37%12.76%1 Year Performance-8.65%9.94%540.78%19.36% Farmers & Merchants Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)FMAOFarmers & Merchants Bancorp2.9207 of 5 stars$25.77-0.5%$26.00+0.9%-5.1%$355.09M$179.19M12.76430FBIZFirst Business Financial Services4.7892 of 5 stars$53.81+0.2%$57.25+6.4%+21.2%$446.80M$262.38M9.78340Trending NewsEarnings ReportOBKOrigin Bancorp3.4421 of 5 stars$37.87-0.7%$42.20+11.4%+3.6%$1.19B$358.20M15.391,010News CoveragePositive NewsDividend AnnouncementSHBIShore Bancshares4.7379 of 5 stars$16.59-0.7%$20.00+20.6%+16.6%$557.35M$207.03M11.13450News CoveragePositive NewsEarnings ReportSTELStellarone1.7628 of 5 stars$31.89+15.0%$29.00-9.0%+17.6%$1.55B$625.45M14.411,025News CoverageEarnings ReportGap UpUVSPUnivest Corporation of Pennsylvania3.5846 of 5 stars$31.86flat$29.00-9.0%+7.9%$920.12M$301.36M11.93970News CoveragePositive NewsEarnings ReportDividend AnnouncementTFINTriumph Financial2.3365 of 5 stars$61.88+5.7%$70.75+14.3%-27.4%$1.39B$487.93M167.241,553Analyst RevisionBYByline Bancorp3.756 of 5 stars$27.79+0.2%$33.25+19.6%-4.3%$1.28B$624.78M10.291,027News CoverageEarnings ReportDividend AnnouncementQCRHQCR3.8234 of 5 stars$75.27+0.2%$85.33+13.4%+5.8%$1.27B$597.39M11.321,013News CoveragePositive NewsEarnings ReportAnalyst ForecastBFCBank First National1.7907 of 5 stars$127.13+0.8%$133.50+5.0%+36.7%$1.25B$226.09M18.34330Earnings ReportDividend AnnouncementHigh Trading VolumeGHLDGuild1.7394 of 5 stars$19.84-0.1%$18.10-8.7%+40.5%$1.23B$1.05B28.755,270News CoverageAnalyst DowngradeHigh Trading Volume Related Companies and Tools Related Companies FBIZ Competitors OBK Competitors SHBI Competitors STEL Competitors UVSP Competitors TFIN Competitors BY Competitors QCRH Competitors BFC Competitors GHLD Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:FMAO) was last updated on 7/25/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredGoogle did what!?!?A new technology has sparked a modern-day gold rush in Silicon Valley. OpenAI’s Sam Altman invested $375M. Bil...Stansberry Research | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. For the first time in over a century, a sitting Preside...Paradigm Press | SponsoredTrump’s betrayal exposed Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...Porter & Company | SponsoredTreasury Secretary Bessent Is Betting Big on GoldWhen the U.S. Treasury Secretary’s largest personal investment is gold — that’s a signal. Now a veteran gol...Golden Portfolio | SponsoredTurn $1K into $50K with This DeFi GemI've never been more confident about a DeFi opportunity. This isn't about complex trading or risky bets. Th...Crypto 101 Media | SponsoredHow to Collect Up To $5,917/mo From Trump’s Made In USA BoomHow to Collect Up To $5,917/mo From Trump's Made In USA Boom Thanks to President Trump's America-First poli...Investors Alley | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Farmers & Merchants Bancorp Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Farmers & Merchants Bancorp With A Colleague Link copied to clipboard. Get 30 Days of MarketBeat All Access for Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools. Start Your 30-Day Trial MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.