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Hilltop (HTH) Financials

Hilltop logo
$29.58 -0.15 (-0.50%)
Closing price 05/23/2025 03:59 PM Eastern
Extended Trading
$29.61 +0.03 (+0.09%)
As of 05/23/2025 04:04 PM Eastern
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Annual Income Statements for Hilltop

Annual Income Statements for Hilltop

This table shows Hilltop's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Income / (Loss) Attributable to Common Shareholders		 113 110 113 374 448 225 121 133 146 209 106
Consolidated Net Income / (Loss)		 123 118 119 386 470 233 126 133 148 213 113
Net Income / (Loss) Continuing Operations		 123 118 119 386 431 219 121 133 148 213 113
Total Pre-Tax Income 		154 149 156 504 564 283 155 243 231 283 178
Total Revenue		 1,189 1,196 1,291 1,833 2,115 1,502 1,313 1,627 1,684 1,636 1,160
Net Interest Income / (Expense)		 418 467 459 423 424 439 433 422 398 409 361
Total Interest Income		 836 838 591 530 546 611 575 507 456 470 389
Loans and Leases Interest Income		 545 542 416 404 433 460 437 412 390 390 341
Investment Securities Interest Income		 195 191 130 119 106 134 120 83 62 74 41
Other Interest Income		 97 105 45 6.60 6.85 16 17 12 4.34 5.22 6.17
Total Interest Expense		 419 372 132 107 122 172 141 85 58 61 28
Deposits Interest Expense		 275 223 50 24 47 72 46 25 16 16 16
Short-Term Borrowings Interest Expense		 44 58 21 9.07 12 27 26 14 5.80 4.57 2.21
Long-Term Debt Interest Expense		 15 15 16 23 19 13 12 14 14 11 4.89
Federal Funds Purchased and Securities Sold Interest Expense		 73 65 39 51 43 60 57 32 23 30 3.98
Other Interest Expense		 12 9.87 6.13 0.38 2.19 0.55 0.63 0.68 0.74 0.72 0.80
Total Non-Interest Income		 771 729 832 1,410 1,690 1,063 880 1,205 1,287 1,228 799
Other Service Charges		 438 422 403 432 558 454 345 414 408 349 170
Net Realized & Unrealized Capital Gains on Investments		 190 172 302 826 1,001 505 445 538 607 600 390
Investment Banking Income		 143 134 127 152 131 104 90 110 116 116 75
Provision for Credit Losses		 0.94 18 8.31 -58 96 7.21 5.09 14 41 13 17
Total Non-Interest Expense		 1,034 1,028 1,127 1,387 1,454 1,212 1,153 1,369 1,412 1,340 965
Salaries and Employee Benefits		 687 678 774 1,007 1,060 845 757 817 834 766 491
Net Occupancy & Equipment Expense		 91 89 97 101 99 113 114 114 109 120 102
Other Operating Expenses		 255 261 256 280 295 254 282 344 380 355 232
Income Tax Expense		 31 31 37 118 133 64 34 110 83 71 66
Net Income / (Loss) Attributable to Noncontrolling Interest		 10.00 8.33 6.16 12 22 7.69 4.29 0.60 2.05 1.61 0.91
Basic Earnings per Share		 $1.74 $1.69 $1.61 $4.64 $5.02 $2.44 $1.28 $1.36 $1.48 $2.10 $1.18
Weighted Average Basic Shares Outstanding		 65.04M 65.04M 70.43M 80.71M 89.28M 92.35M 94.97M 97.14M 98.40M 99.07M 89.71M
Diluted Earnings per Share		 $1.74 $1.69 $1.60 $4.61 $5.01 $2.44 $1.28 $1.36 $1.48 $2.09 $1.17
Weighted Average Diluted Shares Outstanding		 65.05M 65.05M 70.63M 81.17M 89.30M 92.39M 95.07M 97.35M 98.63M 99.96M 90.57M
Weighted Average Basic & Diluted Shares Outstanding		 64.86M 65.15M 64.70M 78.97M 82.19M 90.80M 94.90M 97.50M 98.60M 99.60M 89.80M
Cash Dividends to Common per Share		 $0.68 $0.64 $0.60 $0.48 $0.36 $0.32 $0.28 $0.24 $0.06 - -

Quarterly Income Statements for Hilltop

This table shows Hilltop's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 42 36 30 20 28 29 37 18 26 26 32
Consolidated Net Income / (Loss)		 45 38 33 23 30 31 39 20 28 27 33
Net Income / (Loss) Continuing Operations		 45 38 33 23 30 31 39 20 28 27 33
Total Pre-Tax Income 		58 44 42 30 38 38 53 27 31 36 43
Total Revenue		 318 301 305 297 285 290 312 309 284 293 330
Net Interest Income / (Expense)		 105 105 105 104 104 111 116 118 122 123 123
Total Interest Income		 193 209 211 207 210 217 217 213 191 180 156
Loans and Leases Interest Income		 125 132 140 139 134 138 142 138 123 118 109
Investment Securities Interest Income		 43 50 48 48 49 50 47 48 46 40 33
Other Interest Income		 25 27 23 21 26 29 27 27 22 22 14
Total Interest Expense		 88 103 106 103 106 106 101 95 70 57 33
Deposits Interest Expense		 60 67 71 68 69 68 64 55 36 28 13
Short-Term Borrowings Interest Expense		 8.10 11 11 11 12 13 14 18 12 10 5.55
Long-Term Debt Interest Expense		 4.79 -0.97 5.98 6.05 3.59 -3.41 6.43 6.32 6.11 2.59 3.91
Federal Funds Purchased and Securities Sold Interest Expense		 15 14 18 19 22 17 16 16 15 9.30 11
Total Non-Interest Income		 213 196 200 193 182 179 197 191 162 170 207
Other Service Charges		 131 115 110 102 111 107 110 110 96 103 114
Net Realized & Unrealized Capital Gains on Investments		 45 44 48 58 40 36 47 49 40 36 58
Investment Banking Income		 37 38 42 33 30 36 40 32 27 31 35
Provision for Credit Losses		 9.34 -5.85 -1.27 11 -2.87 1.27 -0.04 15 2.33 3.64 -0.78
Total Non-Interest Expense		 251 263 264 256 250 251 260 267 250 253 289
Salaries and Employee Benefits		 176 173 178 170 166 160 173 177 168 168 200
Net Occupancy & Equipment Expense		 20 26 22 21 22 22 22 23 23 23 25
Other Operating Expenses		 55 64 64 65 62 69 65 67 60 62 63
Income Tax Expense		 13 6.29 9.54 6.66 8.57 7.13 13 7.17 3.63 9.64 9.25
Net Income / (Loss) Attributable to Noncontrolling Interest		 2.42 2.37 3.21 2.57 1.85 2.29 2.27 1.81 1.97 1.02 1.19
Basic Earnings per Share		 $0.65 $0.55 $0.46 $0.31 $0.42 $0.44 $0.57 $0.28 $0.40 $0.38 $0.50
Weighted Average Basic Shares Outstanding		 64.61M 65.04M 64.93M 65.09M 65.20M 65.04M 65.11M 65.03M 64.90M 70.43M 64.55M
Diluted Earnings per Share		 $0.65 $0.55 $0.46 $0.31 $0.42 $0.44 $0.57 $0.28 $0.40 $0.37 $0.50
Weighted Average Diluted Shares Outstanding		 64.62M 65.05M 64.95M 65.09M 65.21M 65.05M 65.11M 65.05M 64.95M 70.63M 64.67M
Weighted Average Basic & Diluted Shares Outstanding		 64.16M 64.86M 64.96M 64.95M 65.27M 65.15M 65.17M 65.09M 65.02M 64.70M 64.59M
Cash Dividends to Common per Share		 $0.18 - $0.17 $0.17 $0.17 - $0.16 $0.16 $0.16 - $0.15

Annual Cash Flow Statements for Hilltop

This table details how cash moves in and out of Hilltop's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Change in Cash & Equivalents		 454 269 -1,397 1,692 711 -136 105 -198 44 -144 67
Net Cash From Operating Activities		 274 443 1,189 766 280 -433 390 -321 -161 36 -91
Net Cash From Continuing Operating Activities		 274 443 1,189 766 313 -433 396 -321 -161 36 -91
Net Income / (Loss) Continuing Operations		 123 118 119 386 470 233 126 133 148 213 113
Consolidated Net Income / (Loss)		 123 118 119 386 470 233 126 133 148 213 113
Provision For Loan Losses		 0.94 18 8.31 -58 96 7.21 5.09 14 41 13 17
Depreciation Expense		 20 20 33 25 22 -1.48 -5.27 -14 -50 -83 -83
Non-Cash Adjustments to Reconcile Net Income		 39 318 930 1,042 -818 -700 327 177 -245 -308 -151
Changes in Operating Assets and Liabilities, net		 91 -31 99 -629 543 29 -57 -631 -54 202 13
Net Cash From Investing Activities		 354 158 -877 -553 -828 -604 -290 -358 -494 442 260
Net Cash From Continuing Investing Activities		 354 158 -877 -553 -919 -623 -299 -358 -494 442 260
Purchase of Investment Securities		 -14 -164 -1,307 -1,243 -1,455 -1,009 -524 -780 -1,130 -473 -233
Sale and/or Maturity of Investments		 368 323 430 690 536 385 288 422 636 874 493
Net Cash From Financing Activities		 -174 -333 -1,710 1,480 1,258 902 4.63 481 698 -622 -101
Net Cash From Continuing Financing Activities		 -174 -333 -1,710 1,480 1,258 902 4.63 481 698 -622 -101
Net Change in Deposits		 -32 -202 -1,279 1,555 2,125 600 196 857 153 -601 -518
Issuance of Debt		 919 490 930 976 722 1,414 664 403 767 171 424
Repayment of Debt		 -984 -561 -863 -874 -1,326 -1,001 -787 -723 -218 -43 -2.64
Repurchase of Common Equity		 -20 -5.10 -442 -124 -209 -73 -59 -27 - -30 -
Payment of Dividends		 -44 -42 -43 -39 -33 -30 -27 -23 -5.80 -3.54 -5.62
Other Financing Activities, Net		 -13 -13 -12 -15 -23 -8.85 17 -5.82 1.62 -0.58 1.72
Cash Interest Paid		 427 357 128 110 125 169 143 84 58 60 29
Cash Income Taxes Paid		 44 19 15 136 124 57 8.38 86 89 112 27

Quarterly Cash Flow Statements for Hilltop

This table details how cash moves in and out of Hilltop's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 -579 350 1,166 -926 -135 352 -71 -165 153 -240 -17
Net Cash From Operating Activities		 5.84 123 516 -435 71 263 504 -215 -108 -46 490
Net Cash From Continuing Operating Activities		 5.84 123 516 -435 71 263 504 -215 -108 -46 490
Net Income / (Loss) Continuing Operations		 45 38 33 23 30 31 39 20 28 27 33
Consolidated Net Income / (Loss)		 45 38 33 23 30 31 39 20 28 27 33
Provision For Loan Losses		 9.34 -5.85 -1.27 11 -2.87 1.27 -0.04 15 2.33 3.64 -0.78
Depreciation Expense		 4.61 4.85 5.76 4.31 5.03 4.36 5.03 4.39 5.84 12 6.04
Non-Cash Adjustments to Reconcile Net Income		 -139 24 549 -512 -22 392 273 -284 -63 86 438
Changes in Operating Assets and Liabilities, net		 86 62 -71 39 62 -165 186 30 -82 -175 13
Net Cash From Investing Activities		 -27 47 277 14 16 116 235 -50 -142 -181 -130
Net Cash From Continuing Investing Activities		 -27 47 277 14 16 116 235 -50 -142 -181 -130
Purchase of Investment Securities		 -144 -37 174 -93 -58 57 155 -161 -215 -271 -237
Sale and/or Maturity of Investments		 117 85 103 107 74 59 80 111 73 90 107
Net Cash From Financing Activities		 -558 179 373 -505 -222 -28 -809 101 404 -12 -378
Net Cash From Continuing Financing Activities		 -558 179 373 -505 -222 -28 -809 101 404 -12 -378
Net Change in Deposits		 -230 274 369 -486 -189 -30 -34 70 -208 18 -486
Issuance of Debt		 118 904 18 4.42 -6.81 87 -577 232 748 209 345
Repayment of Debt		 -397 -984 - - 0.00 -71 -186 -188 -116 -227 -226
Repurchase of Common Equity		 -33 - - -9.92 -9.94 -0.60 - - -4.50 - -
Payment of Dividends		 -12 -11 -11 -11 -11 -10 -10 -10 -10 -9.51 -9.69
Other Financing Activities, Net		 -3.81 -2.96 -2.83 -2.24 -4.63 -2.44 -2.25 -3.16 -5.12 -2.58 -1.35
Cash Interest Paid		 88 108 103 107 109 105 92 97 64 59 27
Cash Income Taxes Paid		 -0.62 33 0.94 10 0.37 4.98 -0.69 15 -0.05 0.13 8.12

Annual Balance Sheets for Hilltop

This table presents Hilltop's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Total Assets		 16,268 16,467 16,259 18,689 16,944 15,172 13,684 13,366 12,738 11,867 9,242
Cash and Due from Banks		 2,299 1,859 1,580 2,823 1,063 434 644 487 669 652 782
Restricted Cash		 71 57 68 222 290 157 134 187 181 159 76
Federal Funds Sold		 0.65 0.65 0.65 0.39 0.39 0.39 0.40 0.41 21 17 31
Trading Account Securities		 3,607 3,860 4,390 5,043 5,337 4,153 3,447 3,754 3,100 2,859 1,109
Loans and Leases, Net of Allowance		 7,849 7,968 7,997 0.00 7,544 7,320 6,871 6,392 5,789 5,162 3,883
Loans and Leases		 7,951 8,080 8,093 - 7,693 7,381 6,930 6,456 5,843 5,208 3,920
Allowance for Loan and Lease Losses		 101 111 95 - 149 61 59 64 54 45 37
Premises and Equipment, Net		 148 169 185 204 212 210 237 178 190 201 207
Goodwill		 267 267 267 267 267 267 291 252 252 252 252
Intangible Assets		 6.63 8.46 11 15 20 27 38 36 45 55 60
Other Assets		 2,019 2,277 1,760 10,114 2,210 2,603 2,021 2,080 2,490 2,510 1,532
Total Liabilities & Shareholders' Equity		 16,268 16,467 16,259 18,689 16,944 15,172 13,684 13,366 12,738 11,867 9,242
Total Liabilities		 14,050 14,317 14,196 16,140 14,594 13,044 11,710 11,451 10,864 10,129 7,781
Non-Interest Bearing Deposits		 2,769 3,007 3,969 4,577 3,612 2,770 2,561 2,412 2,199 2,235 2,076
Interest Bearing Deposits		 8,297 8,056 7,347 8,241 7,630 6,263 5,975 5,566 4,864 4,717 4,294
Short-Term Debt		 2,166 2,331 1,937 2,337 2,064 3,030 2,361 2,494 2,764 2,286 942
Long-Term Debt		 348 347 347 388 449 323 296 276 385 306 124
Other Long-Term Liabilities		 471 576 597 597 838 659 517 703 650 585 346
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,218 2,150 2,064 2,549 2,351 2,129 1,974 1,915 1,875 1,738 1,461
Total Preferred & Common Equity		 2,190 2,123 2,037 2,523 2,324 2,103 1,949 1,912 1,871 1,737 1,460
Total Common Equity		 2,190 2,123 2,037 2,523 2,324 2,103 1,949 1,912 1,871 1,737 1,346
Common Stock		 1,053 1,055 1,046 1,275 1,319 1,446 1,491 1,527 1,574 1,578 1,392
Retained Earnings		 1,249 1,189 1,124 1,257 987 645 467 385 296 155 -46
Accumulated Other Comprehensive Income / (Loss)		 -111 -122 -134 -10 18 11 -8.63 -0.39 0.49 2.63 0.65
Other Equity Adjustments		 0.00 0.23 0.48 0.75 0.77 0.78 0.83 0.85 0.90 1.03 -
Noncontrolling Interest		 28 27 27 27 27 26 24 2.73 4.01 1.17 0.79

Quarterly Balance Sheets for Hilltop

This table presents Hilltop's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 15,813 15,926 15,620 16,210 16,397 17,138 17,029 16,615
Cash and Due from Banks		 1,703 1,962 798 1,710 1,514 1,585 1,764 1,778
Restricted Cash		 88 56 51 71 47 51 36 109
Federal Funds Sold		 0.65 3.65 5.65 0.65 3.65 0.65 0.74 0.66
Trading Account Securities		 3,732 3,717 4,309 3,863 4,043 4,548 4,381 4,265
Loans and Leases, Net of Allowance		 7,861 7,869 8,058 7,958 8,093 8,245 0.00 0.00
Loans and Leases		 7,967 7,980 8,174 8,063 8,204 8,354 - -
Allowance for Loan and Lease Losses		 106 111 115 104 111 109 - -
Premises and Equipment, Net		 144 158 162 166 172 177 180 191
Goodwill		 267 267 267 267 267 267 267 267
Intangible Assets		 6.38 7.00 7.43 7.94 9.08 9.77 11 12
Other Assets		 2,010 1,887 1,962 2,166 2,247 2,255 10,389 9,991
Total Liabilities & Shareholders' Equity		 15,813 15,926 15,620 16,210 16,397 17,138 17,029 16,615
Total Liabilities		 13,584 13,721 13,458 14,050 14,290 15,048 14,945 14,556
Non-Interest Bearing Deposits		 2,860 2,832 2,845 3,029 3,200 3,451 3,808 4,547
Interest Bearing Deposits		 7,972 7,960 7,528 7,856 7,903 7,713 7,289 6,805
Short-Term Debt		 2,152 2,025 2,183 2,329 2,251 2,935 2,956 2,118
Long-Term Debt		 198 348 347 347 347 365 376 390
Other Long-Term Liabilities		 402 557 554 490 589 584 516 696
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,229 2,206 2,163 2,159 2,107 2,090 2,084 2,059
Total Preferred & Common Equity		 2,200 2,177 2,134 2,132 2,080 2,064 2,057 2,032
Total Common Equity		 2,200 2,177 2,134 2,132 2,080 2,064 2,057 2,032
Common Stock		 1,038 1,051 1,048 1,050 1,053 1,050 1,045 1,044
Retained Earnings		 1,263 1,224 1,205 1,201 1,171 1,145 1,137 1,108
Accumulated Other Comprehensive Income / (Loss)		 -101 -98 -119 -120 -145 -132 -125 -120
Noncontrolling Interest		 29 29 28 28 27 27 27 27

Annual Metrics And Ratios for Hilltop

This table displays calculated financial ratios and metrics derived from Hilltop's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -0.59% -7.40% -29.56% -13.31% 40.81% 14.34% -19.26% -3.42% 2.95% 41.00% 1.24%
EBITDA Growth		 3.23% -10.60% -64.30% -9.82% 108.48% 87.80% -34.73% 26.30% -9.24% 110.92% -33.92%
EBIT Growth		 3.45% -4.49% -69.03% -10.68% 99.63% 82.37% -36.28% 5.13% -18.37% 59.12% -9.74%
NOPAT Growth		 4.43% -1.10% -69.10% -10.48% 96.94% 81.30% -9.28% -10.00% -30.41% 88.86% -11.17%
Net Income Growth		 4.43% -1.10% -69.10% -17.80% 101.60% 85.30% -5.57% -10.00% -30.41% 88.86% -11.17%
EPS Growth		 2.96% 5.63% -65.29% -7.98% 105.33% 90.63% -5.88% -8.11% -29.19% 78.63% -16.43%
Operating Cash Flow Growth		 -38.17% -62.75% 55.36% 173.01% 164.76% -211.16% 221.46% -99.24% -550.42% 139.09% -123.04%
Free Cash Flow Firm Growth		 160.39% -134.74% 4,471.44% -102.28% 265.96% -461.43% -62.98% 186.46% 65.64% -213.61% -203.27%
Invested Capital Growth		 -2.00% 11.08% -17.58% 8.43% -11.27% 18.38% -1.16% -6.75% 16.04% 71.35% 32.49%
Revenue Q/Q Growth		 0.92% -0.25% -6.91% -8.31% 9.35% 12.25% -12.56% -0.86% 2.25% 4.53% 3.04%
EBITDA Q/Q Growth		 3.91% -3.53% -18.59% -11.92% 21.22% 15.03% -20.48% 10.33% 14.88% -7.86% 17.88%
EBIT Q/Q Growth		 4.10% 1.27% -24.00% -12.34% 20.70% 10.53% -17.25% 5.15% 9.40% -6.95% 3.06%
NOPAT Q/Q Growth		 5.95% 3.86% -24.26% -11.94% 19.73% 10.87% 9.96% -14.10% 10.71% -5.45% 2.21%
Net Income Q/Q Growth		 5.95% 3.86% -24.26% -12.68% 17.27% 10.50% 14.46% -14.10% 10.71% -5.45% 2.21%
EPS Q/Q Growth		 6.75% 4.32% -20.79% -10.66% 18.72% 11.42% 13.27% -12.82% 10.45% -6.28% 0.86%
Operating Cash Flow Q/Q Growth		 -33.87% 231.74% 5.46% -29.07% 122.29% -4.65% -18.87% 20.30% 20.78% 183.00% 20.89%
Free Cash Flow Firm Q/Q Growth		 -9.58% -1,437.37% 42.97% -108.28% 29.16% -65.14% -66.16% 227.71% -247.45% 25.07% 23.74%
Invested Capital Q/Q Growth		 3.35% 2.62% -4.84% 2.56% -2.58% 0.68% -4.81% -11.13% 5.84% -13.12% -4.16%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 14.65% 14.11% 14.62% 28.84% 27.72% 18.73% 11.40% 14.10% 10.78% 12.23% 8.18%
EBIT Margin		 12.98% 12.47% 12.09% 27.50% 26.69% 18.82% 11.80% 14.95% 13.74% 17.33% 15.35%
Profit (Net Income) Margin		 10.36% 9.87% 9.24% 21.06% 22.21% 15.51% 9.57% 8.18% 8.78% 12.99% 9.70%
Tax Burden Percent		 79.87% 79.12% 76.41% 76.60% 83.22% 82.41% 81.11% 54.73% 63.93% 74.99% 63.18%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 20.13% 20.88% 23.59% 23.40% 23.58% 22.54% 22.08% 45.27% 36.07% 25.01% 36.82%
Return on Invested Capital (ROIC)		 2.58% 2.57% 2.48% 7.62% 8.34% 4.33% 2.59% 2.74% 3.16% 6.20% 5.08%
ROIC Less NNEP Spread (ROIC-NNEP)		 2.58% 2.57% 2.48% 7.62% 9.65% 4.80% 2.78% 2.74% 3.16% 6.20% 5.08%
Return on Net Nonoperating Assets (RNNOA)		 3.06% 3.03% 2.69% 8.14% 12.63% 7.03% 3.87% 4.28% 5.03% 7.09% 3.04%
Return on Equity (ROE)		 5.64% 5.60% 5.17% 15.76% 20.97% 11.36% 6.47% 7.03% 8.19% 13.29% 8.12%
Cash Return on Invested Capital (CROIC)		 4.59% -7.93% 21.75% -0.47% 20.28% -12.50% 3.76% 9.73% -11.68% -46.39% -22.87%
Operating Return on Assets (OROA)		 0.94% 0.91% 0.89% 2.83% 3.51% 1.96% 1.15% 1.86% 1.88% 2.69% 1.96%
Return on Assets (ROA)		 0.75% 0.72% 0.68% 2.17% 2.92% 1.61% 0.93% 1.02% 1.20% 2.01% 1.24%
Return on Common Equity (ROCE)		 5.57% 5.53% 5.11% 15.59% 20.72% 11.22% 6.42% 7.01% 8.18% 12.81% 7.45%
Return on Equity Simple (ROE_SIMPLE)		 5.63% 5.56% 5.86% 15.31% 20.21% 11.08% 6.45% 6.96% 7.91% 12.24% 7.71%
Net Operating Profit after Tax (NOPAT)		 123 118 119 386 431 219 121 133 148 213 113
NOPAT Margin		 10.36% 9.87% 9.24% 21.06% 20.40% 14.58% 9.20% 8.18% 8.78% 12.99% 9.70%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% -1.31% -0.47% -0.18% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 65.48% 64.19% 67.43% 60.43% 54.81% 63.79% 66.33% 57.22% 56.01% 54.12% 51.05%
Operating Expenses to Revenue		 86.94% 85.99% 87.27% 75.68% 68.75% 80.70% 87.81% 84.17% 83.85% 81.90% 83.19%
Earnings before Interest and Taxes (EBIT)		 154 149 156 504 564 283 155 243 231 283 178
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 174 169 189 529 586 281 150 229 182 200 95
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.84 1.05 0.91 1.03 0.99 1.00 0.77 1.12 1.38 0.96 1.17
Price to Tangible Book Value (P/TBV)		 0.97 1.21 1.05 1.16 1.13 1.16 0.93 1.32 1.63 1.16 1.52
Price to Revenue (P/Rev)		 1.56 1.87 1.43 1.42 1.09 1.40 1.15 1.32 1.53 1.02 1.35
Price to Earnings (P/E)		 16.33 20.36 16.33 6.96 5.13 9.33 12.44 16.21 17.63 7.94 14.84
Dividend Yield		 2.39% 1.87% 2.62% 1.45% 1.41% 1.41% 1.75% 1.07% 0.23% 0.00% 0.00%
Earnings Yield		 6.12% 4.91% 6.12% 14.37% 19.47% 10.71% 8.04% 6.17% 5.67% 12.59% 6.74%
Enterprise Value to Invested Capital (EV/IC)		 0.43 0.63 0.58 0.44 0.72 0.89 0.74 0.91 0.97 0.79 0.74
Enterprise Value to Revenue (EV/Rev)		 1.70 2.53 1.94 1.26 1.65 3.26 2.60 2.61 2.88 2.09 1.61
Enterprise Value to EBITDA (EV/EBITDA)		 11.60 17.90 13.29 4.37 5.95 17.39 22.79 18.51 26.72 17.12 19.64
Enterprise Value to EBIT (EV/EBIT)		 13.10 20.26 16.07 4.59 6.18 17.30 22.02 17.46 20.97 12.08 10.46
Enterprise Value to NOPAT (EV/NOPAT)		 16.40 25.61 21.04 5.99 8.08 22.33 28.26 31.90 32.81 16.11 16.55
Enterprise Value to Operating Cash Flow (EV/OCF)		 7.38 6.82 2.11 3.02 12.43 0.00 8.76 0.00 0.00 95.85 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 9.20 0.00 2.40 0.00 3.32 0.00 19.52 8.99 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.13 1.25 1.11 1.07 1.07 1.58 1.35 1.45 1.68 1.49 0.73
Long-Term Debt to Equity		 0.16 0.16 0.17 0.15 0.19 0.15 0.15 0.14 0.21 0.18 0.08
Financial Leverage		 1.19 1.18 1.09 1.07 1.31 1.46 1.40 1.56 1.59 1.14 0.60
Leverage Ratio		 7.49 7.77 7.58 7.27 7.17 7.03 6.96 6.89 6.81 6.60 6.54
Compound Leverage Factor		 7.49 7.77 7.58 7.27 7.17 7.03 6.96 6.89 6.81 6.60 6.54
Debt to Total Capital		 53.12% 55.46% 52.53% 51.66% 51.67% 61.16% 57.37% 59.13% 62.69% 59.85% 42.17%
Short-Term Debt to Total Capital		 45.77% 48.27% 44.55% 44.31% 42.44% 55.27% 50.98% 53.24% 55.03% 52.79% 37.27%
Long-Term Debt to Total Capital		 7.35% 7.19% 7.98% 7.36% 9.23% 5.90% 6.39% 5.89% 7.66% 7.06% 4.90%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 4.51%
Noncontrolling Interests to Total Capital		 0.60% 0.57% 0.61% 0.50% 0.55% 0.47% 0.53% 0.06% 0.08% 0.03% 0.03%
Common Equity to Total Capital		 46.28% 43.97% 46.86% 47.83% 47.78% 38.37% 42.10% 40.82% 37.23% 40.12% 53.29%
Debt to EBITDA		 14.43 15.87 12.10 5.15 4.29 11.92 17.74 12.07 17.34 12.95 11.23
Net Debt to EBITDA		 0.82 4.51 3.37 -0.61 1.98 9.82 12.54 9.14 12.54 8.81 1.86
Long-Term Debt to EBITDA		 2.00 2.06 1.84 0.73 0.77 1.15 1.98 1.20 2.12 1.53 1.30
Debt to NOPAT		 20.40 22.70 19.14 7.06 5.83 15.31 21.99 20.80 21.29 12.19 9.47
Net Debt to NOPAT		 1.16 6.45 5.33 -0.83 2.69 12.61 15.55 15.74 15.39 8.30 1.57
Long-Term Debt to NOPAT		 2.82 2.94 2.91 1.00 1.04 1.48 2.45 2.07 2.60 1.44 1.10
Noncontrolling Interest Sharing Ratio		 1.28% 1.28% 1.15% 1.09% 1.17% 1.22% 0.70% 0.18% 0.14% 3.63% 8.28%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 220 -364 1,046 -24 1,049 -632 175 472 -546 -1,590 -507
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.52 -0.98 7.92 -0.22 8.58 -3.68 1.24 5.53 -9.35 -25.96 -18.35
Operating Cash Flow to Interest Expense		 0.65 1.19 9.00 7.16 2.29 -2.52 2.76 -3.76 -2.76 0.58 -3.31
Operating Cash Flow Less CapEx to Interest Expense		 0.65 1.19 9.00 7.16 2.29 -2.52 2.76 -3.76 -2.76 0.58 -3.31
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.07 0.07 0.07 0.10 0.13 0.10 0.10 0.12 0.14 0.16 0.13
Fixed Asset Turnover		 7.50 6.76 6.63 8.81 10.02 6.71 6.33 8.84 8.62 8.03 5.69
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 4,732 4,828 4,347 5,274 4,864 5,482 4,631 4,685 5,024 4,330 2,527
Invested Capital Turnover		 0.25 0.26 0.27 0.36 0.41 0.30 0.28 0.34 0.36 0.48 0.52
Increase / (Decrease) in Invested Capital		 -96 482 -927 410 -618 851 -54 -339 694 1,803 620
Enterprise Value (EV)		 2,021 3,021 2,509 2,312 3,486 4,890 3,413 4,247 4,854 3,425 1,863
Market Capitalization		 1,849 2,233 1,847 2,607 2,300 2,103 1,511 2,148 2,572 1,661 1,572
Book Value per Share		 $33.71 $32.58 $31.54 $31.95 $25.75 $22.67 $20.61 $19.94 $18.98 $17.56 $14.93
Tangible Book Value per Share		 $29.49 $28.34 $27.22 $28.37 $22.56 $19.50 $17.13 $16.93 $15.97 $14.46 $11.47
Total Capital		 4,732 4,828 4,347 5,274 4,864 5,482 4,631 4,685 5,024 4,330 2,527
Total Debt		 2,514 2,678 2,283 2,725 2,513 3,353 2,657 2,770 3,149 2,591 1,065
Total Long-Term Debt		 348 347 347 388 449 323 296 276 385 306 124
Net Debt		 143 761 635 -321 1,160 2,761 1,878 2,096 2,278 1,763 176
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 -38 -14 -4.94 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 2,514 2,678 2,283 2,725 2,513 3,353 2,657 2,770 3,149 2,591 1,065
Total Depreciation and Amortization (D&A)		 20 20 33 25 22 -1.48 -5.27 -14 -50 -83 -83
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.74 $1.69 $1.61 $4.64 $5.02 $2.44 $1.28 $1.36 $1.48 $2.10 $1.18
Adjusted Weighted Average Basic Shares Outstanding		 65.04M 65.04M 70.43M 80.71M 89.28M 92.35M 94.97M 97.14M 98.40M 99.07M 89.71M
Adjusted Diluted Earnings per Share		 $1.74 $1.69 $1.60 $4.61 $5.01 $2.44 $1.28 $1.36 $1.48 $2.09 $1.17
Adjusted Weighted Average Diluted Shares Outstanding		 65.05M 65.05M 70.63M 81.17M 89.30M 92.39M 95.07M 97.35M 98.63M 99.96M 90.57M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $2.44 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 64.86M 65.15M 64.70M 78.97M 82.19M 90.80M 93.61M 95.99M 98.57M 98.09M 100.30M
Normalized Net Operating Profit after Tax (NOPAT)		 123 118 119 386 431 219 121 133 148 213 113
Normalized NOPAT Margin		 10.36% 9.87% 9.24% 21.06% 20.40% 14.58% 9.20% 8.18% 8.78% 12.99% 9.70%
Pre Tax Income Margin		 12.98% 12.47% 12.09% 27.50% 26.69% 18.82% 11.80% 14.95% 13.74% 17.33% 15.35%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.37 0.40 1.18 4.71 4.61 1.65 1.10 2.85 3.96 4.63 6.45
NOPAT to Interest Expense		 0.29 0.32 0.90 3.61 3.53 1.28 0.85 1.56 2.53 3.47 4.07
EBIT Less CapEx to Interest Expense		 0.37 0.40 1.18 4.71 4.61 1.65 1.10 2.85 3.96 4.63 6.45
NOPAT Less CapEx to Interest Expense		 0.29 0.32 0.90 3.61 3.53 1.28 0.85 1.56 2.53 3.47 4.07
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 35.92% 35.26% 36.01% 10.10% 6.92% 12.72% 21.23% 17.38% 3.92% 1.66% 4.99%
Augmented Payout Ratio		 52.04% 39.59% 406.81% 42.12% 51.35% 44.22% 68.15% 37.95% 3.92% 15.79% 4.99%

Quarterly Metrics And Ratios for Hilltop

This table displays calculated financial ratios and metrics derived from Hilltop's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 11.65% 3.75% -2.24% -3.87% 0.37% -1.03% -5.44% -12.07% -10.18% -24.65% -30.14%
EBITDA Growth		 44.39% 15.46% -16.25% 7.53% 15.77% -12.71% 18.58% -41.58% -1.12% -46.99% -63.10%
EBIT Growth		 51.35% 15.95% -19.19% 9.05% 21.30% 5.17% 23.57% -42.88% 4.82% -57.64% -65.63%
NOPAT Growth		 50.84% 22.36% -16.30% 14.85% 6.32% 16.49% 18.21% -43.56% 15.03% -58.98% -65.15%
Net Income Growth		 50.84% 22.36% -16.30% 14.85% 6.32% 16.49% 18.21% -43.56% 15.03% -58.98% -65.15%
EPS Growth		 54.76% 25.00% -19.30% 10.71% 5.00% 18.92% 14.00% -37.78% 42.86% -53.16% -56.52%
Operating Cash Flow Growth		 -91.76% -53.32% 2.39% -102.31% 165.32% 667.51% 2.72% -160.27% -127.91% 57.05% -59.13%
Free Cash Flow Firm Growth		 -50.58% 129.79% 262.81% 161.78% 326.31% -147.24% -116.12% -201.68% -729.96% 376.25% 1,225.49%
Invested Capital Growth		 -5.31% -2.00% -2.69% -12.94% -10.72% 11.08% 3.00% 28.19% 5.81% -17.58% -11.17%
Revenue Q/Q Growth		 5.77% -1.44% 2.87% 4.11% -1.71% -7.13% 1.16% 8.70% -3.08% -11.27% -5.94%
EBITDA Q/Q Growth		 26.99% 1.69% 42.33% -21.44% 1.55% -26.23% 82.75% -15.43% -23.43% 0.20% -9.97%
EBIT Q/Q Growth		 30.51% 4.06% 43.60% -22.40% -0.02% -27.47% 93.77% -13.67% -13.31% -14.78% -10.43%
NOPAT Q/Q Growth		 17.55% 15.13% 43.70% -22.43% -4.65% -21.24% 97.17% -28.20% 4.48% -20.08% -5.86%
Net Income Q/Q Growth		 17.55% 15.13% 43.70% -22.43% -4.65% -21.24% 97.17% -28.20% 4.48% -20.08% -5.86%
EPS Q/Q Growth		 18.18% 19.57% 48.39% -26.19% -4.55% -22.81% 103.57% -30.00% 8.11% -26.00% 11.11%
Operating Cash Flow Q/Q Growth		 -95.25% -76.18% 218.44% -714.43% -73.07% -47.75% 334.02% -98.39% -133.93% -109.46% 37.31%
Free Cash Flow Firm Q/Q Growth		 124.63% -15.81% -77.86% 18.03% 235.41% -360.09% 91.60% -332.34% -128.27% 56.95% -46.99%
Invested Capital Q/Q Growth		 -3.24% 3.35% -2.44% -2.95% 0.16% 2.62% -12.71% -0.48% 24.61% -4.84% 8.64%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 19.55% 16.28% 15.78% 11.41% 15.11% 14.63% 18.42% 10.20% 13.10% 16.59% 14.69%
EBIT Margin		 18.10% 14.67% 13.89% 9.95% 13.35% 13.13% 16.81% 8.77% 11.05% 12.35% 12.86%
Profit (Net Income) Margin		 13.98% 12.58% 10.77% 7.71% 10.35% 10.67% 12.58% 6.45% 9.77% 9.06% 10.06%
Tax Burden Percent		 77.25% 85.77% 77.53% 77.47% 77.51% 81.28% 74.85% 73.56% 88.44% 73.38% 78.24%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 22.75% 14.23% 22.47% 22.53% 22.49% 18.72% 25.15% 26.44% 11.56% 26.62% 21.76%
Return on Invested Capital (ROIC)		 3.63% 3.13% 2.73% 1.81% 2.42% 2.78% 3.25% 1.64% 2.34% 2.43% 2.88%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.63% 3.13% 2.73% 1.81% 2.42% 2.78% 3.25% 1.64% 2.34% 2.43% 2.88%
Return on Net Nonoperating Assets (RNNOA)		 4.16% 3.72% 3.15% 2.48% 3.42% 3.27% 3.99% 2.15% 3.04% 2.64% 3.25%
Return on Equity (ROE)		 7.79% 6.85% 5.88% 4.30% 5.84% 6.06% 7.24% 3.79% 5.38% 5.08% 6.12%
Cash Return on Invested Capital (CROIC)		 8.40% 4.59% 5.23% 16.26% 13.66% -7.93% -0.51% -22.47% -3.31% 21.75% 15.08%
Operating Return on Assets (OROA)		 1.38% 1.07% 1.01% 0.72% 0.96% 0.96% 1.22% 0.63% 0.79% 0.91% 1.03%
Return on Assets (ROA)		 1.07% 0.91% 0.79% 0.56% 0.75% 0.78% 0.91% 0.46% 0.70% 0.67% 0.81%
Return on Common Equity (ROCE)		 7.69% 6.76% 5.81% 4.24% 5.76% 5.98% 7.15% 3.74% 5.32% 5.02% 6.05%
Return on Equity Simple (ROE_SIMPLE)		 6.28% 0.00% 5.34% 5.75% 5.62% 0.00% 5.46% 5.21% 5.98% 0.00% 7.75%
Net Operating Profit after Tax (NOPAT)		 45 38 33 23 30 31 39 20 28 27 33
NOPAT Margin		 13.98% 12.58% 10.77% 7.71% 10.35% 10.67% 12.58% 6.45% 9.77% 9.06% 10.06%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 61.55% 66.11% 65.57% 64.42% 65.82% 62.68% 62.43% 64.72% 67.09% 65.13% 68.24%
Operating Expenses to Revenue		 78.97% 87.27% 86.52% 86.36% 87.65% 86.44% 83.21% 86.42% 88.13% 86.41% 87.37%
Earnings before Interest and Taxes (EBIT)		 58 44 42 30 38 38 53 27 31 36 43
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 62 49 48 34 43 42 58 31 37 49 49
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.90 0.84 0.96 0.95 0.95 1.05 0.87 0.96 0.90 0.91 0.75
Price to Tangible Book Value (P/TBV)		 1.03 0.97 1.10 1.09 1.09 1.21 1.00 1.11 1.04 1.05 0.87
Price to Revenue (P/Rev)		 1.62 1.56 1.77 1.71 1.69 1.87 1.51 1.64 1.48 1.43 1.10
Price to Earnings (P/E)		 15.47 16.33 19.64 17.86 18.10 20.36 16.95 19.60 15.93 16.33 10.22
Dividend Yield		 2.27% 2.39% 2.08% 2.12% 2.10% 1.87% 2.81% 2.52% 2.65% 2.62% 2.41%
Earnings Yield		 6.46% 6.12% 5.09% 5.60% 5.52% 4.91% 5.90% 5.10% 6.28% 6.12% 9.79%
Enterprise Value to Invested Capital (EV/IC)		 0.56 0.43 0.54 0.80 0.61 0.63 0.61 0.68 0.63 0.58 0.48
Enterprise Value to Revenue (EV/Rev)		 2.10 1.70 2.10 3.15 2.46 2.53 2.39 3.03 2.71 1.94 1.57
Enterprise Value to EBITDA (EV/EBITDA)		 13.25 11.60 14.73 21.10 16.84 17.90 16.38 22.19 18.14 13.29 9.40
Enterprise Value to EBIT (EV/EBIT)		 14.74 13.10 16.66 23.59 18.88 20.26 19.47 26.83 21.68 16.07 10.60
Enterprise Value to NOPAT (EV/NOPAT)		 18.54 16.40 21.23 30.43 24.57 25.61 25.23 34.23 27.80 21.04 13.83
Enterprise Value to Operating Cash Flow (EV/OCF)		 12.27 7.38 5.96 9.28 4.73 6.82 21.46 30.63 4.94 2.11 1.93
Enterprise Value to Free Cash Flow (EV/FCFF)		 6.48 9.20 10.17 4.55 4.20 0.00 0.00 0.00 0.00 2.40 2.98
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.05 1.13 1.08 1.17 1.24 1.25 1.23 1.58 1.60 1.11 1.22
Long-Term Debt to Equity		 0.09 0.16 0.16 0.16 0.16 0.16 0.16 0.17 0.18 0.17 0.19
Financial Leverage		 1.15 1.19 1.15 1.37 1.42 1.18 1.23 1.31 1.30 1.09 1.13
Leverage Ratio		 7.30 7.49 7.49 7.70 7.83 7.77 7.92 8.16 7.74 7.58 7.59
Compound Leverage Factor		 7.30 7.49 7.49 7.70 7.83 7.77 7.92 8.16 7.74 7.58 7.59
Debt to Total Capital		 51.32% 53.12% 51.82% 53.92% 55.34% 55.46% 55.22% 61.22% 61.53% 52.53% 54.93%
Short-Term Debt to Total Capital		 47.00% 45.77% 44.23% 46.51% 48.16% 48.27% 47.84% 54.46% 54.58% 44.55% 46.38%
Long-Term Debt to Total Capital		 4.33% 7.35% 7.59% 7.40% 7.18% 7.19% 7.38% 6.76% 6.95% 7.98% 8.55%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.64% 0.60% 0.63% 0.60% 0.57% 0.57% 0.58% 0.49% 0.50% 0.61% 0.59%
Common Equity to Total Capital		 48.04% 46.28% 47.55% 45.48% 44.09% 43.97% 44.20% 38.29% 37.97% 46.86% 44.48%
Debt to EBITDA		 12.15 14.43 14.15 14.30 15.33 15.87 14.85 19.89 17.70 12.10 10.82
Net Debt to EBITDA		 2.89 0.82 2.10 9.47 5.12 4.51 5.91 10.03 8.13 3.37 2.68
Long-Term Debt to EBITDA		 1.02 2.00 2.07 1.96 1.99 2.06 1.98 2.20 2.00 1.84 1.68
Debt to NOPAT		 17.00 20.40 20.40 20.62 22.35 22.70 22.87 30.69 27.11 19.14 15.93
Net Debt to NOPAT		 4.04 1.16 3.02 13.65 7.47 6.45 9.10 15.47 12.46 5.33 3.94
Long-Term Debt to NOPAT		 1.43 2.82 2.99 2.83 2.90 2.94 3.05 3.39 3.06 2.91 2.48
Noncontrolling Interest Sharing Ratio		 1.29% 1.28% 1.30% 1.29% 1.29% 1.28% 1.30% 1.31% 1.18% 1.15% 1.16%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 302 134 159 720 610 -451 -98 -1,166 -270 954 608
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 3.44 1.30 1.50 6.96 5.76 -4.27 -0.97 -12.25 -3.87 16.87 18.42
Operating Cash Flow to Interest Expense		 0.07 1.19 4.86 -4.21 0.67 2.49 4.98 -2.26 -1.56 -0.82 14.86
Operating Cash Flow Less CapEx to Interest Expense		 0.07 1.19 4.86 -4.21 0.67 2.49 4.98 -2.26 -1.56 -0.82 14.86
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.08 0.07 0.07 0.07 0.07 0.07 0.07 0.07 0.07 0.07 0.08
Fixed Asset Turnover		 7.90 7.50 7.14 7.00 6.92 6.76 6.60 6.54 6.64 6.63 6.91
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 4,579 4,732 4,578 4,693 4,836 4,828 4,705 5,390 5,416 4,347 4,568
Invested Capital Turnover		 0.26 0.25 0.25 0.24 0.23 0.26 0.26 0.25 0.24 0.27 0.29
Increase / (Decrease) in Invested Capital		 -257 -96 -127 -697 -581 482 137 1,185 297 -927 -574
Enterprise Value (EV)		 2,562 2,021 2,469 3,734 2,941 3,021 2,866 3,681 3,417 2,509 2,178
Market Capitalization		 1,975 1,849 2,089 2,030 2,019 2,233 1,806 1,991 1,858 1,847 1,530
Book Value per Share		 $33.91 $33.71 $33.52 $32.70 $32.70 $32.58 $31.95 $31.74 $31.79 $31.54 $31.46
Tangible Book Value per Share		 $29.69 $29.49 $29.29 $28.49 $28.47 $28.34 $27.70 $27.47 $27.49 $27.22 $27.13
Total Capital		 4,579 4,732 4,578 4,693 4,836 4,828 4,705 5,390 5,416 4,347 4,568
Total Debt		 2,350 2,514 2,373 2,530 2,676 2,678 2,598 3,300 3,333 2,283 2,509
Total Long-Term Debt		 198 348 348 347 347 347 347 365 376 347 390
Net Debt		 558 143 352 1,675 895 761 1,033 1,664 1,531 635 621
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 2,350 2,514 2,373 2,530 2,676 2,678 2,598 3,300 3,333 2,283 2,509
Total Depreciation and Amortization (D&A)		 4.61 4.85 5.76 4.31 5.03 4.36 5.03 4.39 5.84 12 6.04
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.65 $0.55 $0.46 $0.31 $0.42 $0.44 $0.57 $0.28 $0.40 $0.38 $0.50
Adjusted Weighted Average Basic Shares Outstanding		 64.61M 65.04M 64.93M 65.09M 65.20M 65.04M 65.11M 65.03M 64.90M 70.43M 64.55M
Adjusted Diluted Earnings per Share		 $0.65 $0.55 $0.46 $0.31 $0.42 $0.44 $0.57 $0.28 $0.40 $0.37 $0.50
Adjusted Weighted Average Diluted Shares Outstanding		 64.62M 65.05M 64.95M 65.09M 65.21M 65.05M 65.11M 65.05M 64.95M 70.63M 64.67M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 64.16M 64.86M 64.96M 64.95M 65.27M 65.15M 65.17M 65.09M 65.02M 64.70M 64.59M
Normalized Net Operating Profit after Tax (NOPAT)		 45 38 33 23 30 31 39 20 28 27 33
Normalized NOPAT Margin		 13.98% 12.58% 10.77% 7.71% 10.35% 10.67% 12.58% 6.45% 9.77% 9.06% 10.06%
Pre Tax Income Margin		 18.10% 14.67% 13.89% 9.95% 13.35% 13.13% 16.81% 8.77% 11.05% 12.35% 12.86%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.66 0.43 0.40 0.29 0.36 0.36 0.52 0.28 0.45 0.64 1.29
NOPAT to Interest Expense		 0.51 0.37 0.31 0.22 0.28 0.29 0.39 0.21 0.40 0.47 1.01
EBIT Less CapEx to Interest Expense		 0.66 0.43 0.40 0.29 0.36 0.36 0.52 0.28 0.45 0.64 1.29
NOPAT Less CapEx to Interest Expense		 0.51 0.37 0.31 0.22 0.28 0.29 0.39 0.21 0.40 0.47 1.01
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 32.43% 35.92% 37.53% 35.06% 35.35% 35.26% 35.81% 37.16% 33.73% 36.01% 27.26%
Augmented Payout Ratio		 63.69% 52.04% 55.12% 51.73% 44.15% 39.59% 39.78% 41.34% 397.24% 406.81% 308.09%

Frequently Asked Questions About Hilltop's Financials

When does Hilltop's financial year end?

According to the most recent income statement we have on file, Hilltop's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Hilltop's net income changed over the last 10 years?

Hilltop's net income appears to be on an upward trend, with a most recent value of $123.21 million in 2024, rising from $112.56 million in 2014. The previous period was $117.98 million in 2023. View Hilltop's forecast to see where analysts expect Hilltop to go next.

How has Hilltop revenue changed over the last 10 years?

Over the last 10 years, Hilltop's total revenue changed from $1.16 billion in 2014 to $1.19 billion in 2024, a change of 2.4%.

How much debt does Hilltop have?

Hilltop's total liabilities were at $14.05 billion at the end of 2024, a 1.9% decrease from 2023, and a 80.6% increase since 2014.

How much cash does Hilltop have?

In the past 10 years, Hilltop's cash and equivalents has ranged from $433.63 million in 2019 to $2.82 billion in 2021, and is currently $2.30 billion as of their latest financial filing in 2024.

How has Hilltop's book value per share changed over the last 10 years?

Over the last 10 years, Hilltop's book value per share changed from 14.93 in 2014 to 33.71 in 2024, a change of 125.8%.


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This page (NYSE:HTH) was last updated on 5/25/2025 by MarketBeat.com Staff
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