Toast (TOST) Competitors

PayPal (NASDAQ:PYPL) and Toast (NYSE:TOST) are both large-cap computer and technology companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, risk, analyst recommendations, dividends, institutional ownership, valuation, profitability, community ranking and media sentiment.

Is PYPL or TOST more profitable?

PayPal has a net margin of 13.04% compared to Toast's net margin of 0.40%. PayPal's return on equity of 23.67% beat Toast's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PayPal	13.04%	23.67%	5.83%
Toast	0.40%	1.54%	0.93%

Does the media refer more to PYPL or TOST?

In the previous week, PayPal had 23 more articles in the media than Toast. MarketBeat recorded 50 mentions for PayPal and 27 mentions for Toast. PayPal's average media sentiment score of 0.80 beat Toast's score of 0.75 indicating that PayPal is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PayPal	25 Very Positive mention(s)	7 Positive mention(s)	13 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
Toast	17 Very Positive mention(s)	1 Positive mention(s)	6 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better valuation & earnings, PYPL or TOST?

PayPal has higher revenue and earnings than Toast. PayPal is trading at a lower price-to-earnings ratio than Toast, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PayPal	$31.89B	2.28	$4.15B	$4.47	16.69
Toast	$5.22B	4.12	-$246M	$0.23	187.83

Do insiders and institutionals hold more shares of PYPL or TOST?

68.3% of PayPal shares are held by institutional investors. Comparatively, 82.9% of Toast shares are held by institutional investors. 0.1% of PayPal shares are held by company insiders. Comparatively, 13.3% of Toast shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Do analysts rate PYPL or TOST?

PayPal currently has a consensus price target of $83.29, indicating a potential upside of 11.63%. Toast has a consensus price target of $41.21, indicating a potential downside of 4.61%. Given PayPal's higher possible upside, equities research analysts plainly believe PayPal is more favorable than Toast.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PayPal	3 Sell rating(s)	15 Hold rating(s)	18 Buy rating(s)	1 Strong Buy rating(s)	2.46
Toast	0 Sell rating(s)	12 Hold rating(s)	12 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility & risk, PYPL or TOST?

PayPal has a beta of 1.45, indicating that its share price is 45% more volatile than the S&P 500. Comparatively, Toast has a beta of 2.02, indicating that its share price is 102% more volatile than the S&P 500.

Does the MarketBeat Community prefer PYPL or TOST?

PayPal received 1765 more outperform votes than Toast when rated by MarketBeat users. Likewise, 75.13% of users gave PayPal an outperform vote while only 40.70% of users gave Toast an outperform vote.

Company	Underperform	Outperform
PayPal	Outperform Votes 1846 75.13%	Underperform Votes 611 24.87%
Toast	Outperform Votes 81 40.70%	Underperform Votes 118 59.30%

Summary

PayPal beats Toast on 14 of the 19 factors compared between the two stocks.