German American Bancorp (GABC) Competitors

Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) and German American Bancorp (NASDAQ:GABC) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, institutional ownership, dividends, profitability, media sentiment, valuation, community ranking, risk and earnings.

Which has more volatility & risk, HOMB or GABC?

Home Bancshares, Inc. (Conway, AR) has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500. Comparatively, German American Bancorp has a beta of 0.59, indicating that its stock price is 41% less volatile than the S&P 500.

Which has higher earnings and valuation, HOMB or GABC?

Home Bancshares, Inc. (Conway, AR) has higher revenue and earnings than German American Bancorp. Home Bancshares, Inc. (Conway, AR) is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Home Bancshares, Inc. (Conway, AR)	$1.01B	5.49	$402.24M	$2.10	13.43
German American Bancorp	$235.52M	6.11	$83.81M	$2.48	15.48

Does the media refer more to HOMB or GABC?

In the previous week, Home Bancshares, Inc. (Conway, AR) had 2 more articles in the media than German American Bancorp. MarketBeat recorded 5 mentions for Home Bancshares, Inc. (Conway, AR) and 3 mentions for German American Bancorp. Home Bancshares, Inc. (Conway, AR)'s average media sentiment score of 1.62 beat German American Bancorp's score of 1.51 indicating that Home Bancshares, Inc. (Conway, AR) is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Home Bancshares, Inc. (Conway, AR)	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
German American Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Does the MarketBeat Community prefer HOMB or GABC?

Home Bancshares, Inc. (Conway, AR) received 250 more outperform votes than German American Bancorp when rated by MarketBeat users. Likewise, 59.93% of users gave Home Bancshares, Inc. (Conway, AR) an outperform vote while only 53.14% of users gave German American Bancorp an outperform vote.

Company	Underperform	Outperform
Home Bancshares, Inc. (Conway, AR)	Outperform Votes 504 59.93%	Underperform Votes 337 40.07%
German American Bancorp	Outperform Votes 254 53.14%	Underperform Votes 224 46.86%

Do insiders and institutionals believe in HOMB or GABC?

67.3% of Home Bancshares, Inc. (Conway, AR) shares are owned by institutional investors. Comparatively, 46.9% of German American Bancorp shares are owned by institutional investors. 6.3% of Home Bancshares, Inc. (Conway, AR) shares are owned by insiders. Comparatively, 6.2% of German American Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is HOMB or GABC more profitable?

Home Bancshares, Inc. (Conway, AR) has a net margin of 27.39% compared to German American Bancorp's net margin of 23.69%. German American Bancorp's return on equity of 12.04% beat Home Bancshares, Inc. (Conway, AR)'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Home Bancshares, Inc. (Conway, AR)	27.39%	10.31%	1.77%
German American Bancorp	23.69%	12.04%	1.35%

Is HOMB or GABC a better dividend stock?

Home Bancshares, Inc. (Conway, AR) pays an annual dividend of $0.80 per share and has a dividend yield of 2.8%. German American Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 3.0%. Home Bancshares, Inc. (Conway, AR) pays out 38.1% of its earnings in the form of a dividend. German American Bancorp pays out 46.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Home Bancshares, Inc. (Conway, AR) has raised its dividend for 15 consecutive years and German American Bancorp has raised its dividend for 13 consecutive years.

Do analysts rate HOMB or GABC?

Home Bancshares, Inc. (Conway, AR) presently has a consensus target price of $32.40, indicating a potential upside of 14.85%. German American Bancorp has a consensus target price of $45.20, indicating a potential upside of 17.74%. Given German American Bancorp's higher possible upside, analysts clearly believe German American Bancorp is more favorable than Home Bancshares, Inc. (Conway, AR).

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Home Bancshares, Inc. (Conway, AR)	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
German American Bancorp	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Summary

Home Bancshares, Inc. (Conway, AR) beats German American Bancorp on 14 of the 19 factors compared between the two stocks.