Assurant (AIZ) Competitors

Assurant (NYSE:AIZ) and The Hartford Insurance Group (NYSE:HIG) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, dividends, institutional ownership, valuation, analyst recommendations, risk and media sentiment.

Which has better valuation & earnings, AIZ or HIG?

The Hartford Insurance Group has higher revenue and earnings than Assurant. The Hartford Insurance Group is trading at a lower price-to-earnings ratio than Assurant, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Assurant	$11.88B	0.83	$760.20M	$12.83	15.08
The Hartford Insurance Group	$26.54B	1.34	$3.11B	$10.03	12.43

Is AIZ or HIG more profitable?

The Hartford Insurance Group has a net margin of 11.10% compared to Assurant's net margin of 5.55%. The Hartford Insurance Group's return on equity of 18.73% beat Assurant's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Assurant	5.55%	15.49%	2.29%
The Hartford Insurance Group	11.10%	18.73%	3.74%

Does the media favor AIZ or HIG?

In the previous week, Assurant had 1 more articles in the media than The Hartford Insurance Group. MarketBeat recorded 16 mentions for Assurant and 15 mentions for The Hartford Insurance Group. The Hartford Insurance Group's average media sentiment score of 1.33 beat Assurant's score of 0.70 indicating that The Hartford Insurance Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Assurant	5 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
The Hartford Insurance Group	13 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders believe in AIZ or HIG?

92.7% of Assurant shares are owned by institutional investors. Comparatively, 93.4% of The Hartford Insurance Group shares are owned by institutional investors. 0.5% of Assurant shares are owned by company insiders. Comparatively, 1.5% of The Hartford Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Which has more volatility & risk, AIZ or HIG?

Assurant has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500. Comparatively, The Hartford Insurance Group has a beta of 0.69, suggesting that its share price is 31% less volatile than the S&P 500.

Do analysts rate AIZ or HIG?

Assurant presently has a consensus target price of $228.67, suggesting a potential upside of 18.19%. The Hartford Insurance Group has a consensus target price of $132.58, suggesting a potential upside of 6.31%. Given Assurant's stronger consensus rating and higher possible upside, research analysts plainly believe Assurant is more favorable than The Hartford Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Assurant	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
The Hartford Insurance Group	0 Sell rating(s)	6 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.62

Is AIZ or HIG a better dividend stock?

Assurant pays an annual dividend of $3.20 per share and has a dividend yield of 1.7%. The Hartford Insurance Group pays an annual dividend of $2.08 per share and has a dividend yield of 1.7%. Assurant pays out 24.9% of its earnings in the form of a dividend. The Hartford Insurance Group pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Assurant has increased its dividend for 21 consecutive years and The Hartford Insurance Group has increased its dividend for 12 consecutive years. The Hartford Insurance Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

The Hartford Insurance Group beats Assurant on 14 of the 20 factors compared between the two stocks.