Free Trial

Capital One Financial (COF) Stock Forecast & Price Target

Capital One Financial logo
$219.94 -0.44 (-0.20%)
Closing price 10/23/2025 03:59 PM Eastern
Extended Trading
$220.53 +0.59 (+0.27%)
As of 10/23/2025 08:00 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2025)

Consensus Rating

Sell
0
Hold
6
Buy
18

Based on 24 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 24 analysts, 6 have given a hold rating, 15 have given a buy rating, and 3 have given a strong buy rating for COF.

Consensus Price Target

$260.79
18.58% Upside
According to the 24 analysts' twelve-month price targets for Capital One Financial, the average price target is $260.79. The highest price target for COF is $290.00, while the lowest price target for COF is $224.00. The average price target represents a forecasted upside of 18.58% from the current price of $219.94.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
Get the Latest News and Ratings for COF and Related Stocks

Enter your email address to receive the latest news and analysts' ratings for Capital One Financial and its competitors.

Sign Up
By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

COF Analyst Ratings Over Time

TypeCurrent Forecast
10/24/24 to 10/24/25
1 Month Ago
9/24/24 to 9/24/25
3 Months Ago
7/26/24 to 7/26/25
1 Year Ago
10/25/23 to 10/24/24
Strong Buy
3 Strong Buy rating(s)
3 Strong Buy rating(s)
2 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
15 Buy rating(s)
13 Buy rating(s)
12 Buy rating(s)
7 Buy rating(s)
Hold
6 Hold rating(s)
4 Hold rating(s)
4 Hold rating(s)
12 Hold rating(s)
Sell
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$260.79$239.44$233.07$151.56
Forecasted Upside18.58% Upside6.82% Upside9.62% Upside-1.07% Downside
Consensus RatingModerate BuyModerate BuyModerate BuyHold

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Capital One Financial Stock vs. The Competition

TypeCapital One FinancialFinance CompaniesS&P 500
Consensus Rating Score
2.88
2.30
2.52
Consensus RatingModerate BuyHoldModerate Buy
Predicted Upside18.58% Upside29.50% Upside12.15% Upside
News Sentiment Rating
Positive News

See Recent COF News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
10/23/2025Citigroup
3 of 5 stars
Keith Horowitz
Keith Horowitz
Not Rated
Boost TargetBuy$275.00 ➝ $290.00+31.72%
10/23/2025HSBC
2 of 5 stars
 Boost TargetHold$218.00 ➝ $234.00+5.84%
10/22/2025Morgan Stanley
3 of 5 stars
Betsy Graseck
Betsy Graseck
5 of 5 stars
Boost TargetOverweight$267.00 ➝ $272.00+23.06%
10/22/2025JPMorgan Chase & Co.
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetNeutral$235.00 ➝ $237.00+6.47%
10/22/2025The Goldman Sachs Group
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Boost TargetBuy$266.00 ➝ $276.00+23.18%
10/22/2025Wolfe Research
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Boost TargetOutperform$260.00 ➝ $262.00+16.93%
10/22/2025Robert W. Baird
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetOutperform$245.00 ➝ $270.00+20.50%
10/22/2025Barclays
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetOverweight$257.00 ➝ $271.00+24.71%
10/22/2025BTIG Research
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Reiterated RatingBuy$264.00+21.49%
10/8/2025Weiss Ratings
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Reiterated RatingHold (C-)
10/7/2025UBS Group
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Lower TargetBuy$270.00 ➝ $266.00+24.87%
10/6/2025TD Cowen
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Boost TargetBuy$258.00 ➝ $261.00+21.24%
10/2/2025Deutsche Bank Aktiengesellschaft
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Boost TargetHold$215.00 ➝ $224.00+5.08%
9/30/2025Evercore ISI
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetOutperform$240.00 ➝ $255.00+14.18%
9/12/2025Truist Financial
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetBuy$260.00 ➝ $270.00+20.66%
8/1/2025Redburn Atlantic
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 UpgradeStrong-Buy
8/1/2025Rothschild & Co Redburn
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Initiated CoverageBuy$290.00+34.87%
7/25/2025Wells Fargo & Company
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetOverweight$225.00 ➝ $265.00+26.23%
7/23/2025Keefe, Bruyette & Woods
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetOutperform$248.00 ➝ $260.00+17.40%
7/23/2025Royal Bank Of Canada
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetSector Perform$240.00 ➝ $255.00+15.81%
5/21/2025Bank of America
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
Boost TargetBuy$223.00 ➝ $233.00+20.83%
3/11/2025Baird R W
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
UpgradeHoldStrong-Buy
1/23/2025Argus
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
UpgradeStrong-Buy
1/14/2025Hsbc Global Res
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
UpgradeModerate SellHold
6/6/2024Jefferies Financial Group
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 UpgradeHoldBuy$145.00 ➝ $165.00+21.79%
2/23/2024Piper Sandler
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Boost TargetNeutral$126.00 ➝ $142.00+4.60%
1/29/2024BMO Capital Markets
Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating
 Boost TargetMarket Perform$124.00 ➝ $125.00-9.99%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 02:08 AM ET.


Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, October 22, 2025. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

  • The current stock price is around $217, which reflects a strong market position and potential for growth.
  • Recent upgrades from analysts, including a target price increase from Morgan Stanley, indicate positive sentiment and confidence in the company's future performance.
  • Institutional investors hold a significant majority of the stock, suggesting strong backing and confidence from large financial entities.
  • Capital One Financial Co. has shown resilience with a solid market cap, indicating stability and potential for long-term investment returns.
  • The company has a diverse range of financial products and services, which can help mitigate risks associated with market fluctuations.

Capital One Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

  • Insider selling activity, with over 13,000 shares sold recently, may raise concerns about the company's internal confidence.
  • Analysts have mixed ratings, with some maintaining a neutral stance, which could indicate uncertainty about future performance.
  • The company's high P/E ratio suggests that the stock may be overvalued compared to its earnings, which could deter value-focused investors.
  • Recent price target reductions by analysts could signal potential challenges ahead for the company's stock performance.
  • Market volatility and economic uncertainties could impact the financial services sector, affecting Capital One Financial Co.'s growth prospects.

COF Forecast - Frequently Asked Questions

According to the research reports of 24 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $260.79, with a high forecast of $290.00 and a low forecast of $224.00.

24 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last year. There are currently 6 hold ratings, 15 buy ratings and 3 strong buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 18.58% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 1 upgrade by analysts.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating for Capital One Financial is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how COF compares to other companies.


This page (NYSE:COF) was last updated on 10/24/2025 by MarketBeat.com Staff
From Our Partners