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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial logo
$207.56 -5.32 (-2.50%)
Closing price 03:59 PM Eastern
Extended Trading
$208.15 +0.59 (+0.28%)
As of 07:55 PM Eastern
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Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025)

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

Consensus Rating

Sell
0
Hold
4
Buy
16

Based on 20 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 20 analysts, 4 have given a hold rating, 13 have given a buy rating, and 3 have given a strong buy rating for COF.

Consensus Price Target

$238.81
15.05% Upside
According to the 20 analysts' twelve-month price targets for Capital One Financial, the average price target is $238.81. The highest price target for COF is $290.00, while the lowest price target for COF is $176.00. The average price target represents a forecasted upside of 15.05% from the current price of $207.56.
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COF Analyst Ratings Over Time

TypeCurrent Forecast
8/7/24 to 8/7/25
1 Month Ago
7/8/24 to 7/8/25
3 Months Ago
5/9/24 to 5/9/25
1 Year Ago
8/8/23 to 8/7/24
Strong Buy
3 Strong Buy rating(s)
2 Strong Buy rating(s)
2 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
13 Buy rating(s)
12 Buy rating(s)
12 Buy rating(s)
7 Buy rating(s)
Hold
4 Hold rating(s)
4 Hold rating(s)
4 Hold rating(s)
12 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
1 Sell rating(s)
Consensus Price Target$238.81$218.67$207.73$145.89
Forecasted Upside15.05% Upside0.47% Upside10.68% Upside10.28% Upside
Consensus Rating
Moderate Buy
Moderate Buy
Moderate Buy
Hold

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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Capital One Financial Stock vs. The Competition

TypeCapital One FinancialFinance CompaniesS&P 500
Consensus Rating Score
2.95
2.55
2.53
Consensus RatingModerate BuyModerate BuyModerate Buy
Predicted Upside15.05% Upside26.38% Upside14.06% Upside
News Sentiment Rating
Positive News

See Recent COF News
Positive News
Positive News
DateBrokerageAnalyst NameActionRatingPrice TargetUpside/Downside on Report DateDetails
8/1/2025Redburn Atlantic
5 of 5 stars
 UpgradeStrong-Buy
8/1/2025Rothschild & Co Redburn
0 of 5 stars
 Initiated CoverageBuy$290.00+34.87%
7/28/2025Truist Financial
3 of 5 stars
Brian Foran
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Boost TargetBuy ➝ Buy$225.00 ➝ $260.00+21.77%
7/25/2025Wells Fargo & Company
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Donald Fandetti
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Boost TargetOverweight ➝ Overweight$225.00 ➝ $265.00+26.23%
7/24/2025Citigroup
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Keith Horowitz
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Boost TargetBuy ➝ Buy$250.00 ➝ $275.00+27.31%
7/23/2025Keefe, Bruyette & Woods
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Sanjay Sakhrani
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Boost TargetOutperform ➝ Outperform$248.00 ➝ $260.00+17.40%
7/23/2025JPMorgan Chase & Co.
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Richard Shane
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Boost TargetNeutral ➝ Neutral$245.00 ➝ $248.00+12.11%
7/23/2025Royal Bank Of Canada
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Jon Arfstrom
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Boost TargetSector Perform ➝ Sector Perform$240.00 ➝ $255.00+15.81%
7/8/2025TD Cowen
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Moshe Orenbuch
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UpgradeHold ➝ Buy$184.00 ➝ $258.00+18.31%
6/23/2025Barclays
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J. Goldberg
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Reiterated RatingOverweight ➝ Overweight$212.00 ➝ $253.00+26.22%
5/21/2025Bank of America
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Mihir Bhatia
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Boost TargetBuy ➝ Buy$223.00 ➝ $233.00+20.83%
3/25/2025BTIG Research
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V. Caintic
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UpgradeNeutral ➝ Buy$208.00+14.73%
3/12/2025Evercore ISI
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John Pancari
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UpgradeIn-Line ➝ Outperform$200.00+20.85%
3/11/2025Baird R W
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D. George
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UpgradeHold ➝ Strong-Buy
3/11/2025Robert W. Baird
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David George
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UpgradeNeutral ➝ Outperform$190.00 ➝ $200.00+22.24%
1/23/2025Argus
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S. Biggar
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UpgradeStrong-Buy
1/14/2025Hsbc Global Res
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S. Martinez
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UpgradeModerate Sell ➝ Hold
1/14/2025HSBC
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 UpgradeReduce ➝ Hold$176.00-2.43%
1/13/2025UBS Group
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E. Najarian
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UpgradeNeutral ➝ Buy$168.00 ➝ $235.00+34.22%
11/19/2024The Goldman Sachs Group
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 Boost TargetBuy ➝ Buy$182.00 ➝ $205.00+12.80%
6/6/2024Jefferies Financial Group
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 UpgradeHold ➝ Buy$145.00 ➝ $165.00+21.79%
4/4/2024Wolfe Research
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 UpgradePeer Perform ➝ Outperform$189.00+31.93%
2/23/2024Piper Sandler
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 Boost TargetNeutral ➝ Neutral$126.00 ➝ $142.00+4.60%
1/29/2024BMO Capital Markets
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 Boost TargetMarket Perform ➝ Market Perform$124.00 ➝ $125.00-9.99%
1/10/2024Deutsche Bank Aktiengesellschaft
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 Initiated CoverageHold$153.00+15.10%
12/13/2023Morgan Stanley
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 UpgradeUnderweight ➝ Equal Weight$87.00 ➝ $120.00-0.24%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 10:40 PM ET.


Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, August 7, 2025. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

  • The current stock price is around $208, which reflects a strong performance compared to its 12-month low of $131.55 and high of $232.45, indicating potential for growth.
  • Capital One Financial Co. reported impressive earnings per share (EPS) of $5.48 for the latest quarter, significantly surpassing the consensus estimate, showcasing strong profitability.
  • The company has demonstrated robust revenue growth, with a 31.4% increase compared to the same quarter last year, indicating a strong demand for its financial products and services.
  • With a current ratio of 1.02, Capital One Financial Co. shows a solid ability to cover its short-term liabilities, which is a positive indicator of financial health.
  • The recent quarterly dividend of $0.60 per share, yielding 1.2%, provides a steady income stream for investors, although the payout ratio is relatively high at 123.08%.

Capital One Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

  • The high dividend payout ratio of 123.08% suggests that the company is paying out more in dividends than it earns, which could be unsustainable in the long run.
  • Despite strong revenue growth, the company’s revenue for the latest quarter fell short of the consensus estimate, which may raise concerns about future performance.
  • The debt-to-equity ratio of 0.47 indicates that the company is using a moderate amount of debt to finance its operations, which could pose risks if market conditions change.
  • Market volatility could impact the stock price, especially given the fluctuations observed in the past year, which may deter risk-averse investors.
  • As a financial services provider, Capital One Financial Co. is subject to regulatory changes that could affect its operations and profitability, adding an element of uncertainty for investors.

COF Forecast - Frequently Asked Questions

According to the research reports of 20 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $238.81, with a high forecast of $290.00 and a low forecast of $176.00.

20 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last year. There are currently 4 hold ratings, 13 buy ratings and 3 strong buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 15.05% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 2 upgrades by analysts.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating score for Capital One Financial is 2.95 while the average consensus rating score for "finance" companies is 2.55. Learn more on how COF compares to other companies.


This page (NYSE:COF) was last updated on 8/7/2025 by MarketBeat.com Staff
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