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Farmers & Merchants Bancorp (FMAO) Competitors

Farmers & Merchants Bancorp logo
$23.68 +0.56 (+2.42%)
Closing price 10/17/2025 04:00 PM Eastern
Extended Trading
$23.57 -0.11 (-0.48%)
As of 04:10 AM Eastern
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FMAO vs. CTBI, FBIZ, FMBH, SHBI, STEL, TCBK, THFF, UVSP, WSBC, and OBK

Should you be buying Farmers & Merchants Bancorp stock or one of its competitors? The main competitors of Farmers & Merchants Bancorp include Community Trust Bancorp (CTBI), First Business Financial Services (FBIZ), First Mid Bancshares (FMBH), Shore Bancshares (SHBI), Stellarone (STEL), TriCo Bancshares (TCBK), First Financial Corporation Indiana (THFF), Univest Corporation of Pennsylvania (UVSP), WesBanco (WSBC), and Origin Bancorp (OBK).

Farmers & Merchants Bancorp vs. Its Competitors

Farmers & Merchants Bancorp (NASDAQ:FMAO) and Community Trust Bancorp (NASDAQ:CTBI) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, valuation, dividends, profitability, institutional ownership, media sentiment, earnings and analyst recommendations.

Farmers & Merchants Bancorp has a beta of 0.88, suggesting that its share price is 12% less volatile than the S&P 500. Comparatively, Community Trust Bancorp has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500.

24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. Comparatively, 60.2% of Community Trust Bancorp shares are owned by institutional investors. 7.3% of Farmers & Merchants Bancorp shares are owned by insiders. Comparatively, 2.3% of Community Trust Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Community Trust Bancorp has higher revenue and earnings than Farmers & Merchants Bancorp. Community Trust Bancorp is trading at a lower price-to-earnings ratio than Farmers & Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Farmers & Merchants Bancorp$179.19M1.81$25.94M$2.1610.96
Community Trust Bancorp$376.01M2.51$82.81M$5.1710.09

In the previous week, Community Trust Bancorp had 10 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 10 mentions for Community Trust Bancorp and 0 mentions for Farmers & Merchants Bancorp. Community Trust Bancorp's average media sentiment score of 0.71 beat Farmers & Merchants Bancorp's score of 0.00 indicating that Community Trust Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Farmers & Merchants Bancorp Neutral
Community Trust Bancorp Positive

Farmers & Merchants Bancorp pays an annual dividend of $0.91 per share and has a dividend yield of 3.8%. Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 4.1%. Farmers & Merchants Bancorp pays out 42.1% of its earnings in the form of a dividend. Community Trust Bancorp pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Farmers & Merchants Bancorp has raised its dividend for 19 consecutive years and Community Trust Bancorp has raised its dividend for 44 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Community Trust Bancorp has a consensus target price of $63.50, indicating a potential upside of 21.72%. Given Community Trust Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Community Trust Bancorp is more favorable than Farmers & Merchants Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Farmers & Merchants Bancorp
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Community Trust Bancorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
3.00

Community Trust Bancorp has a net margin of 23.24% compared to Farmers & Merchants Bancorp's net margin of 16.04%. Community Trust Bancorp's return on equity of 11.91% beat Farmers & Merchants Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Farmers & Merchants Bancorp16.04% 8.66% 0.88%
Community Trust Bancorp 23.24%11.91%1.48%

Summary

Community Trust Bancorp beats Farmers & Merchants Bancorp on 16 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding FMAO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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FMAO vs. The Competition

MetricFarmers & Merchants BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$324.89M$860.45M$12.48B$10.55B
Dividend Yield3.84%3.21%5.61%4.83%
P/E Ratio10.9616.4022.6327.06
Price / Sales1.812.0129.94132.30
Price / Cash10.5222.0519.3430.35
Price / Book0.971.082.246.58
Net Income$25.94M$54.82M$1.02B$276.84M
7 Day Performance-1.74%-1.70%-0.62%-0.72%
1 Month Performance-9.24%-5.63%-2.24%2.16%
1 Year Performance-15.82%4.74%537.59%34.63%

Farmers & Merchants Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
FMAO
Farmers & Merchants Bancorp
N/A$23.68
+2.4%
N/A-15.8%$324.89M$179.19M10.96430
CTBI
Community Trust Bancorp
4.3162 of 5 stars
$54.37
+2.0%
$64.50
+18.6%
-0.6%$979.93M$376.01M10.65980Positive News
Earnings Report
FBIZ
First Business Financial Services
4.8116 of 5 stars
$48.54
-0.4%
$59.67
+22.9%
+8.0%$403.81M$262.38M8.64340
FMBH
First Mid Bancshares
3.2917 of 5 stars
$35.73
+0.8%
$43.33
+21.3%
-10.3%$857.41M$330.72M10.151,198
SHBI
Shore Bancshares
4.0621 of 5 stars
$15.64
+0.9%
$20.00
+27.9%
+6.2%$522.14M$213.02M9.70450Upcoming Earnings
Short Interest ↑
STEL
Stellarone
3.0939 of 5 stars
$30.13
+8.6%
$31.00
+2.9%
+9.6%$1.55B$625.45M13.611,025Short Interest ↓
Gap Up
TCBK
TriCo Bancshares
3.9864 of 5 stars
$42.08
+0.9%
$47.60
+13.1%
-8.2%$1.37B$394.54M12.381,201News Coverage
Upcoming Earnings
THFF
First Financial Corporation Indiana
4.06 of 5 stars
$52.89
+1.6%
$57.67
+9.0%
+17.4%$626.69M$307.51M10.11880Insider Trade
UVSP
Univest Corporation of Pennsylvania
3.4309 of 5 stars
$28.95
+1.4%
$29.00
+0.2%
+1.6%$833.91M$310.39M10.57970Positive News
Upcoming Earnings
WSBC
WesBanco
4.8743 of 5 stars
$32.46
+1.5%
$39.17
+20.7%
-2.4%$3.11B$953.62M19.522,195Upcoming Earnings
Short Interest ↑
OBK
Origin Bancorp
3.3664 of 5 stars
$33.15
+0.5%
$43.20
+30.3%
N/A$1.03B$619.96M14.791,031

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This page (NASDAQ:FMAO) was last updated on 10/20/2025 by MarketBeat.com Staff
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