Oportun Financial (OPRT) Competitors $5.51 +0.02 (+0.36%) Closing price 10/22/2025 04:00 PM EasternExtended Trading$5.51 0.00 (0.00%) As of 10/22/2025 07:26 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock OPRT vs. OSBC, BHRB, MFH, FMBH, ESQ, LX, SBSI, ATLC, OPFI, and EQBKShould you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include Old Second Bancorp (OSBC), Burke & Herbert Financial Services (BHRB), Mercurity Fintech (MFH), First Mid Bancshares (FMBH), Esquire Financial (ESQ), LexinFintech (LX), Southside Bancshares (SBSI), Atlanticus (ATLC), OppFi (OPFI), and Equity Bancshares (EQBK). These companies are all part of the "banking" industry. Oportun Financial vs. Its Competitors Old Second Bancorp Burke & Herbert Financial Services Mercurity Fintech First Mid Bancshares Esquire Financial LexinFintech Southside Bancshares Atlanticus OppFi Equity Bancshares Old Second Bancorp (NASDAQ:OSBC) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their media sentiment, valuation, dividends, institutional ownership, profitability, analyst recommendations, earnings and risk. Do institutionals & insiders hold more shares of OSBC or OPRT? 67.8% of Old Second Bancorp shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 3.8% of Old Second Bancorp shares are held by company insiders. Comparatively, 9.3% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Which has more risk and volatility, OSBC or OPRT? Old Second Bancorp has a beta of 0.8, meaning that its stock price is 20% less volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 1.3, meaning that its stock price is 30% more volatile than the S&P 500. Does the media refer more to OSBC or OPRT? In the previous week, Old Second Bancorp had 6 more articles in the media than Oportun Financial. MarketBeat recorded 10 mentions for Old Second Bancorp and 4 mentions for Oportun Financial. Old Second Bancorp's average media sentiment score of 0.50 beat Oportun Financial's score of 0.47 indicating that Old Second Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Old Second Bancorp 1 Very Positive mention(s) 2 Positive mention(s) 4 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Oportun Financial 0 Very Positive mention(s) 1 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Do analysts rate OSBC or OPRT? Old Second Bancorp currently has a consensus price target of $21.38, suggesting a potential upside of 19.08%. Oportun Financial has a consensus price target of $8.67, suggesting a potential upside of 57.29%. Given Oportun Financial's higher probable upside, analysts plainly believe Oportun Financial is more favorable than Old Second Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Old Second Bancorp 0 Sell rating(s) 1 Hold rating(s) 4 Buy rating(s) 1 Strong Buy rating(s) 3.00Oportun Financial 2 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.00 Which has preferable valuation & earnings, OSBC or OPRT? Old Second Bancorp has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioOld Second Bancorp$341.72M2.77$85.26M$1.839.81Oportun Financial$1.00B0.24-$78.68M-$0.20-27.55 Is OSBC or OPRT more profitable? Old Second Bancorp has a net margin of 24.38% compared to Oportun Financial's net margin of -0.47%. Oportun Financial's return on equity of 13.15% beat Old Second Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Old Second Bancorp24.38% 12.53% 1.51% Oportun Financial -0.47%13.15%1.45% SummaryOld Second Bancorp beats Oportun Financial on 11 of the 17 factors compared between the two stocks. Get Oportun Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for OPRT and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPRT vs. The Competition Export to ExcelMetricOportun FinancialFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$241.61M$8.05B$12.60B$10.67BDividend YieldN/A4.91%5.57%4.86%P/E Ratio-27.5515.1121.1827.12Price / Sales0.245.8930.15126.25Price / Cash2.8228.9522.3761.42Price / Book0.562.632.236.43Net Income-$78.68M$310.95M$1.02B$276.63M7 Day Performance5.15%-3.61%-0.70%-2.60%1 Month Performance-18.13%-1.66%-1.35%0.31%1 Year Performance108.71%17.28%535.56%30.63% Oportun Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPRTOportun Financial3.9264 of 5 stars$5.51+0.4%$8.67+57.3%+109.5%$241.61M$1.00B-27.552,429OSBCOld Second Bancorp3.6171 of 5 stars$17.75+4.0%$21.38+20.4%+8.4%$898.74M$341.72M9.70890News CoverageEarnings ReportDividend AnnouncementShort Interest ↑BHRBBurke & Herbert Financial Services2.7891 of 5 stars$60.18+2.4%$71.50+18.8%-0.6%$882.57M$402.33M8.73850Upcoming EarningsAnalyst DowngradeMFHMercurity Fintech1.5001 of 5 stars$11.90-6.3%N/A+550.7%$877.28M$1.01M0.0010Gap DownFMBHFirst Mid Bancshares3.0694 of 5 stars$36.42+2.4%$43.33+19.0%-5.2%$853.35M$453.67M10.351,198ESQEsquire Financial1.6933 of 5 stars$102.50+2.6%$100.50-2.0%+60.7%$852.83M$138.27M18.91110Upcoming EarningsLXLexinFintech3.9573 of 5 stars$5.23+4.4%$13.60+160.0%+66.7%$843M$1.95B4.124,667News CoveragePositive NewsSBSISouthside Bancshares1.7238 of 5 stars$27.80+2.4%N/AN/A$816.98M$456.07M9.86810ATLCAtlanticus3.6753 of 5 stars$54.97+2.3%$76.60+39.3%+58.1%$812.54M$1.31B9.66330News CoverageOPFIOppFi3.111 of 5 stars$9.81+5.4%$13.63+39.0%+75.0%$811.95M$525.96M-7.48570Upcoming EarningsEQBKEquity Bancshares4.1835 of 5 stars$40.80+2.1%$50.40+23.5%-5.9%$784.13M$192.21M10.25700Analyst Revision Related Companies and Tools Related Companies Old Second Bancorp Competitors Burke & Herbert Financial Services Competitors Mercurity Fintech Competitors First Mid Bancshares Competitors Esquire Financial Competitors LexinFintech Competitors Southside Bancshares Competitors Atlanticus Competitors OppFi Competitors Equity Bancshares Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPRT) was last updated on 10/23/2025 by MarketBeat.com Staff From Our PartnersRobinhood warningA strange chasm is coming to Wall Street... 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