Byline Bancorp (BY) Competitors

Byline Bancorp (NYSE:BY) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, analyst recommendations, risk, valuation, institutional ownership, media sentiment, profitability and dividends.

Does the media refer more to BY or ABCB?

In the previous week, Ameris Bancorp had 3 more articles in the media than Byline Bancorp. MarketBeat recorded 7 mentions for Ameris Bancorp and 4 mentions for Byline Bancorp. Byline Bancorp's average media sentiment score of 1.57 beat Ameris Bancorp's score of 0.62 indicating that Byline Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Byline Bancorp	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Ameris Bancorp	3 Very Positive mention(s)	2 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals hold more shares of BY or ABCB?

67.7% of Byline Bancorp shares are held by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are held by institutional investors. 28.8% of Byline Bancorp shares are held by insiders. Comparatively, 5.4% of Ameris Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is BY or ABCB a better dividend stock?

Byline Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. Byline Bancorp pays out 14.9% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Byline Bancorp has increased its dividend for 1 consecutive years. Byline Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is BY or ABCB more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Byline Bancorp's net margin of 19.03%. Byline Bancorp's return on equity of 10.98% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Byline Bancorp	19.03%	10.98%	1.30%
Ameris Bancorp	21.46%	9.57%	1.32%

Do analysts prefer BY or ABCB?

Byline Bancorp currently has a consensus price target of $33.25, suggesting a potential upside of 18.02%. Ameris Bancorp has a consensus price target of $72.14, suggesting a potential downside of 3.58%. Given Byline Bancorp's higher possible upside, research analysts clearly believe Byline Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Byline Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86

Which has more volatility and risk, BY or ABCB?

Byline Bancorp has a beta of 0.91, suggesting that its share price is 9% less volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.97, suggesting that its share price is 3% less volatile than the S&P 500.

Which has stronger valuation & earnings, BY or ABCB?

Ameris Bancorp has higher revenue and earnings than Byline Bancorp. Byline Bancorp is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Byline Bancorp	$624.78M	2.07	$120.76M	$2.68	10.51
Ameris Bancorp	$1.13B	4.56	$358.68M	$5.68	13.17

Summary

Ameris Bancorp beats Byline Bancorp on 13 of the 19 factors compared between the two stocks.