Hilltop (HTH) Competitors

Hilltop (NYSE:HTH) and RLI (NYSE:RLI) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, media sentiment, institutional ownership, risk, dividends, community ranking, analyst recommendations, earnings and valuation.

Do insiders and institutionals hold more shares of HTH or RLI?

57.1% of Hilltop shares are owned by institutional investors. Comparatively, 77.9% of RLI shares are owned by institutional investors. 29.3% of Hilltop shares are owned by company insiders. Comparatively, 2.2% of RLI shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Which has more risk and volatility, HTH or RLI?

Hilltop has a beta of 1, indicating that its share price has a similar volatility profile to the S&P 500.Comparatively, RLI has a beta of 0.49, indicating that its share price is 51% less volatile than the S&P 500.

Which has stronger valuation & earnings, HTH or RLI?

RLI has higher revenue and earnings than Hilltop. Hilltop is trading at a lower price-to-earnings ratio than RLI, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hilltop	$1.16B	1.67	$113.21M	$1.97	15.06
RLI	$1.73B	3.87	$345.78M	$3.04	24.07

Does the media favor HTH or RLI?

In the previous week, RLI had 8 more articles in the media than Hilltop. MarketBeat recorded 33 mentions for RLI and 25 mentions for Hilltop. Hilltop's average media sentiment score of 0.88 beat RLI's score of 0.56 indicating that Hilltop is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hilltop	12 Very Positive mention(s)	3 Positive mention(s)	7 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
RLI	12 Very Positive mention(s)	3 Positive mention(s)	7 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer HTH or RLI?

RLI received 28 more outperform votes than Hilltop when rated by MarketBeat users. Likewise, 54.86% of users gave RLI an outperform vote while only 52.48% of users gave Hilltop an outperform vote.

Company	Underperform	Outperform
Hilltop	Outperform Votes 243 52.48%	Underperform Votes 220 47.52%
RLI	Outperform Votes 271 54.86%	Underperform Votes 223 45.14%

Is HTH or RLI more profitable?

RLI has a net margin of 19.53% compared to Hilltop's net margin of 7.04%. RLI's return on equity of 16.63% beat Hilltop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hilltop	7.04%	5.18%	0.71%
RLI	19.53%	16.63%	4.76%

Is HTH or RLI a better dividend stock?

Hilltop pays an annual dividend of $0.72 per share and has a dividend yield of 2.4%. RLI pays an annual dividend of $0.60 per share and has a dividend yield of 0.8%. Hilltop pays out 36.5% of its earnings in the form of a dividend. RLI pays out 19.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. RLI has increased its dividend for 51 consecutive years.

Do analysts recommend HTH or RLI?

Hilltop currently has a consensus price target of $33.00, suggesting a potential upside of 11.23%. RLI has a consensus price target of $78.60, suggesting a potential upside of 7.40%. Given Hilltop's higher possible upside, research analysts clearly believe Hilltop is more favorable than RLI.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hilltop	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
RLI	1 Sell rating(s)	4 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.14

Summary

RLI beats Hilltop on 16 of the 21 factors compared between the two stocks.