Mvb Financial (MVBF) Competitors

Sierra Bancorp (NASDAQ:BSRR) and Mvb Financial (NASDAQ:MVBF) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, analyst recommendations, media sentiment, dividends, earnings, profitability, risk and institutional ownership.

Is BSRR or MVBF more profitable?

Sierra Bancorp has a net margin of 19.92% compared to Mvb Financial's net margin of 8.68%. Sierra Bancorp's return on equity of 11.38% beat Mvb Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sierra Bancorp	19.92%	11.38%	1.11%
Mvb Financial	8.68%	6.31%	0.60%

Which has more risk & volatility, BSRR or MVBF?

Sierra Bancorp has a beta of 0.75, meaning that its share price is 25% less volatile than the S&P 500. Comparatively, Mvb Financial has a beta of 0.99, meaning that its share price is 1% less volatile than the S&P 500.

Do institutionals & insiders believe in BSRR or MVBF?

55.4% of Sierra Bancorp shares are owned by institutional investors. Comparatively, 52.7% of Mvb Financial shares are owned by institutional investors. 11.9% of Sierra Bancorp shares are owned by company insiders. Comparatively, 11.7% of Mvb Financial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Is BSRR or MVBF a better dividend stock?

Sierra Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.1%. Mvb Financial pays an annual dividend of $0.68 per share and has a dividend yield of 2.9%. Sierra Bancorp pays out 35.5% of its earnings in the form of a dividend. Mvb Financial pays out 46.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp has raised its dividend for 2 consecutive years. Sierra Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher earnings and valuation, BSRR or MVBF?

Sierra Bancorp has higher earnings, but lower revenue than Mvb Financial. Sierra Bancorp is trading at a lower price-to-earnings ratio than Mvb Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sierra Bancorp	$203.87M	2.18	$40.56M	$2.82	11.41
Mvb Financial	$228.76M	1.33	$20.09M	$1.46	16.07

Does the media refer more to BSRR or MVBF?

In the previous week, Sierra Bancorp had 12 more articles in the media than Mvb Financial. MarketBeat recorded 12 mentions for Sierra Bancorp and 0 mentions for Mvb Financial. Sierra Bancorp's average media sentiment score of 0.61 beat Mvb Financial's score of 0.00 indicating that Sierra Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Sierra Bancorp	Positive
Mvb Financial	Neutral

Do analysts rate BSRR or MVBF?

Sierra Bancorp presently has a consensus price target of $33.50, suggesting a potential upside of 4.12%. Mvb Financial has a consensus price target of $24.67, suggesting a potential upside of 5.17%. Given Mvb Financial's stronger consensus rating and higher probable upside, analysts clearly believe Mvb Financial is more favorable than Sierra Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sierra Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Mvb Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

Sierra Bancorp beats Mvb Financial on 13 of the 19 factors compared between the two stocks.