Capital One Financial (COF) Stock Forecast & Price Target

$204.88 -3.86 (-1.85%)

Closing price 10/30/2026 03:59 PM Eastern

Extended Trading

$204.60 -0.28 (-0.14%)

As of 10/30/2026 07:51 PM Eastern

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Capital One Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Moderate Buy

Based on 24 Analyst Ratings

Sell
0

Hold
4

Buy
20

Based on 24 Wall Street analysts who have issued ratings for Capital One Financial in the last 12 months, the stock has a consensus rating of "Moderate Buy." Out of the 24 analysts, 4 have given a hold rating, and 20 have given a buy rating for COF.

Consensus Price Target

$256.77
25.33% Upside

According to the 24 analysts' twelve-month price targets for Capital One Financial, the average price target is $256.77. The highest price target for COF is $300.00, while the lowest price target for COF is $225.00. The average price target represents a forecasted upside of 25.33% from the current price of $204.88.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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COF Analyst Ratings Over Time

Type	Current Forecast 10/31/25 to 10/31/26	1 Month Ago 10/1/25 to 10/1/26	3 Months Ago 8/2/25 to 8/2/26	1 Year Ago 10/31/24 to 10/31/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	3 Strong Buy rating(s)
Buy	20 Buy rating(s)	21 Buy rating(s)	20 Buy rating(s)	14 Buy rating(s)
Hold	4 Hold rating(s)	3 Hold rating(s)	4 Hold rating(s)	5 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$256.77	$258.50	$259.14	$261.63
Forecasted Upside	25.33% Upside	33.05% Upside	24.05% Upside	18.87% Upside
Consensus Rating	Moderate Buy	Moderate Buy	Moderate Buy	Moderate Buy

COF Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

COF Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

Capital One Financial Stock vs. The Competition

Type	Capital One Financial	Finance Companies	Broader Market
Consensus Rating Score	2.83	2.27	2.52
Consensus Rating	Moderate Buy	Hold	Moderate Buy
Predicted Upside	25.33% Upside	32.59% Upside	15.64% Upside
News Sentiment Rating	Positive News See Recent COF News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

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Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
10/27/2026	Evercore 3 of 5 stars	John Pancari 3 of 5 stars	Reiterated Rating	Outperform	$230.00	+13.67%
10/22/2026	UBS Group 4 of 5 stars	Erika Najarian 3 of 5 stars	Reiterated Rating	Buy
10/21/2026	Weiss Ratings 2 of 5 stars		Upgrade	Hold (C+) ➝ Buy (B-)
10/21/2026	TD Cowen Subscribe to MarketBeat All Access to unlock brokerage rankings	Moshe Orenbuch Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Buy	$242.00 ➝ $250.00	+23.98%
10/21/2026	Piper Sandler Subscribe to MarketBeat All Access to unlock brokerage rankings	Bill Carcache Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Overweight	$260.00 ➝ $269.00	+33.40%
10/21/2026	Citigroup Subscribe to MarketBeat All Access to unlock brokerage rankings	Benjamin Gerlinger Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Buy	$280.00 ➝ $285.00	+41.33%
10/21/2026	Barclays Subscribe to MarketBeat All Access to unlock brokerage rankings	Terry Ma Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Overweight	$237.00 ➝ $238.00	+18.03%
10/21/2026	BMO Capital Markets Subscribe to MarketBeat All Access to unlock brokerage rankings	Andrew Bauch Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Market Perform	$219.00 ➝ $225.00	+7.50%
10/21/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access to unlock brokerage rankings	Richard Shane Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Overweight	$227.00 ➝ $241.00	+14.54%
10/12/2026	Morgan Stanley Subscribe to MarketBeat All Access to unlock brokerage rankings	Jeffrey Adelson Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Overweight	$273.00 ➝ $267.00	+34.08%
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8/25/2026	Wolfe Research Subscribe to MarketBeat All Access to unlock brokerage rankings	Darrin Peller Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Outperform	$255.00 ➝ $275.00	+27.14%
8/20/2026	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access to unlock brokerage rankings		Set Target		$245.00	+14.23%
7/12/2026	HSBC Subscribe to MarketBeat All Access to unlock brokerage rankings	Saul Martinez Subscribe to MarketBeat All Access to unlock analyst rankings	Upgrade	Hold ➝ Buy	$226.00 ➝ $229.00	+13.69%
7/9/2026	Bank of America Subscribe to MarketBeat All Access to unlock brokerage rankings	Mihir Bhatia Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Buy	$234.00 ➝ $231.00	+20.50%
6/30/2026	BTIG Research Subscribe to MarketBeat All Access to unlock brokerage rankings	Vincent Caintic Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Buy	$224.00 ➝ $259.00	+28.17%
4/29/2026	Rothschild & Co Redburn Subscribe to MarketBeat All Access to unlock brokerage rankings		Lower Target	Buy	$290.00 ➝ $275.00	+44.33%
4/23/2026	Argus Subscribe to MarketBeat All Access to unlock brokerage rankings		Lower Target	Buy	$260.00 ➝ $250.00	+25.42%
4/23/2026	Truist Financial Subscribe to MarketBeat All Access to unlock brokerage rankings	Brian Foran Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Buy	$275.00 ➝ $255.00	+27.93%
4/10/2026	Royal Bank Of Canada Subscribe to MarketBeat All Access to unlock brokerage rankings	Jon Arfstrom Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Sector Perform	$275.00 ➝ $235.00	+20.57%
4/9/2026	Wells Fargo & Company Subscribe to MarketBeat All Access to unlock brokerage rankings	Donald Fandetti Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Overweight	$280.00 ➝ $260.00	+35.14%
4/7/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access to unlock brokerage rankings	Ryan Nash Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Buy	$300.00 ➝ $260.00	+41.34%
3/16/2026	Jefferies Financial Group Subscribe to MarketBeat All Access to unlock brokerage rankings	John Hecht Subscribe to MarketBeat All Access to unlock analyst rankings	Reiterated Rating	Buy	$300.00	+65.08%
1/2/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access to unlock brokerage rankings	Sanjay Sakhrani Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Outperform	$260.00 ➝ $290.00	+18.77%
11/24/2025	Zacks Research Subscribe to MarketBeat All Access to unlock brokerage rankings		Downgrade	Strong-Buy ➝ Hold
10/22/2025	Robert W. Baird Subscribe to MarketBeat All Access to unlock brokerage rankings	David George Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Outperform	$245.00 ➝ $270.00	+20.50%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Sunday at 12:43 AM ET.

Should I Buy Capital One Financial Stock? COF Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, October 28, 2026. Please send any questions or comments about these Capital One Financial pros and cons to contact@marketbeat.com.

Capital One Financial
Bull Case

Here are some ways that investors could benefit from investing in Capital One Financial Co.:

Capital One Financial Co. recently delivered a strong third-quarter performance, reporting adjusted earnings per share of $6.69, which significantly exceeded the consensus estimate of $5.53, demonstrating robust profitability and operational efficiency that can drive shareholder value.
The company's stock is currently trading at $204.86, which is well below the consensus price target of $255.04, suggesting substantial upside potential as analysts maintain a Moderate Buy rating based on recent positive momentum and earnings beats.
Capital One Financial Co. offers a stable dividend yield of 1.59% with a conservative payout ratio of 18.89%, providing income to investors while retaining the majority of earnings for reinvestment into growth initiatives such as the ongoing Discover integration.
Recent institutional activity shows positive sentiment, with firms like Deroy & Devereaux Private Investment Counsel Inc. increasing their stake by 21.8% in the third quarter, indicating that professional investors are confident in the company's strategic direction and financial health.
The company's valuation appears attractive with a P/E ratio of 12.09, which is reasonable for a diversified financial services provider that is successfully integrating new assets and maintaining strong revenue growth of 6.4% year-over-year.

Capital One Financial
Bear Case

Investors should be bearish about investing in Capital One Financial Co. for these reasons:

Insider selling has been consistent, with multiple executives including Ravi Raghu and Lia Dean selling shares in recent months, which may signal that company insiders are taking advantage of current price levels to reduce their personal exposure.
Some institutional investors are reducing their positions, such as Deltec Asset Management LLC, which trimmed its stake by 76.8% in the third quarter, suggesting that certain large holders are less confident in the stock's near-term performance.
The stock has experienced volatility, hitting a 52-week low of $174.24 in June 2026, indicating that the market has been uncertain about the company's trajectory and that there is significant risk associated with holding the stock during periods of economic uncertainty.
While the company beat earnings estimates, the stock price has not fully captured the upside, as it is trading below its 50-day simple moving average of $206.25, which may indicate short-term bearish momentum and potential for further price correction.
The integration of the Discover business, while driving margin gains, also introduces execution risk and complexity, which could impact operational efficiency and customer retention if not managed effectively in the coming quarters.

COF Forecast - Frequently Asked Questions

According to the research reports of 24 Wall Street equities research analysts, the average twelve-month stock price forecast for Capital One Financial is $256.77, with a high forecast of $300.00 and a low forecast of $225.00.

24 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Capital One Financial in the last year. There are currently 4 hold ratings and 20 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" COF shares.

According to analysts, Capital One Financial's stock has a predicted upside of 25.33% based on their 12-month stock forecasts.

Over the previous 90 days, Capital One Financial's stock had 3 upgrades and 1 downgrade by analysts.

Capital One Financial has been rated by research analysts at Barclays, BMO Capital Markets, Citigroup, Deutsche Bank Aktiengesellschaft, Evercore, JPMorgan Chase & Co., Morgan Stanley, Piper Sandler, TD Cowen, UBS Group, Weiss Ratings, and Wolfe Research in the past 90 days.

Capital One Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Capital One Financial more than other "finance" companies. The consensus rating for Capital One Financial is Moderate Buy while the average consensus rating for "finance" companies is Hold. Learn more on how COF compares to other companies.

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MarketBeat monitors more than a dozen sources for Capital One Financial analyst ratings, with the most recent rating issued on 10/27/2026.

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Capital One Financial (COF) Stock Forecast & Price Target