German American Bancorp (GABC) Competitors

German American Bancorp (NASDAQ:GABC) and Home Bancshares, Inc. (Conway, AR) (NYSE:HOMB) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their profitability, valuation, analyst recommendations, earnings, media sentiment, institutional ownership, community ranking, risk and dividends.

Which has higher earnings and valuation, GABC or HOMB?

Home Bancshares, Inc. (Conway, AR) has higher revenue and earnings than German American Bancorp. Home Bancshares, Inc. (Conway, AR) is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
German American Bancorp	$235.52M	6.11	$83.81M	$2.48	15.47
Home Bancshares, Inc. (Conway, AR)	$1.01B	5.49	$402.24M	$2.10	13.45

Does the MarketBeat Community prefer GABC or HOMB?

Home Bancshares, Inc. (Conway, AR) received 250 more outperform votes than German American Bancorp when rated by MarketBeat users. Likewise, 59.93% of users gave Home Bancshares, Inc. (Conway, AR) an outperform vote while only 53.14% of users gave German American Bancorp an outperform vote.

Company	Underperform	Outperform
German American Bancorp	Outperform Votes 254 53.14%	Underperform Votes 224 46.86%
Home Bancshares, Inc. (Conway, AR)	Outperform Votes 504 59.93%	Underperform Votes 337 40.07%

Does the media prefer GABC or HOMB?

In the previous week, German American Bancorp and German American Bancorp both had 8 articles in the media. Home Bancshares, Inc. (Conway, AR)'s average media sentiment score of 1.47 beat German American Bancorp's score of 1.37 indicating that Home Bancshares, Inc. (Conway, AR) is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
German American Bancorp	4 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Home Bancshares, Inc. (Conway, AR)	7 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, GABC or HOMB?

German American Bancorp has a beta of 0.61, meaning that its stock price is 39% less volatile than the S&P 500. Comparatively, Home Bancshares, Inc. (Conway, AR) has a beta of 0.79, meaning that its stock price is 21% less volatile than the S&P 500.

Do analysts recommend GABC or HOMB?

German American Bancorp currently has a consensus target price of $45.20, suggesting a potential upside of 17.82%. Home Bancshares, Inc. (Conway, AR) has a consensus target price of $32.40, suggesting a potential upside of 14.74%. Given German American Bancorp's higher possible upside, equities analysts plainly believe German American Bancorp is more favorable than Home Bancshares, Inc. (Conway, AR).

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
German American Bancorp	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60
Home Bancshares, Inc. (Conway, AR)	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

Is GABC or HOMB more profitable?

Home Bancshares, Inc. (Conway, AR) has a net margin of 27.39% compared to German American Bancorp's net margin of 23.69%. German American Bancorp's return on equity of 12.04% beat Home Bancshares, Inc. (Conway, AR)'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
German American Bancorp	23.69%	12.04%	1.35%
Home Bancshares, Inc. (Conway, AR)	27.39%	10.31%	1.77%

Is GABC or HOMB a better dividend stock?

German American Bancorp pays an annual dividend of $1.16 per share and has a dividend yield of 3.0%. Home Bancshares, Inc. (Conway, AR) pays an annual dividend of $0.80 per share and has a dividend yield of 2.8%. German American Bancorp pays out 46.8% of its earnings in the form of a dividend. Home Bancshares, Inc. (Conway, AR) pays out 38.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. German American Bancorp has raised its dividend for 13 consecutive years and Home Bancshares, Inc. (Conway, AR) has raised its dividend for 15 consecutive years.

Do institutionals & insiders have more ownership in GABC or HOMB?

46.9% of German American Bancorp shares are owned by institutional investors. Comparatively, 67.3% of Home Bancshares, Inc. (Conway, AR) shares are owned by institutional investors. 6.2% of German American Bancorp shares are owned by company insiders. Comparatively, 6.3% of Home Bancshares, Inc. (Conway, AR) shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Home Bancshares, Inc. (Conway, AR) beats German American Bancorp on 13 of the 18 factors compared between the two stocks.