Byline Bancorp (BY) Competitors

Ameris Bancorp (NASDAQ:ABCB) and Byline Bancorp (NYSE:BY) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their dividends, earnings, profitability, institutional ownership, media sentiment, analyst recommendations, valuation and risk.

Do analysts prefer ABCB or BY?

Ameris Bancorp presently has a consensus price target of $72.14, indicating a potential downside of 1.43%. Byline Bancorp has a consensus price target of $33.25, indicating a potential upside of 14.91%. Given Byline Bancorp's higher possible upside, analysts plainly believe Byline Bancorp is more favorable than Ameris Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ameris Bancorp	0 Sell rating(s)	1 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.86
Byline Bancorp	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has preferable valuation and earnings, ABCB or BY?

Ameris Bancorp has higher revenue and earnings than Byline Bancorp. Byline Bancorp is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ameris Bancorp	$1.13B	4.46	$358.68M	$5.68	12.89
Byline Bancorp	$624.78M	2.12	$120.76M	$2.68	10.80

Do insiders & institutionals have more ownership in ABCB or BY?

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 67.7% of Byline Bancorp shares are owned by institutional investors. 5.5% of Ameris Bancorp shares are owned by insiders. Comparatively, 28.8% of Byline Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Is ABCB or BY a better dividend stock?

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. Byline Bancorp pays an annual dividend of $0.40 per share and has a dividend yield of 1.4%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Byline Bancorp pays out 14.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Byline Bancorp has raised its dividend for 1 consecutive years. Byline Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is ABCB or BY more profitable?

Ameris Bancorp has a net margin of 21.46% compared to Byline Bancorp's net margin of 19.03%. Byline Bancorp's return on equity of 10.98% beat Ameris Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ameris Bancorp	21.46%	9.57%	1.32%
Byline Bancorp	19.03%	10.98%	1.30%

Which has more risk and volatility, ABCB or BY?

Ameris Bancorp has a beta of 0.97, meaning that its share price is 3% less volatile than the S&P 500. Comparatively, Byline Bancorp has a beta of 0.91, meaning that its share price is 9% less volatile than the S&P 500.

Does the media refer more to ABCB or BY?

In the previous week, Ameris Bancorp had 7 more articles in the media than Byline Bancorp. MarketBeat recorded 9 mentions for Ameris Bancorp and 2 mentions for Byline Bancorp. Ameris Bancorp's average media sentiment score of 1.59 beat Byline Bancorp's score of 1.47 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ameris Bancorp	8 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
Byline Bancorp	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Ameris Bancorp beats Byline Bancorp on 14 of the 19 factors compared between the two stocks.