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Oportun Financial (OPRT) Competitors

Oportun Financial logo
$5.51 +0.02 (+0.36%)
Closing price 10/22/2025 04:00 PM Eastern
Extended Trading
$5.51 0.00 (0.00%)
As of 10/22/2025 07:26 PM Eastern
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OPRT vs. OSBC, BHRB, MFH, FMBH, ESQ, LX, SBSI, ATLC, OPFI, and EQBK

Should you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include Old Second Bancorp (OSBC), Burke & Herbert Financial Services (BHRB), Mercurity Fintech (MFH), First Mid Bancshares (FMBH), Esquire Financial (ESQ), LexinFintech (LX), Southside Bancshares (SBSI), Atlanticus (ATLC), OppFi (OPFI), and Equity Bancshares (EQBK). These companies are all part of the "banking" industry.

Oportun Financial vs. Its Competitors

Old Second Bancorp (NASDAQ:OSBC) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, valuation, dividends, institutional ownership, profitability, analyst recommendations, earnings and risk.

67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by company insiders. Comparatively, 9.3% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Old Second Bancorp has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 1.3, meaning that its stock price is 30% more volatile than the S&P 500.

In the previous week, Old Second Bancorp had 6 more articles in the media than Oportun Financial. MarketBeat recorded 10 mentions for Old Second Bancorp and 4 mentions for Oportun Financial. Old Second Bancorp's average media sentiment score of 0.50 beat Oportun Financial's score of 0.47 indicating that Old Second Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Old Second Bancorp
1 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Oportun Financial
0 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Old Second Bancorp currently has a consensus price target of $21.38, suggesting a potential upside of 19.08%. Oportun Financial has a consensus price target of $8.67, suggesting a potential upside of 57.29%. Given Oportun Financial's higher probable upside, analysts plainly believe Oportun Financial is more favorable than Old Second Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Old Second Bancorp
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
3.00
Oportun Financial
2 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.00

Old Second Bancorp has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Old Second Bancorp$341.72M2.77$85.26M$1.839.81
Oportun Financial$1.00B0.24-$78.68M-$0.20-27.55

Old Second Bancorp has a net margin of 24.38% compared to Oportun Financial's net margin of -0.47%. Oportun Financial's return on equity of 13.15% beat Old Second Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Old Second Bancorp24.38% 12.53% 1.51%
Oportun Financial -0.47%13.15%1.45%

Summary

Old Second Bancorp beats Oportun Financial on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPRT vs. The Competition

MetricOportun FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$241.61M$8.05B$12.60B$10.67B
Dividend YieldN/A4.91%5.57%4.86%
P/E Ratio-27.5515.1121.1827.12
Price / Sales0.245.8930.15126.25
Price / Cash2.8228.9522.3761.42
Price / Book0.562.632.236.43
Net Income-$78.68M$310.95M$1.02B$276.63M
7 Day Performance5.15%-3.61%-0.70%-2.60%
1 Month Performance-18.13%-1.66%-1.35%0.31%
1 Year Performance108.71%17.28%535.56%30.63%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
3.9264 of 5 stars
$5.51
+0.4%
$8.67
+57.3%
+109.5%$241.61M$1.00B-27.552,429
OSBC
Old Second Bancorp
3.6171 of 5 stars
$17.75
+4.0%
$21.38
+20.4%
+8.4%$898.74M$341.72M9.70890News Coverage
Earnings Report
Dividend Announcement
Short Interest ↑
BHRB
Burke & Herbert Financial Services
2.7891 of 5 stars
$60.18
+2.4%
$71.50
+18.8%
-0.6%$882.57M$402.33M8.73850Upcoming Earnings
Analyst Downgrade
MFH
Mercurity Fintech
1.5001 of 5 stars
$11.90
-6.3%
N/A+550.7%$877.28M$1.01M0.0010Gap Down
FMBH
First Mid Bancshares
3.0694 of 5 stars
$36.42
+2.4%
$43.33
+19.0%
-5.2%$853.35M$453.67M10.351,198
ESQ
Esquire Financial
1.6933 of 5 stars
$102.50
+2.6%
$100.50
-2.0%
+60.7%$852.83M$138.27M18.91110Upcoming Earnings
LX
LexinFintech
3.9573 of 5 stars
$5.23
+4.4%
$13.60
+160.0%
+66.7%$843M$1.95B4.124,667News Coverage
Positive News
SBSI
Southside Bancshares
1.7238 of 5 stars
$27.80
+2.4%
N/AN/A$816.98M$456.07M9.86810
ATLC
Atlanticus
3.6753 of 5 stars
$54.97
+2.3%
$76.60
+39.3%
+58.1%$812.54M$1.31B9.66330News Coverage
OPFI
OppFi
3.111 of 5 stars
$9.81
+5.4%
$13.63
+39.0%
+75.0%$811.95M$525.96M-7.48570Upcoming Earnings
EQBK
Equity Bancshares
4.1835 of 5 stars
$40.80
+2.1%
$50.40
+23.5%
-5.9%$784.13M$192.21M10.25700Analyst Revision

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This page (NASDAQ:OPRT) was last updated on 10/23/2025 by MarketBeat.com Staff
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