Pearl Diver Credit (PDCC) Competitors $17.85 +0.07 (+0.40%) Closing price 03:56 PM EasternExtended Trading$18.65 +0.80 (+4.47%) As of 04:31 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsTrendsBuy This Stock PDCC vs. COFS, CWBC, HIVE, PDLB, BTM, OPRT, NEWT, REFI, WTF, and RHLDShould you be buying Pearl Diver Credit stock or one of its competitors? The main competitors of Pearl Diver Credit include ChoiceOne Financial Services (COFS), Community West Bancshares (CWBC), HIVE Digital Technologies (HIVE), Ponce Financial Group (PDLB), Bitcoin Depot (BTM), Oportun Financial (OPRT), NewtekOne (NEWT), Chicago Atlantic Real Estate Finance (REFI), Waton Financial (WTF), and Resolute Holdings Management (RHLD). These companies are all part of the "fin - misc svcs" industry. Pearl Diver Credit vs. Its Competitors ChoiceOne Financial Services Community West Bancshares HIVE Digital Technologies Ponce Financial Group Bitcoin Depot Oportun Financial NewtekOne Chicago Atlantic Real Estate Finance Waton Financial Resolute Holdings Management ChoiceOne Financial Services (NASDAQ:COFS) and Pearl Diver Credit (NYSE:PDCC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, dividends, risk, institutional ownership, valuation, analyst recommendations, earnings and media sentiment. Does the media refer more to COFS or PDCC? In the previous week, ChoiceOne Financial Services had 2 more articles in the media than Pearl Diver Credit. MarketBeat recorded 2 mentions for ChoiceOne Financial Services and 0 mentions for Pearl Diver Credit. ChoiceOne Financial Services' average media sentiment score of 0.00 equaled Pearl Diver Credit'saverage media sentiment score. Company Overall Sentiment ChoiceOne Financial Services Neutral Pearl Diver Credit Neutral Do insiders and institutionals hold more shares of COFS or PDCC? 19.9% of ChoiceOne Financial Services shares are owned by institutional investors. 5.9% of ChoiceOne Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth. Is COFS or PDCC a better dividend stock? ChoiceOne Financial Services pays an annual dividend of $1.12 per share and has a dividend yield of 3.7%. Pearl Diver Credit pays an annual dividend of $2.64 per share and has a dividend yield of 14.8%. ChoiceOne Financial Services pays out 91.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. ChoiceOne Financial Services has increased its dividend for 13 consecutive years. Is COFS or PDCC more profitable? ChoiceOne Financial Services has a net margin of 4.74% compared to Pearl Diver Credit's net margin of 0.00%. ChoiceOne Financial Services' return on equity of 10.93% beat Pearl Diver Credit's return on equity.Company Net Margins Return on Equity Return on Assets ChoiceOne Financial Services4.74% 10.93% 1.01% Pearl Diver Credit N/A N/A N/A Which has stronger valuation and earnings, COFS or PDCC? ChoiceOne Financial Services has higher revenue and earnings than Pearl Diver Credit. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioChoiceOne Financial Services$139.10M3.25$26.73M$1.2324.51Pearl Diver CreditN/AN/AN/AN/AN/A Do analysts rate COFS or PDCC? ChoiceOne Financial Services presently has a consensus price target of $37.00, suggesting a potential upside of 22.72%. Pearl Diver Credit has a consensus price target of $19.50, suggesting a potential upside of 9.24%. Given ChoiceOne Financial Services' higher possible upside, research analysts clearly believe ChoiceOne Financial Services is more favorable than Pearl Diver Credit.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score ChoiceOne Financial Services 0 Sell rating(s) 0 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 3.00Pearl Diver Credit 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 1 Strong Buy rating(s) 4.00 SummaryChoiceOne Financial Services beats Pearl Diver Credit on 10 of the 14 factors compared between the two stocks. Get Pearl Diver Credit News Delivered to You Automatically Sign up to receive the latest news and ratings for PDCC and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding PDCC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart PDCC vs. The Competition Export to ExcelMetricPearl Diver CreditFIN IndustryFinance SectorNYSE ExchangeMarket Cap$114.97M$7.71B$12.07B$20.55BDividend Yield14.85%4.78%5.54%3.74%P/E RatioN/A18.2520.0728.05Price / SalesN/A5.4125.4550.25Price / CashN/A21.8221.4522.25Price / BookN/A2.752.294.61Net IncomeN/A$306.40M$990.08M$982.91M7 Day Performance-1.38%2.17%0.18%3.26%1 Month Performance0.28%11.09%3.09%4.37%1 Year PerformanceN/A28.26%540.36%14.95% Pearl Diver Credit Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)PDCCPearl Diver CreditN/A$17.85+0.4%$19.50+9.2%N/A$114.97MN/A0.00N/ACOFSChoiceOne Financial Services2.3293 of 5 stars$29.61+3.2%$37.00+25.0%+15.7%$430.05M$139.10M24.07380CWBCCommunity West Bancshares1.5287 of 5 stars$20.48+5.0%$20.67+0.9%+16.8%$371.89M$166.83M31.51253High Trading VolumeHIVEHIVE Digital Technologies3.3166 of 5 stars$2.07+15.0%$6.57+217.5%-32.8%$358.55M$115.28M-5.7520High Trading VolumePDLBPonce Financial Group0.8292 of 5 stars$14.10+1.9%N/A+56.3%$331.95M$169.85M23.11250BTMBitcoin Depot0.8479 of 5 stars$4.83-4.7%$4.83+0.1%+252.8%$326.06M$573.70M-25.42107OPRTOportun Financial3.6759 of 5 stars$6.74-5.9%$8.33+23.6%+165.2%$314.11M$1.00B-6.022,429Gap DownHigh Trading VolumeNEWTNewtekOne2.8323 of 5 stars$11.68+3.5%$14.00+19.9%-5.3%$297.14M$338.73M6.08100Positive NewsREFIChicago Atlantic Real Estate Finance3.8184 of 5 stars$13.96flat$20.00+43.3%-8.6%$292.71M$54.95M7.43N/APositive NewsWTFWaton FinancialN/A$5.80-2.8%N/AN/A$284.06MN/A0.0031Positive NewsRHLDResolute Holdings ManagementN/A$32.54+2.1%N/AN/A$271.72M$420.57M0.00N/A Related Companies and Tools Related Companies ChoiceOne Financial Services Alternatives Community West Bancshares Alternatives HIVE Digital Technologies Alternatives Ponce Financial Group Alternatives Bitcoin Depot Alternatives Oportun Financial Alternatives NewtekOne Alternatives Chicago Atlantic Real Estate Finance Alternatives Waton Financial Alternatives Resolute Holdings Management Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NYSE:PDCC) was last updated on 7/10/2025 by MarketBeat.com Staff From Our PartnersI was wrong about TrumpI made a mistake. 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