SmartFinancial (SMBK) Competitors

FB Financial (NYSE:FBK) and SmartFinancial (NASDAQ:SMBK) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, profitability, institutional ownership, community ranking, valuation, earnings, dividends and media sentiment.

Is FBK or SMBK more profitable?

FB Financial has a net margin of 15.18% compared to SmartFinancial's net margin of 12.67%. FB Financial's return on equity of 10.43% beat SmartFinancial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
FB Financial	15.18%	10.43%	1.25%
SmartFinancial	12.67%	7.33%	0.71%

Do analysts prefer FBK or SMBK?

FB Financial currently has a consensus price target of $53.80, indicating a potential upside of 18.92%. SmartFinancial has a consensus price target of $33.70, indicating a potential upside of 4.53%. Given FB Financial's higher possible upside, equities analysts clearly believe FB Financial is more favorable than SmartFinancial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Financial	1 Sell rating(s)	1 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.40
SmartFinancial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.40

Which has more risk & volatility, FBK or SMBK?

FB Financial has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500. Comparatively, SmartFinancial has a beta of 0.71, indicating that its stock price is 29% less volatile than the S&P 500.

Does the MarketBeat Community believe in FBK or SMBK?

FB Financial received 56 more outperform votes than SmartFinancial when rated by MarketBeat users. However, 57.96% of users gave SmartFinancial an outperform vote while only 49.40% of users gave FB Financial an outperform vote.

Company	Underperform	Outperform
FB Financial	Outperform Votes 249 49.40%	Underperform Votes 255 50.60%
SmartFinancial	Outperform Votes 193 57.96%	Underperform Votes 140 42.04%

Does the media favor FBK or SMBK?

In the previous week, FB Financial had 1 more articles in the media than SmartFinancial. MarketBeat recorded 3 mentions for FB Financial and 2 mentions for SmartFinancial. SmartFinancial's average media sentiment score of 1.61 beat FB Financial's score of 1.58 indicating that SmartFinancial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
FB Financial	3 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
SmartFinancial	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do institutionals & insiders have more ownership in FBK or SMBK?

65.4% of FB Financial shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 1.9% of FB Financial shares are owned by company insiders. Comparatively, 7.6% of SmartFinancial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Which has stronger earnings and valuation, FBK or SMBK?

FB Financial has higher revenue and earnings than SmartFinancial. SmartFinancial is trading at a lower price-to-earnings ratio than FB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FB Financial	$482.15M	4.31	$116.04M	$2.72	16.63
SmartFinancial	$178.24M	3.08	$36.14M	$2.26	14.27

Is FBK or SMBK a better dividend stock?

FB Financial pays an annual dividend of $0.76 per share and has a dividend yield of 1.7%. SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 1.0%. FB Financial pays out 27.9% of its earnings in the form of a dividend. SmartFinancial pays out 14.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. FB Financial has increased its dividend for 8 consecutive years and SmartFinancial has increased its dividend for 3 consecutive years. FB Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

FB Financial beats SmartFinancial on 16 of the 21 factors compared between the two stocks.