Hilltop (HTH) Competitors

RLI (NYSE:RLI) and Hilltop (NYSE:HTH) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their risk, valuation, profitability, earnings, analyst recommendations, media sentiment, institutional ownership, dividends and community ranking.

Which has preferable earnings and valuation, RLI or HTH?

RLI has higher revenue and earnings than Hilltop. Hilltop is trading at a lower price-to-earnings ratio than RLI, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
RLI	$1.73B	3.88	$345.78M	$3.04	24.12
Hilltop	$1.16B	1.71	$113.21M	$1.97	15.59

Does the media prefer RLI or HTH?

In the previous week, RLI had 12 more articles in the media than Hilltop. MarketBeat recorded 13 mentions for RLI and 1 mentions for Hilltop. Hilltop's average media sentiment score of 1.87 beat RLI's score of 1.15 indicating that Hilltop is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
RLI	7 Very Positive mention(s)	3 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Hilltop	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is RLI or HTH more profitable?

RLI has a net margin of 19.53% compared to Hilltop's net margin of 7.04%. RLI's return on equity of 16.63% beat Hilltop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
RLI	19.53%	16.63%	4.76%
Hilltop	7.04%	5.18%	0.71%

Does the MarketBeat Community prefer RLI or HTH?

RLI received 28 more outperform votes than Hilltop when rated by MarketBeat users. Likewise, 54.75% of users gave RLI an outperform vote while only 52.48% of users gave Hilltop an outperform vote.

Company	Underperform	Outperform
RLI	Outperform Votes 271 54.75%	Underperform Votes 224 45.25%
Hilltop	Outperform Votes 243 52.48%	Underperform Votes 220 47.52%

Which has more volatility and risk, RLI or HTH?

RLI has a beta of 0.7, indicating that its share price is 30% less volatile than the S&P 500. Comparatively, Hilltop has a beta of 0.88, indicating that its share price is 12% less volatile than the S&P 500.

Is RLI or HTH a better dividend stock?

RLI pays an annual dividend of $0.64 per share and has a dividend yield of 0.9%. Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.3%. RLI pays out 21.1% of its earnings in the form of a dividend. Hilltop pays out 36.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. RLI has increased its dividend for 51 consecutive years and Hilltop has increased its dividend for 8 consecutive years.

Do analysts recommend RLI or HTH?

RLI currently has a consensus target price of $78.60, suggesting a potential upside of 7.19%. Hilltop has a consensus target price of $33.00, suggesting a potential upside of 7.41%. Given Hilltop's higher probable upside, analysts plainly believe Hilltop is more favorable than RLI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
RLI	1 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.14
Hilltop	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do institutionals & insiders believe in RLI or HTH?

77.9% of RLI shares are owned by institutional investors. Comparatively, 57.1% of Hilltop shares are owned by institutional investors. 2.2% of RLI shares are owned by insiders. Comparatively, 29.9% of Hilltop shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

RLI beats Hilltop on 16 of the 21 factors compared between the two stocks.