Preferred Bank (PFBC) Competitors

F.N.B. (NYSE:FNB) and Preferred Bank (NASDAQ:PFBC) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, media sentiment, analyst recommendations, community ranking, earnings, valuation and risk.

Do institutionals & insiders have more ownership in FNB or PFBC?

79.3% of F.N.B. shares are owned by institutional investors. Comparatively, 72.8% of Preferred Bank shares are owned by institutional investors. 1.4% of F.N.B. shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Is FNB or PFBC more profitable?

Preferred Bank has a net margin of 25.00% compared to F.N.B.'s net margin of 18.12%. Preferred Bank's return on equity of 17.80% beat F.N.B.'s return on equity.

Company	Net Margins	Return on Equity	Return on Assets
F.N.B.	18.12%	8.30%	1.08%
Preferred Bank	25.00%	17.80%	1.91%

Is FNB or PFBC a better dividend stock?

F.N.B. pays an annual dividend of $0.48 per share and has a dividend yield of 3.5%. Preferred Bank pays an annual dividend of $3.00 per share and has a dividend yield of 3.6%. F.N.B. pays out 38.1% of its earnings in the form of a dividend. Preferred Bank pays out 31.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Preferred Bank has raised its dividend for 5 consecutive years. Preferred Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better earnings and valuation, FNB or PFBC?

F.N.B. has higher revenue and earnings than Preferred Bank. Preferred Bank is trading at a lower price-to-earnings ratio than F.N.B., indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
F.N.B.	$1.60B	3.11	$465.33M	$1.26	10.97
Preferred Bank	$279.05M	4.30	$130.66M	$9.42	8.84

Which has more volatility & risk, FNB or PFBC?

F.N.B. has a beta of 0.88, suggesting that its share price is 12% less volatile than the S&P 500. Comparatively, Preferred Bank has a beta of 0.69, suggesting that its share price is 31% less volatile than the S&P 500.

Do analysts prefer FNB or PFBC?

F.N.B. currently has a consensus target price of $17.57, indicating a potential upside of 27.18%. Preferred Bank has a consensus target price of $92.33, indicating a potential upside of 10.92%. Given F.N.B.'s stronger consensus rating and higher possible upside, equities analysts plainly believe F.N.B. is more favorable than Preferred Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
F.N.B.	0 Sell rating(s)	0 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	3.14
Preferred Bank	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Does the media refer more to FNB or PFBC?

In the previous week, F.N.B. had 5 more articles in the media than Preferred Bank. MarketBeat recorded 10 mentions for F.N.B. and 5 mentions for Preferred Bank. Preferred Bank's average media sentiment score of 1.32 beat F.N.B.'s score of 1.16 indicating that Preferred Bank is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
F.N.B.	6 Very Positive mention(s)	2 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Preferred Bank	5 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community believe in FNB or PFBC?

F.N.B. received 107 more outperform votes than Preferred Bank when rated by MarketBeat users. However, 66.13% of users gave Preferred Bank an outperform vote while only 62.97% of users gave F.N.B. an outperform vote.

Company	Underperform	Outperform
F.N.B.	Outperform Votes 437 62.97%	Underperform Votes 257 37.03%
Preferred Bank	Outperform Votes 330 66.13%	Underperform Votes 169 33.87%

Summary

F.N.B. beats Preferred Bank on 12 of the 22 factors compared between the two stocks.