Farmers & Merchants Bancorp (FMAO) Competitors

Veritex (NASDAQ:VBTX) and Farmers & Merchants Bancorp (NASDAQ:FMAO) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, media sentiment, analyst recommendations, community ranking, valuation, risk and institutional ownership.

Which has better valuation & earnings, VBTX or FMAO?

Veritex has higher revenue and earnings than Farmers & Merchants Bancorp. Veritex is trading at a lower price-to-earnings ratio than Farmers & Merchants Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Veritex	$435.91M	3.02	$107.24M	$2.04	11.87
Farmers & Merchants Bancorp	$102.89M	3.28	$25.94M	$2.02	12.19

Does the media refer more to VBTX or FMAO?

In the previous week, Veritex had 1 more articles in the media than Farmers & Merchants Bancorp. MarketBeat recorded 4 mentions for Veritex and 3 mentions for Farmers & Merchants Bancorp. Veritex's average media sentiment score of 1.75 beat Farmers & Merchants Bancorp's score of 1.17 indicating that Veritex is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Veritex	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Farmers & Merchants Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals and insiders believe in VBTX or FMAO?

88.3% of Veritex shares are owned by institutional investors. Comparatively, 24.0% of Farmers & Merchants Bancorp shares are owned by institutional investors. 4.3% of Veritex shares are owned by company insiders. Comparatively, 7.3% of Farmers & Merchants Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Which has more volatility & risk, VBTX or FMAO?

Veritex has a beta of 1.01, indicating that its share price is 1% more volatile than the S&P 500. Comparatively, Farmers & Merchants Bancorp has a beta of 0.88, indicating that its share price is 12% less volatile than the S&P 500.

Does the MarketBeat Community prefer VBTX or FMAO?

Veritex received 48 more outperform votes than Farmers & Merchants Bancorp when rated by MarketBeat users. However, 57.61% of users gave Farmers & Merchants Bancorp an outperform vote while only 51.28% of users gave Veritex an outperform vote.

Company	Underperform	Outperform
Veritex	Outperform Votes 241 51.28%	Underperform Votes 229 48.72%
Farmers & Merchants Bancorp	Outperform Votes 193 57.61%	Underperform Votes 142 42.39%

Is VBTX or FMAO a better dividend stock?

Veritex pays an annual dividend of $0.88 per share and has a dividend yield of 3.6%. Farmers & Merchants Bancorp pays an annual dividend of $0.88 per share and has a dividend yield of 3.6%. Veritex pays out 43.1% of its earnings in the form of a dividend. Farmers & Merchants Bancorp pays out 43.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Veritex has raised its dividend for 1 consecutive years and Farmers & Merchants Bancorp has raised its dividend for 19 consecutive years. Veritex is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate VBTX or FMAO?

Veritex currently has a consensus price target of $30.25, suggesting a potential upside of 24.90%. Farmers & Merchants Bancorp has a consensus price target of $26.00, suggesting a potential upside of 5.56%. Given Veritex's stronger consensus rating and higher probable upside, analysts plainly believe Veritex is more favorable than Farmers & Merchants Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Veritex	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Farmers & Merchants Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is VBTX or FMAO more profitable?

Farmers & Merchants Bancorp has a net margin of 14.48% compared to Veritex's net margin of 13.44%. Farmers & Merchants Bancorp's return on equity of 7.97% beat Veritex's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Veritex	13.44%	7.59%	0.93%
Farmers & Merchants Bancorp	14.48%	7.97%	0.78%

Summary

Veritex beats Farmers & Merchants Bancorp on 14 of the 21 factors compared between the two stocks.