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loanDepot (LDI) Competitors

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$1.30 +0.02 (+1.17%)
Closing price 07/7/2025 03:59 PM Eastern
Extended Trading
$1.28 -0.01 (-1.16%)
As of 07/7/2025 06:47 PM Eastern
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LDI vs. PGY, MBIN, CLBK, CCB, BTDR, CMPO, VBTX, TFIN, LOB, and LC

Should you be buying loanDepot stock or one of its competitors? The main competitors of loanDepot include Pagaya Technologies (PGY), Merchants Bancorp (MBIN), Columbia Financial (CLBK), Coastal Financial (CCB), Bitdeer Technologies Group (BTDR), CompoSecure (CMPO), Veritex (VBTX), Triumph Financial (TFIN), Live Oak Bancshares (LOB), and LendingClub (LC). These companies are all part of the "banking" industry.

loanDepot vs. Its Competitors

loanDepot (NYSE:LDI) and Pagaya Technologies (NASDAQ:PGY) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings and risk.

loanDepot has higher revenue and earnings than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than loanDepot, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
loanDepot$1.06B0.40-$98.33M-$0.45-2.88
Pagaya Technologies$1.03B1.64-$401.41M-$5.07-4.42

loanDepot has a beta of 3.33, meaning that its stock price is 233% more volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.93, meaning that its stock price is 493% more volatile than the S&P 500.

39.4% of loanDepot shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 83.0% of loanDepot shares are owned by insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

loanDepot has a net margin of -7.74% compared to Pagaya Technologies' net margin of -34.57%. Pagaya Technologies' return on equity of 9.28% beat loanDepot's return on equity.

Company Net Margins Return on Equity Return on Assets
loanDepot-7.74% -18.41% -1.57%
Pagaya Technologies -34.57%9.28%3.51%

loanDepot presently has a consensus target price of $1.98, indicating a potential upside of 52.51%. Pagaya Technologies has a consensus target price of $21.94, indicating a potential downside of 2.08%. Given loanDepot's higher possible upside, equities research analysts plainly believe loanDepot is more favorable than Pagaya Technologies.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
loanDepot
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
Pagaya Technologies
0 Sell rating(s)
2 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.78

In the previous week, Pagaya Technologies had 17 more articles in the media than loanDepot. MarketBeat recorded 18 mentions for Pagaya Technologies and 1 mentions for loanDepot. Pagaya Technologies' average media sentiment score of 0.51 beat loanDepot's score of 0.00 indicating that Pagaya Technologies is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
loanDepot
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Pagaya Technologies
8 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Pagaya Technologies beats loanDepot on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LDI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LDI vs. The Competition

MetricloanDepotFIN IndustryFinance SectorNYSE Exchange
Market Cap$422.29M$5.06B$12.02B$20.71B
Dividend YieldN/A4.28%5.53%3.72%
P/E Ratio-2.889.2919.9527.80
Price / Sales0.401.8825.9447.19
Price / CashN/A18.9818.7218.22
Price / Book0.851.882.254.59
Net Income-$98.33M$1.82B$990.08M$982.91M
7 Day Performance0.78%-0.60%0.55%0.65%
1 Month Performance-0.77%8.09%3.39%4.26%
1 Year Performance-19.06%278.10%540.31%13.93%

loanDepot Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LDI
loanDepot
1.9162 of 5 stars
$1.30
+1.2%
$1.98
+52.5%
-15.4%$422.29M$1.06B-2.884,900
PGY
Pagaya Technologies
2.0187 of 5 stars
$22.41
+1.1%
$21.94
-2.1%
+68.9%$1.68B$1.03B36.93800Analyst Downgrade
MBIN
Merchants Bancorp
3.7002 of 5 stars
$34.91
-2.0%
$47.50
+36.1%
-13.5%$1.64B$1.45B6.55480
CLBK
Columbia Financial
0.2883 of 5 stars
$14.96
-2.1%
$16.00
+7.0%
+3.6%$1.60B$489.17M49.29750
CCB
Coastal Financial
3.3442 of 5 stars
$102.22
-0.4%
$105.00
+2.7%
+133.6%$1.54B$703.32M30.36380
BTDR
Bitdeer Technologies Group
2.2811 of 5 stars
$13.13
-4.6%
$20.10
+53.1%
+13.8%$1.54B$349.78M0.00211Gap Down
CMPO
CompoSecure
0.5487 of 5 stars
$14.84
-0.1%
$16.19
+9.1%
+113.2%$1.52B$420.57M14.011,007News Coverage
Positive News
VBTX
Veritex
4.711 of 5 stars
$27.22
-1.4%
$30.25
+11.1%
+34.2%$1.50B$797.62M12.61770News Coverage
Positive News
TFIN
Triumph Financial
0.9833 of 5 stars
$63.63
-0.1%
$68.20
+7.2%
-21.8%$1.49B$487.93M144.821,553
LOB
Live Oak Bancshares
3.9144 of 5 stars
$31.57
-2.2%
$41.33
+30.9%
-5.6%$1.44B$498.34M21.77960
LC
LendingClub
4.7758 of 5 stars
$12.23
-2.7%
$16.13
+31.8%
+44.6%$1.44B$787.01M26.751,002Analyst Forecast

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This page (NYSE:LDI) was last updated on 7/8/2025 by MarketBeat.com Staff
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