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SmartFinancial (SMBK) Competitors

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$32.85 -0.59 (-1.75%)
Closing price 08/7/2025 03:59 PM Eastern
Extended Trading
$32.90 +0.05 (+0.14%)
As of 08/7/2025 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

SMBK vs. ABCB, BANR, BUSE, FFBC, FMBH, MBWM, OBK, OCFC, PGC, and TOWN

Should you be buying SmartFinancial stock or one of its competitors? The main competitors of SmartFinancial include Ameris Bancorp (ABCB), Banner (BANR), First Busey (BUSE), First Financial Bancorp. (FFBC), First Mid Bancshares (FMBH), Mercantile Bank (MBWM), Origin Bancorp (OBK), OceanFirst Financial (OCFC), Peapack-Gladstone Financial (PGC), and Towne Bank (TOWN). These companies are all part of the "finance" sector.

SmartFinancial vs. Its Competitors

Ameris Bancorp (NASDAQ:ABCB) and SmartFinancial (NASDAQ:SMBK) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, risk, institutional ownership, earnings, profitability, dividends, valuation and analyst recommendations.

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 1.0%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. SmartFinancial pays out 13.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. SmartFinancial has increased its dividend for 3 consecutive years.

Ameris Bancorp presently has a consensus target price of $72.14, suggesting a potential upside of 9.22%. SmartFinancial has a consensus target price of $38.25, suggesting a potential upside of 16.42%. Given SmartFinancial's higher possible upside, analysts plainly believe SmartFinancial is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ameris Bancorp
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50

Ameris Bancorp has higher revenue and earnings than SmartFinancial. Ameris Bancorp is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ameris Bancorp$1.14B3.99$358.68M$5.6811.63
SmartFinancial$187.06M2.99$36.14M$2.4713.30

In the previous week, Ameris Bancorp had 11 more articles in the media than SmartFinancial. MarketBeat recorded 11 mentions for Ameris Bancorp and 0 mentions for SmartFinancial. Ameris Bancorp's average media sentiment score of 1.27 beat SmartFinancial's score of 0.00 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Ameris Bancorp Positive
SmartFinancial Neutral

91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 5.4% of Ameris Bancorp shares are held by insiders. Comparatively, 7.6% of SmartFinancial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Ameris Bancorp has a beta of 0.96, indicating that its share price is 4% less volatile than the S&P 500. Comparatively, SmartFinancial has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500.

Ameris Bancorp has a net margin of 21.46% compared to SmartFinancial's net margin of 12.67%. Ameris Bancorp's return on equity of 9.57% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ameris Bancorp21.46% 9.57% 1.32%
SmartFinancial 12.67%7.33%0.71%

Summary

Ameris Bancorp beats SmartFinancial on 14 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SMBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SMBK vs. The Competition

MetricSmartFinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$559.13M$525.78M$12.17B$9.57B
Dividend Yield0.95%2.73%5.64%4.17%
P/E Ratio15.3510.6819.8625.14
Price / Sales2.992.6926.0086.79
Price / Cash12.6011.4021.4958.58
Price / Book1.211.272.115.59
Net Income$36.14M$23.34M$1.00B$265.48M
7 Day Performance-1.27%-0.96%1.01%1.22%
1 Month Performance-7.58%-3.33%-0.11%0.39%
1 Year Performance21.73%12.35%543.15%23.47%

SmartFinancial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SMBK
SmartFinancial
3.1806 of 5 stars
$32.86
-1.7%
$38.25
+16.4%
+22.2%$559.13M$187.06M15.35550
ABCB
Ameris Bancorp
3.4006 of 5 stars
$66.53
+0.2%
$71.43
+7.4%
+19.2%$4.58B$1.12B12.772,850Positive News
BANR
Banner
3.1593 of 5 stars
$65.14
+0.1%
$70.17
+7.7%
+16.7%$2.25B$832.99M12.411,956Positive News
Dividend Announcement
Ex-Dividend
BUSE
First Busey
4.958 of 5 stars
$23.03
-0.8%
$27.17
+18.0%
-10.1%$2.08B$663.36M20.561,548
FFBC
First Financial Bancorp.
4.5515 of 5 stars
$25.21
+1.4%
$29.00
+15.0%
-1.9%$2.38B$1.62B10.082,090
FMBH
First Mid Bancshares
3.0142 of 5 stars
$39.37
+1.5%
$43.33
+10.1%
-0.3%$930.29M$453.67M11.181,198Positive News
MBWM
Mercantile Bank
4.672 of 5 stars
$47.74
+0.1%
$55.25
+15.7%
+5.8%$775.22M$361.89M9.47670Positive News
OBK
Origin Bancorp
3.5536 of 5 stars
$38.07
+1.6%
$43.20
+13.5%
+17.1%$1.19B$358.20M15.481,010
OCFC
OceanFirst Financial
4.4381 of 5 stars
$17.39
-0.2%
$20.67
+18.8%
+4.5%$1.02B$692.36M12.33960
PGC
Peapack-Gladstone Financial
4.737 of 5 stars
$26.43
+0.1%
$36.33
+37.5%
-3.9%$468.23M$250.42M14.44500Positive News
TOWN
Towne Bank
4.1563 of 5 stars
$35.70
+0.3%
$40.67
+13.9%
+12.2%$2.67B$1.03B15.522,720

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This page (NASDAQ:SMBK) was last updated on 8/8/2025 by MarketBeat.com Staff
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