Pearl Diver Credit (PDCC) Competitors $16.55 -0.10 (-0.60%) As of 02:41 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock PDCC vs. CWBC, PDLB, CAN, NEWT, WTF, REFI, OPRT, FRST, BTM, and GHIShould you be buying Pearl Diver Credit stock or one of its competitors? The main competitors of Pearl Diver Credit include Community West Bancshares (CWBC), Ponce Financial Group (PDLB), Canaan (CAN), NewtekOne (NEWT), Waton Financial (WTF), Chicago Atlantic Real Estate Finance (REFI), Oportun Financial (OPRT), Primis Financial (FRST), Bitcoin Depot (BTM), and Greystone Housing Impact Investors (GHI). These companies are all part of the "fin - misc svcs" industry. Pearl Diver Credit vs. Its Competitors Community West Bancshares Ponce Financial Group Canaan NewtekOne Waton Financial Chicago Atlantic Real Estate Finance Oportun Financial Primis Financial Bitcoin Depot Greystone Housing Impact Investors Community West Bancshares (NASDAQ:CWBC) and Pearl Diver Credit (NYSE:PDCC) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, media sentiment, valuation, risk, earnings, profitability, institutional ownership and analyst recommendations. Which has more risk & volatility, CWBC or PDCC? Community West Bancshares has a beta of 0.91, suggesting that its stock price is 9% less volatile than the S&P 500. Comparatively, Pearl Diver Credit has a beta of 0.3, suggesting that its stock price is 70% less volatile than the S&P 500. Which has better valuation & earnings, CWBC or PDCC? Community West Bancshares has higher revenue and earnings than Pearl Diver Credit. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCommunity West Bancshares$166.83M2.38$7.67M$1.3914.96Pearl Diver Credit$8.44M12.68N/AN/AN/A Is CWBC or PDCC a better dividend stock? Community West Bancshares pays an annual dividend of $0.48 per share and has a dividend yield of 2.3%. Pearl Diver Credit pays an annual dividend of $2.64 per share and has a dividend yield of 16.0%. Community West Bancshares pays out 34.5% of its earnings in the form of a dividend. Does the media prefer CWBC or PDCC? In the previous week, Community West Bancshares had 4 more articles in the media than Pearl Diver Credit. MarketBeat recorded 5 mentions for Community West Bancshares and 1 mentions for Pearl Diver Credit. Pearl Diver Credit's average media sentiment score of 1.47 beat Community West Bancshares' score of 0.02 indicating that Pearl Diver Credit is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Community West Bancshares 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 1 Negative mention(s) 0 Very Negative mention(s) Neutral Pearl Diver Credit 1 Very Positive mention(s) 0 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is CWBC or PDCC more profitable? Community West Bancshares has a net margin of 13.88% compared to Pearl Diver Credit's net margin of 0.00%. Community West Bancshares' return on equity of 7.91% beat Pearl Diver Credit's return on equity.Company Net Margins Return on Equity Return on Assets Community West Bancshares13.88% 7.91% 0.82% Pearl Diver Credit N/A N/A N/A Do analysts rate CWBC or PDCC? Community West Bancshares presently has a consensus target price of $21.67, indicating a potential upside of 4.22%. Pearl Diver Credit has a consensus target price of $19.50, indicating a potential upside of 17.82%. Given Pearl Diver Credit's stronger consensus rating and higher probable upside, analysts plainly believe Pearl Diver Credit is more favorable than Community West Bancshares.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Community West Bancshares 0 Sell rating(s) 3 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.40Pearl Diver Credit 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00 Do institutionals & insiders hold more shares of CWBC or PDCC? 33.8% of Community West Bancshares shares are held by institutional investors. 10.6% of Community West Bancshares shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term. SummaryCommunity West Bancshares beats Pearl Diver Credit on 9 of the 16 factors compared between the two stocks. Get Pearl Diver Credit News Delivered to You Automatically Sign up to receive the latest news and ratings for PDCC and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PDCC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PDCC vs. The Competition Export to ExcelMetricPearl Diver CreditFIN IndustryFinance SectorNYSE ExchangeMarket Cap$107.01M$8.06B$12.73B$21.95BDividend Yield15.81%4.80%5.51%3.56%P/E RatioN/A16.5730.2129.65Price / Sales12.686.8430.43100.18Price / CashN/A27.9119.7218.33Price / BookN/A2.892.304.61Net IncomeN/A$313.50M$1.02B$1.01B7 Day Performance-0.33%2.94%0.24%0.14%1 Month Performance-6.04%11.30%0.63%2.28%1 Year Performance-19.17%27.62%541.27%13.86% Pearl Diver Credit Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PDCCPearl Diver CreditN/A$16.55-0.6%$19.50+17.8%-19.3%$107.01M$8.44M0.00N/APositive NewsCWBCCommunity West Bancshares3.5211 of 5 stars$20.89+0.8%$21.67+3.7%+16.0%$399.99M$166.83M15.04253Positive NewsPDLBPonce Financial Group0.8142 of 5 stars$14.70-0.1%N/A+29.7%$352.82M$92.25M20.42250CANCanaan3.1031 of 5 stars$0.92+4.6%$2.50+171.1%+28.2%$345.31M$269.32M-1.03350Gap UpNEWTNewtekOne4.0515 of 5 stars$11.42-1.5%$14.25+24.8%-11.6%$300.60M$338.73M5.68100WTFWaton FinancialN/A$6.17-3.9%N/AN/A$293.57MN/A0.0031REFIChicago Atlantic Real Estate Finance4.4381 of 5 stars$12.73-0.4%$20.00+57.1%-17.8%$266.16M$54.95M6.90N/APositive NewsOPRTOportun Financial4.0864 of 5 stars$6.06-2.7%$9.33+54.1%+101.4%$266.08M$366.38M-30.232,429News CoveragePositive NewsAnalyst ForecastGap DownFRSTPrimis Financial3.9585 of 5 stars$10.55-0.3%$7.50-28.9%-8.7%$260.08M$254.63M-117.28420News CoveragePositive NewsBTMBitcoin Depot3.6535 of 5 stars$3.69+9.9%$5.67+53.5%+192.7%$249.18M$608.43M36.60107Trending NewsAnalyst RevisionGap DownGHIGreystone Housing Impact Investors3.0204 of 5 stars$10.49-2.3%$14.00+33.5%-24.7%$246.32M$91.27M-130.56N/AShort Interest ↑High Trading Volume Related Companies and Tools Related Companies Community West Bancshares Alternatives Ponce Financial Group Alternatives Canaan Alternatives NewtekOne Alternatives Waton Financial Alternatives Chicago Atlantic Real Estate Finance Alternatives Oportun Financial Alternatives Primis Financial Alternatives Bitcoin Depot Alternatives Greystone Housing Impact Investors Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:PDCC) was last updated on 10/7/2025 by MarketBeat.com Staff From Our PartnersMagnificent 7 being replaced by the “Hidden 7”?BULLISH: It's time to buy this 'hidden' AI stock An award-winning stock-rating system has turned BULLISH on...Chaikin Analytics | SponsoredU.S. Government Sparking Crypto RallyU.S. Puts GDP on the Blockchain Could this spark the next crypto supercycle? 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