1895 Bancorp of Wisconsin (BCOW) Competitors

1895 Bancorp of Wisconsin (NASDAQ:BCOW) and Open Lending (NASDAQ:LPRO) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, earnings, analyst recommendations, risk, valuation and media sentiment.

Do insiders and institutionals believe in BCOW or LPRO?

37.8% of 1895 Bancorp of Wisconsin shares are held by institutional investors. Comparatively, 78.1% of Open Lending shares are held by institutional investors. 8.4% of 1895 Bancorp of Wisconsin shares are held by insiders. Comparatively, 13.2% of Open Lending shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Which has better earnings and valuation, BCOW or LPRO?

1895 Bancorp of Wisconsin has higher earnings, but lower revenue than Open Lending. Open Lending is trading at a lower price-to-earnings ratio than 1895 Bancorp of Wisconsin, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
1895 Bancorp of Wisconsin	$12.13M	5.16	-$6.79M	$0.04	281.25
Open Lending	$24.02M	10.32	-$135.01M	-$1.18	-1.75

Does the media prefer BCOW or LPRO?

In the previous week, Open Lending had 12 more articles in the media than 1895 Bancorp of Wisconsin. MarketBeat recorded 12 mentions for Open Lending and 0 mentions for 1895 Bancorp of Wisconsin. Open Lending's average media sentiment score of 0.51 beat 1895 Bancorp of Wisconsin's score of 0.00 indicating that Open Lending is being referred to more favorably in the news media.

Company	Overall Sentiment
1895 Bancorp of Wisconsin	Neutral
Open Lending	Positive

Which has more risk and volatility, BCOW or LPRO?

1895 Bancorp of Wisconsin has a beta of 0.06, suggesting that its stock price is 94% less volatile than the S&P 500. Comparatively, Open Lending has a beta of 1.92, suggesting that its stock price is 92% more volatile than the S&P 500.

Do analysts rate BCOW or LPRO?

Open Lending has a consensus price target of $3.10, indicating a potential upside of 49.76%. Given Open Lending's stronger consensus rating and higher probable upside, analysts plainly believe Open Lending is more favorable than 1895 Bancorp of Wisconsin.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
1895 Bancorp of Wisconsin	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Open Lending	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is BCOW or LPRO more profitable?

Open Lending has a net margin of 0.00% compared to 1895 Bancorp of Wisconsin's net margin of -13.08%. 1895 Bancorp of Wisconsin's return on equity of -4.52% beat Open Lending's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
1895 Bancorp of Wisconsin	-13.08%	-4.52%	-0.58%
Open Lending	N/A	-48.33%	-17.09%

Summary

Open Lending beats 1895 Bancorp of Wisconsin on 12 of the 16 factors compared between the two stocks.