Oportun Financial (OPRT) Competitors $5.41 -0.33 (-5.75%) Closing price 04:00 PM EasternExtended Trading$5.42 +0.00 (+0.09%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock OPRT vs. LDI, OPFI, BETR, OSBC, BHRB, FMBH, LX, BKKT, ESQ, and ATLCShould you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include loanDepot (LDI), OppFi (OPFI), Better Home & Finance (BETR), Old Second Bancorp (OSBC), Burke & Herbert Financial Services (BHRB), First Mid Bancshares (FMBH), LexinFintech (LX), Bakkt (BKKT), Esquire Financial (ESQ), and Atlanticus (ATLC). These companies are all part of the "banking" industry. Oportun Financial vs. Its Competitors loanDepot OppFi Better Home & Finance Old Second Bancorp Burke & Herbert Financial Services First Mid Bancshares LexinFintech Bakkt Esquire Financial Atlanticus loanDepot (NYSE:LDI) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, institutional ownership, media sentiment, risk, dividends, analyst recommendations, profitability and earnings. Which has more volatility & risk, LDI or OPRT? loanDepot has a beta of 3.45, meaning that its stock price is 245% more volatile than the S&P 500. Comparatively, Oportun Financial has a beta of 1.3, meaning that its stock price is 30% more volatile than the S&P 500. Does the media refer more to LDI or OPRT? In the previous week, Oportun Financial had 2 more articles in the media than loanDepot. MarketBeat recorded 3 mentions for Oportun Financial and 1 mentions for loanDepot. Oportun Financial's average media sentiment score of 1.27 beat loanDepot's score of -0.14 indicating that Oportun Financial is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment loanDepot 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Oportun Financial 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals and insiders hold more shares of LDI or OPRT? 39.4% of loanDepot shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 78.1% of loanDepot shares are held by company insiders. Comparatively, 9.3% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term. Is LDI or OPRT more profitable? Oportun Financial has a net margin of -0.47% compared to loanDepot's net margin of -5.95%. Oportun Financial's return on equity of 13.15% beat loanDepot's return on equity.Company Net Margins Return on Equity Return on Assets loanDepot-5.95% -19.41% -1.53% Oportun Financial -0.47%13.15%1.45% Do analysts prefer LDI or OPRT? loanDepot presently has a consensus target price of $2.30, suggesting a potential downside of 20.83%. Oportun Financial has a consensus target price of $8.67, suggesting a potential upside of 60.20%. Given Oportun Financial's stronger consensus rating and higher possible upside, analysts plainly believe Oportun Financial is more favorable than loanDepot.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score loanDepot 2 Sell rating(s) 2 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 1.50Oportun Financial 2 Sell rating(s) 2 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.00 Which has better earnings & valuation, LDI or OPRT? Oportun Financial has lower revenue, but higher earnings than loanDepot. Oportun Financial is trading at a lower price-to-earnings ratio than loanDepot, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioloanDepot$871.73M1.10-$98.33M-$0.33-8.80Oportun Financial$366.38M0.65-$78.68M-$0.20-27.05 SummaryOportun Financial beats loanDepot on 11 of the 16 factors compared between the two stocks. Get Oportun Financial News Delivered to You Automatically Sign up to receive the latest news and ratings for OPRT and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart OPRT vs. The Competition Export to ExcelMetricOportun FinancialFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$238.09M$8.08B$12.73B$10.53BDividend YieldN/A4.80%5.51%4.67%P/E Ratio-27.0516.6030.2026.92Price / Sales0.656.8530.44184.15Price / Cash2.9827.9119.7231.10Price / Book0.552.902.306.71Net Income-$78.68M$313.50M$1.02B$276.35M7 Day Performance-12.32%3.33%0.17%3.10%1 Month Performance-17.66%11.50%0.55%10.19%1 Year Performance99.63%27.81%541.18%40.37% Oportun Financial Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)OPRTOportun Financial4.0765 of 5 stars$5.41-5.7%$8.67+60.2%+101.4%$238.09M$366.38M-27.052,429News CoveragePositive NewsAnalyst ForecastGap DownLDIloanDepot0.9032 of 5 stars$2.93-2.3%$2.30-21.5%+21.1%$992.78M$1.06B-8.884,900Short Interest ↑OPFIOppFi3.2565 of 5 stars$10.50-3.1%$13.63+29.8%+134.9%$946.40M$525.96M-8.02570BETRBetter Home & Finance0.8831 of 5 stars$57.81-4.0%N/A+259.7%$924.11M$108.49M0.001,250News CoverageAnalyst UpgradeOSBCOld Second Bancorp3.7976 of 5 stars$17.53+1.6%$21.38+21.9%+16.2%$908.75M$341.72M9.58890Positive NewsAnalyst DowngradeBHRBBurke & Herbert Financial Services3.6174 of 5 stars$61.56+2.2%$71.67+16.4%+5.1%$905.25M$402.33M8.01850Positive NewsFMBHFirst Mid Bancshares3.8326 of 5 stars$37.62+0.4%$43.33+15.2%+0.7%$899.42M$453.67M10.691,198Positive NewsLXLexinFintech3.7566 of 5 stars$5.31+1.3%$13.60+156.1%+45.9%$881.70M$1.95B4.184,667Positive NewsBKKTBakkt0.8526 of 5 stars$40.99+1.5%$13.00-68.3%+315.7%$870.21M$3.49B-9.25760Gap UpESQEsquire Financial2.4322 of 5 stars$104.67+3.7%$100.50-4.0%+70.9%$861.46M$138.27M19.31110Positive NewsATLCAtlanticus3.9784 of 5 stars$54.14-4.6%$76.60+41.5%+55.0%$858.07M$1.31B9.51330 Related Companies and Tools Related Companies loanDepot Competitors OppFi Competitors Better Home & Finance Competitors Old Second Bancorp Competitors Burke & Herbert Financial Services Competitors First Mid Bancshares Competitors LexinFintech Competitors Bakkt Competitors Esquire Financial Competitors Atlanticus Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:OPRT) was last updated on 10/7/2025 by MarketBeat.com Staff From Our PartnersMagnificent 7 being replaced by the “Hidden 7”?BULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredAn $8 trillion-dollar discovery 17,000 ft underwater A strange rock pulled from the ocean floor may hold the key to a $16 trillion resource boom. 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