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Oportun Financial (OPRT) Competitors

Oportun Financial logo
$6.65 +0.33 (+5.22%)
Closing price 09/12/2025 04:00 PM Eastern
Extended Trading
$6.64 -0.01 (-0.08%)
As of 09/12/2025 06:40 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

OPRT vs. TRIN, LX, FSUN, ATLC, OSBC, FMBH, BHRB, SBSI, NBN, and AMTB

Should you be buying Oportun Financial stock or one of its competitors? The main competitors of Oportun Financial include Trinity Capital (TRIN), LexinFintech (LX), FirstSun Capital Bancorp (FSUN), Atlanticus (ATLC), Old Second Bancorp (OSBC), First Mid Bancshares (FMBH), Burke & Herbert Financial Services (BHRB), Southside Bancshares (SBSI), Northeast Bancorp (NBN), and Amerant Bancorp (AMTB). These companies are all part of the "banking" industry.

Oportun Financial vs. Its Competitors

Oportun Financial (NASDAQ:OPRT) and Trinity Capital (NASDAQ:TRIN) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, media sentiment, dividends, profitability, analyst recommendations, valuation, institutional ownership and earnings.

In the previous week, Trinity Capital had 7 more articles in the media than Oportun Financial. MarketBeat recorded 13 mentions for Trinity Capital and 6 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 1.32 beat Trinity Capital's score of 0.71 indicating that Oportun Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Oportun Financial
4 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Trinity Capital
3 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
1 Negative mention(s)
1 Very Negative mention(s)
Positive

Trinity Capital has lower revenue, but higher earnings than Oportun Financial. Oportun Financial is trading at a lower price-to-earnings ratio than Trinity Capital, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Oportun Financial$1.00B0.29-$78.68M-$0.20-33.25
Trinity Capital$237.69M4.77$115.60M$2.237.22

82.7% of Oportun Financial shares are owned by institutional investors. Comparatively, 24.6% of Trinity Capital shares are owned by institutional investors. 9.3% of Oportun Financial shares are owned by insiders. Comparatively, 6.4% of Trinity Capital shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Oportun Financial presently has a consensus price target of $9.33, indicating a potential upside of 40.35%. Trinity Capital has a consensus price target of $15.75, indicating a potential downside of 2.23%. Given Oportun Financial's stronger consensus rating and higher probable upside, research analysts plainly believe Oportun Financial is more favorable than Trinity Capital.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Oportun Financial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67
Trinity Capital
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25

Oportun Financial has a beta of 1.33, meaning that its stock price is 33% more volatile than the S&P 500. Comparatively, Trinity Capital has a beta of 0.54, meaning that its stock price is 46% less volatile than the S&P 500.

Trinity Capital has a net margin of 51.88% compared to Oportun Financial's net margin of -0.47%. Trinity Capital's return on equity of 15.72% beat Oportun Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Oportun Financial-0.47% 13.15% 1.45%
Trinity Capital 51.88%15.72%7.08%

Summary

Oportun Financial and Trinity Capital tied by winning 8 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OPRT and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OPRT vs. The Competition

MetricOportun FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$292.67M$7.95B$12.64B$10.18B
Dividend YieldN/A4.66%5.41%4.60%
P/E Ratio-33.2517.25246.0026.02
Price / Sales0.296.7730.8191.11
Price / Cash3.4127.0119.2529.91
Price / Book0.683.032.316.25
Net Income-$78.68M$313.53M$1.01B$270.76M
7 Day Performance-0.30%6.07%0.75%2.54%
1 Month Performance9.92%7.62%3.27%5.73%
1 Year Performance152.85%32.99%543.65%25.85%

Oportun Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OPRT
Oportun Financial
4.5506 of 5 stars
$6.65
+5.2%
$9.33
+40.4%
+152.9%$292.67M$1.00B-33.252,429Positive News
TRIN
Trinity Capital
2.4737 of 5 stars
$16.20
+0.4%
$15.75
-2.8%
+15.2%$1.14B$237.69M7.2640
LX
LexinFintech
3.936 of 5 stars
$6.32
+1.1%
$13.60
+115.2%
+230.1%$1.06B$1.95B4.984,667Positive News
FSUN
FirstSun Capital Bancorp
2.3594 of 5 stars
$38.01
0.0%
$46.00
+21.0%
-11.3%$1.06B$549.33M10.991,142
ATLC
Atlanticus
2.6771 of 5 stars
$66.70
-0.2%
$63.20
-5.2%
+129.8%$1.01B$1.31B11.72330News Coverage
Analyst Forecast
OSBC
Old Second Bancorp
3.5952 of 5 stars
$18.46
-0.4%
$20.70
+12.1%
+10.4%$971.93M$341.72M10.09890Positive News
FMBH
First Mid Bancshares
3.6487 of 5 stars
$40.44
-0.2%
$43.33
+7.2%
+0.2%$970.45M$453.67M11.081,198Positive News
Short Interest ↓
BHRB
Burke & Herbert Financial Services
3.259 of 5 stars
$63.56
0.0%
$71.67
+12.8%
-5.2%$954.83M$402.33M8.45850Positive News
SBSI
Southside Bancshares
1.192 of 5 stars
$31.26
-0.3%
N/AN/A$939.70M$456.07M11.04810
NBN
Northeast Bancorp
2.8218 of 5 stars
$110.56
-0.1%
$97.50
-11.8%
+58.8%$907.29M$351M10.97180Positive News
AMTB
Amerant Bancorp
2.8699 of 5 stars
$21.54
+0.2%
$24.25
+12.6%
-2.5%$899.32M$330.31M-37.79680Positive News

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This page (NASDAQ:OPRT) was last updated on 9/15/2025 by MarketBeat.com Staff
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