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Oportun Financial (OPRT) Competitors

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$6.82 +0.13 (+1.99%)
As of 10:27 AM Eastern
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OPRT vs. TRIN, FSUN, ATLC, LX, OSBC, FMBH, LDI, BHRB, SBSI, and OPFI

Should you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include Trinity Capital (TRIN), FirstSun Capital Bancorp (FSUN), Atlanticus (ATLC), LexinFintech (LX), Old Second Bancorp (OSBC), First Mid Bancshares (FMBH), loanDepot (LDI), Burke & Herbert Financial Services (BHRB), Southside Bancshares (SBSI), and OppFi (OPFI). These companies are all part of the "banking" industry.

Oportun Financial vs. Its Competitors

Trinity Capital (NASDAQ:TRIN) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, institutional ownership, media sentiment, dividends, earnings, valuation and risk.

Trinity Capital has higher earnings, but lower revenue than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Trinity Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Trinity Capital$237.69M4.78$115.60M$2.237.24
Oportun Financial$1.00B0.30-$78.68M-$0.20-34.12

Trinity Capital has a net margin of 51.88% compared to Oportun Financial's net margin of -0.47%. Trinity Capital's return on equity of 15.72% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Trinity Capital51.88% 15.72% 7.08%
Oportun Financial -0.47%13.15%1.45%

Trinity Capital has a beta of 0.54, meaning that its stock price is 46% less volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 1.33, meaning that its stock price is 33% more volatile than the S&P 500.

In the previous week, Trinity Capital had 10 more articles in the media than Oportun Financial. MarketBeat recorded 17 mentions for Trinity Capital and 7 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 1.14 beat Trinity Capital's score of 0.73 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Trinity Capital
5 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive
Oportun Financial
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

24.6% of Trinity Capital shares are owned by institutional investors. Comparatively, 82.7% of Oportun Financial shares are owned by institutional investors. 6.4% of Trinity Capital shares are owned by company insiders. Comparatively, 9.3% of Oportun Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Trinity Capital currently has a consensus price target of $15.75, indicating a potential downside of 2.51%. Oportun Financial has a consensus price target of $9.33, indicating a potential upside of 36.79%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts clearly believe Oportun Financial is more favorable than Trinity Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Trinity Capital
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67

Summary

Trinity Capital and Oportun Financial tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPRT vs. The Competition

MetricOportun FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$299.97M$8.12B$12.68B$10.29B
Dividend YieldN/A4.71%5.42%4.63%
P/E Ratio-34.0817.37245.2726.62
Price / Sales0.306.8930.96124.40
Price / Cash3.4326.9122.2460.46
Price / Book0.693.062.326.30
Net Income-$78.68M$313.53M$1.01B$270.83M
7 Day Performance5.95%2.66%0.70%2.35%
1 Month Performance12.78%8.33%3.33%6.69%
1 Year Performance148.11%32.69%542.00%27.20%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
4.4646 of 5 stars
$6.82
+2.0%
$9.33
+36.8%
+149.6%$299.97M$1.00B-34.082,429Positive News
TRIN
Trinity Capital
2.4863 of 5 stars
$16.24
+0.1%
$15.75
-3.0%
+14.9%$1.14B$237.69M7.2840News Coverage
FSUN
FirstSun Capital Bancorp
2.8594 of 5 stars
$38.60
+0.5%
$46.00
+19.2%
-12.7%$1.07B$549.33M11.101,142Positive News
ATLC
Atlanticus
2.7872 of 5 stars
$68.09
+0.4%
$63.20
-7.2%
+130.1%$1.03B$1.31B11.97330Trending News
Analyst Forecast
Analyst Revision
LX
LexinFintech
3.9192 of 5 stars
$6.13
+0.7%
$13.60
+121.9%
+238.1%$1.02B$1.95B4.804,667Positive News
OSBC
Old Second Bancorp
3.9012 of 5 stars
$18.52
+0.5%
$20.70
+11.8%
+6.6%$970.35M$341.72M10.12890Positive News
FMBH
First Mid Bancshares
3.7033 of 5 stars
$40.59
+1.2%
$43.33
+6.8%
-2.1%$962.77M$453.67M11.531,198Positive News
Short Interest ↓
LDI
loanDepot
0.9543 of 5 stars
$3.83
+32.7%
$2.30
-40.0%
+52.4%$956.38M$1.06B0.004,900Insider Trade
Gap Down
High Trading Volume
BHRB
Burke & Herbert Financial Services
3.2882 of 5 stars
$62.91
+0.0%
$71.67
+13.9%
-5.8%$944.91M$402.33M8.36850Positive News
SBSI
Southside Bancshares
1.1779 of 5 stars
$30.78
-0.7%
N/AN/A$932.18M$456.07M10.95810News Coverage
OPFI
OppFi
2.9989 of 5 stars
$10.46
0.0%
$13.63
+30.3%
+165.3%$913.22M$525.96M-7.98570

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This page (NASDAQ:OPRT) was last updated on 9/17/2025 by MarketBeat.com Staff
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