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SmartFinancial (SMBK) Competitors

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$34.52 +0.27 (+0.79%)
Closing price 10/17/2025 03:59 PM Eastern
Extended Trading
$34.51 -0.01 (-0.03%)
As of 10/17/2025 04:31 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

SMBK vs. BUSE, CCNE, EFSC, FFBC, FMBH, IBCP, MBWM, OCFC, TOWN, and OBK

Should you be buying SmartFinancial stock or one of its competitors? The main competitors of SmartFinancial include First Busey (BUSE), CNB Financial (CCNE), Enterprise Financial Services (EFSC), First Financial Bancorp. (FFBC), First Mid Bancshares (FMBH), Independent Bank (IBCP), Mercantile Bank (MBWM), OceanFirst Financial (OCFC), Towne Bank (TOWN), and Origin Bancorp (OBK).

SmartFinancial vs. Its Competitors

SmartFinancial (NASDAQ:SMBK) and First Busey (NASDAQ:BUSE) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, media sentiment, risk, institutional ownership, dividends, profitability, valuation and analyst recommendations.

SmartFinancial has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500. Comparatively, First Busey has a beta of 0.77, indicating that its stock price is 23% less volatile than the S&P 500.

SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 0.9%. First Busey pays an annual dividend of $1.00 per share and has a dividend yield of 4.5%. SmartFinancial pays out 13.0% of its earnings in the form of a dividend. First Busey pays out 89.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. SmartFinancial has increased its dividend for 3 consecutive years and First Busey has increased its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, First Busey had 7 more articles in the media than SmartFinancial. MarketBeat recorded 8 mentions for First Busey and 1 mentions for SmartFinancial. First Busey's average media sentiment score of 0.03 beat SmartFinancial's score of -0.25 indicating that First Busey is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
SmartFinancial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Busey
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Busey has higher revenue and earnings than SmartFinancial. SmartFinancial is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$187.06M3.14$36.14M$2.4713.98
First Busey$663.36M3.02$113.69M$1.1220.06

SmartFinancial currently has a consensus price target of $38.25, suggesting a potential upside of 10.81%. First Busey has a consensus price target of $27.33, suggesting a potential upside of 21.64%. Given First Busey's stronger consensus rating and higher possible upside, analysts plainly believe First Busey is more favorable than SmartFinancial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
4 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.40
First Busey
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 56.5% of First Busey shares are owned by institutional investors. 7.6% of SmartFinancial shares are owned by insiders. Comparatively, 3.9% of First Busey shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

SmartFinancial has a net margin of 12.67% compared to First Busey's net margin of 9.48%. First Busey's return on equity of 8.76% beat SmartFinancial's return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
First Busey 9.48%8.76%1.04%

Summary

First Busey beats SmartFinancial on 12 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding SMBK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SMBK vs. The Competition

MetricSmartFinancialNational commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$587.19M$515.28M$12.62B$10.54B
Dividend Yield0.93%2.64%5.60%4.80%
P/E Ratio16.1311.1228.5527.13
Price / Sales3.142.6430.33177.21
Price / Cash12.6011.3422.2260.81
Price / Book1.281.292.236.52
Net Income$36.14M$23.34M$1.02B$276.93M
7 Day Performance3.13%0.06%0.22%1.93%
1 Month Performance-6.39%-5.14%-2.24%2.19%
1 Year Performance11.03%8.59%537.64%34.62%

SmartFinancial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SMBK
SmartFinancial
3.1584 of 5 stars
$34.52
+0.8%
$38.25
+10.8%
+11.1%$587.19M$187.06M16.13550Upcoming Earnings
High Trading Volume
BUSE
First Busey
4.8663 of 5 stars
$22.79
+1.5%
$27.33
+19.9%
-13.6%$2.00B$663.36M20.351,548Dividend Announcement
Short Interest ↑
CCNE
CNB Financial
4.5534 of 5 stars
$23.86
+1.1%
$27.75
+16.3%
-6.3%$695.61M$364.58M10.03760Upcoming Earnings
Short Interest ↑
EFSC
Enterprise Financial Services
4.7447 of 5 stars
$56.23
+2.3%
$64.33
+14.4%
+0.1%$2.03B$920.75M10.671,256News Coverage
Analyst Forecast
FFBC
First Financial Bancorp.
4.8115 of 5 stars
$24.93
+2.2%
$29.83
+19.7%
-8.9%$2.34B$1.62B9.972,090News Coverage
Upcoming Earnings
FMBH
First Mid Bancshares
3.3037 of 5 stars
$35.97
+1.5%
$43.33
+20.5%
-10.3%$850.47M$453.67M10.221,198
IBCP
Independent Bank
3.8869 of 5 stars
$30.72
+1.0%
$36.00
+17.2%
-8.6%$629.78M$323.14M10.01920
MBWM
Mercantile Bank
4.4196 of 5 stars
$45.08
+2.1%
$55.25
+22.6%
-4.0%$717.38M$361.89M8.94670Upcoming Earnings
Analyst Forecast
OCFC
OceanFirst Financial
4.2819 of 5 stars
$17.84
+0.6%
$21.00
+17.7%
-7.4%$1.02B$692.36M12.65960Upcoming Earnings
TOWN
Towne Bank
3.9242 of 5 stars
$33.18
+2.2%
$41.00
+23.6%
-3.2%$2.44B$1.03B14.432,720News Coverage
Upcoming Earnings
Analyst Downgrade
OBK
Origin Bancorp
3.3748 of 5 stars
$33.39
+1.2%
$43.20
+29.4%
N/A$1.03B$619.96M14.911,031

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This page (NASDAQ:SMBK) was last updated on 10/19/2025 by MarketBeat.com Staff
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