Catalyst Bancorp (CLST) Competitors

Old Point Financial (NASDAQ:OPOF) and Catalyst Bancorp (NASDAQ:CLST) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, profitability, earnings, dividends, valuation, media sentiment, analyst recommendations and institutional ownership.

Is OPOF or CLST more profitable?

Catalyst Bancorp has a net margin of 13.74% compared to Old Point Financial's net margin of 10.12%. Old Point Financial's return on equity of 8.16% beat Catalyst Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Old Point Financial	10.12%	8.16%	0.66%
Catalyst Bancorp	13.74%	2.70%	0.79%

Which has preferable earnings & valuation, OPOF or CLST?

Old Point Financial has higher revenue and earnings than Catalyst Bancorp. Catalyst Bancorp is trading at a lower price-to-earnings ratio than Old Point Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Old Point Financial	$85.82M	2.48	$9.51M	$1.70	24.54
Catalyst Bancorp	$10.02M	5.25	-$3.09M	$0.57	22.28

Does the media favor OPOF or CLST?

In the previous week, Old Point Financial had 1 more articles in the media than Catalyst Bancorp. MarketBeat recorded 1 mentions for Old Point Financial and 0 mentions for Catalyst Bancorp. Old Point Financial's average media sentiment score of 0.00 equaled Catalyst Bancorp'saverage media sentiment score.

Company	Overall Sentiment
Old Point Financial	Neutral
Catalyst Bancorp	Neutral

Which has more risk & volatility, OPOF or CLST?

Old Point Financial has a beta of -0.32, suggesting that its share price is 132% less volatile than the S&P 500. Comparatively, Catalyst Bancorp has a beta of 0.17, suggesting that its share price is 83% less volatile than the S&P 500.

Do institutionals and insiders believe in OPOF or CLST?

33.4% of Old Point Financial shares are owned by institutional investors. Comparatively, 33.1% of Catalyst Bancorp shares are owned by institutional investors. 21.1% of Old Point Financial shares are owned by insiders. Comparatively, 8.2% of Catalyst Bancorp shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Summary

Old Point Financial beats Catalyst Bancorp on 8 of the 12 factors compared between the two stocks.