CIZN vs. HWBK, WNEB, FUNC, FINW, SWKH, BETR, FCCO, BKKT, FXNC, and CBNA
Should you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Hawthorn Bancshares (HWBK), Western New England Bancorp (WNEB), First United (FUNC), FinWise Bancorp (FINW), SWK (SWKH), Better Home & Finance (BETR), First Community (FCCO), Bakkt (BKKT), First National (FXNC), and Chain Bridge Bancorp (CBNA). These companies are all part of the "banking" industry.
Citizens vs. Its Competitors
Citizens (NASDAQ:CIZN) and Hawthorn Bancshares (NASDAQ:HWBK) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, earnings, institutional ownership, valuation, dividends, profitability and media sentiment.
Hawthorn Bancshares has higher revenue and earnings than Citizens. Citizens is trading at a lower price-to-earnings ratio than Hawthorn Bancshares, indicating that it is currently the more affordable of the two stocks.
Citizens has a beta of -0.05, indicating that its share price is 105% less volatile than the S&P 500. Comparatively, Hawthorn Bancshares has a beta of 0.56, indicating that its share price is 44% less volatile than the S&P 500.
9.7% of Citizens shares are held by institutional investors. Comparatively, 30.7% of Hawthorn Bancshares shares are held by institutional investors. 8.9% of Citizens shares are held by insiders. Comparatively, 22.7% of Hawthorn Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
In the previous week, Hawthorn Bancshares had 3 more articles in the media than Citizens. MarketBeat recorded 4 mentions for Hawthorn Bancshares and 1 mentions for Citizens. Citizens' average media sentiment score of 1.18 beat Hawthorn Bancshares' score of -0.04 indicating that Citizens is being referred to more favorably in the media.
Hawthorn Bancshares has a net margin of 17.52% compared to Citizens' net margin of 7.00%. Hawthorn Bancshares' return on equity of 13.06% beat Citizens' return on equity.
Citizens pays an annual dividend of $0.08 per share and has a dividend yield of 0.9%. Hawthorn Bancshares pays an annual dividend of $0.80 per share and has a dividend yield of 2.7%. Citizens pays out 10.0% of its earnings in the form of a dividend. Hawthorn Bancshares pays out 29.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Citizens has increased its dividend for 1 consecutive years and Hawthorn Bancshares has increased its dividend for 5 consecutive years. Hawthorn Bancshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Summary
Hawthorn Bancshares beats Citizens on 14 of the 17 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding CIZN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Citizens Competitors List
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This page (NASDAQ:CIZN) was last updated on 7/4/2025 by MarketBeat.com Staff
