Heritage Insurance (HRTG) Competitors

Heritage Insurance (NYSE:HRTG) and NMI (NASDAQ:NMIH) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, profitability, community ranking, dividends, institutional ownership, risk and earnings.

Which has better valuation & earnings, HRTG or NMIH?

NMI has lower revenue, but higher earnings than Heritage Insurance. NMI is trading at a lower price-to-earnings ratio than Heritage Insurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Heritage Insurance	$844.30M	0.86	$45.31M	$2.53	9.26
NMI	$667.96M	4.42	$360.11M	$4.63	8.16

Which has more risk & volatility, HRTG or NMIH?

Heritage Insurance has a beta of 0.95, suggesting that its stock price is 5% less volatile than the S&P 500. Comparatively, NMI has a beta of 0.56, suggesting that its stock price is 44% less volatile than the S&P 500.

Is HRTG or NMIH more profitable?

NMI has a net margin of 55.32% compared to Heritage Insurance's net margin of 9.10%. Heritage Insurance's return on equity of 29.17% beat NMI's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Heritage Insurance	9.10%	29.17%	3.12%
NMI	55.32%	17.33%	11.44%

Does the MarketBeat Community prefer HRTG or NMIH?

NMI received 107 more outperform votes than Heritage Insurance when rated by MarketBeat users. However, 66.67% of users gave Heritage Insurance an outperform vote while only 65.18% of users gave NMI an outperform vote.

Company	Underperform	Outperform
Heritage Insurance	Outperform Votes 318 66.67%	Underperform Votes 159 33.33%
NMI	Outperform Votes 425 65.18%	Underperform Votes 227 34.82%

Does the media refer more to HRTG or NMIH?

In the previous week, NMI had 5 more articles in the media than Heritage Insurance. MarketBeat recorded 10 mentions for NMI and 5 mentions for Heritage Insurance. Heritage Insurance's average media sentiment score of 1.32 beat NMI's score of 1.19 indicating that Heritage Insurance is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Heritage Insurance	4 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
NMI	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do insiders and institutionals have more ownership in HRTG or NMIH?

59.0% of Heritage Insurance shares are held by institutional investors. Comparatively, 94.1% of NMI shares are held by institutional investors. 15.2% of Heritage Insurance shares are held by insiders. Comparatively, 3.0% of NMI shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Do analysts rate HRTG or NMIH?

Heritage Insurance presently has a consensus target price of $29.00, suggesting a potential upside of 23.83%. NMI has a consensus target price of $43.17, suggesting a potential upside of 14.23%. Given Heritage Insurance's stronger consensus rating and higher probable upside, equities research analysts plainly believe Heritage Insurance is more favorable than NMI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Heritage Insurance	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
NMI	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Summary

Heritage Insurance and NMI tied by winning 9 of the 18 factors compared between the two stocks.