CB Financial Services (CBFV) Competitors

South Plains Financial (NASDAQ:SPFI) and CB Financial Services (NASDAQ:CBFV) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, media sentiment, analyst recommendations, profitability, institutional ownership and risk.

Which has preferable valuation and earnings, SPFI or CBFV?

South Plains Financial has higher revenue and earnings than CB Financial Services. South Plains Financial is trading at a lower price-to-earnings ratio than CB Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
South Plains Financial	$288.97M	2.18	$49.72M	$3.20	12.14
CB Financial Services	$49.29M	3.20	$12.59M	$2.15	14.71

Is SPFI or CBFV more profitable?

South Plains Financial has a net margin of 18.59% compared to CB Financial Services' net margin of 14.43%. South Plains Financial's return on equity of 12.27% beat CB Financial Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
South Plains Financial	18.59%	12.27%	1.26%
CB Financial Services	14.43%	7.79%	0.76%

Is SPFI or CBFV a better dividend stock?

South Plains Financial pays an annual dividend of $0.64 per share and has a dividend yield of 1.6%. CB Financial Services pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. South Plains Financial pays out 20.0% of its earnings in the form of a dividend. CB Financial Services pays out 48.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. South Plains Financial has increased its dividend for 5 consecutive years.

Do insiders & institutionals believe in SPFI or CBFV?

55.0% of South Plains Financial shares are held by institutional investors. Comparatively, 33.1% of CB Financial Services shares are held by institutional investors. 24.6% of South Plains Financial shares are held by company insiders. Comparatively, 9.7% of CB Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Does the media prefer SPFI or CBFV?

In the previous week, South Plains Financial and South Plains Financial both had 1 articles in the media. CB Financial Services' average media sentiment score of 1.43 beat South Plains Financial's score of 0.93 indicating that CB Financial Services is being referred to more favorably in the news media.

Company	Overall Sentiment
South Plains Financial	Positive
CB Financial Services	Positive

Do analysts recommend SPFI or CBFV?

South Plains Financial currently has a consensus target price of $44.67, suggesting a potential upside of 14.94%. CB Financial Services has a consensus target price of $35.50, suggesting a potential upside of 12.24%. Given South Plains Financial's stronger consensus rating and higher possible upside, research analysts plainly believe South Plains Financial is more favorable than CB Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
South Plains Financial	0 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	3.00
CB Financial Services	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Which has more volatility & risk, SPFI or CBFV?

South Plains Financial has a beta of 0.72, indicating that its share price is 28% less volatile than the S&P 500. Comparatively, CB Financial Services has a beta of 0.37, indicating that its share price is 63% less volatile than the S&P 500.

Summary

South Plains Financial beats CB Financial Services on 14 of the 18 factors compared between the two stocks.