Mvb Financial (MVBF) Competitors

Mvb Financial (NASDAQ:MVBF) and Sierra Bancorp (NASDAQ:BSRR) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, valuation, earnings, profitability, risk and media sentiment.

Does the media favor MVBF or BSRR?

In the previous week, Sierra Bancorp had 3 more articles in the media than Mvb Financial. MarketBeat recorded 5 mentions for Sierra Bancorp and 2 mentions for Mvb Financial. Mvb Financial's average media sentiment score of 0.83 beat Sierra Bancorp's score of 0.50 indicating that Mvb Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Mvb Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Sierra Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do institutionals and insiders hold more shares of MVBF or BSRR?

52.7% of Mvb Financial shares are owned by institutional investors. Comparatively, 55.4% of Sierra Bancorp shares are owned by institutional investors. 11.7% of Mvb Financial shares are owned by insiders. Comparatively, 11.9% of Sierra Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is MVBF or BSRR a better dividend stock?

Mvb Financial pays an annual dividend of $0.68 per share and has a dividend yield of 2.7%. Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.7%. Mvb Financial pays out 52.3% of its earnings in the form of a dividend. Sierra Bancorp pays out 34.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp has increased its dividend for 2 consecutive years. Sierra Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better earnings & valuation, MVBF or BSRR?

Sierra Bancorp has lower revenue, but higher earnings than Mvb Financial. Sierra Bancorp is trading at a lower price-to-earnings ratio than Mvb Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mvb Financial	$228.76M	1.42	$20.09M	$1.30	19.69
Sierra Bancorp	$203.87M	1.80	$40.56M	$2.89	9.32

Which has more volatility and risk, MVBF or BSRR?

Mvb Financial has a beta of 1.08, suggesting that its stock price is 8% more volatile than the S&P 500. Comparatively, Sierra Bancorp has a beta of 0.78, suggesting that its stock price is 22% less volatile than the S&P 500.

Do analysts rate MVBF or BSRR?

Mvb Financial currently has a consensus price target of $29.25, indicating a potential upside of 14.26%. Sierra Bancorp has a consensus price target of $33.50, indicating a potential upside of 24.33%. Given Sierra Bancorp's higher probable upside, analysts plainly believe Sierra Bancorp is more favorable than Mvb Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mvb Financial	0 Sell rating(s)	2 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.71
Sierra Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is MVBF or BSRR more profitable?

Sierra Bancorp has a net margin of 20.09% compared to Mvb Financial's net margin of 7.84%. Sierra Bancorp's return on equity of 11.44% beat Mvb Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mvb Financial	7.84%	5.60%	0.53%
Sierra Bancorp	20.09%	11.44%	1.11%

Summary

Sierra Bancorp beats Mvb Financial on 13 of the 19 factors compared between the two stocks.