Citizens (CIZN) Competitors $8.51 +0.09 (+1.04%) As of 03:02 PM Eastern Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesSEC FilingsShort InterestTrendsBuy This Stock CIZN vs. BETR, FUNC, BLFY, WNEB, FINW, ISTR, FSFG, FCCO, FXNC, and OPBKShould you be buying Citizens stock or one of its competitors? The main competitors of Citizens include Better Home & Finance (BETR), First United (FUNC), Blue Foundry Bancorp (BLFY), Western New England Bancorp (WNEB), FinWise Bancorp (FINW), Investar (ISTR), First Savings Financial Group (FSFG), First Community (FCCO), First National (FXNC), and OP Bancorp (OPBK). These companies are all part of the "banking" industry. Citizens vs. Its Competitors Better Home & Finance First United Blue Foundry Bancorp Western New England Bancorp FinWise Bancorp Investar First Savings Financial Group First Community First National OP Bancorp Citizens (NASDAQ:CIZN) and Better Home & Finance (NASDAQ:BETR) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, media sentiment, analyst recommendations, profitability, earnings, dividends, valuation and community ranking. Which has better valuation and earnings, CIZN or BETR? Citizens has higher earnings, but lower revenue than Better Home & Finance. Better Home & Finance is trading at a lower price-to-earnings ratio than Citizens, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens$40.95M1.18$5.49M$0.8010.64Better Home & Finance$136.90M1.53-$536.42M-$13.32-1.04 Do insiders and institutionals have more ownership in CIZN or BETR? 9.7% of Citizens shares are held by institutional investors. Comparatively, 20.9% of Better Home & Finance shares are held by institutional investors. 8.9% of Citizens shares are held by company insiders. Comparatively, 23.6% of Better Home & Finance shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. Which has more volatility and risk, CIZN or BETR? Citizens has a beta of -0.05, indicating that its stock price is 105% less volatile than the S&P 500. Comparatively, Better Home & Finance has a beta of 1.59, indicating that its stock price is 59% more volatile than the S&P 500. Does the MarketBeat Community prefer CIZN or BETR? Citizens received 96 more outperform votes than Better Home & Finance when rated by MarketBeat users. CompanyUnderperformOutperformCitizensOutperform Votes9643.24% Underperform Votes12656.76% Better Home & FinanceN/AN/A Is CIZN or BETR more profitable? Citizens has a net margin of 7.00% compared to Better Home & Finance's net margin of -187.29%. Citizens' return on equity of 11.28% beat Better Home & Finance's return on equity.Company Net Margins Return on Equity Return on Assets Citizens7.00% 11.28% 0.37% Better Home & Finance -187.29%-300.92%-20.70% Does the media prefer CIZN or BETR? In the previous week, Better Home & Finance had 1 more articles in the media than Citizens. MarketBeat recorded 3 mentions for Better Home & Finance and 2 mentions for Citizens. Better Home & Finance's average media sentiment score of 0.92 beat Citizens' score of -1.00 indicating that Better Home & Finance is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Citizens 0 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Negative Better Home & Finance 0 Very Positive mention(s) 1 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive SummaryCitizens and Better Home & Finance tied by winning 7 of the 14 factors compared between the two stocks. Get Citizens News Delivered to You Automatically Sign up to receive the latest news and ratings for CIZN and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CIZN and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CIZN vs. The Competition Export to ExcelMetricCitizensState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$48.12M$3.26B$11.61B$8.50BDividend Yield0.94%3.76%5.65%4.17%P/E Ratio8.6823.5322.8019.64Price / Sales1.183.0526.76152.17Price / Cash9.2510.6317.6034.64Price / Book1.121.182.844.60Net Income$5.49M$372.21M$1.04B$248.06M7 Day Performance-0.35%-1.36%-0.32%-1.02%1 Month Performance-0.70%-3.02%0.15%3.51%1 Year Performance9.10%19.39%539.72%12.68% Citizens Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CIZNCitizens0.3263 of 5 stars$8.51+1.0%N/A+7.4%$48.12M$40.95M8.68250Negative NewsDividend CutBETRBetter Home & Finance1.5795 of 5 stars$12.74-5.3%N/A+4,014.7%$193.70M$136.90M-0.961,300FUNCFirst United4.3778 of 5 stars$29.87-0.6%$42.00+40.6%+49.4%$193.53M$82.03M9.48300Positive NewsBLFYBlue Foundry Bancorp1.876 of 5 stars$8.88-2.0%$11.00+23.9%-0.1%$192.88M$40.61M-15.86180WNEBWestern New England Bancorp3.3355 of 5 stars$9.22-2.3%$8.50-7.8%+43.3%$190.96M$72.99M16.46360FINWFinWise Bancorp4.0351 of 5 stars$14.27-0.5%$20.88+46.3%+42.4%$188.58M$84.44M15.18120Positive NewsISTRInvestar4.9583 of 5 stars$18.66-1.8%$22.00+17.9%+26.1%$183.71M$83.23M9.15340News CoveragePositive NewsFSFGFirst Savings Financial Group4.7761 of 5 stars$26.39-0.8%$32.33+22.5%+52.5%$182.59M$76.75M9.63470Positive NewsHigh Trading VolumeFCCOFirst Community4.4757 of 5 stars$23.42-1.2%$29.67+26.7%+37.5%$179.91M$64.13M12.94250Positive NewsFXNCFirst National4.2188 of 5 stars$19.84-1.8%$24.75+24.7%+29.0%$178.30M$70.49M17.10210Positive NewsShort Interest ↑OPBKOP Bancorp4.1149 of 5 stars$11.94-3.0%$18.00+50.8%+29.3%$177.30M$84.70M8.59190Positive News Related Companies and Tools Related Companies Better Home & Finance Competitors First United Competitors Blue Foundry Bancorp Competitors Western New England Bancorp Competitors FinWise Bancorp Competitors Investar Competitors First Savings Financial Group Competitors First Community Competitors First National Competitors OP Bancorp Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CIZN) was last updated on 6/13/2025 by MarketBeat.com Staff From Our PartnersUtah’s New Oil FindThe Real Reason 218,000 Acres Just Vanished The government just quietly leased 218,000 acres in the middle ...Stansberry Research | SponsoredWhy July 22nd Could Mean Big Changes for Social SecurityIn a stunning move, President Trump has authorized an AI-led transformation of federal agencies, including Soc...Altimetry | SponsoredElon’s NEXT Big IPO?Cancel your internet TODAY!? 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