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Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial logo
$212.50 -11.10 (-4.96%)
Closing price 03:59 PM Eastern
Extended Trading
$211.84 -0.66 (-0.31%)
As of 04:16 PM Eastern
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Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Sell
0
Hold
4
Buy
17

Based on 21 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 21 analysts, 4 have given a hold rating, 14 have given a buy rating, and 3 have given a strong buy rating for COF.

Consensus Price Target

$244.29
14.96% Upside
According to the 21 analysts' twelve-month price targets for Capital One Financial, the average price target is $244.29. The highest price target for COF is $290.00, while the lowest price target for COF is $176.00. The average price target represents a forecasted upside of 14.96% from the current price of $212.50.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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COF Analyst Ratings Over Time

TypeCurrent Forecast
9/30/24 to 9/30/25
1 Month Ago
8/31/24 to 8/31/25
3 Months Ago
7/2/24 to 7/2/25
1 Year Ago
10/1/23 to 9/30/24
Strong Buy
3 Strong Buy rating(s)
3 Strong Buy rating(s)
2 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
14 Buy rating(s)
13 Buy rating(s)
11 Buy rating(s)
7 Buy rating(s)
Hold
4 Hold rating(s)
4 Hold rating(s)
4 Hold rating(s)
12 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
1 Sell rating(s)
Consensus Price Target$244.29$238.81$215.86$147.21
Forecasted Upside14.96% Upside5.01% Upside-1.42% Downside-1.68% Downside
Consensus RatingModerate BuyModerate BuyModerate BuyHold

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
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Capital One Financial Stock vs. The Competition

TypeCapital One FinancialFinance CompaniesS&P 500
Consensus Rating Score
2.95
2.52
2.53
Consensus RatingModerate BuyModerate BuyModerate Buy
Predicted Upside15.08% Upside21.61% Upside11.62% Upside
News Sentiment Rating
Positive News

See Recent COF News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
9/29/2025Morgan Stanley
3 of 5 stars
Jeffrey Adelson
Jeffrey Adelson
Not Rated
Boost TargetOverweight$261.00 ➝ $267.00+19.21%
9/12/2025Truist Financial
3 of 5 stars
Brian Foran
Not Rated
Boost TargetBuy$260.00 ➝ $270.00+20.66%
8/1/2025Redburn Atlantic
5 of 5 stars
 UpgradeStrong-Buy
8/1/2025Rothschild & Co Redburn
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 Initiated CoverageBuy$290.00+34.87%
7/25/2025Wells Fargo & Company
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Boost TargetOverweight$225.00 ➝ $265.00+26.23%
7/24/2025Citigroup
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Boost TargetBuy$250.00 ➝ $275.00+27.31%
7/23/2025Keefe, Bruyette & Woods
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Boost TargetOutperform$248.00 ➝ $260.00+17.40%
7/23/2025JPMorgan Chase & Co.
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Boost TargetNeutral$245.00 ➝ $248.00+12.11%
7/23/2025Royal Bank Of Canada
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Boost TargetSector Perform$240.00 ➝ $255.00+15.81%
7/8/2025TD Cowen
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UpgradeHoldBuy$184.00 ➝ $258.00+18.31%
6/23/2025Barclays
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Reiterated RatingOverweight$212.00 ➝ $253.00+26.22%
5/21/2025Bank of America
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Boost TargetBuy$223.00 ➝ $233.00+20.83%
3/25/2025BTIG Research
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UpgradeNeutralBuy$208.00+14.73%
3/12/2025Evercore ISI
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UpgradeIn-LineOutperform$200.00+20.85%
3/11/2025Baird R W
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UpgradeHoldStrong-Buy
3/11/2025Robert W. Baird
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UpgradeNeutralOutperform$190.00 ➝ $200.00+22.24%
1/23/2025Argus
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UpgradeStrong-Buy
1/14/2025Hsbc Global Res
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UpgradeModerate SellHold
1/14/2025HSBC
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 UpgradeReduceHold$176.00-2.43%
1/13/2025UBS Group
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UpgradeNeutralBuy$168.00 ➝ $235.00+34.22%
11/19/2024The Goldman Sachs Group
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 Boost TargetBuy$182.00 ➝ $205.00+12.80%
6/6/2024Jefferies Financial Group
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 UpgradeHoldBuy$145.00 ➝ $165.00+21.79%
4/4/2024Wolfe Research
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 UpgradePeer PerformOutperform$189.00+31.93%
2/23/2024Piper Sandler
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 Boost TargetNeutral$126.00 ➝ $142.00+4.60%
1/29/2024BMO Capital Markets
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 Boost TargetMarket Perform$124.00 ➝ $125.00-9.99%
1/10/2024Deutsche Bank Aktiengesellschaft
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 Initiated CoverageHold$153.00+15.10%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Tuesday at 04:05 PM ET.


Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Sunday, September 28, 2025. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

  • The stock has received multiple upgrades from analysts, with price targets reaching as high as $290, indicating strong potential for growth.
  • Capital One Financial Co. recently issued a dividend of $0.60, reflecting a commitment to returning value to shareholders, which can be attractive for income-focused investors.
  • Institutional ownership is high, with nearly 90% of shares held by institutional investors, suggesting confidence in the company's long-term prospects.
  • The current stock price is around $265, which is positioned favorably given the recent positive analyst ratings and price target increases.
  • The company has a diverse range of financial products and services, which can help mitigate risks associated with market fluctuations.

Capital One Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

  • The dividend payout ratio is currently over 123%, indicating that the company is paying out more in dividends than it earns, which could be unsustainable in the long run.
  • Insider selling has been observed, with over 21,000 shares sold recently, which may signal a lack of confidence from those closest to the company.
  • While the stock has received positive ratings, there are still four analysts who have issued a Hold rating, suggesting some caution among experts.
  • The financial services sector can be highly competitive and subject to regulatory changes, which may impact Capital One Financial Co.'s performance.
  • Recent market volatility could pose risks to the stock's performance, as economic conditions can affect consumer spending and borrowing, key areas for Capital One Financial Co.

COF Forecast - Frequently Asked Questions

According to the research reports of 21 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $244.29, with a high forecast of $290.00 and a low forecast of $176.00.

21 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last year. There are currently 4 hold ratings, 14 buy ratings and 3 strong buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 14.96% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 2 upgrades by analysts.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating score for Capital One Financial is 2.95 while the average consensus rating score for "finance" companies is 2.52. Learn more on how COF compares to other companies.


This page (NYSE:COF) was last updated on 9/30/2025 by MarketBeat.com Staff
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