United Community Banks (UCB) Competitors

Banco De Chile (NYSE:BCH) and United Community Banks (NYSE:UCB) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, profitability, analyst recommendations, media sentiment, earnings and valuation.

Do analysts recommend BCH or UCB?

Banco De Chile currently has a consensus price target of $23.00, indicating a potential downside of 19.04%. Given Banco De Chile's higher probable upside, analysts clearly believe Banco De Chile is more favorable than United Community Banks.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Banco De Chile	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
United Community Banks	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Which has more risk & volatility, BCH or UCB?

Banco De Chile has a beta of 0.25, meaning that its share price is 75% less volatile than the S&P 500. Comparatively, United Community Banks has a beta of 0.78, meaning that its share price is 22% less volatile than the S&P 500.

Does the media refer more to BCH or UCB?

In the previous week, Banco De Chile had 2 more articles in the media than United Community Banks. MarketBeat recorded 2 mentions for Banco De Chile and 0 mentions for United Community Banks. Banco De Chile's average media sentiment score of 0.78 beat United Community Banks' score of 0.00 indicating that Banco De Chile is being referred to more favorably in the media.

Company	Overall Sentiment
Banco De Chile	Positive
United Community Banks	Neutral

Is BCH or UCB more profitable?

Banco De Chile has a net margin of 32.80% compared to United Community Banks' net margin of 17.11%. Banco De Chile's return on equity of 23.64% beat United Community Banks' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Banco De Chile	32.80%	23.64%	2.55%
United Community Banks	17.11%	8.77%	1.06%

Which has better valuation & earnings, BCH or UCB?

Banco De Chile has higher revenue and earnings than United Community Banks. Banco De Chile is trading at a lower price-to-earnings ratio than United Community Banks, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Banco De Chile	$4.21B	3.41	$1.37B	$2.86	9.93
United Community Banks	$1.50B	2.57	$252.40M	$2.11	15.03

Is BCH or UCB a better dividend stock?

Banco De Chile pays an annual dividend of $1.57 per share and has a dividend yield of 5.5%. United Community Banks pays an annual dividend of $0.96 per share and has a dividend yield of 3.0%. Banco De Chile pays out 54.9% of its earnings in the form of a dividend. United Community Banks pays out 45.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do insiders & institutionals believe in BCH or UCB?

1.2% of Banco De Chile shares are owned by institutional investors. Comparatively, 82.3% of United Community Banks shares are owned by institutional investors. 5.9% of Banco De Chile shares are owned by company insiders. Comparatively, 0.4% of United Community Banks shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Banco De Chile beats United Community Banks on 12 of the 16 factors compared between the two stocks.