Annual Income Statements for UBS Group
This table shows UBS Group's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.
Quarterly Income Statements for UBS Group
No quarterly income statements for UBS Group are available.
Annual Cash Flow Statements for UBS Group
This table details how cash moves in and out of UBS Group's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.
Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Net Change in Cash & Equivalents |
|
-11,931 |
17,733 |
-19,925 |
22,971 |
-7,467 |
42,605 |
39,651 |
-6,895 |
-49,456 |
-180,449 |
Net Cash From Operating Activities |
|
3,110 |
-18,292 |
-52,099 |
-28,913 |
19,705 |
36,958 |
31,425 |
14,647 |
109,299 |
375 |
Net Cash From Continuing Operating Activities |
|
3,109 |
-18,290 |
-52,100 |
28,849 |
19,705 |
18,810 |
31,377 |
2,653 |
109,299 |
375 |
Net Income / (Loss) Continuing Operations |
|
6,388 |
3,432 |
1,046 |
4,522 |
4,310 |
6,572 |
7,486 |
7,661 |
27,382 |
5,146 |
Consolidated Net Income / (Loss) |
|
6,388 |
3,432 |
1,046 |
4,522 |
4,310 |
6,572 |
7,486 |
7,661 |
27,382 |
5,146 |
Depreciation Expense |
|
920 |
997 |
1,053 |
1,228 |
1,940 |
2,126 |
2,118 |
2,061 |
3,750 |
3,798 |
Non-Cash Adjustments to Reconcile Net Income |
|
-364 |
8,334 |
4,532 |
-6,038 |
8,077 |
-4,566 |
3,853 |
-19,272 |
-208 |
-9,101 |
Changes in Operating Assets and Liabilities, net |
|
-3,942 |
-31,146 |
-58,802 |
29,137 |
5,378 |
14,678 |
17,920 |
12,203 |
78,375 |
532 |
Net Cash From Investing Activities |
|
-8,443 |
36,637 |
5,186 |
-6,132 |
-1,558 |
-6,785 |
-2,119 |
-12,447 |
676 |
964 |
Net Cash From Continuing Investing Activities |
|
-8,442 |
36,636 |
5,368 |
-6,132 |
-1,558 |
-6,786 |
-954 |
245 |
676 |
964 |
Purchase of Property, Leasehold Improvements and Equipment |
|
-1,841 |
-1,800 |
-1,627 |
-1,688 |
-1,584 |
-1,854 |
-1,841 |
-1,643 |
-1,620 |
-1,900 |
Sale and/or Maturity of Investments |
|
93,608 |
54,433 |
15,341 |
1,361 |
3,913 |
4,530 |
- |
- |
2,296 |
2,864 |
Net Cash From Financing Activities |
|
-6,597 |
-612 |
26,988 |
190 |
-25,614 |
12,432 |
10,345 |
-9,094 |
-159,431 |
-181,788 |
Net Cash From Continuing Financing Activities |
|
-6,598 |
-612 |
26,987 |
191 |
-25,614 |
12,433 |
10,346 |
-9,095 |
-159,431 |
-181,788 |
Repayment of Debt |
|
- |
-33,902 |
-45,187 |
-44,344 |
-68,883 |
-87,098 |
-79,909 |
-67,670 |
-162,818 |
-179,677 |
Other Financing Activities, Net |
|
-1,001 |
-2,646 |
-787 |
-1,462 |
-526 |
-575 |
-282 |
-6,623 |
3,387 |
-2,111 |
Cash Interest Received |
|
11,147 |
8,002 |
12,708 |
14,645 |
15,315 |
11,915 |
11,163 |
15,718 |
44,581 |
53,498 |
Cash Income Taxes Paid |
|
- |
- |
- |
- |
- |
- |
- |
- |
1,852 |
1,938 |
Quarterly Cash Flow Statements for UBS Group
No quarterly cash flow statements for UBS Group are available.
Annual Balance Sheets for UBS Group
This table presents UBS Group's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.
Metric |
|
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Total Assets |
|
918,906 |
939,279 |
958,489 |
972,194 |
1,125,765 |
1,117,182 |
1,104,364 |
1,716,924 |
1,565,028 |
Cash and Due from Banks |
|
105,883 |
90,045 |
108,370 |
107,068 |
158,231 |
192,817 |
169,445 |
314,060 |
223,329 |
Trading Account Securities |
|
154,626 |
189,864 |
187,060 |
211,458 |
205,761 |
190,901 |
167,662 |
273,651 |
254,537 |
Loans and Leases, Net of Allowance |
|
312,936 |
340,840 |
337,220 |
339,233 |
394,972 |
413,241 |
402,012 |
660,815 |
598,870 |
Loans and Leases |
|
312,936 |
340,840 |
337,220 |
339,233 |
394,972 |
413,241 |
402,012 |
660,815 |
598,870 |
Premises and Equipment, Net |
|
8,186 |
9,057 |
9,348 |
12,804 |
13,109 |
12,888 |
12,288 |
17,849 |
15,498 |
Goodwill |
|
6,442 |
6,563 |
6,647 |
6,469 |
6,480 |
6,378 |
6,267 |
7,515 |
6,887 |
Other Assets |
|
330,832 |
302,911 |
309,845 |
295,162 |
347,212 |
270,442 |
311,657 |
443,034 |
465,905 |
Total Liabilities & Shareholders' Equity |
|
918,906 |
939,279 |
958,489 |
972,194 |
1,125,765 |
1,117,182 |
1,104,364 |
1,716,924 |
1,565,028 |
Total Liabilities |
|
865,320 |
886,725 |
905,386 |
917,519 |
1,066,000 |
1,056,180 |
1,047,146 |
1,630,769 |
1,479,454 |
Non-Interest Bearing Deposits |
|
416,267 |
419,577 |
419,838 |
448,284 |
524,605 |
542,007 |
525,051 |
792,029 |
745,777 |
Short-Term Debt |
|
9,266 |
17,485 |
48,716 |
45,011 |
45,063 |
49,578 |
49,287 |
56,916 |
63,856 |
Long-Term Debt |
|
150,894 |
193,942 |
189,302 |
177,306 |
200,475 |
212,954 |
188,259 |
366,106 |
322,128 |
Other Long-Term Liabilities |
|
288,892 |
255,721 |
247,529 |
246,919 |
295,857 |
251,640 |
284,548 |
415,720 |
347,695 |
Total Equity & Noncontrolling Interests |
|
53,586 |
52,554 |
53,092 |
54,675 |
59,765 |
61,002 |
57,218 |
86,156 |
85,574 |
Total Preferred & Common Equity |
|
52,916 |
52,495 |
52,928 |
54,501 |
59,445 |
60,662 |
56,876 |
85,624 |
85,079 |
Preferred Stock |
|
25,958 |
23,598 |
20,843 |
18,064 |
16,753 |
15,928 |
13,546 |
13,216 |
12,012 |
Total Common Equity |
|
26,958 |
28,898 |
32,085 |
36,437 |
42,693 |
44,734 |
43,331 |
72,409 |
73,067 |
Common Stock |
|
338 |
338 |
338 |
338 |
338 |
322 |
304 |
346 |
346 |
Retained Earnings |
|
25,029 |
25,932 |
30,448 |
34,122 |
38,776 |
43,851 |
50,004 |
74,397 |
78,035 |
Treasury Stock |
|
-2,362 |
-2,210 |
-2,631 |
-3,326 |
-4,068 |
-4,675 |
-6,874 |
-4,796 |
-6,402 |
Accumulated Other Comprehensive Income / (Loss) |
|
3,953 |
4,838 |
3,930 |
5,303 |
7,647 |
5,236 |
-103 |
2,462 |
1,088 |
Noncontrolling Interest |
|
670 |
59 |
176 |
174 |
319 |
340 |
342 |
531 |
494 |
Quarterly Balance Sheets for UBS Group
This table presents UBS Group's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.
Metric |
Q4 2022 |
Q4 2023 |
Q4 2024 |
Total Assets |
1,104,364 |
1,716,924 |
1,565,028 |
Cash and Due from Banks |
169,445 |
314,060 |
223,329 |
Trading Account Securities |
167,662 |
273,651 |
254,537 |
Loans and Leases, Net of Allowance |
402,012 |
660,815 |
598,870 |
Loans and Leases |
402,012 |
660,815 |
598,870 |
Premises and Equipment, Net |
12,288 |
17,849 |
15,498 |
Goodwill |
6,267 |
7,515 |
6,887 |
Other Assets |
311,657 |
443,034 |
465,905 |
Total Liabilities & Shareholders' Equity |
1,104,364 |
1,716,924 |
1,565,028 |
Total Liabilities |
1,047,146 |
1,630,769 |
1,479,454 |
Non-Interest Bearing Deposits |
525,051 |
792,029 |
745,777 |
Short-Term Debt |
49,287 |
56,916 |
63,856 |
Long-Term Debt |
188,259 |
366,106 |
322,128 |
Other Long-Term Liabilities |
284,548 |
415,720 |
347,695 |
Total Equity & Noncontrolling Interests |
57,218 |
86,156 |
85,574 |
Total Preferred & Common Equity |
56,876 |
85,624 |
85,079 |
Preferred Stock |
13,546 |
13,216 |
12,012 |
Total Common Equity |
43,331 |
72,409 |
73,067 |
Common Stock |
304 |
346 |
346 |
Retained Earnings |
50,004 |
74,397 |
78,035 |
Treasury Stock |
-6,874 |
-4,796 |
-6,402 |
Accumulated Other Comprehensive Income / (Loss) |
-103 |
2,462 |
1,088 |
Noncontrolling Interest |
342 |
531 |
494 |
Annual Metrics And Ratios for UBS Group
This table displays calculated financial ratios and metrics derived from UBS Group's official financial filings.
Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
Growth Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Revenue Growth |
|
0.00% |
16.39% |
-16.86% |
2.00% |
-4.38% |
14.52% |
6.98% |
-2.35% |
39.74% |
0.64% |
EBITDA Growth |
|
0.00% |
-17.07% |
19.78% |
12.51% |
3.20% |
46.00% |
4.36% |
2.10% |
171.40% |
-64.81% |
EBIT Growth |
|
0.00% |
-21.41% |
23.99% |
11.98% |
-6.91% |
58.67% |
5.49% |
3.19% |
190.54% |
-73.66% |
NOPAT Growth |
|
0.00% |
-42.18% |
-71.68% |
332.41% |
-4.71% |
28.19% |
15.05% |
2.93% |
327.77% |
-100.65% |
Net Income Growth |
|
0.00% |
-46.27% |
-69.52% |
332.31% |
-4.69% |
52.48% |
13.91% |
2.34% |
614.84% |
-90.60% |
EPS Growth |
|
0.00% |
0.00% |
0.00% |
372.00% |
-3.39% |
55.26% |
16.38% |
9.22% |
0.00% |
0.00% |
Operating Cash Flow Growth |
|
0.00% |
-688.20% |
-184.82% |
44.50% |
168.15% |
87.56% |
-14.97% |
-53.39% |
646.22% |
-99.66% |
Free Cash Flow Firm Growth |
|
0.00% |
0.00% |
76.58% |
54.02% |
181.53% |
-223.57% |
47.89% |
397.38% |
-627.93% |
120.08% |
Invested Capital Growth |
|
0.00% |
0.00% |
23.50% |
10.28% |
-4.85% |
10.22% |
5.97% |
-8.89% |
72.74% |
-7.39% |
Revenue Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EBITDA Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EBIT Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
NOPAT Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Net Income Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
EPS Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Operating Cash Flow Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Free Cash Flow Firm Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Invested Capital Q/Q Growth |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
Profitability Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
EBITDA Margin |
|
21.29% |
15.17% |
21.86% |
24.11% |
26.02% |
33.17% |
32.36% |
33.83% |
65.71% |
22.98% |
EBIT Margin |
|
17.94% |
12.11% |
18.06% |
19.83% |
19.30% |
26.75% |
26.38% |
27.87% |
57.95% |
15.17% |
Profit (Net Income) Margin |
|
20.87% |
9.63% |
3.53% |
14.97% |
14.92% |
19.86% |
21.15% |
22.17% |
113.38% |
10.59% |
Tax Burden Percent |
|
116.34% |
63.57% |
19.55% |
75.48% |
77.28% |
80.59% |
78.93% |
79.77% |
195.67% |
75.44% |
Interest Burden Percent |
|
100.00% |
125.12% |
100.02% |
100.00% |
100.00% |
92.16% |
101.60% |
99.70% |
100.00% |
92.53% |
Effective Tax Rate |
|
-16.36% |
14.39% |
80.45% |
24.50% |
22.72% |
19.41% |
21.07% |
20.22% |
0.00% |
24.56% |
Return on Invested Capital (ROIC) |
|
0.00% |
3.46% |
0.44% |
1.63% |
1.52% |
1.90% |
2.02% |
2.12% |
6.96% |
-0.04% |
ROIC Less NNEP Spread (ROIC-NNEP) |
|
0.00% |
3.13% |
0.44% |
1.63% |
1.52% |
2.35% |
2.47% |
2.56% |
15.07% |
1.28% |
Return on Net Nonoperating Assets (RNNOA) |
|
0.00% |
9.35% |
1.53% |
6.93% |
6.48% |
9.59% |
10.38% |
10.84% |
69.43% |
6.03% |
Return on Equity (ROE) |
|
0.00% |
12.81% |
1.97% |
8.56% |
8.00% |
11.49% |
12.40% |
12.96% |
76.39% |
5.99% |
Cash Return on Invested Capital (CROIC) |
|
0.00% |
-196.54% |
-20.59% |
-8.15% |
6.49% |
-7.83% |
-3.78% |
11.42% |
-46.38% |
7.63% |
Operating Return on Assets (OROA) |
|
0.00% |
0.47% |
0.58% |
0.63% |
0.58% |
0.84% |
0.83% |
0.87% |
1.98% |
0.45% |
Return on Assets (ROA) |
|
0.00% |
0.37% |
0.11% |
0.48% |
0.45% |
0.63% |
0.67% |
0.69% |
3.88% |
0.31% |
Return on Common Equity (ROCE) |
|
0.00% |
6.44% |
1.04% |
4.94% |
5.09% |
7.94% |
8.97% |
9.65% |
61.67% |
5.08% |
Return on Equity Simple (ROE_SIMPLE) |
|
0.00% |
6.49% |
1.99% |
8.54% |
7.91% |
11.06% |
12.34% |
13.47% |
63.96% |
6.05% |
Net Operating Profit after Tax (NOPAT) |
|
6,389 |
3,694 |
1,046 |
4,523 |
4,310 |
5,525 |
6,356 |
6,543 |
27,988 |
-181 |
NOPAT Margin |
|
20.87% |
10.37% |
3.53% |
14.97% |
14.92% |
16.70% |
17.96% |
18.93% |
57.95% |
-0.37% |
Net Nonoperating Expense Percent (NNEP) |
|
0.00% |
0.33% |
0.00% |
0.00% |
0.00% |
-0.45% |
-0.44% |
-0.45% |
-8.11% |
-1.32% |
SG&A Expenses to Revenue |
|
52.22% |
5.00% |
54.69% |
53.39% |
55.68% |
52.06% |
51.95% |
51.15% |
0.00% |
56.20% |
Operating Expenses to Revenue |
|
82.07% |
87.89% |
81.94% |
80.17% |
80.70% |
73.25% |
73.62% |
72.13% |
42.05% |
84.83% |
Earnings before Interest and Taxes (EBIT) |
|
5,490 |
4,315 |
5,350 |
5,991 |
5,577 |
8,849 |
9,335 |
9,633 |
27,988 |
7,372 |
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) |
|
6,518 |
5,405 |
6,474 |
7,284 |
7,517 |
10,975 |
11,453 |
11,694 |
31,738 |
11,170 |
Valuation Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Price to Book Value (P/BV) |
|
0.00 |
0.00 |
0.00 |
2.46 |
2.33 |
2.37 |
2.89 |
3.09 |
3.07 |
1.44 |
Price to Tangible Book Value (P/TBV) |
|
0.00 |
0.00 |
0.00 |
3.11 |
2.83 |
2.79 |
3.37 |
3.62 |
3.43 |
1.59 |
Price to Revenue (P/Rev) |
|
0.00 |
0.00 |
0.00 |
2.62 |
2.93 |
3.05 |
3.65 |
3.88 |
4.60 |
2.16 |
Price to Earnings (P/E) |
|
0.00 |
0.00 |
0.00 |
17.51 |
19.69 |
15.40 |
17.32 |
17.57 |
7.94 |
20.64 |
Dividend Yield |
|
7.54% |
9.41% |
4.10% |
6.32% |
6.27% |
5.09% |
5.09% |
1.41% |
1.83% |
2.31% |
Earnings Yield |
|
0.00% |
0.00% |
0.00% |
5.71% |
5.08% |
6.49% |
5.77% |
5.69% |
12.59% |
4.84% |
Enterprise Value to Invested Capital (EV/IC) |
|
0.00 |
0.00 |
0.00 |
0.79 |
0.79 |
0.67 |
0.57 |
0.61 |
0.68 |
0.59 |
Enterprise Value to Revenue (EV/Rev) |
|
0.00 |
0.00 |
0.00 |
7.60 |
7.55 |
6.21 |
5.22 |
5.24 |
7.14 |
5.76 |
Enterprise Value to EBITDA (EV/EBITDA) |
|
0.00 |
0.00 |
0.00 |
31.54 |
29.03 |
18.71 |
16.12 |
15.48 |
10.87 |
25.08 |
Enterprise Value to EBIT (EV/EBIT) |
|
0.00 |
0.00 |
0.00 |
38.35 |
39.13 |
23.21 |
19.78 |
18.79 |
12.33 |
38.00 |
Enterprise Value to NOPAT (EV/NOPAT) |
|
0.00 |
0.00 |
0.00 |
50.79 |
50.64 |
37.17 |
29.05 |
27.66 |
12.33 |
0.00 |
Enterprise Value to Operating Cash Flow (EV/OCF) |
|
0.00 |
0.00 |
0.00 |
0.00 |
11.08 |
5.56 |
5.88 |
12.36 |
3.16 |
747.02 |
Enterprise Value to Free Cash Flow (EV/FCFF) |
|
0.00 |
0.00 |
0.00 |
0.00 |
11.84 |
0.00 |
0.00 |
5.13 |
0.00 |
7.48 |
Leverage & Solvency |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Debt to Equity |
|
0.00 |
2.99 |
4.02 |
4.48 |
4.07 |
4.11 |
4.30 |
4.15 |
4.91 |
4.51 |
Long-Term Debt to Equity |
|
0.00 |
2.82 |
3.69 |
3.57 |
3.24 |
3.35 |
3.49 |
3.29 |
4.25 |
3.76 |
Financial Leverage |
|
0.00 |
2.99 |
3.50 |
4.25 |
4.27 |
4.09 |
4.21 |
4.23 |
4.61 |
4.71 |
Leverage Ratio |
|
0.00 |
17.15 |
17.51 |
17.96 |
17.92 |
18.33 |
18.57 |
18.79 |
19.68 |
19.11 |
Compound Leverage Factor |
|
0.00 |
21.46 |
17.51 |
17.96 |
17.92 |
16.89 |
18.87 |
18.74 |
19.68 |
17.68 |
Debt to Total Capital |
|
0.00% |
74.93% |
80.09% |
81.76% |
80.26% |
80.42% |
81.15% |
80.59% |
83.08% |
81.85% |
Short-Term Debt to Total Capital |
|
0.00% |
4.34% |
6.62% |
16.73% |
16.25% |
14.76% |
15.32% |
16.72% |
11.18% |
13.54% |
Long-Term Debt to Total Capital |
|
0.00% |
70.60% |
73.47% |
65.03% |
64.01% |
65.66% |
65.82% |
63.87% |
71.90% |
68.31% |
Preferred Equity to Total Capital |
|
0.00% |
12.14% |
8.94% |
7.16% |
6.52% |
5.49% |
4.92% |
4.60% |
2.60% |
2.55% |
Noncontrolling Interests to Total Capital |
|
0.00% |
0.31% |
0.02% |
0.06% |
0.06% |
0.10% |
0.11% |
0.12% |
0.10% |
0.10% |
Common Equity to Total Capital |
|
0.00% |
12.61% |
10.95% |
11.02% |
13.15% |
13.98% |
13.83% |
14.70% |
14.22% |
15.49% |
Debt to EBITDA |
|
0.00 |
29.63 |
32.66 |
32.68 |
29.58 |
22.37 |
22.92 |
20.31 |
13.33 |
34.56 |
Net Debt to EBITDA |
|
0.00 |
10.04 |
18.75 |
17.80 |
15.33 |
7.96 |
3.42 |
2.83 |
3.43 |
14.56 |
Long-Term Debt to EBITDA |
|
0.00 |
27.92 |
29.96 |
25.99 |
23.59 |
18.27 |
18.59 |
16.10 |
11.54 |
28.84 |
Debt to NOPAT |
|
0.00 |
43.36 |
202.13 |
52.62 |
51.58 |
44.44 |
41.30 |
36.31 |
15.11 |
-2,131.75 |
Net Debt to NOPAT |
|
0.00 |
14.69 |
116.04 |
28.66 |
26.74 |
15.80 |
6.17 |
5.05 |
3.89 |
-898.33 |
Long-Term Debt to NOPAT |
|
0.00 |
40.85 |
185.41 |
41.85 |
41.14 |
36.28 |
33.50 |
28.77 |
13.08 |
-1,779.08 |
Noncontrolling Interest Sharing Ratio |
|
0.00% |
49.69% |
47.38% |
42.28% |
36.42% |
30.85% |
27.61% |
25.51% |
19.27% |
15.29% |
Liquidity Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Cash Flow Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Free Cash Flow to Firm (FCFF) |
|
0.00 |
-210,052 |
-49,189 |
-22,617 |
18,439 |
-22,786 |
-11,875 |
35,313 |
-186,425 |
37,438 |
Operating Cash Flow to CapEx |
|
239.34% |
-1,130.53% |
-3,297.41% |
-1,836.91% |
1,252.70% |
2,483.74% |
2,032.66% |
988.33% |
6,746.85% |
19.74% |
Free Cash Flow to Firm to Interest Expense |
|
0.00 |
0.00 |
-7.42 |
-3.54 |
2.56 |
-5.37 |
-3.64 |
5.38 |
0.00 |
1.04 |
Operating Cash Flow to Interest Expense |
|
0.47 |
0.00 |
-7.86 |
-4.52 |
2.74 |
8.70 |
9.64 |
2.23 |
0.00 |
0.01 |
Operating Cash Flow Less CapEx to Interest Expense |
|
0.28 |
0.00 |
-8.09 |
-4.77 |
2.52 |
8.35 |
9.17 |
2.01 |
0.00 |
-0.04 |
Efficiency Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Asset Turnover |
|
0.00 |
0.04 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
Fixed Asset Turnover |
|
0.00 |
4.35 |
3.44 |
3.28 |
2.61 |
2.55 |
2.72 |
2.75 |
3.21 |
2.92 |
Capital & Investment Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Invested Capital |
|
0.00 |
213,746 |
263,981 |
291,121 |
276,992 |
305,303 |
323,534 |
294,764 |
509,177 |
471,558 |
Invested Capital Turnover |
|
0.00 |
0.33 |
0.12 |
0.11 |
0.10 |
0.11 |
0.11 |
0.11 |
0.12 |
0.10 |
Increase / (Decrease) in Invested Capital |
|
0.00 |
213,746 |
50,235 |
27,140 |
-14,129 |
28,311 |
18,231 |
-28,770 |
214,413 |
-37,619 |
Enterprise Value (EV) |
|
0.00 |
0.00 |
0.00 |
229,743 |
218,246 |
205,352 |
184,646 |
180,999 |
344,994 |
280,131 |
Market Capitalization |
|
0.00 |
0.00 |
0.00 |
79,076 |
84,759 |
100,973 |
129,177 |
134,042 |
222,285 |
104,970 |
Book Value per Share |
|
$0.00 |
$0.00 |
$3.75 |
$4.16 |
$4.72 |
$5.53 |
$5.80 |
$5.73 |
$9.81 |
$21.10 |
Tangible Book Value per Share |
|
$0.00 |
$0.00 |
$2.90 |
$3.30 |
$3.88 |
$4.69 |
$4.97 |
$4.90 |
$8.79 |
$19.12 |
Total Capital |
|
0.00 |
213,746 |
263,981 |
291,110 |
276,992 |
305,303 |
323,534 |
294,764 |
509,178 |
471,558 |
Total Debt |
|
0.00 |
160,160 |
211,427 |
238,018 |
222,317 |
245,538 |
262,532 |
237,546 |
423,022 |
385,984 |
Total Long-Term Debt |
|
0.00 |
150,894 |
193,942 |
189,302 |
177,306 |
200,475 |
212,954 |
188,259 |
366,106 |
322,128 |
Net Debt |
|
0.00 |
54,277 |
121,382 |
129,648 |
115,249 |
87,307 |
39,201 |
33,069 |
108,962 |
162,655 |
Capital Expenditures (CapEx) |
|
1,299 |
1,618 |
1,580 |
1,574 |
1,573 |
1,488 |
1,546 |
1,482 |
1,620 |
1,900 |
Net Nonoperating Expense (NNE) |
|
1.00 |
262 |
0.00 |
1.00 |
0.00 |
-1,047 |
-1,130 |
-1,118 |
-26,776 |
-5,327 |
Net Nonoperating Obligations (NNO) |
|
0.00 |
160,160 |
211,427 |
238,029 |
222,317 |
245,538 |
262,532 |
237,546 |
423,021 |
385,984 |
Total Depreciation and Amortization (D&A) |
|
1,027 |
1,090 |
1,124 |
1,293 |
1,940 |
2,126 |
2,118 |
2,061 |
3,750 |
3,798 |
Earnings Adjustments |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Adjusted Basic Earnings per Share |
|
$0.00 |
$0.00 |
$0.28 |
$0.00 |
$1.17 |
$0.00 |
$2.14 |
$2.34 |
$0.00 |
$1.59 |
Adjusted Weighted Average Basic Shares Outstanding |
|
0.00 |
0.00 |
7.71B |
7.71B |
7.72B |
2.00 |
7.56B |
7.38B |
3.46B |
3.46B |
Adjusted Diluted Earnings per Share |
|
$0.00 |
$0.00 |
$0.27 |
$0.00 |
$1.14 |
$1.77 |
$2.06 |
$2.25 |
$0.00 |
$1.52 |
Adjusted Weighted Average Diluted Shares Outstanding |
|
0.00 |
0.00 |
7.71B |
7.71B |
7.72B |
7.72B |
7.56B |
7.38B |
3.46B |
3.46B |
Adjusted Basic & Diluted Earnings per Share |
|
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
Adjusted Weighted Average Basic & Diluted Shares Outstanding |
|
0.00 |
0.00 |
7.71B |
7.71B |
7.72B |
7.72B |
7.56B |
7.38B |
3.46B |
3.46B |
Normalized Net Operating Profit after Tax (NOPAT) |
|
3,843 |
3,694 |
3,746 |
4,523 |
4,310 |
5,525 |
6,356 |
6,543 |
19,592 |
-181 |
Normalized NOPAT Margin |
|
12.55% |
10.37% |
12.65% |
14.97% |
14.92% |
16.70% |
17.96% |
18.93% |
40.56% |
-0.37% |
Pre Tax Income Margin |
|
17.94% |
15.15% |
18.06% |
19.83% |
19.30% |
24.65% |
26.80% |
27.79% |
57.95% |
14.03% |
Debt Service Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
EBIT to Interest Expense |
|
0.84 |
0.00 |
0.81 |
0.94 |
0.78 |
2.08 |
2.86 |
1.47 |
0.00 |
0.21 |
NOPAT to Interest Expense |
|
0.97 |
0.00 |
0.16 |
0.71 |
0.60 |
1.30 |
1.95 |
1.00 |
0.00 |
-0.01 |
EBIT Less CapEx to Interest Expense |
|
0.64 |
0.00 |
0.57 |
0.69 |
0.56 |
1.73 |
2.39 |
1.24 |
0.00 |
0.15 |
NOPAT Less CapEx to Interest Expense |
|
0.78 |
0.00 |
-0.08 |
0.46 |
0.38 |
0.95 |
1.48 |
0.77 |
0.00 |
-0.06 |
Payout Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Dividend Payout Ratio |
|
43.22% |
94.43% |
215.97% |
53.96% |
59.03% |
39.67% |
17.38% |
21.77% |
0.00% |
0.00% |
Augmented Payout Ratio |
|
735.69% |
94.43% |
285.76% |
53.96% |
95.20% |
60.77% |
62.01% |
21.77% |
0.00% |
0.00% |
Quarterly Metrics And Ratios for UBS Group
No quarterly metrics and ratios for UBS Group are available.
Key Financial Trends
The latest financial data for UBS Group (NYSE: UBS) reveals several important trends and changes in the company's balance sheet over the past three years from 2022 through 2024.
- Total Assets have increased significantly from $1.104 trillion in 2022 to $1.565 trillion in 2024, indicating growth in the company's asset base.
- Loans and Leases (net of allowance) rose from $402 billion in 2022 to nearly $599 billion in 2024, reflecting an expansion in UBS's lending activities.
- Retained Earnings have grown substantially, from $50 billion in 2022 to $78 billion in 2024, showing increased accumulated profits.
- Treasury Stock increased (more negative) from -$6.87 billion in 2022 to -$6.4 billion in 2024, indicating ongoing share repurchases which can be positive for shareholder value.
- Goodwill remained fairly stable over the period, around $6.3 - $7.5 billion, reflecting no major recent acquisitions or impairments.
- Premises and Equipment net value increased moderately from $12.3 billion in 2022 to $15.5 billion in 2024, reflecting continued investment in physical assets.
- Cash and Due from Banks declined significantly from $314 billion in 2023 to $223 billion in 2024, which could suggest a reduction in liquidity or redeployment of cash into other assets.
- Non-Interest Bearing Deposits decreased from $792 billion in 2023 to $746 billion in 2024, indicating a reduction in low-cost deposit funding.
- Long-Term Debt increased considerably from $188 billion in 2022 to $322 billion in 2024, raising the company's leverage.
- Other Long-Term Liabilities increased sharply from $284.5 billion in 2022 to $347.7 billion in 2024, which might raise concerns about long-term obligations.
Overall, UBS's balance sheet shows healthy asset growth and strengthening retained earnings, supported by increased lending and reinvestment in infrastructure and share repurchases. However, there is also a notable rise in debt and long-term liabilities which investors should monitor carefully to assess the company's risk profile. The drop in liquidity from cash holdings and deposits may reflect strategic financial management but warrants attention for short-term stability.
08/22/25 09:52 PMAI Generated. May Contain Errors.