CB Financial Services (CBFV) Competitors

Velocity Financial (NYSE:VEL) and CB Financial Services (NASDAQ:CBFV) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, media sentiment, earnings, profitability, valuation, community ranking, analyst recommendations, institutional ownership and risk.

Do analysts rate VEL or CBFV?

Velocity Financial presently has a consensus price target of $21.50, suggesting a potential upside of 31.23%. CB Financial Services has a consensus price target of $26.00, suggesting a potential downside of 11.80%. Given Velocity Financial's stronger consensus rating and higher probable upside, equities research analysts plainly believe Velocity Financial is more favorable than CB Financial Services.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Velocity Financial	1 Sell rating(s)	0 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.50
CB Financial Services	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do institutionals and insiders hold more shares of VEL or CBFV?

97.5% of Velocity Financial shares are held by institutional investors. Comparatively, 33.1% of CB Financial Services shares are held by institutional investors. 4.6% of Velocity Financial shares are held by company insiders. Comparatively, 9.7% of CB Financial Services shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Which has preferable valuation and earnings, VEL or CBFV?

Velocity Financial has higher revenue and earnings than CB Financial Services. Velocity Financial is trading at a lower price-to-earnings ratio than CB Financial Services, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Velocity Financial	$224.07M	2.67	$52.27M	$1.94	8.44
CB Financial Services	$47.97M	3.09	$12.59M	$1.92	15.35

Does the media prefer VEL or CBFV?

In the previous week, CB Financial Services had 6 more articles in the media than Velocity Financial. MarketBeat recorded 6 mentions for CB Financial Services and 0 mentions for Velocity Financial. CB Financial Services' average media sentiment score of 0.86 beat Velocity Financial's score of 0.00 indicating that CB Financial Services is being referred to more favorably in the news media.

Company	Overall Sentiment
Velocity Financial	Neutral
CB Financial Services	Positive

Which has more risk and volatility, VEL or CBFV?

Velocity Financial has a beta of 1.26, indicating that its stock price is 26% more volatile than the S&P 500. Comparatively, CB Financial Services has a beta of 0.33, indicating that its stock price is 67% less volatile than the S&P 500.

Is VEL or CBFV more profitable?

Velocity Financial has a net margin of 51.06% compared to CB Financial Services' net margin of 15.43%. Velocity Financial's return on equity of 14.50% beat CB Financial Services' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Velocity Financial	51.06%	14.50%	1.41%
CB Financial Services	15.43%	7.45%	0.70%

Does the MarketBeat Community favor VEL or CBFV?

CB Financial Services received 34 more outperform votes than Velocity Financial when rated by MarketBeat users. However, 68.71% of users gave Velocity Financial an outperform vote while only 36.39% of users gave CB Financial Services an outperform vote.

Company	Underperform	Outperform
Velocity Financial	Outperform Votes 101 68.71%	Underperform Votes 46 31.29%
CB Financial Services	Outperform Votes 135 36.39%	Underperform Votes 236 63.61%

Summary

Velocity Financial beats CB Financial Services on 12 of the 18 factors compared between the two stocks.