Middlefield Banc (MBCN) Competitors

OppFi (NYSE:OPFI) and Middlefield Banc (NASDAQ:MBCN) are both small-cap business services companies, but which is the better stock? We will compare the two companies based on the strength of their earnings, risk, analyst recommendations, profitability, institutional ownership, dividends, community ranking, media sentiment and valuation.

Do institutionals and insiders hold more shares of OPFI or MBCN?

7.1% of OppFi shares are held by institutional investors. Comparatively, 31.7% of Middlefield Banc shares are held by institutional investors. 84.0% of OppFi shares are held by company insiders. Comparatively, 4.1% of Middlefield Banc shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Which has better valuation & earnings, OPFI or MBCN?

Middlefield Banc has lower revenue, but higher earnings than OppFi. Middlefield Banc is trading at a lower price-to-earnings ratio than OppFi, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
OppFi	$525.96M	1.63	-$1M	$0.21	47.34
Middlefield Banc	$67.89M	3.41	$15.52M	$2.01	14.26

Which has more volatility and risk, OPFI or MBCN?

OppFi has a beta of 1.61, suggesting that its stock price is 61% more volatile than the S&P 500. Comparatively, Middlefield Banc has a beta of 0.41, suggesting that its stock price is 59% less volatile than the S&P 500.

Is OPFI or MBCN more profitable?

Middlefield Banc has a net margin of 14.31% compared to OppFi's net margin of 1.40%. OppFi's return on equity of 35.04% beat Middlefield Banc's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
OppFi	1.40%	35.04%	12.09%
Middlefield Banc	14.31%	7.47%	0.85%

Do analysts prefer OPFI or MBCN?

OppFi currently has a consensus target price of $13.00, suggesting a potential upside of 30.77%. Middlefield Banc has a consensus target price of $28.50, suggesting a potential downside of 0.58%. Given OppFi's stronger consensus rating and higher probable upside, equities analysts plainly believe OppFi is more favorable than Middlefield Banc.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
OppFi	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Middlefield Banc	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community believe in OPFI or MBCN?

Middlefield Banc received 176 more outperform votes than OppFi when rated by MarketBeat users. However, 60.71% of users gave OppFi an outperform vote while only 57.96% of users gave Middlefield Banc an outperform vote.

Company	Underperform	Outperform
OppFi	Outperform Votes 17 60.71%	Underperform Votes 11 39.29%
Middlefield Banc	Outperform Votes 193 57.96%	Underperform Votes 140 42.04%

Does the media prefer OPFI or MBCN?

In the previous week, OppFi had 2 more articles in the media than Middlefield Banc. MarketBeat recorded 5 mentions for OppFi and 3 mentions for Middlefield Banc. Middlefield Banc's average media sentiment score of 1.15 beat OppFi's score of 0.81 indicating that Middlefield Banc is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
OppFi	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Middlefield Banc	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

OppFi beats Middlefield Banc on 11 of the 18 factors compared between the two stocks.