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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial logo
$206.71 +4.22 (+2.09%)
As of 02:07 PM Eastern
This is a fair market value price provided by Polygon.io. Learn more.

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Sell
0
Hold
6
Buy
17

Based on 23 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 23 analysts, 6 have given a hold rating, 14 have given a buy rating, and 3 have given a strong buy rating for COF.

Consensus Price Target

$252.78
22.28% Upside
According to the 23 analysts' twelve-month price targets for Capital One Financial, the average price target is $252.78. The highest price target for COF is $290.00, while the lowest price target for COF is $208.00. The average price target represents a forecasted upside of 22.28% from the current price of $206.71.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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COF Analyst Ratings Over Time

TypeCurrent Forecast
10/13/24 to 10/13/25
1 Month Ago
9/13/24 to 9/13/25
3 Months Ago
7/15/24 to 7/15/25
1 Year Ago
10/14/23 to 10/13/24
Strong Buy
3 Strong Buy rating(s)
3 Strong Buy rating(s)
2 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
14 Buy rating(s)
13 Buy rating(s)
12 Buy rating(s)
7 Buy rating(s)
Hold
6 Hold rating(s)
4 Hold rating(s)
4 Hold rating(s)
12 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
1 Sell rating(s)
Consensus Price Target$252.78$239.44$222.07$148.00
Forecasted Upside22.28% Upside7.09% Upside3.06% Upside-4.93% Downside
Consensus RatingModerate BuyModerate BuyModerate BuyHold

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Capital One Financial Stock vs. The Competition

TypeCapital One FinancialFinance CompaniesS&P 500
Consensus Rating Score
2.87
2.31
2.52
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside24.91% Upside126.87% Upside177.83% Upside
News Sentiment Rating
Positive News

See Recent COF News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
10/10/2025HSBC
2 of 5 stars
 Set TargetHold$218.00+3.56%
10/8/2025Weiss Ratings
0 of 5 stars
 Reiterated RatingHold (C-)
10/7/2025UBS Group
4 of 5 stars
Erika Najarian
Erika Najarian
Not Rated
Lower TargetBuy$270.00 ➝ $266.00+24.87%
10/7/2025JPMorgan Chase & Co.
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Lower TargetNeutral$248.00 ➝ $235.00+9.93%
10/6/2025Barclays
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Boost TargetOverweight$253.00 ➝ $257.00+19.88%
10/6/2025TD Cowen
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 Boost TargetBuy$258.00 ➝ $261.00+21.24%
10/3/2025The Goldman Sachs Group
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 Lower TargetBuy$276.00 ➝ $266.00+24.45%
10/2/2025Robert W. Baird
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 Boost TargetOutperform$240.00 ➝ $245.00+14.93%
10/2/2025Deutsche Bank Aktiengesellschaft
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 Boost TargetHold$215.00 ➝ $224.00+5.08%
9/30/2025Evercore ISI
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Boost TargetOutperform$240.00 ➝ $255.00+14.18%
9/29/2025Morgan Stanley
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Boost TargetOverweight$261.00 ➝ $267.00+19.21%
9/12/2025Truist Financial
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Boost TargetBuy$260.00 ➝ $270.00+20.66%
8/1/2025Redburn Atlantic
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 UpgradeStrong-Buy
8/1/2025Rothschild & Co Redburn
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 Initiated CoverageBuy$290.00+34.87%
7/25/2025Wells Fargo & Company
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Boost TargetOverweight$225.00 ➝ $265.00+26.23%
7/24/2025Citigroup
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Boost TargetBuy$250.00 ➝ $275.00+27.31%
7/23/2025Keefe, Bruyette & Woods
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Boost TargetOutperform$248.00 ➝ $260.00+17.40%
7/23/2025Royal Bank Of Canada
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Boost TargetSector Perform$240.00 ➝ $255.00+15.81%
5/21/2025Bank of America
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Boost TargetBuy$223.00 ➝ $233.00+20.83%
3/25/2025BTIG Research
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UpgradeNeutralBuy$208.00+14.73%
3/11/2025Baird R W
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UpgradeHoldStrong-Buy
1/23/2025Argus
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UpgradeStrong-Buy
1/14/2025Hsbc Global Res
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UpgradeModerate SellHold
6/6/2024Jefferies Financial Group
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 UpgradeHoldBuy$145.00 ➝ $165.00+21.79%
4/4/2024Wolfe Research
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 UpgradePeer PerformOutperform$189.00+31.93%
2/23/2024Piper Sandler
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 Boost TargetNeutral$126.00 ➝ $142.00+4.60%
1/29/2024BMO Capital Markets
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 Boost TargetMarket Perform$124.00 ➝ $125.00-9.99%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Monday at 02:07 PM ET.


Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Friday, October 10, 2025. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

  • Recent analyst upgrades have increased price targets, with Barclays raising theirs to $257.00, indicating strong market confidence in the company's growth potential.
  • The stock currently trades around $210.50, which is significantly below its 1-year high of $232.45, suggesting potential for price appreciation.
  • Capital One Financial Co. has received a "Moderate Buy" average rating from analysts, with a consensus price target of approximately $250.44, reflecting positive sentiment in the market.
  • Insider activity shows confidence, with executives recently selling shares but still retaining significant ownership, indicating they believe in the company's long-term value.
  • The company has a solid market capitalization of $134.62 billion, which provides stability and resources for growth initiatives.

Capital One Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

  • The stock has a high price-to-earnings (P/E) ratio of 107.95, which may indicate that it is overvalued compared to its earnings, posing a risk for potential investors.
  • Recent insider sales, while not necessarily negative, could signal a lack of confidence in the stock's short-term performance, as insiders have sold a total of 23,298 shares recently.
  • The company's debt-to-equity ratio of 0.47, while manageable, suggests that it relies on debt financing, which could be a concern if interest rates rise.
  • Market volatility, indicated by a beta of 1.18, suggests that the stock may experience larger price swings compared to the overall market, increasing investment risk.
  • Despite recent upgrades, the stock's performance has been mixed, with analysts expressing caution about its ability to maintain growth in a competitive financial landscape.

COF Forecast - Frequently Asked Questions

According to the research reports of 23 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $252.78, with a high forecast of $290.00 and a low forecast of $208.00.

23 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last year. There are currently 6 hold ratings, 14 buy ratings and 3 strong buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 22.28% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 1 upgrade by analysts.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating for Capital One Financial is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how COF compares to other companies.


This page (NYSE:COF) was last updated on 10/13/2025 by MarketBeat.com Staff
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