Western New England Bancorp (WNEB) Competitors

HBT Financial (NASDAQ:HBT) and Western New England Bancorp (NASDAQ:WNEB) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their community ranking, media sentiment, profitability, dividends, risk, earnings, institutional ownership, analyst recommendations and valuation.

Is HBT or WNEB a better dividend stock?

HBT Financial pays an annual dividend of $0.84 per share and has a dividend yield of 3.6%. Western New England Bancorp pays an annual dividend of $0.28 per share and has a dividend yield of 3.0%. HBT Financial pays out 35.3% of its earnings in the form of a dividend. Western New England Bancorp pays out 52.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. HBT Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate HBT or WNEB?

HBT Financial presently has a consensus price target of $24.75, suggesting a potential upside of 6.82%. Western New England Bancorp has a consensus price target of $8.50, suggesting a potential downside of 7.91%. Given HBT Financial's higher possible upside, analysts plainly believe HBT Financial is more favorable than Western New England Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HBT Financial	1 Sell rating(s)	3 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.17
Western New England Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.67

Is HBT or WNEB more profitable?

HBT Financial has a net margin of 24.99% compared to Western New England Bancorp's net margin of 9.51%. HBT Financial's return on equity of 14.57% beat Western New England Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HBT Financial	24.99%	14.57%	1.50%
Western New England Bancorp	9.51%	4.91%	0.45%

Does the MarketBeat Community prefer HBT or WNEB?

Western New England Bancorp received 273 more outperform votes than HBT Financial when rated by MarketBeat users. Likewise, 58.94% of users gave Western New England Bancorp an outperform vote while only 41.54% of users gave HBT Financial an outperform vote.

Company	Underperform	Outperform
HBT Financial	Outperform Votes 27 41.54%	Underperform Votes 38 58.46%
Western New England Bancorp	Outperform Votes 300 58.94%	Underperform Votes 209 41.06%

Do institutionals & insiders hold more shares of HBT or WNEB?

78.6% of HBT Financial shares are owned by institutional investors. Comparatively, 67.9% of Western New England Bancorp shares are owned by institutional investors. 59.8% of HBT Financial shares are owned by company insiders. Comparatively, 6.1% of Western New England Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Which has preferable valuation and earnings, HBT or WNEB?

HBT Financial has higher revenue and earnings than Western New England Bancorp. HBT Financial is trading at a lower price-to-earnings ratio than Western New England Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HBT Financial	$228.13M	3.21	$71.78M	$2.38	9.74
Western New England Bancorp	$72.99M	2.63	$11.67M	$0.53	17.42

Does the media refer more to HBT or WNEB?

In the previous week, HBT Financial had 6 more articles in the media than Western New England Bancorp. MarketBeat recorded 8 mentions for HBT Financial and 2 mentions for Western New England Bancorp. Western New England Bancorp's average media sentiment score of 1.04 beat HBT Financial's score of 1.03 indicating that Western New England Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HBT Financial	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Western New England Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, HBT or WNEB?

HBT Financial has a beta of 0.62, suggesting that its share price is 38% less volatile than the S&P 500. Comparatively, Western New England Bancorp has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500.

Summary

HBT Financial beats Western New England Bancorp on 15 of the 21 factors compared between the two stocks.