NIC vs. QFIN, OMF, UWMC, UPST, CADE, OZK, PFSI, VLY, CORZ, and HWC
Should you be buying Nicolet Bankshares stock or one of its competitors? The main competitors of Nicolet Bankshares include Qifu Technology (QFIN), OneMain (OMF), UWM (UWMC), Upstart (UPST), Cadence Bank (CADE), Bank OZK (OZK), PennyMac Financial Services (PFSI), Valley National Bancorp (VLY), Core Scientific (CORZ), and Hancock Whitney (HWC). These companies are all part of the "banking" industry.
Nicolet Bankshares vs. Its Competitors
Qifu Technology (NASDAQ:QFIN) and Nicolet Bankshares (NYSE:NIC) are both banking companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, institutional ownership, media sentiment, risk, dividends, analyst recommendations, profitability and earnings.
Qifu Technology pays an annual dividend of $1.38 per share and has a dividend yield of 3.2%. Nicolet Bankshares pays an annual dividend of $1.28 per share and has a dividend yield of 1.0%. Qifu Technology pays out 21.2% of its earnings in the form of a dividend. Nicolet Bankshares pays out 15.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Nicolet Bankshares has raised its dividend for 2 consecutive years.
In the previous week, Qifu Technology had 9 more articles in the media than Nicolet Bankshares. MarketBeat recorded 13 mentions for Qifu Technology and 4 mentions for Nicolet Bankshares. Nicolet Bankshares' average media sentiment score of 0.78 beat Qifu Technology's score of 0.77 indicating that Nicolet Bankshares is being referred to more favorably in the news media.
74.8% of Qifu Technology shares are owned by institutional investors. Comparatively, 43.1% of Nicolet Bankshares shares are owned by institutional investors. 17.1% of Qifu Technology shares are owned by company insiders. Comparatively, 16.4% of Nicolet Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.
Qifu Technology has higher revenue and earnings than Nicolet Bankshares. Qifu Technology is trading at a lower price-to-earnings ratio than Nicolet Bankshares, indicating that it is currently the more affordable of the two stocks.
Qifu Technology presently has a consensus target price of $51.73, suggesting a potential upside of 19.06%. Nicolet Bankshares has a consensus target price of $119.25, suggesting a potential downside of 9.34%. Given Qifu Technology's stronger consensus rating and higher possible upside, research analysts plainly believe Qifu Technology is more favorable than Nicolet Bankshares.
Qifu Technology has a net margin of 38.99% compared to Nicolet Bankshares' net margin of 24.31%. Qifu Technology's return on equity of 29.73% beat Nicolet Bankshares' return on equity.
Qifu Technology has a beta of 0.48, meaning that its share price is 52% less volatile than the S&P 500. Comparatively, Nicolet Bankshares has a beta of 0.76, meaning that its share price is 24% less volatile than the S&P 500.
Summary
Qifu Technology beats Nicolet Bankshares on 12 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding NIC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Nicolet Bankshares Competitors List
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This page (NYSE:NIC) was last updated on 7/6/2025 by MarketBeat.com Staff
