Ames National (ATLO) Competitors

Ames National (NASDAQ:ATLO) and Capital City Bank Group (NASDAQ:CCBG) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, profitability, media sentiment, dividends, risk, valuation, earnings, community ranking and institutional ownership.

Does the media prefer ATLO or CCBG?

In the previous week, Ames National had 2 more articles in the media than Capital City Bank Group. MarketBeat recorded 3 mentions for Ames National and 1 mentions for Capital City Bank Group. Capital City Bank Group's average media sentiment score of 0.75 beat Ames National's score of 0.45 indicating that Capital City Bank Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Ames National	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Capital City Bank Group	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better valuation and earnings, ATLO or CCBG?

Capital City Bank Group has higher revenue and earnings than Ames National. Capital City Bank Group is trading at a lower price-to-earnings ratio than Ames National, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ames National	$92.44M	1.71	$10.22M	$1.27	13.95
Capital City Bank Group	$270.63M	2.40	$52.92M	$3.37	11.28

Is ATLO or CCBG a better dividend stock?

Ames National pays an annual dividend of $0.80 per share and has a dividend yield of 4.5%. Capital City Bank Group pays an annual dividend of $0.96 per share and has a dividend yield of 2.5%. Ames National pays out 63.0% of its earnings in the form of a dividend. Capital City Bank Group pays out 28.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital City Bank Group has raised its dividend for 11 consecutive years.

Which has more volatility and risk, ATLO or CCBG?

Ames National has a beta of 0.48, suggesting that its share price is 52% less volatile than the S&P 500. Comparatively, Capital City Bank Group has a beta of 0.36, suggesting that its share price is 64% less volatile than the S&P 500.

Do insiders and institutionals hold more shares of ATLO or CCBG?

26.5% of Ames National shares are held by institutional investors. Comparatively, 44.6% of Capital City Bank Group shares are held by institutional investors. 2.1% of Ames National shares are held by insiders. Comparatively, 19.6% of Capital City Bank Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the MarketBeat Community believe in ATLO or CCBG?

Capital City Bank Group received 137 more outperform votes than Ames National when rated by MarketBeat users. However, 54.49% of users gave Ames National an outperform vote while only 54.29% of users gave Capital City Bank Group an outperform vote.

Company	Underperform	Outperform
Ames National	Outperform Votes 97 54.49%	Underperform Votes 81 45.51%
Capital City Bank Group	Outperform Votes 234 54.29%	Underperform Votes 197 45.71%

Is ATLO or CCBG more profitable?

Capital City Bank Group has a net margin of 20.77% compared to Ames National's net margin of 12.10%. Capital City Bank Group's return on equity of 11.76% beat Ames National's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Ames National	12.10%	6.41%	0.53%
Capital City Bank Group	20.77%	11.76%	1.33%

Do analysts rate ATLO or CCBG?

Capital City Bank Group has a consensus target price of $38.33, indicating a potential upside of 0.85%. Given Capital City Bank Group's stronger consensus rating and higher probable upside, analysts plainly believe Capital City Bank Group is more favorable than Ames National.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ames National	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Capital City Bank Group	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Summary

Capital City Bank Group beats Ames National on 16 of the 21 factors compared between the two stocks.