Mvb Financial (MVBF) Competitors

Mvb Financial (NASDAQ:MVBF) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, dividends, media sentiment, valuation, analyst recommendations, profitability, earnings and risk.

Do analysts recommend MVBF or BSRR?

Mvb Financial currently has a consensus price target of $25.67, indicating a potential upside of 6.77%. Sierra Bancorp has a consensus price target of $33.50, indicating a potential upside of 10.60%. Given Sierra Bancorp's higher possible upside, analysts plainly believe Sierra Bancorp is more favorable than Mvb Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mvb Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
Sierra Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Do insiders & institutionals believe in MVBF or BSRR?

52.7% of Mvb Financial shares are held by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are held by institutional investors. 11.7% of Mvb Financial shares are held by company insiders. Comparatively, 11.9% of Sierra Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is MVBF or BSRR more profitable?

Sierra Bancorp has a net margin of 20.09% compared to Mvb Financial's net margin of 7.84%. Sierra Bancorp's return on equity of 11.44% beat Mvb Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mvb Financial	7.84%	5.60%	0.53%
Sierra Bancorp	20.09%	11.44%	1.11%

Which has more volatility & risk, MVBF or BSRR?

Mvb Financial has a beta of 1.01, meaning that its share price is 1% more volatile than the S&P 500. Comparatively, Sierra Bancorp has a beta of 0.81, meaning that its share price is 19% less volatile than the S&P 500.

Which has better valuation & earnings, MVBF or BSRR?

Sierra Bancorp has lower revenue, but higher earnings than Mvb Financial. Sierra Bancorp is trading at a lower price-to-earnings ratio than Mvb Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mvb Financial	$228.76M	1.34	$20.09M	$1.30	18.49
Sierra Bancorp	$203.87M	2.02	$40.56M	$2.89	10.48

Does the media favor MVBF or BSRR?

In the previous week, Mvb Financial and Mvb Financial both had 2 articles in the media. Sierra Bancorp's average media sentiment score of 1.71 beat Mvb Financial's score of 1.67 indicating that Sierra Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Mvb Financial	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Sierra Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is MVBF or BSRR a better dividend stock?

Mvb Financial pays an annual dividend of $0.68 per share and has a dividend yield of 2.8%. Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.3%. Mvb Financial pays out 52.3% of its earnings in the form of a dividend. Sierra Bancorp pays out 34.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp has raised its dividend for 2 consecutive years. Sierra Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Sierra Bancorp beats Mvb Financial on 13 of the 18 factors compared between the two stocks.