Isabella Bank (ISBA) Competitors

Trinity Capital (NASDAQ:TRIN) and Isabella Bank (NASDAQ:ISBA) are both small-cap banking companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, media sentiment, risk, profitability, valuation and earnings.

Is TRIN or ISBA more profitable?

Trinity Capital has a net margin of 51.88% compared to Isabella Bank's net margin of 15.18%. Trinity Capital's return on equity of 15.72% beat Isabella Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Trinity Capital	51.88%	15.72%	7.08%
Isabella Bank	15.18%	7.83%	0.80%

Which has higher earnings and valuation, TRIN or ISBA?

Trinity Capital has higher revenue and earnings than Isabella Bank. Trinity Capital is trading at a lower price-to-earnings ratio than Isabella Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Trinity Capital	$237.69M	4.43	$115.60M	$2.23	6.72
Isabella Bank	$104.55M	2.49	$13.89M	$2.19	16.14

Do insiders and institutionals hold more shares of TRIN or ISBA?

24.6% of Trinity Capital shares are held by institutional investors. 5.3% of Trinity Capital shares are held by insiders. Comparatively, 9.7% of Isabella Bank shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has more risk & volatility, TRIN or ISBA?

Trinity Capital has a beta of 0.53, indicating that its stock price is 47% less volatile than the S&P 500. Comparatively, Isabella Bank has a beta of 0.12, indicating that its stock price is 88% less volatile than the S&P 500.

Is TRIN or ISBA a better dividend stock?

Trinity Capital pays an annual dividend of $2.04 per share and has a dividend yield of 13.6%. Isabella Bank pays an annual dividend of $1.12 per share and has a dividend yield of 3.2%. Trinity Capital pays out 91.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Isabella Bank pays out 51.1% of its earnings in the form of a dividend. Trinity Capital has raised its dividend for 1 consecutive years. Trinity Capital is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do analysts prefer TRIN or ISBA?

Trinity Capital presently has a consensus target price of $15.63, suggesting a potential upside of 4.31%. Isabella Bank has a consensus target price of $34.00, suggesting a potential downside of 3.82%. Given Trinity Capital's higher possible upside, equities research analysts clearly believe Trinity Capital is more favorable than Isabella Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Trinity Capital	1 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.25
Isabella Bank	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Does the media refer more to TRIN or ISBA?

In the previous week, Trinity Capital had 6 more articles in the media than Isabella Bank. MarketBeat recorded 7 mentions for Trinity Capital and 1 mentions for Isabella Bank. Isabella Bank's average media sentiment score of 0.48 beat Trinity Capital's score of 0.47 indicating that Isabella Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Trinity Capital	2 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Isabella Bank	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Summary

Trinity Capital beats Isabella Bank on 14 of the 19 factors compared between the two stocks.