Horizon Bancorp (HBNC) Competitors

Horizon Bancorp (NASDAQ:HBNC) and CVB Financial (NASDAQ:CVBF) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, risk, dividends, institutional ownership, earnings, community ranking and profitability.

Which has preferable earnings & valuation, HBNC or CVBF?

CVB Financial has higher revenue and earnings than Horizon Bancorp. CVB Financial is trading at a lower price-to-earnings ratio than Horizon Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Horizon Bancorp	$203.08M	3.28	$35.43M	$1.02	14.84
CVB Financial	$476.02M	5.51	$200.72M	$1.45	13.12

Does the MarketBeat Community favor HBNC or CVBF?

Horizon Bancorp received 3 more outperform votes than CVB Financial when rated by MarketBeat users. Likewise, 57.30% of users gave Horizon Bancorp an outperform vote while only 51.60% of users gave CVB Financial an outperform vote.

Company	Underperform	Outperform
Horizon Bancorp	Outperform Votes 310 57.30%	Underperform Votes 231 42.70%
CVB Financial	Outperform Votes 307 51.60%	Underperform Votes 288 48.40%

Do analysts prefer HBNC or CVBF?

Horizon Bancorp currently has a consensus target price of $17.33, indicating a potential upside of 14.49%. CVB Financial has a consensus target price of $23.50, indicating a potential upside of 23.55%. Given CVB Financial's stronger consensus rating and higher probable upside, analysts plainly believe CVB Financial is more favorable than Horizon Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Horizon Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
CVB Financial	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media refer more to HBNC or CVBF?

In the previous week, Horizon Bancorp had 1 more articles in the media than CVB Financial. MarketBeat recorded 5 mentions for Horizon Bancorp and 4 mentions for CVB Financial. CVB Financial's average media sentiment score of 1.25 beat Horizon Bancorp's score of 0.91 indicating that CVB Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Horizon Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
CVB Financial	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk & volatility, HBNC or CVBF?

Horizon Bancorp has a beta of 0.85, meaning that its stock price is 15% less volatile than the S&P 500. Comparatively, CVB Financial has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500.

Is HBNC or CVBF more profitable?

CVB Financial has a net margin of 29.32% compared to Horizon Bancorp's net margin of 9.86%. CVB Financial's return on equity of 9.35% beat Horizon Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Horizon Bancorp	9.86%	8.48%	0.79%
CVB Financial	29.32%	9.35%	1.27%

Is HBNC or CVBF a better dividend stock?

Horizon Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 4.2%. CVB Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Horizon Bancorp pays out 62.7% of its earnings in the form of a dividend. CVB Financial pays out 55.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do insiders & institutionals hold more shares of HBNC or CVBF?

64.5% of Horizon Bancorp shares are held by institutional investors. Comparatively, 74.2% of CVB Financial shares are held by institutional investors. 2.8% of Horizon Bancorp shares are held by company insiders. Comparatively, 6.1% of CVB Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

CVB Financial beats Horizon Bancorp on 14 of the 20 factors compared between the two stocks.