Oportun Financial (OPRT) Competitors

Trinity Capital (NASDAQ:TRIN) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, institutional ownership, valuation, media sentiment, dividends, analyst recommendations, profitability, earnings and community ranking.

Do insiders & institutionals believe in TRIN or OPRT?

24.6% of Trinity Capital shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 5.3% of Trinity Capital shares are held by company insiders. Comparatively, 9.3% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Which has more risk & volatility, TRIN or OPRT?

Trinity Capital has a beta of 0.55, suggesting that its stock price is 45% less volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 1.25, suggesting that its stock price is 25% more volatile than the S&P 500.

Does the media prefer TRIN or OPRT?

In the previous week, Trinity Capital had 1 more articles in the media than Oportun Financial. MarketBeat recorded 8 mentions for Trinity Capital and 7 mentions for Oportun Financial. Trinity Capital's average media sentiment score of 1.19 beat Oportun Financial's score of 0.60 indicating that Trinity Capital is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Trinity Capital	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Oportun Financial	1 Very Positive mention(s)	0 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do analysts rate TRIN or OPRT?

Trinity Capital presently has a consensus target price of $15.13, indicating a potential upside of 3.81%. Oportun Financial has a consensus target price of $7.50, indicating a potential upside of 1.35%. Given Trinity Capital's higher probable upside, equities analysts plainly believe Trinity Capital is more favorable than Oportun Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Trinity Capital	1 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.50
Oportun Financial	0 Sell rating(s)	3 Hold rating(s)	1 Buy rating(s)	1 Strong Buy rating(s)	2.60

Which has stronger valuation and earnings, TRIN or OPRT?

Trinity Capital has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Trinity Capital, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Trinity Capital	$190.27M	4.95	$76.89M	$2.19	6.65
Oportun Financial	$321.87M	1.01	-$78.70M	-$1.12	-6.61

Is TRIN or OPRT more profitable?

Trinity Capital has a net margin of 40.73% compared to Oportun Financial's net margin of -7.86%. Trinity Capital's return on equity of 15.90% beat Oportun Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Trinity Capital	40.73%	15.90%	7.14%
Oportun Financial	-7.86%	5.49%	0.60%

Does the MarketBeat Community prefer TRIN or OPRT?

Oportun Financial received 21 more outperform votes than Trinity Capital when rated by MarketBeat users. Likewise, 57.89% of users gave Oportun Financial an outperform vote while only 53.85% of users gave Trinity Capital an outperform vote.

Company	Underperform	Outperform
Trinity Capital	Outperform Votes 56 53.85%	Underperform Votes 48 46.15%
Oportun Financial	Outperform Votes 77 57.89%	Underperform Votes 56 42.11%

Summary

Trinity Capital beats Oportun Financial on 10 of the 17 factors compared between the two stocks.