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Oportun Financial (OPRT) Competitors

Oportun Financial logo
$5.81 -0.32 (-5.22%)
Closing price 08/1/2025 04:00 PM Eastern
Extended Trading
$5.82 +0.01 (+0.09%)
As of 08/1/2025 07:14 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

OPRT vs. LX, DEFT, TRIN, OPFI, FMBH, CNOB, SBSI, BHRB, AMAL, and BTBT

Should you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include LexinFintech (LX), DeFi Technologies (DEFT), Trinity Capital (TRIN), OppFi (OPFI), First Mid Bancshares (FMBH), ConnectOne Bancorp (CNOB), Southside Bancshares (SBSI), Burke & Herbert Financial Services (BHRB), Amalgamated Financial (AMAL), and Bit Digital (BTBT). These companies are all part of the "banking" industry.

Oportun Financial vs. Its Competitors

Oportun Financial (NASDAQ:OPRT) and LexinFintech (NASDAQ:LX) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their media sentiment, dividends, analyst recommendations, earnings, profitability, valuation, institutional ownership and risk.

Oportun Financial presently has a consensus price target of $9.33, indicating a potential upside of 60.64%. LexinFintech has a consensus price target of $13.60, indicating a potential upside of 116.22%. Given LexinFintech's stronger consensus rating and higher probable upside, analysts plainly believe LexinFintech is more favorable than Oportun Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67
LexinFintech
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

LexinFintech has higher revenue and earnings than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$1.00B0.25-$78.68M-$1.12-5.19
LexinFintech$1.95B0.54$150.76M$1.065.93

In the previous week, LexinFintech had 1 more articles in the media than Oportun Financial. MarketBeat recorded 3 mentions for LexinFintech and 2 mentions for Oportun Financial. LexinFintech's average media sentiment score of 0.61 beat Oportun Financial's score of 0.34 indicating that LexinFintech is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
LexinFintech
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

LexinFintech has a net margin of 9.44% compared to Oportun Financial's net margin of -4.31%. LexinFintech's return on equity of 12.52% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial-4.31% 10.12% 1.10%
LexinFintech 9.44%12.52%5.88%

Oportun Financial has a beta of 1.23, indicating that its share price is 23% more volatile than the S&P 500. Comparatively, LexinFintech has a beta of 0.48, indicating that its share price is 52% less volatile than the S&P 500.

82.7% of Oportun Financial shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by company insiders. Comparatively, 27.8% of LexinFintech shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

LexinFintech beats Oportun Financial on 13 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPRT vs. The Competition

MetricOportun FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$254.88M$7.40B$11.95B$9.35B
Dividend YieldN/A4.96%5.67%4.13%
P/E Ratio-5.1918.9519.7723.78
Price / Sales0.255.8626.6594.40
Price / Cash2.9820.1021.0756.59
Price / Book0.592.532.095.54
Net Income-$78.68M$311.63M$1.00B$259.97M
7 Day Performance-8.65%-6.55%-2.49%-4.67%
1 Month Performance-18.00%5.50%-1.37%3.29%
1 Year Performance102.44%30.09%540.86%17.92%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
4.0093 of 5 stars
$5.81
-5.2%
$9.33
+60.6%
+102.4%$254.88M$1.00B-5.192,429Upcoming Earnings
LX
LexinFintech
3.6897 of 5 stars
$6.35
-8.8%
$13.60
+114.2%
+274.4%$1.07B$14.07B5.994,667Upcoming Earnings
Buyback Announcement
High Trading Volume
DEFT
DeFi Technologies
N/A$2.94
+1.7%
$6.25
+112.6%
N/A$993.16M$40.30M10.1420Gap Down
TRIN
Trinity Capital
2.3524 of 5 stars
$14.83
-1.6%
$15.38
+3.7%
+5.7%$958.77M$190.27M6.7740Upcoming Earnings
OPFI
OppFi
3.4012 of 5 stars
$10.93
-3.0%
$13.63
+24.7%
+196.6%$948.83M$525.96M-29.54570Positive News
Upcoming Earnings
Gap Down
FMBH
First Mid Bancshares
3.2566 of 5 stars
$39.37
+1.5%
$43.33
+10.1%
-0.7%$944.45M$330.72M11.181,198Positive News
CNOB
ConnectOne Bancorp
4.8783 of 5 stars
$24.52
+1.1%
$30.25
+23.4%
+1.6%$943.28M$534.62M13.25520Positive News
Earnings Report
Dividend Announcement
Analyst Upgrade
SBSI
Southside Bancshares
N/A$30.66
+1.9%
N/AN/A$926.24M$456.07M10.87810News Coverage
Earnings Report
BHRB
Burke & Herbert Financial Services
3.9157 of 5 stars
$61.58
-2.0%
$71.67
+16.4%
-7.6%$924.32M$402.33M8.94850Analyst Revision
AMAL
Amalgamated Financial
3.6758 of 5 stars
$29.85
-0.7%
$38.50
+29.0%
-1.6%$913.11M$434.51M8.94380
BTBT
Bit Digital
3.1158 of 5 stars
$3.00
-4.8%
$6.33
+111.1%
-8.7%$892.74M$108.05M-6.3810Options Volume
Gap Down

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This page (NASDAQ:OPRT) was last updated on 8/3/2025 by MarketBeat.com Staff
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